MasterCard Credit Card

What are MasterCard Credit Cards

Mastercard credit cards are special credit cards that use the Mastercard network to operate. Mastercard is a USA-based financial services company that facilitates card payments between Mastercard-issuing banks and merchant banks in a secure and efficient way. Several major banks in the country have partnered with Mastercard to offer credit cards with numerous benefits to users.

Best Mastercard Credit Cards

Some of the best Mastercard credit card variants offered by the top banks are mentioned below:

Types of MasterCard Credit Card

There are different types of Mastercard credit cards to suit the specific needs of cardholders. These are listed below:

Standard Mastercard

The Standard Mastercard variant is ideal for everyday purchases. You can use the credit card at retail outlets, for online shopping, to make hotel and flight bookings, and more. The card helps you build a credit history while offering you features and benefits that support your lifestyle.

Platinum Mastercard

The Platinum Mastercard is designed for premier cardholders. It offers financial sophistication with its worldwide acceptance. The card also comes with the best of lifestyle and travel benefits to make your experiences more enjoyable.

World Mastercard

The World Mastercard offers many great features coupled with a worldwide acceptance that lets you be flexible while travelling and exploring places. You can use the card to shop, dine, watch movies as well as enjoy specially curated experiences to make your stay pleasurable.

Gold Mastercard

The Gold Mastercard is specially designed for frequent overseas travellers. The card offers luggage insurance, air accident insurance, as well as extensive accident cover. It comes with free 24x7 personal assistance, contactless payments, and is accepted worldwide at over 36 million transaction points. The Gold Mastercard also offers an attractive bonus against annual spendings.

Titanium Mastercard

The Titanium Mastercard offers special privileges and benefits to aid you when you travel as well as helps you maintain a trendy lifestyle. You can access personal lounges, book chauffeurs, get discounts on stays, and enjoy curated experiences when you use the card while travelling. The card also comes with great offers on dining, entertainment, and more.

Mastercard Credit Card Offers

Depending on the type of Mastercard credit card you apply for, you can avail different offers across a host of categories. Listed below are some of the popular Mastercard credit card offers you can avail:

How to Apply for a Mastercard Credit Card

If you wish to get a Mastercard credit card, you can apply for one online by following the steps mentioned below:

• Step 1: Visit the Bajaj MARKETS website.

• Step 2: Go to the credit card section and browse through the range of credit cards and select the best Mastercard credit card.

• Step 3: Enter the requested details such as email id, contact number, etc.

• Step 4: Click on ‘Apply’.

• Step 5: Validate with the OTP.

• Step 6: Fill in all applicable details in the MasterCard credit card application form and check your eligibility.

Alternatively, you can also apply for a Mastercard credit card offline by visiting the nearest bank of your choice. You would need to carry all relevant documents required for credit card and request a bank representative to assist you with the Mastercard credit card application. The representative would then check your eligibility and help you choose the right Mastercard credit card.

Where is Mastercard Credit Card Accepted?

Mastercard credit cards can be used on the Mastercard network, which is available worldwide. The card supports payments across multiple categories, both online and offline, while also giving you access to exclusive credit card reward points. You can also use the card at Mastercard-compatible ATMs globally if you are in urgent need of cash.

What is a Contactless Mastercard Credit Card?

Contactless is a special feature that comes with certain Mastercard credit cards. If your credit card has the contactless benefit, you can simply tap your card on a point-of-sale (PoS) machine to make a payment. This makes transactions using your credit card safe and secure as you do not need to part with your card at any point. It also helps you save time when you are in a rush or at locations where speed is essential such as gas stations, food takeaway counters, etc.

Note: As per the July 14, 2021, Reserve Bank of India (RBI) circular, RBI has restricted Mastercard Asia / Pacific Pte. Ltd. (Mastercard) from on-boarding new domestic customers onto its card network from July 22, 2021.