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There are always chances of getting into an accident, no matter how careful of a driver you are. Hence getting an insurance is a must. Fret not, the Honda City car insurance provides coverage against any damages to your Honda City and to yourself. With this policy, you can rest assured that your car is in safe hands. Under the comprehensive Honda City car insurance, you get coverage for the losses incurred to your car as well as third-party liabilities. You can also get additional benefits with add-on covers such as zero depreciation cover, personal accident cover, return to invoice cover and consumables cover.

Check Insurance Premiums for Honda City

Let’s take a look at all the Honda City variants available and their respective insurance premium prices:

Honda City Variants

Ex. Showroom Price*

Fuel Type

Estimated Third-party Premium**

City V MT Diesel

₹11.23 Lakh*



City VX MT Diesel

₹12.69 Lakh*



City ZX MT Diesel

₹13.68 Lakh*



City V MT

₹11.23 Lakh*



City V CVT

₹12.63 Lakh*



City VX MT

₹12.69 Lakh*



City ZX MT

₹13.68 Lakh*




₹13.99 Lakh*




₹14.98 Lakh*



*The ex-showroom prices are for Delhi and are subject to change based on the city.


**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Buy Honda City Car Insurance Online

Here are some simple steps you can follow to buy Honda City insurance online on Bajaj Markets: 


Step 1: Visit the Bajaj Markets website and navigate to the car insurance section. 


Step 2: On the car insurance page input information about your car and other required details. 


Step 3: Use the car insurance calculator to find a plan that suits your needs. 


Step 4: Upload the documents required for buying the car insurance. 


Step 5: Pay the online fees for your chosen plan and it will be activated soon. 

Renew Honda City Car Insurance Online: Simple Steps to Follow

In case you are looking for a Honda City insurance renewal, you can follow the given instructions: 


Step 1: Visit Bajaj Markets website and go to the car insurance renewal page. 


Step 2: Enter the details about your car along with the details of your existing car insurance policy. 


Step 3: Select your preferred insurance plan to renew for your Honda City.


Step 4: Upload the necessary documents and make the online payment. 


Step 5: Once the process is completed and all the paperwork is verified, your insurance plan will be renewed. 

Why you Need Insurance for Your Honda City

An expensive car like Honda City is a major investment for anyone and it is the responsibility of car owners to maintain their vehicles properly. Even if you drive your car very carefully and take every precaution, there is still a chance to get into an accident. In situations like these, the repair costs of your Honda City alone could run from ₹1 lakh to ₹5 lakh or more. However, a comprehensive car insurance plan can be very valuable in this situation by covering the costs of repair as well as providing third-party liability cover. Even if you don’t have comprehensive insurance, you will need to get at least third-party insurance cover to drive your Honda City as per the Motor Vehicles Act, 1988

Types of Honda City Car Insurance You Can Choose From

There are mainly two types of Honda City car insurance plans you can choose from: 

Third-Party Car Insurance

The first is the third-party insurance cover, which is a basic form of insurance that only provides coverage for damages and injuries caused to the third party involved in an accident. This cover does not provide any protection to the policyholder. As a result, third party insurance is generally cheaper than comprehensive insurance. 

Comprehensive Car Insurance

The second type of plan is a comprehensive insurance plan, which provides coverage for injuries and damages caused to your own vehicle as well as provides third-party insurance cover. This type of insurance is generally more expensive but also covers things like car theft, roadside assistance, etc. You can also choose to buy add-on covers on top of your insurance plan. 

What’s Included in Your Car Insurance Plan

As mentioned above, third party insurance covers the cost of damages and injuries caused to the third party involved in an accident. Comprehensive insurance also covers any injuries and repairs for your own vehicles. The insurance plan will also cover any add-ons you may have purchased such as zero depreciation cover and more. 

What’s Not Included in Your Car Insurance Plan

Every insurance plan has a set of ‘exclusions’ that are not covered under the policy. When it comes to car exclusions, car insurance plans do not cover situations like normal wear and tear of parts, accidents due to drunk driving, consumables, etc. 

Add-On Covers for Your Honda City

If you feel like you need added protection for your Honda City, you can choose to buy some of the following add-on covers: 

  • Zero Depreciation Cover

If you choose to get a zero depreciation cover, it will allow you to claim an insurance amount for damages equal to the brand new price of the car, without taking depreciation into consideration. 

  • Personal Accident Cover 

With a personal accident cover, you or anyone who is driving your insured vehicle will be eligible for coverage in case of accidental injury, disability or even death in the event of an accident. 

  • Return to Invoice Cover

In case your Honda City is damaged beyond repair or stolen, you can get the full retail value of the car which you paid for in the form of an insurance claim with the return to invoice cover

  • Consumables Cover 

Consumables refer to items like oil, coolant etc which are used in cars. However, these are not generally covered under insurance. In case you want to get coverage for these items, you can get the consumables cover. 

