Maruti Suzuki S-Cross Car Insurance in India

The Maruti Suzuki S-Cross car insurance in India offers you freedom from any car repair and replacement stressors. It covers damages accounted for by earthquakes, floods, landslides, tsunamis and other natural disasters. The Maruti Suzuki S-Cross car insurance also offers coverage for any loss incurred due to accidents, theft, collisions, etc.  

Moreover, as required by the Motor Vehicles Act of 1988, it offers cover against legal liabilities caused by loss or damage to a third party’s health or property. As a whole, not only does the insurance for Maruti Suzuki S-Cross insure your car, but also insures the health of you and your loved ones in case of an unforeseen accident. 

✓4000+ Network Garages ✓24x7 Spot Assistance ✓Quick Claim Processing | Buy a Acko or Bajaj Allianz Car Insurance Cover Starting at ₹2072/year*

Maruti Suzuki S-Cross Insurance

The S-Cross is a midsize crossover from the Indian automobile manufacturer Maruti Suzuki. The ex-showroom price of this car starts at ₹8.80 lakh and goes up to ₹12.77 lakh. It comes with 5-star safety ratings and 1462 cc engine capacity. Though the car has built-in safety features like ABS and ESC, it cannot protect itself against losses caused due to theft and natural calamities. Hence, it is imperative for S-Cross owners to get a Maruti S-Cross insurance. It provides financial protection against unanticipated losses in return for a small annual premium. So, let’s discover S-Cross insurance price, variants, features, and more in this article.

Maruti Suzuki S-Cross Car Variants with Insurance Price

Maruti Suzuki S-Cross Variants

Ex-showroom price*

Fuel Type

Estimated Third-party Premium**

S-Cross Sigma



Rs. 3383

S-Cross Delta



Rs. 3383

S-Cross Zeta



Rs. 3383

S-Cross Delta AT



Rs. 3383

S-Cross Zeta AT



Rs. 3383

S-Cross Alpha



Rs. 3383

S-Cross Alpha AT



Rs. 3383

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.


**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Get Your Maruti Suzuki S-Cross Car Insurance?

To buy Maruti Suzuki S-Cross car insurance, follow the steps mentioned below:

Step 1: Fill in the details like your car registration number and mobile number.

Step 2: Provide the necessary information about your vehicle.

Step 3: Choose the car insurance that best suits your needs.

Step 4: Pay the premium.

Step 5: Your car insurance policy will be sent to your email address!

Renew Your Maruti Suzuki S-Cross Car Insurance Plan in 5-Easy Steps

Step 1: Fill in your registration number and contact details.

Step 2: Provide details of your previous policy.

Step 3: Check your car insurance renewal premium.

Step 4: Make instant payment.

Step 5: Download the policy document copy.

Read More: Car Insurance Renewal

Why Insure Your Maruti Suzuki S-Cross?

Can you imagine the amount of damages a natural calamity like cyclone and flood can cause to your car? The cost of repair and replacement of damaged car accessories for your Maruti Suzuki S-Cross could go as high as ₹50,000 to ₹1 lakh. And such sudden expenses result in you breaking your savings. During unforeseen financial losses, car insurance acts like that best friend who has always got your back. It takes care of a range of expenses caused due to your S-Cross.

Why Should You Opt for Comprehensive or Third-Party Car Insurance?

Third-Party Car Insurance

Third-party car insurance is compulsory according to the Motor Vehicles Act, 1988. However, this insurance plan covers third-party liabilities only. Hence, the premium amount of this policy is relatively more feasible. You must note that the coverage offered in this policy is not extended to you or your Maruti Suzuki S-Cross car.

Comprehensive Car Insurance

A comprehensive Maruti Suzuki S-Cross car insurance plan covers third-party liabilities and damages inflicted to your own vehicle. Furthermore, you can include add-on covers to extend the benefits of your comprehensive car insurance policy.

What is Covered Under Maruti Suzuki S-Cross Car Insurance Plan?

Third-party Maruti Suzuki S-Cross car insurance covers third-party damage, bodily injuries, death of the victim and personal accident cover. On the other hand, the comprehensive plan includes a wider range of expenses such as own damage, theft, natural calamities, man-made disasters, third-party liabilities, and a personal accident cover.

