Kotak Mahindra Bank Credit Cards 

Choosing the right Kotak Mahindra Bank credit card helps you manage your spending and earn simple rewards. 

Here is a clear breakdown of the available cards:

Rewards Credit Card

Here is a quick overview of the Kotak Mahindra Bank’s credit card that offers basic reward features with a simple fee structure:

Here are the key details of the Kotak Mahindra Bank fuel credit card that helps you save on fuel expenses through partner benefits and straightforward charges:

Kotak Mahindra Bank credit cards come with features such as reward points, fuel waivers, and security protections. 

Here is a simple breakdown of their key benefits:

Reward Points and Cashback Benefits

• Earn up to 8 reward points for every ₹150 spent on the Kotak League Platinum Credit Card

• Get 4% back as reward points on fuel purchases at IndianOil outlets with the IndianOil Kotak Credit Card

• Receive 2% back as reward points on dining and grocery spends with the IndianOil Kotak Credit Card

• Enjoy 0.5% reward points on other eligible spends on the IndianOil Kotak Credit Card

• Receive a welcome bonus of 1,000 reward points when you spend ₹500 within 30 days of receiving the IndianOil Kotak Credit Card

• Redeem accumulated reward points for air tickets, mobile recharges, merchandise, or other available redemption options

• Earn milestone rewards such as 4 free PVR tickets or 10,000 reward points by spending ₹1.25 lakh every six months on the Kotak League Platinum Credit Card

Fuel Surcharge and Daily Spend Benefits

• Get a 1% fuel surcharge waiver on eligible fuel transactions with the Kotak League Platinum Credit Card

• Enjoy a 1% fuel surcharge waiver at IndianOil fuel outlets using the IndianOil Kotak Credit Card

• Save up to ₹1,200 per month through fuel-based reward points with the IndianOil Kotak Credit Card

• Receive up to ₹800 per month in value back on dining and grocery spends with the IndianOil Kotak Credit Card

Security and Protection Benefits

• Stay protected with zero lost card liability on the IndianOil Kotak Credit Card if you report the loss promptly

• Enjoy safer transactions with embedded security features on both Kotak Mahindra Bank credit cards

Digital Services and App Management Benefits

• Use tap‑and‑pay technology for quick and secure contactless payments with the IndianOil Kotak Credit Card

• Manage spends, track statements, monitor add‑on cards, and set limits through Kotak Mahindra Bank’s digital banking platforms

• Add-on cards offer custom limits and separate tracking for controlled usage on the Kotak League Platinum Credit Card

Kotak Mahindra Bank credit cards offer a simple rewards system that allows you to earn points on eligible purchases and redeem them for useful benefits.

• Each Kotak Mahindra Bank credit card offers a unique rewards program tailored to specific spending categories. 

Here are some key highlights:

• 1 Kotak reward point = 25 paise (For Kotak League Platinum Credit Card, 1 point equates to 10 Paise)

• Redeem the points for spends across categories like merchandise, e-vouchers, travel, movie vouchers, mobile recharge, etc.

• Visit the official website or reach out to the customer care team of Kotak Mahindra Bank to redeem the points

Here are some charges that may apply to your Kotak Mahindra Bank credit cards:

To apply for a Kotak Mahindra Bank credit card, you must meet the following eligibility criteria:

• The applicant must reside in a serviceable location

• The applicant’s age should fall within the bracket of 21 to 65 years

• The applicant should be either salaried or self-employed 

In case of any queries be sure to contact Kotak Mahindra Bank to get the required clarification. This helps you prepare beforehand and take the required steps to improve your eligibility, helping you improve your chances of getting the credit card.

Alongside fulfilling the above mentioned requirements, you also need to furnish some essential documents when applying for the credit card. 

Typically, Kotak Mahindra Bank asks you to submit the following:

• Your PAN Card

• Aadhaar Card
   

The issuer may also request you to provide some additional documents depending on the card you wish to opt for and their policies. So, be sure to get a complete list of documents you need to submit beforehand for a seamless application process.

Follow these steps to apply for a Kotak Mahindra Bank credit card on Bajaj Markets:

1. Click on the ‘Check Card Offer’ option on this page

2. Provide your phone number, occupation, date of birth, and other details as requested

3. Enter the One-time Password (OTP) received on your registered mobile number

4. Confirm the pre-filled details, including your residential PIN code, PAN number, e-mail ID, and income

5. If eligible, the Kotak Mahindra Bank credit cards will be visible to you

6. Once you decide upon the card you wish to apply for, you will be redirected to another page

7. Complete the further process and click on ‘Submit’ to finalise your application

Here are recent Kotak Mahindra Bank credit card offers across popular categories, compiled for quick comparison:

Lifestyle Offers

Discover the following lifestyle deals you can get on your Kotak Mahindra Bank credit card:

Use these travel benefits for visas, flights, and bookings:

Here are the latest shopping deals available with Kotak Mahindra Bank credit cards, helping you save more on electronics and everyday essentials:

Get presale access or special access to concerts and events with the following offers:

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.