AU Small Finance Bank FD Interest Rates

For risk-averse investors, fixed deposits serve as a reliable means to park surplus funds and build wealth. AU Small Finance Bank offers various FD options, providing flexibility in tenor selection to suit diverse investment strategies and goals.

With AU Small Finance Bank fixed deposits, investors can enjoy competitive interest rates. Non-senior citizen depositors can earn up to 8.00% p.a., while senior citizens receive an additional 0.50% interest. This flexibility caters to different investor profiles.

Here are the interest rates of AU Small Finance Bank FDs under ₹2 Crores: 

Here are different types of FDs you can choose from:

Regular Fixed Deposits

• FDs are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC)

• Add a beneficiary to claim the deposit on your behalf in the case of an unfortunate event

• Opt for premature withdrawal facility 

• Choose between monthly, quarterly, or annual interest payout options

5-year Tax-saving Fixed Deposits

• Enjoy tax benefits on your cumulative interest income

• Invest for a mandatory lock-in period of 5 years

• Get tax exemption of up to ₹1.50 Lakhs under Section 80C of the Income Tax Act, 1961

You must meet the required eligibility criteria before applying for an AU Small Finance Bank Fixed Deposit. The parameters are as follows: 

• Investors must be an Indian resident, NRI, or a member of a Hindu Undivided Family

• Investors must be a partnership firm, sole proprietorship firm, limited company, or trust
   

You can easily apply online with minimal KYC documentation if you fit the eligibility criteria. Here is the list of documents you must submit to book an AU Small Finance Bank FD.

• Proof of identity, such as your Aadhaar Card, PAN Card, Driving License, Voter ID, or Passport

• Proof of address, like Aadhaar card, or Passport

• Latest passport-size photograph

Here’s how investors can book an FD online on Bajaj Markets:

1. Provide your basic information like your name and date of birth

2. Validate the one-time password (OTP) sent to your phone for verification

3. Click ‘Proceed’ 

You'll be redirected to the bank's official website to complete your application.

The customer understands and confirms that opening of the account and/or availing any services from YES Bank Limited (the “Bank”) shall be subject to the terms and conditions stipulated by the Bank. Bank shall not be liable or responsible for any offers or commitments made by any third party, including any affiliate partner, with respect to any services/products offered by the Bank. The Bank has not authorized any third party to collect any charges/commission/fee for the products/services offered by the Bank and shall not be liable for any such charges/commission/fee charged by such third parties for the same.