Bajaj Chetak Electric Scooter Insurance

The Chetak brand of scooters from Bajaj were a massive hit in the 80s and the 90s. However, the scooter faded in popularity in the 2000s. After a long hiatus, Bajaj has finally brought the brand back through the introduction of an electric scooter. Powered by a 48 V/60.3 Ah battery, the Chetak electric scooter comes at an ex-showroom price of ₹1-1.15 lakh. Like other vehicles, your e-scooter also needs adequate protection, and Chetak electric insurance can help you with this. With the right insurance plan, you can enjoy coverage for a wide range of expenses, so your finances are not affected, and your vehicle gets the best service available. In the upcoming sections of this article, you’ll learn all about the types of Chetak electric insurance, the add-on covers you can choose, and the finer details of the claim process and more.

The Bajaj Chetak electric scooter is available in two different variants - Urbane and Premium. Here’s the ex-showroom price for both variants:

Can you think of the losses you will incur if your Bajaj Chetak electric scooter was involved in an accident? The repair and replacement expenses can go as high as ₹10,000 or more! Paying for these expenses out of pocket can drain your savings. Instead, if you buy a comprehensive Bajaj Chetak electric insurance, it will secure you financially against such perils.

You have two choices when it comes to two-wheeler insurance plans - you can either go for third party insurance or opt for comprehensive insurance.

• Third-Party Insurance

Third party plans are basic insurance plans that offer protection from third party liabilities and damages alone. For instance, if your Bajaj Chetak got into an accident and as a result damaged a third party or their property, this insurance plan will help cover the costs for repairing the said damages.

• Comprehensive Insurance

A comprehensive bike insurance plan, however, offers slightly better protection to your two-wheeler. Apart from covering third party liabilities, this type of insurance plan also provides protection from any damages incurred to your two-wheeler as well.

Third-party bike insurance plans only cover the death, injuries, or losses caused to a third party. A comprehensive Bajaj Chetak electric insurance includes damages due to natural and man-made calamities, accidents, theft, repair and replacement costs, etc.

The exclusions of comprehensive Bajaj Chetak electric insurance include mechanical and electrical breakdowns, damage caused due to driving under the influence of alcohol or without a valid driving licence, etc.

Here’s a quick look at the kind of add-ons that you can opt for your Bajaj Chetak electric insurance:

• Zero Depreciation Cover 

The zero-depreciation bike cover can help you get the entire claim amount without any reductions whatsoever due to depreciation.

• Personal Accident Cover

The personal accident cover can provide financial assistance for treating any injuries that you or your pillion rider may have sustained during an accident involving your two-wheeler. 

• Return to Invoice 

The entire value of your two-wheeler as mentioned on the invoice will be returned to you if your scooter has been declared as a total loss or has been stolen. 

• Round-the-Clock Spot Assistance 

With this add-on, you can get immediate bike roadside assistance irrespective of your location and time.

To lower your Bajaj Chetak electric insurance cost, here’s what you can do:

• Pay for Small Repairs

You can choose to pay for minor and inexpensive repair expenses from your own pocket to retain your No Claim Bonus reward.

• Compare Chetak Electric Insurance Premiums Online

Compare insurance premium prices offered by various insurance providers to get your hands on a budget-friendly, yet suitable plan!

• Ride Your Chetak Efficiently

You can ensure minimum claims and maintain a claim-free year by following the traffic rules and abiding by the law.

• Read the Owner’s Manual

Ensure that you read the manual carefully to know the important details of your Chetak.

• Check the Tyres

Inspect the scooter’s tyre pressure regularly to avoid any internal damages, tyre burst, etc..

• Clean Your Scooter

Clean your Chetak regularly to make sure that your scooter does not have any accumulated dirt or debris.

The Bajaj Chetak electric scooter service and maintenance cost will vary depending on the service centre. Speaking of maintenance, Bajaj recommends that the e-scooter should be serviced every 15,000 km.

Unlike the boxy design of the old Chetak, this latest iteration features a fluidic design with neat curves and stylish bodywork. And powering this scooter is a fully electric motor that generates a peak power of 4.08 kW and provides a riding range of around 90 kilometres per charge. If you’re looking to transition from traditional fossil-fuel-powered vehicles to electric scooters, the Bajaj Chetak is something that you should seriously consider.

Getting to know the specifications of the Bajaj Chetak electric scooter will help you understand the main technical aspects of this two-wheeler. So, check out the Bajaj Chetak electric specifications below.

Generally, the on-road price of any two-wheeler is higher than its ex-showroom price because various costs are included in the former. For instance, road taxes, insurance and RTO registration charges are included in the on-road price. And since these costs vary from one state to another, the on-road price also changes depending on the city you make your purchase from.

In the case of the Bajaj Chetak electric scooter, however, the on-road price may be lower than the ex-showroom price. This is because of the subsidy on the purchase of electric scooters offered in many states in India. Check out the Bajaj Chetak on-road price in different Indian cities.

This should give you a clearer idea about what the Bajaj Chetak electric scooter offers. If you’re on the path to going green and are trying to adopt sustainable habits, this electric scooter could be a great addition to the measures you’re taking. And remember that if you go ahead and buy this electric scooter, it needs an adequate Chetak electric scooter insurance right from day one.

If you are looking to buy a new bike for yourself, take a look at the bike insurance plans available at Bajaj Markets now!