Cards Articles

Adding money to your Paytm wallet using a credit card offers several advantages. This method provides users with increased flexibility, convenience, and additional perks. Here is a detailed look at some of the key benefits: Instant Access to Funds A credit card allows you to instantly add money to.....

Several factors go into determining your eligibility to get a credit card. Here are some of them: Credit Score  A good credit score is an indicator that you are financially disciplined and are unlikely to default on repayments. So, if you have a good credit score, you will find it relative.....

The steps that you would have to follow to link your credit card with UPI through the GPay app are listed below: Step 1: Open the app on your phone Step 2: Navigate to the profile section  Step 3: Click on ‘Payment Methods’ Step 4: Tap ‘Add credit or debit card’ Step 5: Line up your c.....

Updating the address on your credit card ensures that banks or credit card issuers can conveniently contact you without any gap in communication It ensures that you get all the necessary correspondence from your credit card issuer, such as credit card bill statements, important notices, letters.....

Pay Credit Card Bill Through Paytm As credit cards become one of the commonest as well as easiest payment tools across India, the modes of paying their bills have evolved as well. Today, you can pay your credit card bills through netbanking, mobile banking, and even certain third-party apps. For in.....

However, one of the biggest differences between a Visa and MasterCard is seen in distinct credit card offers.    You should browse through the available offers to decide whether a MasterCard or a Visa has deals better suited to your needs, and should make a choice accordingly.   Now that you k.....

Here’s how you can go about making credit card bill payments with Google Pay:  Step 1: Open the Google Pay app on your smartphone  Step 2: Choose ‘Credit Card Bill’ under ‘Regular Payments’  Step 3: Enter in the first 12 digits of your credit card number Step 4: Verify your card number  .....

How Do I Pay My Credit Card Bill Through PhonePe Of the many digital payment platforms that exist in the market today, PhonePe has emerged as one of the leaders in the UPI market. By making use of PhonePe, customers can deal in the exchange of money, pay for utilities, recharge DTH cards and mobile.....

Long gone are the days when cash was the king of all payment methods. With progressing times, it has become imperative to move on and do away with dying traditional practices. The eminent financial instruments that have taken over the world of payments are cards. Since their creation, debit and cred.....

You can calculate the credit card over-limit fee on the outstanding balance above the credit card limit. Most financial institutions charge a penalty of 2.5% on the exceeding amount or ₹500, whichever is higher. 1. Credit over-limit fees applied by various banks: SBI credit cardover-limit charge.....

Bajaj Markets offers various credit cards, including exclusive SuperCard variants. You can choose from them based on your lifestyle. It is easy to apply for a credit card on Bajaj Markets. Simply follow these five steps to get a credit card of your own. Fill up the online credit card applicat.....

Now that you know the differences between credit and debit cards, the question arises which card should you apply for? To help you make an informed decision on debit vs credit card, we have listed the advantages and features of both, so that you can check out which one adequately matches your financ.....

Transferring money from your credit card to your bank account can be a lifesaver if you’re running low on funds. It can be used to meet financial obligations that cannot be carried out using a credit card. 

Traveling is fun but it comes with its share of hassles. Let’s say you’re all set to go for a long-awaited vacation and the moment you reach the airport, you are hit by the moment of truth – queues! Long ones!   Over-crowded airports are like a nightmare before travelling. You barely get a place.....

Before applying, confirm if you meet all the eligibility criteria and have the required documents for seamless application. Here is an overview of the requirements: Eligibility Criteria Your age must be at least 18 years You must be either an Indian resident or a Non-resident Indian (NRI) .....

Given below is a compilation of some of the most popular Credit Cards and their activation process: 1. SBI credit card activation Activate SBI credit cards for online transactions and other uses. To activate your card you can follow the steps given below: Call the SBI Credit Card Customer C.....

To know how credit cards work, you must be familiar with credit card statements. A credit card statement summarises the transaction details of your card and provides the complete picture of your expenses for a particular bill cycle.    This statement condenses the level of spending you are operati.....

More About Payments & Other Credit Cards IMPS IMPS Fees & Charges IMPS Limit IMPS Timings IMPS Transfer NEFT NEFT Fees & Charges NEFT Limit NEFT Timings NEFT Transfer RTGS RTGS Fees & Charges RTGS Limit RTGS Timings RTGS Transfer NACH Mandate NACH.....

More About Payments & Other Credit Cards IMPS IMPS Fees & Charges IMPS Limit IMPS Timings IMPS Transfer NEFT NEFT Fees & Charges NEFT Limit NEFT Timings NEFT Transfer RTGS RTGS Fees & Charges RTGS Limit RTGS Transfer Kisan Credit Card Customer Care NAC.....

One of the most frequently asked questions is how to save money using credit cards? Falling short on cash can be tiring but what’s more problematic is being debt trapped. Nobody wishes to fall into that situation, but definitely, credit cards can be quite tempting and give you a free hand to spend i.....

Holding excessive credit card debt comes with a lot of concerns, including late payments, missed financial goals, and possible credit score damage. Credit card debt is avoidable if you maintain your spending and payment patterns.

Credit cards are becoming so popular and mainstream for Indian customers and at such a breakneck speed that the above statistics and predictions do make sense! They offer an easy alternative to digital payments and also come in handy for sudden bulk payments like medical emergencies. Another feature.....

Understanding the importance of IIN can help you recognise its role in financial transactions. Below are some of the key reasons: 1. Accurate Transaction Processing The IIN ensures every transaction reaches the correct issuer. This helps in processing payments accurately and quickly, reducing erro.....