The Himachal Health Care Scheme, also known as the Himcare Scheme, is a medical insurance initiative by the Himachal Pradesh government. It aims to provide quality healthcare and timely cashless treatment for the underprivileged who face barriers to essential medical services.

Features of Himachal Health Care Scheme

  • Eligibility Criteria:

Families are identified under Ayushman Bharat, based on SECC, 2011, and RSBY, ensuring targeted assistance to those in need.

  • Cashless Treatment on Co-payment Basis:

Needy and economically disadvantaged individuals in Himachal Pradesh receive cashless treatment insurance with a co-payment arrangement.

  • Implementation Date:

Officially launched on January 1, 2019, by the Government of Himachal Pradesh.

Benefits of Himachal Health Care Scheme

  • Coverage Amount:

Cashless treatment coverage of ₹5 Lakhs per year per family provided on a family floater basis, with a maximum of five members per family unit.

  • Family Size Extension:

Families exceeding five members can enrol the remaining members as a separate unit, with each additional unit capped at five members.

  • Treatment at Empanelled Hospitals:

Treatment under the Himcare yojna is based on pre-defined package rates in empanelled hospitals, ensuring standardised and affordable healthcare services.

Who is Eligible for the Himachal Health Care Scheme?

The following category of people are eligible for the Himcare health scheme:

  • BPL Category people

  • Registered Street Vendors

  • Ekal Naaris

  • More than 40% of disabled

  • Senior Citizens above the age of 70 years

  • Anganwari Workers/Helpers

  • ASHA workers

  • Mid-Day meal workers

  • Contractual Employees

  • Daily Wage Worker

  • Part-time Workers

  • Beneficiaries under HP Universal Health Protection Scheme

  • Beneficiaries not included in the above categories/non–government servants and their dependents

Documents Required

The main documents required to avail of the Himcare scheme are an Aadhaar card, Ration Card, and Proof of Category as listed below:

  • For BPL Category - Copy of BPL certificate attested by the Panchayat Secretary in the last one month.

  • For Registered Street Vendors - Registration Certificate attested by the Executive Officer, MC/NP/NAC in the last one month.

  • For Ekal Naaris - Certificate to be issued by Child Development Program Officer (CDPO) of the concerned area and shall include Widows/Divorced/Legally Separated /Unmarried more than 40 years.

  • For More than 40% of disabled persons - Medical Disability Certificate showing permanent disability.

  • For Senior citizens aged 70 years and above - valid proof of age.

  • For Anganwari Workers and Helpers - Certificate from Child Development Program Officer (CDPO) of the concerned area.

  • For ASHA Workers - Certificate from Block Medical Officer (BMO) of the concerned area.

  • For Mid–Day Meal Workers -Certificate from Block Elementary Education Officer of the concerned area.

  • For Contractual Employees, Daily Wage Worker, Part Time Workers - Certification from the concerned Department.

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How to Apply for Himachal Health Care Scheme

To apply for the Himcare scheme online, follow these steps:

  • Visit the official website of the Himcare scheme

  • Click on 'Online Himcare Enrolment’

  • Upload proof of the mentioned category and both sides of your ration card

  • Enter dependent details

  • Complete the captcha and submit the application

  • Receive a Unique Reference Number (URN) for tracking the scheme status

  • Upon receiving the URN, make an online payment to finalise the Himcare online registration

How to Check the Enrolment Status

After registering on the Himcare website, follow these steps to check the enrolment status:

  • Visit the Himcare scheme website

  • Click on 'Himcare Enrollment' and select 'Himcare Enrollment Status’

  • Enter your Unique Reference Number (URN) or ration card number

  • Track the status of your enrolment

Getting a Himcare Health Card

Once the enrolment process is confirmed and verified by the back-end team, the applicant or beneficiary will receive an SMS notification. Subsequently, they can download/generate the Himcare card under the scheme.To obtain the Himcare health card online, follow these steps:

  • Visit the website and click on 'Himcare Enrolment’

  • Choose the option 'Get my Himcare Health Card’

  • Enter either the Unique Reference Number, ration card number, or Aadhaar card number


Alternatively, individuals can also generate and obtain the Himcare health card directly at the hospital level. This provides flexibility in accessing the health card through multiple channels.

Fees to Pay During Enrolment

During enrolment, the Common Services Center (CSC)/ Lok Mitra Kendra (LMK) in Himachal Pradesh will collect ₹50 per family from beneficiaries for the enrolment process and document uploading. Upon approval, beneficiaries can print their cards from the respective CSC/LMK, utilising the initial user fee paid.

How to Renew Your Himachal Health Care Scheme

The Himcare card renewal process occurs within a three-month window each year, specifically from January to March, to mitigate adverse selection issues. Here's a step-by-step guide for renewal:

1. Notification:

15 days before the policy expiration, beneficiaries receive an SMS notification on their registered mobile number, including the policy renewal link for convenient renewal.

2. Renewal Steps:

  • Visit the official website of the Himcare scheme

  • Navigate to the homepage and click on 'Himcare Enrolment’

  • Select 'Renewal of Card’

  • Enter your Unique Reference Number (URN) or Himcare number to complete the renewal process

How to Find the List of Hospitals

To access the comprehensive list of empanelled hospitals, follow these steps:

  • Visit the official website of the Himcare scheme

  • Click on 'Search Hospital’

  • Enter the District and Speciality details

  • View the list of hospitals empanelled under the Himcare scheme

  • Explore all the hospitals under the Himcare health yojana in your vicinity


In summary, these steps provide a quick guide to navigating the Himcare scheme's official website and accessing the list of empanelled hospitals. If you are aware of someone eligible for this initiative, encourage them to enrol to avail the benefits of health insurance for themselves and their family members.

Health Insurance Plans Available at Bajaj Markets

FAQs on Himachal Health Care Scheme

When was the Himcare scheme launched?

The Himcare scheme was launched by the Government of Himachal Pradesh on January 1st, 2019.

What if there is no network hospital in my vicinity?

If there is no network hospital nearby, you can receive treatment at a local hospital, pay the bills at discharge, and later claim reimbursement from the insurer.

Does the Himcare scheme provide cashless treatment?

Yes, the Himcare scheme offers cashless treatment through the Himcare health card at a network of hospitals in Himachal Pradesh.

What are the required documents for the Himcare Health card?

To avail of the Himcare scheme, you need an Aadhaar card, Ration Card, and Proof of Category.

Where can I view the Himcare scheme list of hospitals?

You can access the official website of the Himcare scheme and search for the list of hospitals by entering your district and speciality.

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