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Renault, one of the world’s largest vehicle manufacturers, offers four car models on sale in India: KWID, Kiger, Triber and Duster. When you finally decide which Renault car you want to buy, it is important to opt for Renault car insurance.The insurance provides a wide-range of financial protection to cope with unforeseen situations - be it an accident or a calamity. The third-party insurance plan protects you from property damage, physical injury, death, or disability caused by the Renault car in an accident. The comprehensive insurance plan will cover third-party obligations as well as damage to the Renault vehicle caused by natural or man-made disasters, accidents, fire, and theft.

Renault Car Insurance Price for Different Models

Given below is the list of Renault cars available in India and their insurance prices.


Model Names

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium~(Rs.) FY 2022-23 (effective 1st April, 2022)

Renault KWID

₹4.24 Lakh




Renault Kiger

₹5.79 Lakh




Renault Triber

₹5.69 Lakh




Renault Duster

₹9.86 Lakh



**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Get Your Hands on Renault Car Insurance Online?

Applying for a Renault car insurance policy is a simple and straightforward process on Bajaj Markets. Here’s a look at how to do it:


Step 1: Go to the Bajaj Markets ‘car insurance premium calculator’ page.


Step 2: Enter the details such as your car registration number and your phone number. If you don’t have a registration number, you will have to enter the RTO location, car model, manufacturing year and vehicle registration date.


Step 3: You will then get an instant policy quote listing your policy details and car insurance premium.


Step 4: If you are happy with the quote, you can proceed to make the payment online.


After a successful payment, your car insurance policy will be sent to you at your registered email address.

How to Renew Your Renault Car Insurance in 5 Simple Steps

Step 1: Visit the ‘car insurance renewal’ page on your insurer’s website.


Step 2: Provide your vehicle, personal, and previous policy details.


Step 3: Check your renewal premium.


Step 4: Make an instant payment online.


Step 5: Download your copy of the insurance policy.

Why Insure Your Renault Car

In case of any unfortunate incident like an accident, theft or natural calamity, you will face a huge burden if you do not have insurance. The repair and replacement costs of a Renault car can go as high as ₹1 lakh and sometimes even more than that. Renault car insurance covers your vehicle against unanticipated risks such as accidents, man-made catastrophes, third-party liabilities, natural disasters, fire, and theft. It not only covers your automobile but also compensates you if your car is involved in an accident that results in your incapacity or death.

Types of Renault Car Insurance

Car owners who own a Renault can choose between two types of insurance policies:

  • Third-Party Car Insurance

This kind of Renault insurance protects the car owner from third-party liabilities such as property damage, physical injury, death, or disability caused by the Renault car in an accident.

  • Comprehensive Car Insurance

This type of Renault insurance covers third-party obligations as well as damage to the Renault vehicle caused by natural disasters, accidents, fire, man-made disasters, and theft. Under personal accident protection, it also covers the owner-driver's handicap or death.

What is Covered Under Renault Car Insurance?

Third-party car insurance covers only the third-party damage, bodily injuries, death of the victim and personal accident. Whereas, comprehensive car insurance covers natural calamities, man-made disasters, third-party liabilities, own damage, theft and personal accident as well.

What is Not Covered Under Renault Car Insurance?

Some exclusions of your Renault car insurance are any damage caused due to speeding, riding under the influence of alcohol, riding someone else’s car, any damage caused outside the designated geographical area in the insurance policy, claims arising from contractual liability, etc.

Add On Covers to Enhance Your Renault Car Insurance

Here are some of the best add on covers that you can combine with your Renault car and make the most out of your car insurance.

  • Zero Depreciation Cover

Under a zero depreciation cover, your depreciation is not factored in during the claim settlement. You can claim the full amount as compensation by opting for this add on.

  • Roadside Assistance Cover

You get spot assistance in case you are stranded mid-journey by opting for this add on cover.

  • Return to Invoice Cover

In any unforeseen situation like the theft of your car, you can get the full market value of your car based on the purchase invoice by opting for this cover.

  • Personal Accident Cover

This cover will take care of any treatment and medical costs of the rider and pillion driver in case of an accident.

Claim Process of Renault Car Insurance

The following documents are required to make a claim for Renault car insurance

  • Renault insurance policy document

  • Renault car details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

Having a Renault car insurance is important but you should also know about the next important step, i.e. how the claims are registered. There are two ways in which a Renault car insurance can be claimed.

  • Claim Cashless Car Insurance for Renault Cars

In cashless claims, you have to take your car to one of the network garages to get it repaired. You do not have to pay anything as the insurer will directly settle the claim with the garage.

  • Claim Reimbursement for Renault Cars

In this type of claim, you can get your car repaired for any damages at any garage and pay for it out of your own pocket. The insurer will reimburse the paid bill amount to you after the claim is approved.

How to Reduce Your Renault Car Insurance

  • Cover Small Claims

By paying for small claims out of your own pocket and not including them in your insurance claim, you can lower the insurance premium amount.

  • Compare Quotes

Compare insurance costs by different insurance providers to avail the best cost-effective insurance plan for your Renault car.

  • No Claim Bonus

If you do not make any claims throughout the policy year, you will get the no claim bonus in car insurance and as a result, your renewal premium will be lowered.

  • Proper Maintenance

As your Renault car insurance premium is decided on various factors including your car condition, make sure you take good care of your car and get it serviced regularly to lower the insurance premiums.


Even though Renault cars are reliable and high on performance, they are still prone to certain situations like accidents, theft or natural calamities. To avoid a huge financial loss at such times, you should get your car insured. Comprehensive car insurance from Bajaj Markets will give you extensive coverage against multiple external risks by financially compensating for the damages caused to your car. To enjoy a joyous and carefree ride in your Renault car, get your comprehensive Renault car insurance on Bajaj Markets now!

Discover a range of insurance choices for Renault Car models

Check Out Car Insurance Partners Available at Bajaj Markets

Frequently Asked Questions (FAQs) on Renault Insurance

What is Bajaj Markets Claim Settlement Ratio (CSR) for cases involving Renault car insurance?

The CSR is calculated using all of the insurance company's claims. The Renault car insurance ratio is tough to separate. You can contact the customer service staff for further information.

How do I purchase Bajaj Markets auto insurance for my Renault?

To purchase Comprehensive Car Insurance for your Renault vehicle, go to Bajaj Markets car insurance or download the mobile app.

What documentation do I need to get Bajaj Markets to insure my car?

You do not need to submit any documentation to Bajaj Markets The entire procedure takes place without the use of any paper. You can also renew your policy without having to fill out any paperwork. By visiting our website or using the smartphone app, you can purchase, renew, or register a claim for your coverage.

What kind of auto insurance coverage is best for Renault vehicles?

Because it includes Third-Party Cover and Own Damage Cover, Comprehensive Cover for your Renault cars is an ideal alternative for total coverage. To supplement your coverage, you can purchase the Zero Depreciation add-on cover.

Can I increase the IDV of my Renault car?

Yes, you can increase the insured declared value, IDV of your car by paying a higher premium.

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