IndusInd Bank Credit Card

IndusInd Bank Credit Card

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IndusInd Credit Card

**Disclaimer: IndusInd Bank is not a Finserv MARKETS’ partner. Offers would be from partner Banks/NBFCs only.

IndusInd Bank, established in 1994, is a popular banking institution in the country offering a wide range of products and services. One such attractive product is the IndusInd credit cards that offer benefits such as reward points, cashback, frequent flyer miles, worldwide acceptance, etc. If you do not have a card or are looking to apply for a credit card, you can get yourself one from the IndusInd Bank website. Here is everything you need to know before making your selection.

IndusInd Bank Credit Card List

The features and specifications of some of the top IndusInd credit card variants are mentioned below:

1) IndusInd Bank Legend Credit Card

Ideal for: Travel, dining, and shopping

Features: This IndusInd Bank credit card helps you earn more reward points. You also get discounted foreign currency mark up at 1.8% on transactions done overseas. The contactless credit card also lets you enjoy special benefits such as fuel surcharge waiver and access to the comprehensive golf program.

Annual Membership Fee: ₹5,000

2) IndusInd Bank Crest Credit Card

Ideal for: Lifestyle

Features: This credit card lets you enjoy a range of elite benefits. You also get to earn credit card reward points on both domestic and international spends as well as be a part of the comprehensive golf program. You also get to enjoy special offers on BookMyShow, concierge services, auto assistance, and fraud protection.

Annual Membership Fee: ₹10,000

3) IndusInd Duo Credit Card

Ideal for: Travel

Features: The IndusInd Bank Duo credit card comes with a combination of magnetic stripes and EMV chips to make your transactions more secure. Other benefits of the card include complimentary priority pass membership, 1% fuel surcharge waiver, ₹50,000 purchase production, and ₹3 lakh lost card liability. You also get ₹25 lakh air accident insurance and ₹2 lakh personal accident insurance.

Annual Membership Fee: ₹799

4) IndusInd Bank Payback Credit Card

Ideal for: Rewards (IndusInd Bank and PAYBACK)

Features: This IndusInd Bank top credit card lets you earn both welcome and monthly bonus reward points. You also get a 1% fuel surcharge waiver, contactless advantage, and 24-hour complimentary concierge service. As a part of the complimentary Future Privilege Membership, you also get up to 10% discount on purchases made at Big Bazaar, FBB, Central, Brand Factory, e-Zone, etc.

Annual Membership Fee: Nil

5) IndusInd Platinum Visa Credit Card

Ideal for: Rewards

Features: The Platinum Visa Credit Card lets you earn rewards faster so that you can use it to save more. You also get exclusive golf privileges on the card as well as comprehensive insurance benefits. There are special entertainment offers too on the card such as ‘Buy 1, Get 1’ on movie tickets that let you enjoy up to two free movie tickets in a month.

Annual Membership Fee: Nil

6) IndusInd Platinum Aura Edge Visa Credit Card

Ideal for: Savings

Features: The Platinum Aura Edge credit card lets you explore a range of attractive rewards along with the flexibility to choose your preferred rewards plan. The contactless card promotes fast and secure payment at retail outlets while letting you save more on fuel purchases. The card also comes with a priority pass membership that gives you access to over 600+ VIP airport lounges worldwide.

Annual Membership Fee: Nil

7) IndusInd Pinnacle Credit Card

Ideal for: Travel and Lifestyle

Features: The IndusInd Bank credit card comes with a host of attractive welcome gifts such as gift vouchers from Bata, Vero Moda, ALDO, Titan, William Penn, etc., and a complimentary stay at your favourite Oberoi Hotel. You also get access to the comprehensive golf program along with a waiver on fuel surcharge.

Annual Membership Fee: Nil

8) IndusInd Nexxt Credit Card

Ideal for: Flexible Payment

Features: The IndusInd Bank Nexxt Credit Card is the first interactive card that lets you switch between payment options (credit, rewards, or EMI) when you use the card at Point-of-Sale (PoS) outlets. You also get access to special entertainment offers on BookMyShow, gift vouchers for dining, priority pass membership, concierge services, and a 1% waiver on fuel surcharge.

Annual Membership Fee: Nil

IndusInd Credit Card Eligibility Criteria

The eligibility criteria for getting an IndusInd Bank credit card are as follows:

  • You must be a minimum of 21 years of age

  • You must be less than 60 years or the retirement age, whichever is earlier

  • You must have a monthly income of ₹25,000 or more

  • You should have at least 2 years of work experience

  • You must have completed at least 1 year in your current organisation

  • In case the current residential address is rented, you must have completed a minimum of one year stay at the address

Note: The eligibility criteria may vary with the credit card type. Do check out the card-specific requirements before applying.

Documents Required to Apply for an IndusInd Credit Card

Along with your IndusInd credit card application, you would need to submit certain documents as proof of identity, address, and income.

  • Aadhaar number

  • PAN

  • In case your current residential address is not the same as that mentioned on the Aadhaar card, you would need to provide proof of residence

  • Bank statements for the last six months (optional)

IndusInd Credit Card Fees and Charges

IndusInd Bank credit cards attract a joining fee and an annual membership fee. There are also specific cards that are lifetime-free credit cards. Other charges levied on the card, based on usage, are interest charges, late payment charges, and over-limit charges. Do note that all purchases do not attract finance/interest charges as the cards offer a 50-day grace period. However, in the case of credit card cash withdrawal, you are required to pay interest on the withdrawn amount from the transaction date till the final date on which the payment is cleared.