Making an Insurance Claim for Your Honda City

In order to make an insurance claim for your Honda City, you will need the following necessary documents: 


  1. Honda City car insurance policy papers.

  2. FIR of the accident/incident. 

  3. Detailed information about the incident along with eyewitness accounts. 

  4. RC papers of the vehicle. 

  5. Full set of garage bills and receipts (in case of reimbursement). 

There are two ways you can claim your insurance policy: 

Cashless Claim Settlements 

Under cashless claim settlements, you will directly take your Honda City to a network garage affiliated with your insurer. Once the insurer has processed your information, your car will be repaired at the garage. The garage will then settle the bills directly with the insurance company. 

Reimbursement Claims 

In case of reimbursement claims, you will need to take your vehicle to a garage and get it repaired at your own expense. Once your vehicle has been repaired, you will need to submit the bills and receipts to the insurance company in order to get a reimbursement claim for the repair expenses. 

Honda City Insurance Price: Here’s How to Reduce Premiums

Here are some tips you can follow to reduce the insurance premiums on your Honda City: 

  • Compare Insurance Plans Online

When looking to buy insurance for your Honda City, you should look into all the plans available online. By comparing the plans available online, you can find out which plan fits your budget while still offering great features. 

  • Use the NCB

In case you have not made any insurance claims during your policy term, you can take advantage of the No Claim Bonus to get lower premiums while renewing your insurance plans. 

  • Install Anti-theft Device

By installing an ARAI approved anti-theft device on your Honda city, you can get a small discount on your insurance premiums. 

  • Avoid Making Small Claims 

In case your Honda City has minor damage, you should get it repaired out of your own pocket. If you make too many insurance claims, your premiums may be raised during the next policy renewal term. 

Maintaining your Honda City: Important Tips

Maintaining your car will ensure that it runs smoothly for many years and you do not have to spend much on repairs or insurance. Keep the following tips in mind: 

  • Regularly Service your Car

If you want to maintain the health of your car, it is a good idea to get it serviced at least twice a year. It will see that your car remains in top condition and any technical faults are detected and dealt with. 

  • Maintain the Engine 

The engine is the most important part of a car, so you must drive smoothly without putting any extra pressure on the engine by driving erratically. 

  • Refill the Consumables Regularly 

Consumables like engine oil, brake oil or coolant need to be refilled at regular intervals for the smooth functioning of your car. 

  • Do Not Overload

Overloading your car can result in accidents due to weight imbalance. Overloading can also damage the engine and internals of your car due to the extra pressure, so avoid overloading your car with passengers or luggage. 

Know the Honda City Service Cost

Being an expensive car as per Indian standards, the maintenance cost of Honda City is around ₹61,000 for a period of 5 years. When you buy a new Honda City, you may be offered the first few services for free. Here is a breakup of the Honda City maintenance cost: 


Distance (kms)/ Time (months)


Service Cost









































Note: These costs are approximated and actual costs may differ depending upon the garage’s prices and the condition of your car. 

About Honda City

Honda City sports stylish alloy wheels, advanced front end headlamp cluster paired with great accessories such as audio control, speakers, climate control, navigation, and others. It comes with exceptional safety features such as a multi-view rear parking camera. The sedan is also equipped with dependable safety features like ABS, EBD, Engine Immobilizer, etc. for the safety of the driver and the occupants at all times. Overall, the Honda City offers a great balance of innovative features, power and safety. Let’s take a look at Honda City specifications and features. 

Honda City Specifications

Let’s take a look at the important Honda City specifications:



Fuel type


Honda City mileage

24 kmpl


1498 cc

Honda City fuel tank capacity

40 litres

Max Power

98 bhp @ 3600 rpm

Seating capacity

5 people


Manual and automatic

Body Type


Honda City Features

Here are some of the key Honda City features you should know about:


Power Steering


Climate Control

Alloy Wheels

Air Conditioner

Fog Lights

Power Windows

Honda City On Road Price in Different Cities

In case you want to know the Honda City on road price in your city, refer to the table below: 

On-road price in Delhi

₹11.23 lakh

On-road price in Mumbai

₹11.33 lakh

On-road price in Bangalore

₹11.23 lakh

On-road price in Chennai

₹11.16 lakh

On-road price in Pune

₹11.16 lakh

On-road price in Kolkata

₹11.23 lakh

Final Takeaway

Honda City is a super stylish car that has a great mix of performance and mileage. As mentioned earlier, if you are considering buying an expensive car like Honda City, it is vitally important to get it insured so that you do not have to spend a ton of money on repairs and damages. Moreover, it is mandatory for all vehicles to have at least third-party insurance as per the Motor Vehicles Act, 1988. If you are looking to buy Honda City insurance, you should look into the car insurance plans available at Bajaj Markets. For added protection, you can also consider getting add-on covers on top of your plan. 

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Honda City

Honda City has a ground clearance of 165 mm.

The on road price of Honda City in Mumbai is ₹11.33 lakh. 

You can calculate the Honda City insurance cost using a car insurance premium calculator.

Honda City has a seating capacity of 5 people. 

Yes, it’s completely safe to buy insurance online as long as you buy it from reputed sources.

When setting the IDV of your Honda City, set a realistic IDV that reflects the actual value of your car, so that you can get an accurate amount of money when claiming insurance.

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