Mastercard credit cards are special credit cards that use the Mastercard network to operate. Mastercard is a USA-based financial services company that facilitates card payments between Mastercard-issuing banks and merchant banks in a secure and efficient way. Several major banks in the country have partnered with Mastercard to offer credit cards with numerous benefits to users.
Some of the best Mastercard credit card variants offered by the top banks are mentioned below:
Credit Card |
Mastercard CC Type |
Best suited for |
Platinum Mastercard |
Fuel |
|
Platinum Mastercard |
Shopping |
|
Platinum Mastercard |
Rewards |
|
World Mastercard |
Travel |
|
World Mastercard |
Travel and lifestyle |
|
World Mastercard |
Rewards |
|
World Mastercard |
Rewards |
|
World Mastercard |
Rewards |
|
Platinum Mastercard |
Rewards |
|
RBL Bank Platinum Classic Supercard |
Platinum Mastercard |
Rewards |
There are different types of Mastercard credit cards to suit the specific needs of cardholders. These are listed below:
The Standard Mastercard variant is ideal for everyday purchases. You can use the credit card at retail outlets, for online shopping, to make hotel and flight bookings, and more. The card helps you build a credit history while offering you features and benefits that support your lifestyle.
The Platinum Mastercard is designed for premier cardholders. It offers financial sophistication with its worldwide acceptance. The card also comes with the best of lifestyle and travel benefits to make your experiences more enjoyable.
The World Mastercard offers many great features coupled with a worldwide acceptance that lets you be flexible while travelling and exploring places. You can use the card to shop, dine, watch movies as well as enjoy specially curated experiences to make your stay pleasurable.
The Gold Mastercard is specially designed for frequent overseas travellers. The card offers luggage insurance, air accident insurance, as well as extensive accident cover. It comes with free 24x7 personal assistance, contactless payments, and is accepted worldwide at over 36 million transaction points. The Gold Mastercard also offers an attractive bonus against annual spendings.
The Titanium Mastercard offers special privileges and benefits to aid you when you travel as well as helps you maintain a trendy lifestyle. You can access personal lounges, book chauffeurs, get discounts on stays, and enjoy curated experiences when you use the card while travelling. The card also comes with great offers on dining, entertainment, and more.
Depending on the type of Mastercard credit card you apply for, you can avail different offers across a host of categories. Listed below are some of the popular Mastercard credit card offers you can avail:
Credit Card |
MasterCard Credit Card Offers |
Citi PremierMiles credit card |
|
SBI Card Elite |
|
SBI Card Prime |
|
RBL Bank World Plus Supercard |
|
RBL Bank World Prime Supercard |
|
If you wish to get a Mastercard credit card, you can apply for one online by following the steps mentioned below:
Step 1: Visit the Bajaj MARKETS website.
Step 2: Go to the credit card section and browse through the range of credit cards and select the best Mastercard credit card.
Step 3: Enter the requested details such as email id, contact number, etc.
Step 4: Click on ‘Apply’.
Step 5: Validate with the OTP.
Step 6: Fill in all applicable details in the MasterCard credit card application form and check your eligibility.
Alternatively, you can also apply for a Mastercard credit card offline by visiting the nearest bank of your choice. You would need to carry all relevant documents required for credit card and request a bank representative to assist you with the Mastercard credit card application. The representative would then check your eligibility and help you choose the right Mastercard credit card.
Mastercard credit cards can be used on the Mastercard network, which is available worldwide. The card supports payments across multiple categories, both online and offline, while also giving you access to exclusive credit card reward points. You can also use the card at Mastercard-compatible ATMs globally if you are in urgent need of cash.
Contactless is a special feature that comes with certain Mastercard credit cards. If your credit card has the contactless benefit, you can simply tap your card on a point-of-sale (PoS) machine to make a payment. This makes transactions using your credit card safe and secure as you do not need to part with your card at any point. It also helps you save time when you are in a rush or at locations where speed is essential such as gas stations, food takeaway counters, etc.
Note: As per the July 14, 2021, Reserve Bank of India (RBI) circular, RBI has restricted Mastercard Asia / Pacific Pte. Ltd. (Mastercard) from on-boarding new domestic customers onto its card network from July 22, 2021.
The different types of Mastercard credit cards available are Standard Mastercard, Platinum Mastercard, World Mastercard, Gold Mastercard, and Titanium Mastercard. Know more about the difference between Visa and Mastercard at Bajaj MARKETS.
If you have lost your Mastercard credit card, the first step is to block it. You can do so by calling the bank’s customer helpline number or using its netbanking portal. Once blocked, you can apply for a new Mastercard in its place.
The benefits of using a Mastercard credit card include worldwide acceptance and support, access to exclusive benefits on travelling, shopping, dining, entertainment, specially curated experiences, and more.
Yes. As long as the credit card is using the Mastercard network to process payments, it is a Mastercard credit card.
Credit cards that use the Mastercard network to facilitate payments between Mastercard-issuing banks and merchant banks are known as Mastercard credit cards. Not all credit cards are Mastercard credit cards.
Some of the top banks offering Mastercard credit cards are Citibank, RBL Bank, and State Bank of India.
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