✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Hero Electric Optima LA bike insurance will act as a protection to your two-wheeler. With premium coverages, your insurance plan will compensate for the damages occurring in case of any unforeseen circumstances. When buying your Hero electric optima LA bike insurance the factors that will be taken into consideration are as follows:

  • Age of the vehicle

  • The region of registration

  • Driving background of the owner/rider

You can choose an insurance plan according to your needs and get a safer life.

Types of Insurance Plans Offered for Hero Electric Optima LA Bike Insurance

There are two types of Insurance plans for bikes namely, third party insurance and comprehensive insurance. Both these insurance plans for bikes have their unique properties. You have to explore and know your needs and match with their offerings and buy a plan accordingly.

  • Third-party insurance

Third-party bike insurance plan is mandatory under the Motor Vehicle Act, 1988. This plan covers third-party liabilities but will not offer any compensation for the loss of your bike

  • Comprehensive insurance

On the other hand, comprehensive bike insurance plans with a higher premium provides more protection. It looks into all the corners and compensates for your loss as well. Hence, it is highly recommended to have comprehensive insurance keeping in mind the condition of road and driving around

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Why Choose Bajaj Markets For Hero Electric Optima LA Bike Insurance?

Bajaj Markets come with several advantages over other motor insurance providers. Here’s a quick list for your to choose better:

  • You can buy your Hero electric optima LA bike insurance online, easily within sometime, in just a few steps

  • The renewal process is also easy and hassle-free, so you can save time

  • You can avail of cashless claim

  • You will get a digital proof of your insurance after buying your plan

  • You will be offered with no claim bonus or NCB on claim-free policy terms.

  • Also, you can switch 50% of your NCB in case you change insurer from your existing NCB

Inclusions in Hero Electric Optima LA Bike Insurance

The things that are included in your Hero Electric Optima LA Bike insurance are as follows:

  • Any destruction or damage caused due to flood, earthquake and any other natural calamity

  • Any damage caused due to theft or other man-made hardship

  • Coverage for personal accident

  • The destruction caused due to any riot

Exclusions in Hero Electric Optima LA Bike Insurance

Although there are several inclusions in the plan, there exist some exclusions as well. The following are the things that are not included in your insurance plan:

  • Loss or damage caused due to drinking and driving

  • Loss or damage caused while reckless driving and not maintain the speed limit

  • And loss occurred due to nuclear waste

  • Loss because of foreign incursions

Add-ons to Hero Electric Optima LA Bike Insurance

The add on are:

  • Zero depreciation cover: This would help you decrease the stress of having to bear the depreciation costs of your bike

  • NCB i.e No Claim Bonus: This is a discount that is offered to you as a reward from the insurer, and would be available at the time of renewal of your policy

  • 24/7 roadside assistance: This would ensure that you get assistance when you are stuck on the road for some technical issues with your vehicle

How to Apply for Hero Electric Optima LA Bike Insurance

The process to apply for Hero Electric Optima LA electric bike insurance is simple and time-saving. All you have to do is follow some steps and buy your plan:

  • Visit Bajaj Markets

  • Click on apply to fill your application

  • After filling your application with details such as your bike registration number, RTO location, phone number, bike registration date, etc., submit your form

  • You will then receive the policy quote as well as other details

  • Once you agree with the quote, proceed and complete the payment

  • The insurance will be sent to your email address

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Claim Process

Filing your claim through Bajaj Markets is very easy. The following are the steps to claim

  • Contact the insurer and register your claim at the earliest after the accident

  • Provide the necessary authentic documents and details with the correct information

  • Your claim statement will be assessed by the company

  • Keep an eye on your claiming status


Having a Hero Electric Optima LA bike can make your life easier with smooth communication, but it is important to look into the safety of your life and your possession. With Bajaj Markets, you can do so easily and very few minutes and enjoy your ride without worrying about the financial loss while repairing damages. 

FAQs about Hero Electric Optima LA Bike Insurance

Is it important to get bike insurance?

Yes, it is important to get bike insurance. This is to abide by the laws and also for safety purposes.

What are the other variants of Hero Electric Optima LA bike?

Hero Electric Optima Lithium-Ion, Hero Electric Optima ER are some of the other variants of Hero Electric Optima LA.

What are the factors your premium depends on?

The factors that your premium depends on are age of your bike, region of your registration, and rider's driving background. 

Which insurance plan is mandatory under the Government of India?

The third-party insurance plan is important to have under the Motor Vehicle Act.

What are the documents required for filing a claim?

The documents required for a claim are the claim form, insurance paper, engine number, date and time of accidents, FIR in case of theft man-made and natural calamities.

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