Maruti Suzuki S-Cross Car Insurance in India

Maruti Suzuki S-Cross Insurance

The S-Cross is a midsize crossover from the Indian automobile manufacturer Maruti Suzuki. The ex-showroom price of this car starts at ₹8.80 lakh and goes up to ₹12.77 lakh. It comes with 5-star safety ratings and 1462 cc engine capacity. Though the car has built-in safety features like ABS and ESC, it cannot protect itself against losses caused due to theft and natural calamities. Hence, it is imperative for S-Cross owners to get a Maruti S-Cross insurance. It provides financial protection against unanticipated losses in return for a small annual premium. So, let’s discover S-Cross insurance price, variants, features, and more in this article.

Maruti Suzuki S-Cross Car Variants with Insurance Price

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Get Your Maruti Suzuki S-Cross Car Insurance?

To buy Maruti Suzuki S-Cross car insurance, follow the steps mentioned below:

Step 1: Fill in the details like your car registration number and mobile number.

Step 2: Provide the necessary information about your vehicle.

Step 3: Choose the car insurance that best suits your needs.

Step 4: Pay the premium.

Step 5: Your car insurance policy will be sent to your email address!

Renew Your Maruti Suzuki S-Cross Car Insurance Plan in 5-Easy Steps

Step 1: Fill in your registration number and contact details.

Step 2: Provide details of your previous policy.

Step 3: Check your car insurance renewal premium.

Step 4: Make instant payment.

Step 5: Download the policy document copy.

Read More: Car Insurance Renewal

Why Insure Your Maruti Suzuki S-Cross?

Can you imagine the amount of damages a natural calamity like cyclone and flood can cause to your car? The cost of repair and replacement of damaged car accessories for your Maruti Suzuki S-Cross could go as high as ₹50,000 to ₹1 lakh. And such sudden expenses result in you breaking your savings. During unforeseen financial losses, car insurance acts like that best friend who has always got your back. It takes care of a range of expenses caused due to your S-Cross.

Why Should You Opt for Comprehensive or Third-Party Car Insurance?

Third-Party Car Insurance

Third-party car insurance is compulsory according to the Motor Vehicles Act, 1988. However, this insurance plan covers third-party liabilities only. Hence, the premium amount of this policy is relatively more feasible. You must note that the coverage offered in this policy is not extended to you or your Maruti Suzuki S-Cross car.

Comprehensive Car Insurance

A comprehensive Maruti Suzuki S-Cross car insurance plan covers third-party liabilities and damages inflicted to your own vehicle. Furthermore, you can include add-on covers to extend the benefits of your comprehensive car insurance policy.

What is Covered Under Maruti Suzuki S-Cross Car Insurance Plan?

Third-party Maruti Suzuki S-Cross car insurance covers third-party damage, bodily injuries, death of the victim and personal accident cover. On the other hand, the comprehensive plan includes a wider range of expenses such as own damage, theft, natural calamities, man-made disasters, third-party liabilities, and a personal accident cover.

What is Not Covered Under Maruti Suzuki S-Cross Car Insurance Plan?

Some of the exclusions of comprehensive insurance are natural wear and tear, electrical or mechanical breakdown, damage incurred due to drunk driving, malicious activities, inactive policy, etc.

Some of the Best Add-On Covers for Your Maruti Suzuki S-Cross

When buying comprehensive car insurance for your Maruti Suzuki S-Cross, you can purchase additional covers that give extensive protection to your vehicle. These add-ons are optional, and you can opt for the most-needed ones.

Let us take a look at different add-on covers available under comprehensive Maruti Suzuki S-Cross car insurance:

• Zero Depreciation Cover

If you buy zero-depreciation cover, your insurer won't minus the depreciation value from the claim settlement amount. However, without this cover, you'll receive a lower amount since the insurance would have deducted the depreciated value of your S-Cross.

• Return to Invoice Cover

Get the full purchase value of your car with this cover in the event of total loss due to theft.

• No-Claim Bonus (NCB) Protection Cover

With this cover, you can renew your insurance policy at a lower rate. However, it can happen only if you make zero claims during the policy period.

