Comprehensive medical insurance is a policy that provides extensive coverage and secures the healthcare requirements of the insured under a single plan. Such comprehensive health coverage eliminates the need to purchase different health plans to cover various medical expenses. Furthermore, most comprehensive health insurance plans offer coverage for expensive medical procedures and treatments such as organ transplants or critical illnesses.
Comprehensive medical insurance policies on Bajaj Markets offer extended protection and lucrative premium rates! Check out some of the available health plans with their sum insured amount and premium quotes:
Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.
In today’s day and age, having a comprehensive insurance backup has become important. So, let’s look at some reasons why you should opt for a comprehensive medical policy:
When compared to a basic health plan, a comprehensive insurance policy provides wider coverage against unforeseen medical risks. As you may already know, health problems may arise anytime even if you follow a balanced diet. To make sure you have sufficient financial security in the time of an emergency, the extensive protection offered by comprehensive plans is much-needed!
Did you know that comprehensive medical plans also come with a family floater option? Thus, you can safeguard the insurance needs of your dependents and gain security against rising medical care costs.
As we mentioned above, comprehensive health plans offer coverage for pre-existing conditions with a waiting period. Although you will be able to claim the medical expenses after a certain time, the insurance policy enables you to make significant savings in the long term.
In the event of an emergency, you can rest assured due to the cashless facility available under comprehensive health care plans. The insurance provider shall cover the expenses incurred based on the terms of your policy while you can recover without worrying about your finances.
Gain additional protection in case of specific events with add-on covers in a comprehensive medical policy! Depending on your needs, you can choose suitable covers and maximise your health coverage at a nominal price.
With the below steps, you can purchase a comprehensive medical insurance plan easily:
Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj Markets.
Step 2: Select a suitable type of comprehensive health plan. Enter the details required on the page such as your name, age, contact number, residential pin code, etc. and proceed.
Step 3: You shall find various health plans visible on the screen.
Step 4: Compare the available comprehensive policies based on the sum insured, add-on cover options and other benefits.
Step 5: Proceed with a suitable health plan and review the policy details.
Step 6: Complete the premium payment online.
Step 7: Your comprehensive medical insurance policy will be issued soon!
We hope you have understood how comprehensive health plans safeguard you and your loved ones against medical risks! Be it a planned or an emergency treatment, the health insurance policy makes sure you can avail a cashless facility without any hassle. Moreover, the all-round coverage available under comprehensive plans ensures financial security in your time of need. So, browse through the health insurance plans on Bajaj Markets and enjoy budget-friendly premium quotes today! You can now get an insurance quote with our easy-to-use health insurance premium calculator.
Comprehensive medical insurance means that it is a health plan which offers all-round coverage in case of various unforeseen medical requirements. Be it alternative treatment, pre-existing ailment or critical illness, comprehensive health coverage secures it all!
Comprehensive medical insurance covers numerous kinds of medical expenses which are not covered by a regular health plan. This includes organ donor cover, pre-existing illness cover, AYUSH treatment, etc. You can avail extensive coverage with a comprehensive health plan.
Comprehensive health coverage secures you against increasing healthcare inflation and emergency medical requirements. With a cashless facility and the 360-degree coverage available under the policy, you can always rest assured when it comes to your health!
A waiting period in health insurance is a duration when no claims related to a specific ailment are accepted by the insurance provider. You can start raising claims after the applicable waiting period is over and avail an insurance cover for that specific disease.
Yes, comprehensive medical plans offer health insurance tax benefits under Section 80D of the Income Tax Act, 1961, where you can claim the premium paid towards the policy.