Adding money to your Paytm wallet using a credit card offers several advantages. This method provides users with increased flexibility, convenience, and additional perks. Here is a detailed look at some of the key benefits: Instant Access to Funds A credit card allows you to instantly add money to.....

Here are certain credit cards that you can opt for without providing proof of income Secured Credit Cards You can apply for a secured credit card by providing a security deposit as collateral. Thus, you do not need income proof for this credit card, and the credit limit depends on the securi.....

Several factors go into determining your eligibility to get a credit card. Here are some of them: Credit Score  A good credit score is an indicator that you are financially disciplined and are unlikely to default on repayments. So, if you have a good credit score, you will find it relative.....

Here are the top 5 best credit cards for airline miles. Credit Card Air Miles SBI Air India Signature Credit Card For every Rs. 100 spent, earn 4 reward points.  For every Rs. 100 spent on Air India tickets, get 30 reward points. Citi PremierMiles Credit Card For every.....

The steps that you would have to follow to link your credit card with UPI through the GPay app are listed below: Step 1: Open the app on your phone Step 2: Navigate to the profile section  Step 3: Click on ‘Payment Methods’ Step 4: Tap ‘Add credit or debit card’ Step 5: Line up your c.....

Updating the address on your credit card ensures that banks or credit card issuers can conveniently contact you without any gap in communication It ensures that you get all the necessary correspondence from your credit card issuer, such as credit card bill statements, important notices, letters.....

Settling your credit card bill on time can provide you numerous benefits such as a good credit score, hassle-free loans, and many more. With its smooth and quick services, you may avoid late credit card payments by using the Bajaj Markets app.

Pay Credit Card Bill Through Paytm As credit cards become one of the commonest as well as easiest payment tools across India, the modes of paying their bills have evolved as well. Today, you can pay your credit card bills through netbanking, mobile banking, and even certain third-party apps. For in.....

However, one of the biggest differences between a Visa and MasterCard is seen in distinct credit card offers.    You should browse through the available offers to decide whether a MasterCard or a Visa has deals better suited to your needs, and should make a choice accordingly.   Now that you k.....

Here are the key differences between credit limits and cash limits: Credit Limit Cash Limit It is the maximum amount you are allowed to spend with your credit card It is the maximum cash you can withdraw from a bank or ATM using your card Transactions beyond your credit limit may be u.....

Here’s how you can go about making credit card bill payments with Google Pay:  Step 1: Open the Google Pay app on your smartphone  Step 2: Choose ‘Credit Card Bill’ under ‘Regular Payments’  Step 3: Enter in the first 12 digits of your credit card number Step 4: Verify your card number  .....

How Do I Pay My Credit Card Bill Through PhonePe Of the many digital payment platforms that exist in the market today, PhonePe has emerged as one of the leaders in the UPI market. By making use of PhonePe, customers can deal in the exchange of money, pay for utilities, recharge DTH cards and mobile.....

Long gone are the days when cash was the king of all payment methods. With progressing times, it has become imperative to move on and do away with dying traditional practices. The eminent financial instruments that have taken over the world of payments are cards. Since their creation, debit and cred.....

You can calculate the credit card over-limit fee on the outstanding balance above the credit card limit. Most financial institutions charge a penalty of 2.5% on the exceeding amount or ₹500, whichever is higher. 1. Credit over-limit fees applied by various banks: SBI credit cardover-limit charge.....

You can search and apply for top premium cards online on the Bajaj Markets website. The process is simple and can be completed by following the steps listed below: Step 1: Visit the Bajaj Markets website to check the range of premium credit cards from top banks Step 2: Click on ‘Apply Now’   .....

Bajaj Markets offers various credit cards, including exclusive SuperCard variants. You can choose from them based on your lifestyle. It is easy to apply for a credit card on Bajaj Markets. Simply follow these five steps to get a credit card of your own. Fill up the online credit card applicat.....

More About Payments & Other Credit Cards IMPS IMPS Fees & Charges IMPS Limit IMPS Timings IMPS Transfer NEFT NEFT Fees & Charges NEFT Limit NEFT Timings NEFT Transfer RTGS RTGS Fees & Charges RTGS Limit RTGS Timings RTGS Transfer NACH Mandate NACH.....

