Mastercard Credit Card

Mastercard Credit Card

Mastercard is a financial services company that is based out of the USA. It facilitates card payments between Mastercard issuing banks and merchant banks in a secure and efficient way. Credit cards that use this network to transact are referred to as Mastercard credit cards. Several major banks in the country have partnered with Mastercard to make this network and offer numerous benefits to its users.

Types of Mastercard Credit Card

There are different types of Mastercard credit cards to suit the specific needs of cardholders. These are listed below-

• Standard Mastercard

The standard Mastercard variant is ideal for everyday purchases. You can use it at retail outlets, for online shopping, to make hotel and flight bookings, and more. The card helps you build a credit history while offering you features and benefits that support your lifestyle.

• Platinum Mastercard

The Platinum Mastercard is designed for premier cardholders. It offers financial sophistication with its worldwide acceptance. The card also comes with the best of lifestyle and travel benefits to make your experiences more enjoyable.

• World Mastercard

The World Mastercard offers great features coupled with a worldwide acceptance that lets you be flexible and at ease while traveling and exploring places. You can use the card to shop, dine, watch movies, as well as enjoy specially curated experiences to make your stay pleasurable.

• Gold Mastercard

The gold Mastercard is specially designed for frequent overseas tarveller. The card has luggage insurance, air accident insurance, as well as extensive accident cover. It comes with free 24x7 personal assistance, contactless payments and is accepted worldwide in over 36 million transaction points. The Mastercard also offers an attractive bonus against annual spendings.

• Titanium Mastercard

The Titanium Mastercard offers special privileges and benefits to aid you when you travel as well as helps you maintain a trendy lifestyle. You can access personal lounges, book chauffeurs, get discounts on stays and enjoy curated experiences when you use the card while traveling. The card also comes with great offers on dining, entertainment, and more.

Some of the best Mastercard credit card variants offered by the top banks are mentioned below-

How to Apply for a Mastercard Credit Card?

If you wish to get a Mastercard credit card, you can apply for one online by following the steps mentioned below-

• Visit the Finserv MARKETS website

• Go to the credit card section and browse through the range of credit cards and select the best Mastercard credit card

• Enter the details requested for, such as email id, contact number, etc.

• Click on ‘Apply’

• Validate with the OTP received

• Fill in all applicable details in the Mastercard credit card application form and check your eligibility for the card

Alternatively, you can also apply for a Mastercard credit card offline by visiting the nearest branch of the bank from which you wish to get the card. You would need to carry all relevant documents and request a bank representative to assist you with the Mastercard credit card application. The representative would then check your eligibility and help you choose the right Mastercard credit card for you and apply for credit card.

Where is Mastercard Credit Card Accepted?

Mastercard credit cards can be used on the Mastercard network, which is available worldwide. The card supports payments across multiple categories, online and offline, while also giving you access to exclusive Mastercard credit card rewards. You can use the card at Mastercard compatible ATMs globally, if you are in urgent need of cash.

What is Contactless Mastercard Credit Card?

Contactless is a special feature that comes with certain Mastercard credit cards. If your credit card has the contactless benefit, you can simply tap your card to make a payment. This makes transactions using your credit card safe and secure as you do not need to part with your card at any point. It also helps you save time when you are in a rush or at locations where speed is essential such as gas stations, food takeaway counters, etc.