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The Maruti XL6, also known as the NEXA XL6, is one of the most impressive cars in its segment. Going up against the Kia Carens, Maruti Suzuki Ertiga, and Mahindra Marazzo, it is a great car that merges comfort, style and luxury. The 6-seater MUV has a roomy all-black interior with 3 rows and comes with features that suit a variety of lifestyles. On the technical side, Maruti XL6 specifications include a 1.5 litre petrol engine, the same as in the Ertiga’s. The car is up for offer in two trims, the Zeta and Alpha, and you can choose from six different colours. Ex-showroom prices start at Rs. 9.80 Lakhs and go up to Rs. 11.46 Lakhs, for the Zeta MT and Alpha AT respectively.


If you’re interested in buying this premium offering by Maruti Suzuki, car insurance is one vital aspect you must consider in addition to technical specifications and features. Maruti XL6 car insurance rates are likely to vary on the basis of factors like the model, variant, IDV and so on. Read on to know more about the XL6 and how to go about getting car insurance.

Check Insurance Premium for Maruti XL6 Variants

Having a reliable estimate of your car’s total cost and the standard average car insurance price comes in handy when finding an insurance plan that fits your budget and needs.


Here is a quick look at the premium rates for the top Maruti XL6 variants :

Maruti XL6

Fuel Type

Ex-Showroom Price (Delhi)

Insured Declared Value

(year of purchase 2021)

Estimated Third-Party Premium~

FY 2022-23

(effective 1st April, 2022)

Maruti XL6 Zeta



Rs. 8,11,200

Rs. 3416

Maruti XL6 Alpha





Rs. 3416

Maruti XL6 Zeta AT





Rs. 3416

Maruti XL6 Alpha AT





Rs. 3416

Disclaimer: The above information is only applicable to a new Maruti XL6 bought in 2021. The insurance rates are dependent on the Maruti XL6 variant, model, fuel type, region, year of registration, add-on covers, IDV and other factors.

How to Buy Maruti XL6 Insurance Online?

Thanks to online platforms such as Bajaj Markets, buying Maruti XL6 car insurance online is easier than ever. Here is all you need to do:


  1. Visit the Bajaj Markets website.

  2. Navigate to the Car Insurance Calculator section.

  3. Enter your car’s registration number and your KYC information.

  4. Fill out any other details and complete the application.

  5. Select the insurance plan you have liked and proceed to payment.

  6. Pay the premium online itself.

  7. Once approved, your XL6 car insurance policy document will be sent to your registered email address.

How to Renew Maruti XL6 Insurance Online?

If your XL6 car insurance policy has expired, you can either renew it or buy a new plan. If you want to renew your pre-existing XL6 car insurance plan, here is what you need to do:


  1. Go to the Bajaj Markets car insurance renewal portal.

  2. Fill out the details, including your vehicle registrations number and mobile number.

  3. Enter the details about your pre-existing policy.

  4. Verify the insurance rates for policy renewal.

  5. Complete the renewal payment procedure.

  6. You will now be able to download your renewed policy documents.

Why Should I Insure My Maruti XL6?

Car insurance is not just a legal mandate in India, but it is also an essential protective shield for your precious car. In a tough situation, car insurance can be a lifesaver. Here are a few reasons why you need to opt for XL6 car insurance:


  • To avoid fines or legal punishment for not buying third party insurance.

  • To get financial protection in case of an accident where your car has sustained damages.

  • To get financial protection in case of a natural calamity or a man-made one.

  • To get extended coverage through add-on covers.

Types of Maruti XL6 Car Insurance

In India, you will find two main types of car insurance in India: third-party insurance and comprehensive insurance. Depending on which insurance policy you go for, the rates for your XL6 car insurance will differ. Here is a brief overview of both types of insurance:

Third-party Car Insurance:

The third party car insurance is the most basic insurance plan available in the market - a legal requirement for any car-owner, as per the Motor Vehicles Act, 1988. It offers coverage for damages sustained by a third party or their property in a mishap involving the policyholder’s car.

Comprehensive Car Insurance:

This comprehensive car insurance plan offers extensive coverage, and in addition to third-party liabilities, it also covers damages caused by you as the owner. Plus, you can further extend the scope of financial protection with the help of add-ons.