What is Not Covered Under Maruti Suzuki S-Cross Car Insurance Plan?

Some of the exclusions of comprehensive insurance are natural wear and tear, electrical or mechanical breakdown, damage incurred due to drunk driving, malicious activities, inactive policy, etc.

Some of the Best Add-On Covers for Your Maruti Suzuki S-Cross

When buying comprehensive car insurance for your Maruti Suzuki S-Cross, you can purchase additional covers that give extensive protection to your vehicle. These add-ons are optional, and you can opt for the most-needed ones.

Let us take a look at different add-on covers available under comprehensive Maruti Suzuki S-Cross car insurance:

  • Zero Depreciation Cover

If you buy zero-depreciation cover, your insurer won't minus the depreciation value from the claim settlement amount. However, without this cover, you'll receive a lower amount since the insurance would have deducted the depreciated value of your S-Cross.

  • Return to Invoice Cover

Get the full purchase value of your car with this cover in the event of total loss due to theft.

  • No-Claim Bonus (NCB) Protection Cover

With this cover, you can renew your insurance policy at a lower rate. However, it can happen only if you make zero claims during the policy period.

  • Consumable Expenses Cover

The consumable expenses cover allow you to claim expenses for the consumables, i.e. items used to ensure your car functions seamlessly. Engine oil, gearbox oil, nuts and bolts, screws, distilled water, grease, brake oil, oil filter, bearings, washers, etc. are a few consumable items.

  • Engine and Tyre Secure Cover

This cover acts as a layer of protection for your engine and tyres. So, in case of replacement/repair, the insurer will provide coverage against the expenses incurred.

Claim Process of Maruti Suzuki S-Cross Car Insurance

Here are a few important documents that you need for claiming your Maruti Suzuki S-Cross car insurance:

  • Maruti Suzuki S-Cross insurance policy document

  • Your car details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

There are two types of car insurance claims:

  • Cashless Claim

With a cashless claim, you can get your car repaired at the nearest network garage. The insurer will connect with the garage and settle your bill.

  • Reimbursement Claim

With a reimbursement claim, you can get your car fixed at your preferred garage, pay the expenses, and raise a reimbursement against your policy. The compensation amount is remitted to your bank account (minus the deductibles, if applicable).

Read more: Car Insurance Claim Process

How to Reduce Maruti Suzuki S-Cross Insurance Premium?

Avail No-Claim Bonus

Opting for the no-claim bonus will help you save up on the premium amount during renewal.

Cover Small Claims

To avail the no-claim bonus reward, you cannot make any claims during the policy period. Hence, avoid making claims for small expenses.

Use Anti-Theft Devices

Installing ARAI-approved anti-theft devices not only offers additional security but also assists in bringing the premium prices down.

Compare Different Premiums

You can always research by comparing quotes from different insurance providers and then get the best-suited plan. This helps you identify the plan that offers maximum coverage at an affordable price.

Good Driving

By following all the traffic norms and avoiding rash driving, you reduce the possibilities of encountering any accidents. This also means reduced chances of making claims.

Top Tips to Maintain Your Maruti Suzuki S-Cross

Keep the Tyre Pressure in Check

Keeping a check on your tyre pressure regularly can avoid sudden tyre burst.

Have a Clean Engine

Make sure the Maruti Suzuki S-Cross engine has clean fuel and maintain it for prolonged engine life.

Changing Oil & Oil Filters

Oil is an integral component required for the smooth functioning of your vehicle, so regularly change the oil and oil filters in your vehicle.

Brake Fluid

Another important component is brake fluid that should be checked and maintained in sufficient amounts.

Know the Maruti Suzuki S-Cross Maintenance Cost

The Maruti Suzuki S-Cross maintenance cost is free for the first 3 services. Mentioned below is the maintenance schedule and applicable cost for the same.

Service Instance

Kilometres / Months

Free / Paid

Total Cost

































*Disclaimer: These are indicative prices. The actual cost of maintenance of Maruti Suzuki S-Cross may vary and change from time to time.

