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HDFC ERGO offers a hassle-free and seamless car insurance renewal experience. You can get your car insurance renewal done online with a few simple clicks by submitting the necessary policy details and online payment of the premium. Besides, you can also get discounts on your renewal premium if you are eligible for no claim bonus (NCB) in car insurance. Additionally, you can also enhance your current plan with add-on covers and other benefits. Read on to know more about its renewal process and its benefits.

HDFC ERGO Car Insurance Renewal Process

Here’s how you can renew your HDFC ERGO car insurance policy:

 

  • Step 1: Navigate to the official website of HDFC ERGO.

  • Step 2: Choose the appropriate category of your car insurance policy.

  • Step 3: Verify the necessary details.

  • Step 4: Check your renewal charges after applying all the discounts, if any. 

  • Step 5: Make the online payment via the given payment methods.

 

Your renewed HDFC ERGO car insurance policy documents will be sent to your registered email ID.

Benefits of Renewing HDFC ERGO Car Insurance

Here are a few benefits of renewing your car insurance policies online:

  • Hassle-free Process

All you have to do is enter your policy details and pay the renewal fees to renew your car insurance policy.

  • Get Discounts

You can use the benefits such as no claim bonus on your renewal premium to get discounts on your premium.

  • Zero Paperwork

You can simply get your insurance policy renewed with your policy details, without having to submit any documents.

  • Instant Coverage

You can get instant coverage as soon as your insurance plan expires if you renew your car insurance policy on time.

  • Enhance Your Plan

You can also to enhance your plan by buying car insurance add-on covers or changing the type of coverage you had opted for in the previous policy. 

Reduce Your HDFC ERGO Car Insurance Premium While Getting It Renewed

If you fail to get your car insurance plan renewal done before its expiry date, you can still use your NCB and other benefits to get discounts on your premium. Follow these tips to help mitigate your car insurance plan’s premiums:

 

  • Utilise your NCB to get a discount of up to 50%

  • Get double benefits via anti-theft devices

  • Opt for higher deductibles

FAQs on HDFC ERGO Car Insurance Renewal

You must analyse your requirements, choose the one that best suits your needs, and go through the policy wordings before renewing your car insurance policy.

Yes, you can save up on your HDFC ERGO car insurance renewal premium through NCB, anti-theft devices, and by choosing higher deductibles.

Yes, you can renew your HDFC ERGO car insurance policy within 90 days of your car insurance policy’s expiry date.

Here’s how you can check the expiry date of your car insurance policy through IIB:

Step 1: Navigate to the online portal of ‘IIB’ and tap on ‘Quick Links’.

Step 2: Enter the necessary details of your insured car and the owner. 

Step 3: Click on ‘Submit’.

You can now see the details of your car insurance plan.

 

You can also check your car insurance policy’s expiry details through Vaahan. Here’s how:

Step 1: Login to the online portal of Vaahan e-services and click on the option ‘Know Your Vehicle Details’.

Step 2: Enter the necessary details as asked.

Step 3: Click on the option ‘Search Vehicle’. 

All the necessary expiry details of your car insurance policy will not be displayed on your screen.

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