Mahindra Scorpio Car Insurance - Cost & Specifications

Mahindra Scorpio Car Insurance

Manufactured by the reputed Indian automobile manufacturer, Mahindra Scorpio is a sporty SUV model with advanced features and specs. With an engine capacity of 2179cc, the rugged SUV has an ex-showroom price ranging from ₹12.77 to ₹17.61 Lakh. But in the event of an unfortunate mishap, your prized possession can be greatly affected if you do not have insurance. Thus, make sure your Scorpio is secured with extensive coverage against unforeseen mishaps with insurance.

Mahindra Scorpio Variants

The Mahindra Scorpio has five variants with unique comfort, safety and technology features. Here are the Mahindra Scorpio car insurance prices based on the variants:

Disclaimer:

*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Easy Steps to Buy Mahindra Scorpio Car Insurance Online

You can purchase Mahindra Scorpio car insurance at affordable prices in the following way:

Step 1: Fill in the car registration number and mobile number.

Step 2: Provide the necessary information in the application form.

Step 3: Pick the car insurance that suits your needs.

Step 4: Make an instant online payment.

Step 5: Your insurance policy will be sent to your email address.

Know How to Renew Mahindra Scorpio Insurance Online

Step 1: Enter your registration number and mobile number.

Step 2: Provide your previous policy details.

Step 3: Check your renewal premium.

Step 4: Make an instant online payment.

Step 5: Download your insurance policy copy.

Read More: Car Insurance Renewal

Why Insure Your Mahindra Scorpio With Car Insurance?

In the event of an unfortunate incident such as theft of your car, recovering the vehicle cost can be quite worrisome if the police cannot trace it. Consider purchasing a brand new four-wheeler for ₹12 - ₹17 Lakh to match the features and comfort of your previous car. Instead, you can get coverage against unforeseen risks such as theft to avoid any financial burden and safeguard your precious vehicle.

Why Choose Comprehensive or Third-Party Car Insurance?

Third-Party Car Insurance

Third-party car insurance is compulsory to drive your four-wheeler on Indian roads under the Motor Vehicles Act, 1988. Such a plan secures you against damage or loss incurred by the third party while being on the affordable side. However, any damage caused to your vehicle isn’t covered under the plan.

Comprehensive Car Insurance

Comprehensive car insurance ensures your vehicle is protected against numerous perils. This includes theft, natural and man-made calamities, third-party liabilities, own damage and more. Although the comprehensive Mahindra Scorpio insurance price is slightly higher, your vehicle shall be secured no matter what!

What’s Covered Under Car Insurance?

Third-party insurance includes loss or damage incurred by the third party, bodily injuries, death of the victim and a personal accident cover. Furthermore, comprehensive insurance covers own damage, third-party liabilities, theft, and many other perils.

What’s Not Covered Under Car Insurance?

The exclusions of comprehensive insurance plans include damage resulting from malicious activities, driving without a valid licence, natural wear and tear of the vehicle, etc.

Add-On Covers for Your Mahindra Scorpio

With some lucrative add-on covers, you can enhance your Mahindra Scorpio car insurance coverage! However, the add-ons may vary based on the insurer:

• Zero Depreciation Cover

To ensure complete coverage of your car during a mishap without the inclusion of its depreciation rate, they must opt for zero depreciation cover!

• Return to Invoice Cover

In the event of complete loss or theft, your Mahindra Scorpio car insurance will offer the invoice value as compensation.

• NCB Protection Cover

With NCB protection cover, you can safeguard your No Claim Bonus in car insurance and make a specific number of claims without losing the NCB!

• Personal Accident Cover

Any accidental injury, disability or even death of the owner-driver is covered under the personal accident cover.

Read more: Add-on Covers in Car Insurance

File a Claim Under Your Mahindra Scorpio Insurance

Keep the below-mentioned documents ready while filing an insurance claim:

• Mahindra Scorpio car insurance policy

• Vehicle details

• Insurer details

• Registration Certificate

• Details of the incident

• FIR copy in case of theft

• Original bills and receipts of the vehicle repair

   

There are two types of Mahindra Scorpio car insurance claims:

• Cashless Claim Under Car Insurance

Cashless claims enable you to get your car serviced at a network garage without paying for it. The repair expenses will be directly settled by the insurer! You must only pay for the applicable deductibles.

• Reimbursement Claim Under Car Insurance

Reimbursement claims allow you to service your four-wheeler at any preferred garage. You can later raise a claim by submitting the invoice and getting the amount reimbursed by the insurer.

Read more: Car Insurance Claim Process

Tips to Reduce Mahindra Scorpio Car Insurance Premium

With these tips, you can easily reduce your car insurance premium:

• Compare Premiums

You can simply compare quotes offered by insurers online and opt for a plan that fulfils your motor insurance needs.

• Maintain Your Car

Regularly taking care of your vehicle and opting for the scheduled servicing can go a long way in lowering your insurance premium.

• Use No Claim Bonus

You can be eligible for a reduced renewal premium with the help of the No Claim Bonus granted to the insured for not making any claims during the policy period.

• Follow Traffic Rules

By following the traffic rules and regulations devotedly, you can ensure minimal claims and get your NCB reward during renewal!

• Opt for Anti-Theft Device Installation

Installing ARAI (Automotive Research Association of India) approved anti-theft devices can surely result in a reduced insurance quote.

• Cover Small Claims

Covering small claim expenses from your pocket can help maintain the NCB reward for a lower premium.

Insider Tips to Keep Your Mahindra Scorpio in Shape

• Identify Warning Lights

Regularly check for any warning lights flashing on your dashboard to make sure your car hasn’t incurred any trouble.

• Change Cabin Air Filter

The cabin air filter of your Mahindra Scorpio should be replaced periodically for proper cooling.

• Look Out for Tyre Pressure

Checking the tyre pressure of your car is crucial to avoid tyre bursts or other issues.

• Clean the Car Battery

The battery of your Scorpio should be cleaned for the car to run smoothly and efficiently.

• Refer to the User Manual

The car user manual shall tell you a lot about your vehicle and help avoid minor problems in the future.

Mahindra Scorpio Maintenance Cost

The Mahindra Scorpio service and maintenance cost is estimated to be around ₹17,500 to ₹18,900 for five years. Moreover, Mahindra offers free servicing after the first 5000 km, 10000 km and 20000 km. So, you can get your vehicle serviced for free which includes a car wash and check-up. Below is the Mahindra Scorpio servicing schedule and maintenance cost:

*Disclaimer: These are indicative prices. The actual cost of maintenance of Mahindra Scorpio may vary and change from time to time.

About Mahindra Scorpio

The Scorpio is a mid-size SUV which was first introduced in 2002. Since then, it has seen a number of upgrades including significant cosmetic tweaks, new seating configuration and a bump in power output. Furthermore, the interiors have a rich and plush feel with faux leather on seats, steering wheel, and gear knob. With a seating capacity of 7, 8 and 9 people, the Mahindra Scorpio is a spacious and stylish SUV!

Mahindra Scorpio Car Specifications

Let’s take a look at the Mahindra Scorpio car specifications below:

Mahindra Scorpio On-Road Price

Mahindra Scorpio Car Features

To Conclude

With this, you must have learnt the features of Mahindra Scorpio car insurance and how it financially secures you. Although you might follow the traffic regulations to the tee, mishaps cannot be predicted. So, head over to Finserv MARKETS and safeguard your Mahindra Scorpio with the best car insurance plan today!

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