Saving Schemes

Risk And  Safety NPS is somewhat risky because it is market-linked, but because the PFRDA tightly regulates it, there is almost no chance of fraud. PPF offers nearly risk-free returns because it is fully supported by the government. Returns When it comes to returns of NPS vs PPF, PPF .....

Structurally, there is very little difference between the National Pension Scheme for government employees and individuals. However, you will find several key distinctions when you pay attention to the rules and operations. This includes the eligibility criteria, registration, contribution process a.....

Both investment avenues differ in terms of risk, expenses, and more. Here are the things to take into account: Expenses Investment in Gold ETFs attracts asset management fees. This may range between 0.2% and 0.5% of the invested amount. Since no Asset Management Company (AMC) manages SGBs, t.....

Investing in SGBs is a smart option as it offers many benefits.    SGBs are an ideal alternative to buying physical gold, as there is no risk of theft Unlike physical gold, the storage of these bonds is hassle-free and safe You can either hold these bonds in their physical form as cert.....

The Indian Government has introduced SGBs to help people invest in gold easily and cost-effectively. As such, you can enjoy tax benefits on SGBs. As the bond has a maturity period of 8 years, the capital gains after the bond redemption on maturity are not taxable.   On the contrary, premature re.....

When investing in an SGB, you will own the gold in the electronic form. This can be traded on the stock market. You can consider investing in these bonds if: You want to diversify your portfolio with gold investments You are looking for a low-risk investment avenue that comes with assured retu.....

Gold has always been seen as one of the best investment avenues in India. Some buy gold believing it will bring good luck and fortune, while others buy it during festivals and special occasions and pass it on as an heirloom. However, buying gold in the form of bars or coins has some limitations.   .....

Here are some benefits and drawbacks of investing in SGBs you must be aware of:  Pros  Fixed Interest Income: Investors earn a fixed interest rate of 2.5% p.a., paid semi-annually Tax Benefits: No capital gains tax is imposed if the bond is held until maturity (8 years); indexation benefits a.....

Consider convenience and liquidity before going ahead with your investment. Outlined below are a few things to take into account: Cost   The making charges associated with physical gold adds to the cost. You could purchase SGBs close to the current market price of gold. Safety  SGBs .....