What is Comprehensive Health Insurance?

Deal with medical emergencies stress-free by making comprehensive health insurance a part of your financial plan. On Bajaj Markets, you can compare a range of policies and get coverage of up to ₹2 Crores at affordable premiums starting at ₹2,487. 

 

Regular health check-ups for free and cashless hospitalisation facilities are key benefits of such policies. A comprehensive plan also covers preventive care and treatment from specialists, allowing you to access superior medical care with ease. 

Apart from the inclusions and exclusions, check the sum insured and the premium to select a suitable plan for yourself. 

 

Here are comprehensive health insurance policies you can compare on Bajaj Markets:

A health insurance plan acts as a financial safety net when medical emergencies arise. Here is how you can rely on such policies: 

• Wider Coverage

All kinds of healthcare needs are covered by such plans. This may include treatment for critical ailments as well as other inpatient and outpatient services. These policies also offer a flexible sum insured to ensure ample protection.

• Covers the Entire Family

Comprehensive plans can safeguard the health of all your loved ones and your finances under one umbrella. You can get your parents, spouse, and dependent children one comprehensive insurance policy for families. 

• Outpatient Treatment

General health insurance policies may not cover expenses for non-emergency medical needs, such as consultations, diagnostic tests, and more. However, comprehensive plans cover these charges along with hospitalisation expenses. 

• Cover for Pre-existing Diseases

While they have an initial waiting period, comprehensive health policies cover medical costs arising from pre-existing diseases. You can rest assured that you can afford quality healthcare as per the terms of your policy.  

• Riders/Add-on Covers

Widen your safety net by opting for riders and add-ons. These include accidental death coverage, critical illness coverage, maternity benefits, and more. Choosing these will provide you with extra financial coverage for specific medical expenses, events, or facilities.

• Cashless Treatment

Comprehensive plans offer a cashless treatment facility, so you can get coverage at hospitals without paying out of pocket. This can help you get instant and easy access to timely medical care. 

• Cumulative Bonus

When you don’t file a claim in a year, the No Claim Bonus allows you to get additional coverage without any hike in premiums. 

Health Insurance Plans Available at Bajaj Markets