• Consumable Expenses Cover

The consumable expenses cover allow you to claim expenses for the consumables, i.e. items used to ensure your car functions seamlessly. Engine oil, gearbox oil, nuts and bolts, screws, distilled water, grease, brake oil, oil filter, bearings, washers, etc. are a few consumable items.

• Engine and Tyre Secure Cover

This cover acts as a layer of protection for your engine and tyres. So, in case of replacement/repair, the insurer will provide coverage against the expenses incurred.

Claim Process of Maruti Suzuki S-Cross Car Insurance

Here are a few important documents that you need for claiming your Maruti Suzuki S-Cross car insurance:

• Maruti Suzuki S-Cross insurance policy document

• Your car details

• Insurer details

• Details of the Incident

• FIR copy, in case of theft/vandalism

• Original bills and receipts of the vehicle repair

There are two types of car insurance claims:

• Cashless Claim

With a cashless claim, you can get your car repaired at the nearest network garage. The insurer will connect with the garage and settle your bill.

• Reimbursement Claim

With a reimbursement claim, you can get your car fixed at your preferred garage, pay the expenses, and raise a reimbursement against your policy. The compensation amount is remitted to your bank account (minus the deductibles, if applicable).

Read more: Car Insurance Claim Process

How to Reduce Maruti Suzuki S-Cross Insurance Premium?

Avail No-Claim Bonus

Opting for the no-claim bonus will help you save up on the premium amount during renewal.

Cover Small Claims

To avail the no-claim bonus reward, you cannot make any claims during the policy period. Hence, avoid making claims for small expenses.

Use Anti-Theft Devices

Installing ARAI-approved anti-theft devices not only offers additional security but also assists in bringing the premium prices down.

Compare Different Premiums

You can always research by comparing quotes from different insurance providers and then get the best-suited plan. This helps you identify the plan that offers maximum coverage at an affordable price.

Good Driving

By following all the traffic norms and avoiding rash driving, you reduce the possibilities of encountering any accidents. This also means reduced chances of making claims.

Top Tips to Maintain Your Maruti Suzuki S-Cross

Keep the Tyre Pressure in Check

Keeping a check on your tyre pressure regularly can avoid sudden tyre burst.

Have a Clean Engine

Make sure the Maruti Suzuki S-Cross engine has clean fuel and maintain it for prolonged engine life.

Changing Oil & Oil Filters

Oil is an integral component required for the smooth functioning of your vehicle, so regularly change the oil and oil filters in your vehicle.

Brake Fluid

Another important component is brake fluid that should be checked and maintained in sufficient amounts.

Know the Maruti Suzuki S-Cross Maintenance Cost

The Maruti Suzuki S-Cross maintenance cost is free for the first 3 services. Mentioned below is the maintenance schedule and applicable cost for the same.

*Disclaimer: These are indicative prices. The actual cost of maintenance of Maruti Suzuki S-Cross may vary and change from time to time.

About Maruti Suzuki S-Cross

The S-Cross is sold exclusively under the NEXA brand of Maruti Suzuki. And the latest facelifted S-Cross comes with a larger front grill and a new SUV-like chin making the car look more macho. It also gets a new BS6 naturally aspirated petrol engine that belts out 103hp. Coming to the interiors, the S-Cross is spacious and feels high-quality to the touch. The faux-leather gives a premium feel to the car. Read on to explore S-Cross fuel tank capacity, max torque, mileage, and other specifications.

Maruti Suzuki S-Cross Specifications

Maruti Suzuki S-Cross Features

Maruti Suzuki S-Cross On-Road Price for Top Cities

*Disclaimer: All prices mentioned above are indicative and they are subject to change.

Conclusion

Now that we know how the Maruti Suzuki S-Cross is one of the best cars in the market, you must protect it with the right insurance policy. So, go ahead and give your car maximum coverage with Finserv MARKETS. We offer both third-party as well as comprehensive insurance, all you need to do is gauge your needs and select your preferred plan. Visit our 'Car Insurance' page now!

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