Earn interest up to 8.60% p.a. by investing in a Bajaj Finance Fixed Deposit | Rated CRISIL AAA/ STABLE and [ICRA]AAA(stable) Invest Now

Investing ₹3 Crores in a fixed deposit is a prudent strategy for risk-averse investors seeking stability and assured returns. This substantial sum, when placed in a secure and stable tool like an FD, ensures capital preservation and offers a predictable income stream. 


It secures the principal and offers steady growth, appealing to those prioritising capital protection over high-risk investments. To get started with a fixed deposit, first, compare the interest rates offered by different FD issuers in the market for your preferred tenor.

Deposit Amount
Tenure
Months
Interest Rate
%
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Monthly Interest Payout on a ₹3 Crore Fixed Deposit

By investing ₹3 Crores in an FD for a 5-year tenor, here’s the potential monthly interest income you could earn through the below-listed issuers:  

Bank/NBFC/HFC

Non-senior Citizen (p.a.)

Monthly Interest Payout

Senior Citizen (p.a.)

Monthly Interest Payout

Bajaj Finance Ltd.

8.05%

₹2,01,250

8.30%

₹2,07,500

PNB Housing Finance Ltd.

7.65%

₹1,91,250

7.95%

₹1,98,750

Mahindra Finance Ltd.

8.05%

₹2,01,250

8.30%

₹2,07,500

LIC Housing Finance

7.75%

₹1,93,750

8.00%

₹2,00,000

Shriram Finance

8.27%

₹2,06,750

8.77%

₹2,19,250

AU Small Finance Bank

7.25%

₹1,81,250

7.75%

₹1,93,750

ICICI Bank

7.00%

₹1,75,000

7.50%

₹1,87,500

HDFC Bank

7.00%

₹1,75,000

7.50%

₹1,87,500

IDFC First Bank

7.00%

₹1,75,000

7.50%

₹1,87,500

Axis Bank

7.00%

₹1,75,000

7.75%

₹1,93,750

IndusInd Bank

7.25%

₹1,81,250

7.75%

₹1,93,750

YES Bank

7.25%

₹1,81,250

8.00%

₹2,00,000

Jana Small Finance Bank

7.25%

₹1,81,250

7.75%

₹1,93,750

Kotak Mahindra Bank

6.25%

₹1,56,250

6.75%

₹1,68,750

*Disclaimer: The above interest rates are subject to change as per the issuer’s discretion.

Monthly Interest Income on a ₹3 Crore Fixed Deposit

Here’s a look at the monthly interest income you may receive upon investing ₹3 Crores in an FD for 5 years at different interest rates: 

Deposit Amount

Interest Rate (p.a.)

Monthly Interest Payout

₹3 Crores

6.00%

₹1,50,000

₹3 Crores

6.50%

₹1,62,500

₹3 Crores

7.00%

₹1,75,000

₹3 Crores

7.50%

₹1,87,500

₹3 Crores

8.00%

₹2,00,000

₹3 Crores

8.50%

₹2,12,500

₹3 Crores

9.00%

₹2,25,000

₹3 Crores

9.50%

₹2,37,500

₹3 Crores

10.00%

₹2,50,000

Now that you know the potential returns you could earn by investing a sum like ₹3 Crores, consider booking an FD today on Bajaj Markets. It’s an entirely online process, allowing you to open a fixed deposit from the comfort of your home.

Disclaimer

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on Monthly Interest for a ₹3 Crore FD

As per Section 194A of the Income Tax Act, you are required to pay a TDS at the rate of 10%. However, TDS is applicable only if your interest income exceeds ₹40,000 in a year. Moreover, senior citizens have to pay the same rate of TDS on interest income above ₹50,000.

You can use an FD interest calculator to determine your earnings as monthly interest on ₹3 Crores. These online tools help you determine the ₹3 Crore FD interest per month along with the total amount you will receive at maturity.

In order to open an FD account with a bank or NBFC, you will need to submit some documents to them. These include PAN cards, KYC documents, proof of identity, and photographs.

The monthly interest on a ₹3 Crore FD may vary depending on your lender and the tenor you choose. However, for a tenor of 1 year at an interest rate of 7.25%, you can earn ₹1,81,250 per month.

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