Car insurance plans dictate certain situations or circumstances as valid for making an insurance claim. Here are the standard inclusions for car insurance plans available on Bajaj Markets, when you opt for XL6 car insurance:


  • Third-party liabilities

  • Personal Accident cover also extends to passengers

  • Damage repair and replacements

  • Damage or total loss due to natural calamities

  • Damage or total loss due to man-made calamities

  • Damage due to accidents


Exclusions are expenses which are not covered or circumstances considered as valid for filing an insurance claim. Common exclusions for in your XL6 car insurance policy are:


  • Natural wear and tear of the vehicle over time

  • Mechanical/electrical breakdown

  • Damages or loss sustained due to criminal activities

  • Damages or loss sustained while the insured person is driving under the influence

  • Damages or loss sustained when the insured person is driving without a valid licence

  • Damages or loss sustained when the insurance plan is inactive

Add-On Covers for Your Maruti XL6 Car Insurance

Purchasing add-on covers is a smart way of extending the coverage of your insurance plan for a nominal price. This way, you get additional protection for specific purposes. A few popular add-on covers you can select along with your XL6 car insurance are:

1. Personal Accident Cover

The personal accident cover offers compensation in case the insured sustains injuries or a permanent disability due to a car accident, or in the event of accidental death.

2. Engine Protection

This engine protection covers expenses for repairing engine problems or issues like fuel seepage.

3. Roadside Assistance

The roadside assistance cover is one of the most-selected add-ons, as it offers services like refueling, towing or any other form of emergency roadside assistance when you are in need.

4. Personal Baggage Cover

If your car is involved in an accident or vehicle burglary, and your personal belongings in the car are lost or severely damaged, this cover provides financial coverage for it.

Maruti XL6 Insurance Claim Process

Filing an insurance claim on your XL6 car insurance via Bajaj Markets is a quick, easy and hassle-free process. All you need to have is your vehicle registration information, your policy documents and information or documents related to the incident.


Process for Filing Cashless Claims

Cashless claims is a much more convenient option than paying in cash upfront. The expenses are settled directly with the garage by your insurer. To file a cashless claim against your XL6 car insurance on Bajaj Markets, follow these steps:


  • Inform your insurer regarding the details of the accident and damages sustained as soon as possible.

  • Go to the nearest network garage and get your car repaired.

  • Hand your insurer the necessary documents.

  • After the verification is complete, your claim will be settled.


Process for Filing Reimbursement Claims

Reimbursement involves the insured paying the charges for repairs out of their own funds, and then getting reimbursed for the same by the insurer. Here is how you file a reimbursement claim against your XL6 car insurance:


  • Contact your insurance provider and give them all the relevant details about the damages to your car.

  • If necessary, file an FIR and present those papers to the insurer as well.

  • Pay for repairs out of your own wallet.

  • Submit the original bills or receipts from the garage to your insurer

  • Once the verification process is complete, your insurer will then reimburse you.


The documents required for filing a claim against your XL6 car insurance are as follows:


  • Car insurance policy document

  • Details of your insurance provider

  • Details of your vehicle

  • Details of the mishap or incident

  • FIR copy if necessary

  • Original bills and receipts for the car repairs

How to Reduce the Insurance Cost for your Maruti XL6

When you are buying a XL6 car insurance policy, the Maruti XL6 insurance costs may differ depending on which plan you get, what model you have, the year of purchase, etc. Here are a few ways you can find an insurance plan that fits in your budget:


  • Browse the plans available online and compare coverage, benefits, restrictions, premium rates, etc. before buying.

  • You can pay from your own pocket for smaller replacements or repairs to maintain the No Claim Bonus.

  • Avoid accidents and drive with great caution

  • Pay the deductible from your own funds when you file a claim.

Top Tips to Maintain Your Car

The Maruti XL6 is a stylishly-designed car, with a heavy emphasis on comfort. In order to ensure that it remains consistent, you need to take good care of it.


Here are a few useful tips that can come in handy:


  • Use a car cover to keep dust and debris off it.

  • Park in covered lots or under shade.

  • Use silicone rubber protectors for your door or window seals.

  • Polish and clean the seats regularly.

  • Keep the interiors clean of dirt, dust, debris and water.

Maruti XL6 Maintenance Costs

Maruti offers the first three maintenance services for free inclusive of car wash and a quick check-up. After that, the first servicing must be after covering 1000km, the second after covering about 5,000 km and so on. You can always contact your local servicing centre to get an estimate of the service costs for your Maruti XL6. The expected service charges for the Maruti XL6 are Rs. 23,305 over the course of 5 years.

