Volkswagen Vento Car Insurance

The German build quality, the body styling and the driving dynamics makes Volkswagen Vento. However, expenses due to unforeseen accidents can be quite expensive, and it is here where a Volkswagen Vento car insurance comes in handy. A third-party liability car insurance policy is mandated by law. Hence you cannot do without it. However, it is a basic insurance plan that covers you in case of third-party damages and liabilities. To put it simply, if you cause an accident, the Volkswagen car insurance cover will offer financial security against losses incurred to the third party and their vehicle.

Best Volkswagen Vento Variants and Insurance Price

The below table provides details on variants as well as Volkswagen Vento insurance price.

*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buy Volkswagen Vento Car Insurance Policy

Follow the below steps to buy a car insurance cover for your stylish Volkswagen Vento:

 

• Step 1: Enter details like your vehicle registration number and mobile number.

• Step 2: Include other necessary details of your car.

• Step 3: Select the type of insurance cover you want to buy.

• Step 4: Pay the premium amount online.

• Step 5: You’ll receive your insurance policy document via email!

Renew your Vento car insurance plan in just 5 easy steps:

 

• Step 1: Provide your car registration number and contact details.

• Step 2: Share your previous policy details.

• Step 3: Check your car insurance renewal premium amount.

• Step 4: Make online payment.

• Step 5: Download the copy of your Volkswagen Vento insurance policy.

Why Should You Insure Your Volkswagen Vento?

We can all agree that the entire COVID-19 scenario proves how one cannot be certain about leading a safe and healthy life. Similarly, as a car owner, no matter how cautious you are, the risk of accidents, theft, and natural calamities is looming over your head 24x7. Now, let’s say your car’s starter, clutch, piston, and brakes have been damaged due to floods. Replacing the starter alone can cost you a minimum of ₹6000. So, instead of paying for the damage from your pocket, you can have your insurance company cover the expenses.

Why Should You Opt for Comprehensive or Third-Party Car Insurance?

Third Party Insurance:

A third-party car insurance is mandated by law, hence you cannot do without it. However, it is a basic insurance plan that covers you in case of third-party damages and liabilities. To put it simply, if you cause an accident, this insurance cover will offer financial security against losses incurred to the third party and his/her vehicle.

 

Comprehensive Insurance:

A comprehensive insurance plan, on the other hand, covers both you and the third party. Since it also covers you in case of threats like theft, natural calamities, and man-made disasters, comprehensive insurance is a more lucrative option. You can also extend the benefits of this policy by including add-on covers.

What’s Covered Under Car Insurance?

With third-party insurance, you are covered for only for third-party damage, bodily injuries, and even the death of the victim. While, a comprehensive cover includes own damage, third-party damage, theft, natural calamities, and man-made disasters.

What’s Not Covered Under Car Insurance?

A comprehensive insurance policy does not include natural wear and tear, electrical/mechanical breakdown, damages caused due to drunk driving, driving with an inactive policy, etc.

Add-On Covers for Your Volkswagen Vento

Customise your comprehensive car insurance policy for extensive coverage with the below add-on covers:

 

• Zero Depreciation Cover:

As the name suggests, the zero depreciation cover offers full price of your car without deducting the depreciation value.

 

• Consumables Cover:

The cost of replacing or refilling consumables like engine oil, coolant, brake oil, lubricants, etc. is generally not included in the insurance cover. This cover enables you to claim reimbursement on consumables as well.

 

• Roadside Assistance Cover:

This cover offers on-the-spot car roadside assistance by car mechanics if your car breaks down all of a sudden on the road. This is especially beneficial if you’re stuck in an area that has no garages around.

 

• Return to Invoice Cover:

You should opt for this cover especially if your car is relatively new. It offers the full invoice amount (i.e. the car’s purchase amount) if your vehicle gets stolen or damaged beyond repair.

Making an Volkswagen Vento Insurance Claim is Easy

You will need the following documents to make a car insurance claim:

 

1. Car insurance policy papers

2. FIR in case of an incident/accident

3. Detailed information about the incident with eyewitness accounts

4. Original RC papers of the vehicle

5. Full set of bills and receipts (in case of reimbursement claim)

 

Here are the two ways of making car insurance claims:

 

Cashless Claims:

Under cashless claims, you need to take your car to one of the network garages affiliated with your insurer. Once your car is repaired, the garage will directly settle the bill with your insurance provider. Basically, it ensures you do not pay a single penny out of your pocket.

 

Reimbursement Claims:

With reimbursement claims, you have the flexibility of taking your vehicle to your preferred garage. Once your vehicle is repaired and you have paid the bills, you can raise a claim with your insurer.

Ways to Save Up on Your Car Insurance Premium

The following tips can help you reduce the price of your insurance premiums:

 

• Do Not Raise Claims for Small Expenses:

In case the cost of repairing a certain damage is feasible, avoid seeking reimbursements. Making multiple claims eventually increases the price of your premium.

 

• Compare Plans Online:

Do your research on plans offered by different insurance companies online. This will ensure that you buy the most lucrative car insurance policy for your Volkswagen Vento.

 

• Do Not Opt for Unnecessary Add-Ons:

Add-ons can increase your premium amount significantly. Hence, opt for add-on covers that are absolutely necessary to you.

 

• Claim the NCB:

If you go an entire term without making any insurance claim, your insurance company is liable to provide you with a No Claim Bonus or NCB in car insurance, which reduces your premium amount.

 

• Install Anti-Theft Devices:

Equipping ARAI-approved anti-theft devices for your car also offers a small reduction in the insurance premiums.

Tips to Maintain Your Volkswagen Vento

Here are some important tips to ensure your Vento is as good as new for a long period:

 

• Refill the Oil and Fluids Regularly:

Replacing oil and fluids in your car at regular intervals is imperative to ensure seamless functioning.

 

• Timely Car Service:

Professionally servicing your car at a garage will ensure your Vento is in mint condition. It will also increase the longevity of your vehicle.

 

• Do Not Overload Your Car:

Avoid overloading your car with passengers since it can put extensive pressure and cause damage to its internal components.

 

• Take Care of the Engine:

The engine is the heart of the car! Hence, avoid rash driving and ensure that it runs smoothly at all times.

Know the Volkswagen Vento Maintenance Cost

The estimated Volkswagen Vento service cost for 3 years is ₹22,690. The below table includes the list of all 3 services as well as kms/months, whichever is applicable.

* All prices mentioned on this page are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

About Volkswagen Vento

Volkswagen Vento boasts of chic exteriors and high-end interior features. The Sedan has a dynamic touch-screen infotainment center, a dual clutch mechanism for automatic gear shift and mirror-link connectivity for connecting your smartphone. With upgrades such as hill-hold function, dual front airbags, and electronic stabilization program, the Sedan offers safety while driving even in the most difficult terrains. Let’s explore Volkswagen Vento mileage, ground clearance, fuel tank capacity, and more.

Volkswagen Vento Specifications

Features of Volkswagen Vento

Wrapping it Up!

Just like any other insurance plan, car insurance offers financial protection. In case of any damages caused to your Volkswagen Vento due to unfortunate road accidents or in the event of the theft of your car, an insurance coverage can help bear all the associated expenses. A car insurance plan also offers protection against any lawsuit drawn because of the involvement of your car in any accidents related to a third-party. Head over to Bajaj Markets today and choose from a plethora of car insurance policies as per your needs.