About Maruti Suzuki S-Cross

The S-Cross is sold exclusively under the NEXA brand of Maruti Suzuki. And the latest facelifted S-Cross comes with a larger front grill and a new SUV-like chin making the car look more macho. It also gets a new BS6 naturally aspirated petrol engine that belts out 103hp. Coming to the interiors, the S-Cross is spacious and feels high-quality to the touch. The faux-leather gives a premium feel to the car. Read on to explore S-Cross fuel tank capacity, max torque, mileage, and other specifications.

Maruti Suzuki S-Cross Specifications

Important Specifications


ARAI Mileage

18.43 kmpl

Engine Displacement

1462 cc

No. of cylinder


Fuel Tank Capacity


Body Type


Max Power

103.26 bhp@6000 rpm

Max Torque

138 Nm@2000-4400 rpm

Seating Capacity




Maruti Suzuki S-Cross Features

Automatic Climate Control


Anti-Lock Braking System


Alloy Wheels


Fog Lights - Front


Power Windows Front


Passenger Airbag


Driver Airbag


Power Steering


Air Conditioner


Maruti Suzuki S-Cross On-Road Price for Top Cities


Maruti Suzuki S-Cross Car Price


9.94 lakh onwards


9.58 lakh onwards


9.94 lakh onwards


10.60 lakh onwards


10.13 lakh onwards


9.85 lakh onwards

*Disclaimer: All prices mentioned above are indicative and they are subject to change.


Now that we know how the Maruti Suzuki S-Cross is one of the best cars in the market, you must protect it with the right insurance policy. So, go ahead and give your car maximum coverage with Finserv MARKETS. We offer both third-party as well as comprehensive insurance, all you need to do is gauge your needs and select your preferred plan. Visit our 'Car Insurance' page now!

Check Out Car Insurance Plans Available at Bajaj MARKETS


FAQs On Maruti S-cross Insurance

  • ✔️What is the cost of Zero Dep insurance for the Maruti Suzuki S-cross?

    The Zero Dep insurance for a brand new Maruti Suzuki S-cross will be Rs. 17,678 + GST.

  • ✔️Can I buy motor insurance for my brand new Maruti Suzuki S-cross from Finserv MARKETS?

    Yes, Absolutely. At Finserv MARKETS, you have a wide range of motor insurance products to choose from. You can also compare insurance premiums and coverage terms and limits from different insurance providers. 

  • ✔️What are the factors one should look at while deciding a new insurance for their new S-cross?

    There are some points to keep in mind before buy a new insurance policy: 






    • Always look at buying regular coverage or Zero Depreciation covers.
    • Look at the car value to be insured. Most insurers use standard formulas – also called Insured Declared Value. This is the value for which your insurance is valid.
    • The actual Premiums vary from company to company – but the coverage is standard and exactly the same. So going for the cheaper option is always sensible
    • Some of our customers are particular about adequate cashless garages in their locality that each insurer has a tie-ups with
  • ✔️What are Zero Depreciation Plans?

    In regular insurance coverage, when you claim insurance for any damage or repair, the insurance company will deduct some amount and make you pay for it. This is called “Depreciation charges”.

    Let's look at an example to understand this:

    You had a claim of Rs. 50,000 but the insurance company paid only Rs. 40,000 to the garage and you now have to pay the balance. The balance (Rs. 10,000) is called Depreciation charges. On the other hand, if you have zero depreciation coverage, the insurance company will pay the entire amount of Rs. 50,000 rupees.

  • ✔️What is "No Claim Bonus"?

    No Claim Bonus (NCB) is the bonus you receive at the end of the policy term for driving carefully and not filing a claim. You essentially get a discount on your next premium. The discounts vary and could go anywhere from 20% all the way to 50%. So be careful while on the road. If any claim is made, however small, you will potentially lose the no claim bonus.

  • ✔️If I convert my S-cross to CNG what should I do?

    Inform your insurer immediately. Any modification to your vehicle will make a difference to your policy. Not doing so could potentially result in a cancellation if there was ever a claim. Make sure to get all modifications or upgrades updated in your policy as early as possible.

  • ✔️What is the meaning of IDV in insurance?

    IDV a.k.a the Insured Declared Value is the maximum claim paid by the insurer if the vehicle is damaged beyond repair or gets stolen.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!