Components to be Serviced at Different Intervals

As a luxury and premium performance-focused car, the Maruti XL6 runs smoothly and for a considerable duration of time. However, upkeep and careful maintenance are essential for keeping any car in good condition. Make sure to follow the servicing schedule recommended, and keep track of when the next servicing or component replacement is due.


These are the components you need to service regularly:


Servicing charges

Engine Oil


Oil Filter

Rs. 400

Air Filter

Rs. 400



Brake & Clutch Oil


Service Charges



The general servicing timeline for Maruti XL6 looks like this:

Service no.



Total Cost





























Note: All of the service costs and replacement costs mentioned above is merely indicative. The actual costs applicable to your vehicle may vary.

About Maruti XL6

The Maruti XL6 price range is from Rs. 10.14 lakhs to Rs. 12.02 lakhs (ex-showroom, Delhi). The two trims are Zeta and Alpha, both petrol engine-equipped. The fuel capacity is 1.5 litres, and features mild-hybrid tech. The engine is coupled with an optional 4-speed torque converter with the standard 5-speed manual transmission. The 4 variants are XL6 Zeta, Zeta AT, Alpha and Alpha AT, with Zeta as the base model and Alpha AT as the top variant. The seating capacity is 6 people, and the standard safety features include dual airbags, rear parking sensors and ABS with EBD. The car also comes with a feature-rich infotainment touchscreen, all-black leather interiors and comfortable captain seats. The Maruti XL6’s mileage is somewhere between 17.99-19.01 kmpl, depending on the variant and the ground clearance is 180mm.

Maruti XL6 Variants

The Maruti XL6 comes in 4 variants: Zeta, Zeta AT, Alpha and Alpha AT. Here is a quick glance at the options:

Maruti XL6 Variants

Fuel Type

Engine and Transmission

Maruti XL6 Zeta


1462 cc, Manual 5 speed

Maruti XL6 Alpha



1462 cc, Manual 5 speed

Maruti XL6 Zeta AT



1462 cc, Automatic 4 speed

Maruti XL6 Alpha AT



1462 cc, Automatic 4 speed


Maruti XL6 On-Road Price in Top Cities

The on-road price of the Maruti XL6 is indicative of the actual amount you will have to pay while buying the car, inclusive of insurance and other charges or taxes. The on-road prices for the Maruti XL6 in major Indian cities are as given:


Maruti XL6 On-Road Price


Rs. 11.66-13.78 Lakhs


Rs. 11.93-14.10 Lakhs


Rs. 12.56-14.86 Lakhs


Rs. 12.19-14.42 Lakhs

Maruti XL6 Features

The Maruti XL6 comes with a variety of attractive features such as :


  • 7-inch infotainment screen

  • Android Auto and Apple CarPlay connectivity

  • Cruise control

  • Auto climate control

  • Rear AC vents

  • Power Steering

  • Power Windows Front

  • Anti Lock Braking System

  • Air Conditioner

  • Driver Airbag

  • Passenger Airbag

  • Fog Lights - Front

  • Alloy Wheels


The Maruti XL6 is a high-performance luxury car that is one of the best in its bracket. While it lacks certain high-end features such as cup holders or rear window blinds, it is still a sturdy car with a refined and delivers well consistently. However, no matter how sturdy your car is, protecting it is still vital. Car insurance can provide the protection you need in the event of an accident, total loss or mishap. Depending on your preferences, budget and needs, you can opt for third-party or comprehensive XL6 car insurance and use add-on covers to extend the insurance coverage.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Maruti XL6 Insurance

What is the ex-showroom price of the base variant of the Maruti XL6?

The ex-showroom price of the Maruti XL6 Zeta is Rs. 10,14,000.

Which is a better option for my Maruti XL6 - third-party insurance or comprehensive car insurance plan?

If your budget allows for it, a comprehensive car insurance plan offers protection not only for third-party liabilities but also own damages and you can further choose add-ons.

Which documents do I need to submit while filing an insurance claim?

The documents required for filing a car insurance claim against your XL6 car insurance are as follows:

  • Car insurance policy document

  • Details of your insurance provider

  • Details of your vehicle

  • Details of the mishap or incident

  • FIR copy if necessary

  • Original bills and receipts for the car repairs

Does the insurance price of my Maruti XL6 change based on the IDV of my vehicle?

Yes, the XL6 car insurance premium amount is dependent on various factors including the vehicle’s IDV.

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