Now that you know the differences between credit and debit cards, the question arises which card should you apply for? To help you make an informed decision on debit vs credit card, we have listed the advantages and features of both, so that you can check out which one adequately matches your financ.....

Many credit card holders are unaware of the credit card grace period and end up losing a noticeable amount of money annually. Remember that if you pay full in some months and then do not pay in full in the others, then you might lose the leverage of the grace period on your credit card for the month.....

Transferring money from your credit card to your bank account can be a lifesaver if you’re running low on funds. It can be used to meet financial obligations that cannot be carried out using a credit card. 

Only when you face a situation of difficulty, you realise, like many other things in life, that a credit card also needs to be kept in reserve. Problems related to damaged credit cards are very common amongst users. But the good news is that nowadays, the cost of credit cards is either zero or very .....

Traveling is fun but it comes with its share of hassles. Let’s say you’re all set to go for a long-awaited vacation and the moment you reach the airport, you are hit by the moment of truth – queues! Long ones!   Over-crowded airports are like a nightmare before travelling. You barely get a place.....

Before applying, confirm if you meet all the eligibility criteria and have the required documents for seamless application. Here is an overview of the requirements: Eligibility Criteria Your age must be at least 18 years You must be either an Indian resident or a Non-resident Indian (NRI) .....

You can make credit card bill payments both offline and online using a debit card.  Online Methods Using a debit card to clear bills online is convenient and fast. There are seven ways you can use it digitally.  Online Portal Log in to your credit card issuer’s online portal  Navigate.....

Given below is a compilation of some of the most popular Credit Cards and their activation process: 1. SBI credit card activation Activate SBI credit cards for online transactions and other uses. To activate your card you can follow the steps given below: Call the SBI Credit Card Customer C.....

To know how credit cards work, you must be familiar with credit card statements. A credit card statement summarises the transaction details of your card and provides the complete picture of your expenses for a particular bill cycle.    This statement condenses the level of spending you are operati.....

More About Payments & Other Credit Cards IMPS IMPS Fees & Charges IMPS Limit IMPS Timings IMPS Transfer NEFT NEFT Fees & Charges NEFT Limit NEFT Timings NEFT Transfer RTGS RTGS Fees & Charges RTGS Limit RTGS Timings RTGS Transfer NACH Mandate NACH.....

Here is a detailed comparison of secured and unsecured credit cards so you can make an informed decision. Verification and Checks When you apply for a secured card, the processing is simpler as the issuer does not conduct many checks. For an unsecured card, the issuer checks various aspects .....

Visit Bajaj Markets today and browse through a range of Diwali credit card offers, deals and discounts on a variety of brands for an amazing shopping experience. Bajaj Markets is your one-stop destination to compare and choose Diwali credit card offers that best suit your personal preferences an.....

Credit cards and EMI cards offer users the benefit of purchasing items by converting the transaction into an EMI. However, that doesn’t necessarily make one better than the other! Based on your financial requirements or lifestyle, opt for the one that aligns with your interest.    For better clari.....

More About Payments & Other Credit Cards IMPS IMPS Fees & Charges IMPS Limit IMPS Timings IMPS Transfer NEFT NEFT Fees & Charges NEFT Limit NEFT Timings NEFT Transfer RTGS RTGS Fees & Charges RTGS Limit RTGS Transfer Kisan Credit Card Customer Care NAC.....

One of the most frequently asked questions is how to save money using credit cards? Falling short on cash can be tiring but what’s more problematic is being debt trapped. Nobody wishes to fall into that situation, but definitely, credit cards can be quite tempting and give you a free hand to spend i.....

Holding excessive credit card debt comes with a lot of concerns, including late payments, missed financial goals, and possible credit score damage. Credit card debt is avoidable if you maintain your spending and payment patterns.

Credit cards are becoming so popular and mainstream for Indian customers and at such a breakneck speed that the above statistics and predictions do make sense! They offer an easy alternative to digital payments and also come in handy for sudden bulk payments like medical emergencies. Another feature.....

Understanding the importance of IIN can help you recognise its role in financial transactions. Below are some of the key reasons: 1. Accurate Transaction Processing The IIN ensures every transaction reaches the correct issuer. This helps in processing payments accurately and quickly, reducing erro.....