Fixed deposits are a viable option for most investors, young and old. Opening an FD account has become very easy these days. You can opt for offerings from leading issuers such as the Ujjivan Small Finance Bank in a matter of a few clicks. 


Since all investors have different financial goals, Ujjivan Small Finance Bank offers different FD investment options with lucrative rates and benefits. You can enjoy Ujjivan Small Finance Bank fixed deposit rates of up to 9.00%* p.a., with an enhanced interest rate for senior citizen investors. *T&C Apply. 


Read on to learn more about their FD interest rates, its features, benefits, types, eligibility, and more.



It recently updated its fixed deposit interest rate, which gives you a new investment opportunity. With the new Ujjivan Small Finance Bank FD rates, you can invest in a safe avenue. Use the interest earnings to meet varied goals, such as education, marriage, home purchase and more. 



With various Ujjivan Bank  FD options, you can find the right fit for yourself and enjoy a range of beneficial features. Read on to know the current FD rates of Ujjivan Small Finance Bank, and use the Ujjivan FD calculator to plan your investment.  

About Ujjivan Small Finance Bank

The Ujjivan Small Finance Bank is one of the trusted banks in India. With a customer base of over 78+ lakhs spread over 248 districts, 25 states and Union Territories, Ujjivan Small Finance Bank continues to expand its reach with 686 branches with 533 ATMs as on August 31st 2023. 


The Ujjivan Small Finance Bank FD is designed to cater to the needs of all investor profiles, and these instruments have many features. Moreover, the rates on offer are one amongst the highest in the market. This makes it a viable choice for anyone interested in long-term returns.

Ujjivan Small Finance Bank FD Interest Rates

Here are the latest Ujjivan Small Finance Bank FD interest rates on term deposits of up to ₹2 Crores for Domestic, NRO.


Interest rate for Non-Senior Citizens

Interest rate for Senior Citizens

7 Days to 29 Days

3.75% p.a.

4.25% p.a.

30 Days to 89 Days

4.25% p.a.

4.75% p.a.

90 Days to 179 Days

4.75% p.a.

5.25% p.a.

6 Months to 9 Months

5.50% p.a.

6.00% p.a.

9 Months 1 Day to <12 Months

6.50% p.a.

7.00% p.a.

12 Months to <15 Months

8.25% p.a.

8.75% p.a.

15 Months

8.50% p.a.

9.00% p.a.

15 Months 1 Day to 560 Days

8.25% p.a.

8.75% p.a.

561 Days to 989 Days

7.50% p.a.

8.00% p.a.

990 Days

7.75% p.a.

8.25% p.a.

991 Days to 60 Months

7.20% p.a.

7.70% p.a.

60 months 1 Day to 120 Months

6.50% p.a.

7.00% p.a.

Disclaimer: Note that the above mentioned Ujjivan Small Finance Bank FD interest rates are effective from 7th March 2024 and are subject to change at the issuer’s discretion. Other T&C Apply.

Features of the Ujjivan Small Finance Bank FD

Before investing, you should also note the key features of the offering. They are as follows. 

  • The fixed deposit rates go up to 9.00%* p.a., depending on your tenor, investor profile, and payout option

  • Ujjivan Small Finance Bank FD rates for senior citizens are 0.50% p.a over the regular FD rates

  • Get higher returns by investing your funds for a period of 560 days.

  • You can book your fixed deposit with a minimum amount of ₹1,000 and a maximum deposit of ₹2 Crores

  • Book your FD instantly using a complete paperless digital process


*T&C Apply.

Types of Ujjivan Small Finance Bank FDs

Before investing in an Ujjivan Small Finance Bank FD, learn about the different FD types available that can help you make the right decision. 

Digital Fixed Deposits

  • A minimum tenor of 6 months for NTB customers and a maximum of 10 years

  • No penalty for premature withdrawal after 6 months

  • Get FD receipt on your email ID within a day after opening an FD account

Platina FD

  • Minimum tenor starts from 12 months and a maximum of up to 5 years

  • The minimum deposit amount required is above ₹15 Lakhs

  • You can opt for payout at maturity or choose between monthly and quarterly payouts

  • No partial and premature closure is allowed 

Regular Fixed Deposits

  • Book your FD for a minimum tenor of 60 days for NTB and a maximum timeline of up to 10 years

  • The investment amount must be in multiples of hundreds, with a minimum amount of ₹1,000 required to book an FD

  • Premature closure of the FD is allowed

  • Attractive interest rates with an additional 0.50% p.a. for senior citizens

Tax Saver Fixed Deposits

  • Mandatory 5-year lock-in period

  • Maximum deposit of ₹1.5 Lakhs in a financial year is allowed, while the minimum investment amount is ₹1,000

  • Get tax exemptions under Section 80C of the Income Tax Act of 1961

  • Available for Indian residents and HUF members only


*T&C Apply

Read More

Documents Required for Ujjivan Small Finance Bank Digital FD

While the FD rates by Ujjivan Small Finance Bank are attractive, you can only invest if you have your documents in order. To enjoy a seamless experience, you must submit the following.

  • Aadhaar card

  • PAN card

  • Mobile number linked to your Aadhaar card 


Invest in Ujjivan Small Finance Bank FD with ease on Bajaj Markets or compare and choose other issuers, based on your goals. Best of all, you can start investing digitally from the comfort of your home.


*T&C Apply


The information provided by BFDL herein above is related to the partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. in the content mentioned hereinabove, as well as offers by the partnered Banks/ NBFCs. "YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED.”

FAQs on Ujjivan Small Finance Bank FD Rates

What are the Ujjivan Small Finance Bank FD rates for senior citizens?

Senior citizens enjoy a 0.50% higher interest rate for all types of fixed deposits.

What is the minimum and maximum investment amount for Ujjivan Small Finance Bank FD?

You can book an Ujjivan Small Finance Bank FD with a minimum amount of ₹1,000 and a maximum of up to ₹2 Crores. 

What are the tax benefits of Ujjivan Small Finance Bank Tax-Saver fixed deposits?

With Ujjivan Small Finance Bank Tax-saver fixed deposits, you can enjoy tax benefits of up to ₹1.5 Lakhs under Section 80C of the Income Tax Act. 

What are the payout options available for the Ujjivan SFB fixed deposits?

For non-cumulative FDs, you can opt for monthly / quarterly payouts or at maturity. For more details, please visit

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