After activating your IndusInd credit card, you can view and manage your credit card expenses online via the IndusInd credit card net banking page. You can also make credit card payments using the IndusInd credit card mobile app.

Note: Fees and charges may vary based on the credit card type. Do understand the charges associated with specific cards before applying.

IndusInd Credit Card Rewards Program

The IndusInd Bank credit card rewards program is designed to help you save on all your transactions. Every time you use the card to pay, you earn IndusInd CC reward points that you can redeem against garments, fashion accessories, home appliances, cosmetics, electronics, gift vouchers, airline miles, etc. The type of rewards you can earn against some of the top cards are mentioned below:

IndusInd Bank Credit Card

Reward Points

IndusInd Bank Legend Credit Card

On weekdays, earn 1 reward point on every ₹100 spent

On weekends, earn 2 reward points on every ₹100 spent

Earn 4,000 bonus reward points against annual spends of over ₹6 lakh

IndusInd Bank Crest Credit Card

Earn 1 reward point for every ₹100 spent on domestic purchases

Earn 2.5 reward points for every ₹100 spent on international purchases

IndusInd Bank Duo Credit Card

Earn 1 reward point for every ₹150 spent on the card

IndusInd Bank Payback Credit Card

Earn 2 reward points (maximum 20 reward points) for every ₹100 spent

IndusInd Bank Platinum Credit Card

Earn 1.5 reward points for every ₹150 spent

IndusInd Bank Platinum Aura Edge Visa Credit Card

Earn up to 4x reward points on select merchant categories. (1 reward point = ₹0.50)

IndusInd Bank Pinnacle Credit Card

Earn 2.5 reward points for every ₹100 spent on e-commerce transactions

Indusind Nexxt Credit Card

Earn 1 reward point for every ₹150 spent

IndusInd Bank Credit Card Customer Care

If you are an Indian resident and have any queries or unresolved grievances concerning your IndusInd credit card, you can contact the IndusInd credit card customer care on 1860 267 7777. On the other hand, if you are an international customer, you can call credit card customer care on 022 4406 6666 or 022 4220 7777.

In case you cannot contact customer care via phone, you can always opt to register your complaint via the IndusInd net banking page, through email, via the IndusAssist chatbot, or by visiting your nearest IndusInd Bank branch.

How to Apply for an IndusInd Bank Credit Card?

Once you have evaluated the different IndusInd Bank credit card types and decided on the one for yourself, it is time to apply for the same. Please note that IndusInd Bank credit cards are not available on the Finserv MARKETS website. However, if you wish to get the best IndusInd credit card online, you can apply via the bank’s official website.

  • Go to induseasycredit.indusind.com/customer/ecp/home and click on ‘Get it Now’.

  • Select ‘Credit Cards’.

  • Once redirected, click on ‘Apply Now’.

  • Enter details, including the name as per PAN card, email ID, mobile number, and current PIN code.

  • Verify your mobile number with the OTP.

  • Once validated, you will be provided with the best credit card offers.

  • Fill in the application form and provide the required documents.

  • Submit the application for processing.

Alternatively, if you want to apply for an IndusInd Bank credit card offline, you can call the IndusInd Bank credit card customer care on 1860 267 7777 (within India), or 022 4406 6666/022 4220 7777 (outside India), or visit your nearest IndusInd Bank branch.

If you want to explore other popular bank credit cards such as the Axis Bank credit card, SBI credit card, Citibank credit card, RBL Bank credit card, HDFC Bank credit card, ICICI Bank credit card, etc., you can check out the Finserv MARKETS website. Once you have compared your options, you can apply for a credit card that best matches your needs.

FAQs on IndusInd Bank Credit Card

  • ✔️How can I get a credit card from IndusInd Bank?

    If you are eligible, you can apply for an IndusInd new credit card online through the Bank’s official website. Alternatively, you can also apply for an IndusInd new credit card offline by calling customer care or visiting the nearby IndusInd Bank branch.

  • ✔️Which is the best IndusInd Bank credit card?

    Here are some of the best credit cards from IndusInd Bank that you can opt for:

    • IndusInd Bank Legend Credit Card

    • IndusInd Bank Crest Credit Card

    • IndusInd Bank Duo Credit Card

    • IndusInd Bank Payback Credit Card

    • IndusInd Bank Platinum Visa Credit Card

    • IndusInd Bank Platinum Aura Edge Visa Credit Card

    • IndusInd Bank Pinnacle Credit Card

    • Indusind Nexxt Credit Card

  • ✔️Is IndusInd credit card good?

    Yes, IndusInd credit cards are good and offer several useful features. You can enjoy a host of benefits, including special offers and exciting rewards, when you use your IndusInd Bank CC to shop.

  • ✔️Can I apply for an IndusInd credit card online?

    IndusInd Bank credit cards are not available on the Finserv MARKETS website. However, if you want an IndusInd credit card, you can apply online by visiting the bank’s website and filling in the application form. Once you submit the form, you will be provided with a list of pre-approved credit card offers from IndusInd Bank.

  • ✔️Can I change my IndusInd credit card type?

    If you are looking for an IndusInd credit card upgrade, you can do so only if you match the eligibility criteria for the new card. You can reach out to IndusInd credit card customer care for more information.

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