The S-Cross is a midsize crossover from the Indian automobile manufacturer Maruti Suzuki. The ex-showroom price of this car starts at ₹8.80 lakh and goes up to ₹12.77 lakh. It comes with 5-star safety ratings and 1462 cc engine capacity. Though the car has built-in safety features like ABS and ESC, it cannot protect itself against losses caused due to theft and natural calamities. Hence, it is imperative for S-Cross owners to get a Maruti S-Cross insurance. It provides financial protection against unanticipated losses in return for a small annual premium. So, let’s discover S-Cross insurance price, variants, features, and more in this article.
Maruti Suzuki S-Cross Variants |
Ex-showroom price* |
Fuel Type |
Estimated Third-party Premium** |
S-Cross Sigma |
₹ 8,80,000 |
Petrol |
Rs. 3383 |
S-Cross Delta |
₹ 9,90,000 |
Petrol |
Rs. 3383 |
S-Cross Zeta |
₹ 9,99,000 |
Petrol |
Rs. 3383 |
S-Cross Delta AT |
₹ 11,10,000 |
Petrol |
Rs. 3383 |
S-Cross Zeta AT |
₹ 11,19,000 |
Petrol |
Rs. 3383 |
S-Cross Alpha |
₹ 11,57,000 |
Petrol |
Rs. 3383 |
S-Cross Alpha AT |
₹ 12,77,000 |
Petrol |
Rs. 3383 |
*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.
**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.
To buy Maruti Suzuki S-Cross car insurance, follow the steps mentioned below:
Step 1: Fill in the details like your car registration number and mobile number.
Step 2: Provide the necessary information about your vehicle.
Step 3: Choose the car insurance that best suits your needs.
Step 4: Pay the premium.
Step 5: Your car insurance policy will be sent to your email address!
Step 1: Fill in your registration number and contact details.
Step 2: Provide details of your previous policy.
Step 3: Check your car insurance renewal premium.
Step 4: Make instant payment.
Step 5: Download the policy document copy.
Read More: Car Insurance Renewal
Can you imagine the amount of damages a natural calamity like cyclone and flood can cause to your car? The cost of repair and replacement of damaged car accessories for your Maruti Suzuki S-Cross could go as high as ₹50,000 to ₹1 lakh. And such sudden expenses result in you breaking your savings. During unforeseen financial losses, car insurance acts like that best friend who has always got your back. It takes care of a range of expenses caused due to your S-Cross.
Third-party car insurance is compulsory according to the Motor Vehicles Act, 1988. However, this insurance plan covers third-party liabilities only. Hence, the premium amount of this policy is relatively more feasible. You must note that the coverage offered in this policy is not extended to you or your Maruti Suzuki S-Cross car.
A comprehensive Maruti Suzuki S-Cross car insurance plan covers third-party liabilities and damages inflicted to your own vehicle. Furthermore, you can include add-on covers to extend the benefits of your comprehensive car insurance policy.
Third-party Maruti Suzuki S-Cross car insurance covers third-party damage, bodily injuries, death of the victim and personal accident cover. On the other hand, the comprehensive plan includes a wider range of expenses such as own damage, theft, natural calamities, man-made disasters, third-party liabilities, and a personal accident cover.
Some of the exclusions of comprehensive insurance are natural wear and tear, electrical or mechanical breakdown, damage incurred due to drunk driving, malicious activities, inactive policy, etc.
When buying comprehensive car insurance for your Maruti Suzuki S-Cross, you can purchase additional covers that give extensive protection to your vehicle. These add-ons are optional, and you can opt for the most-needed ones.
Let us take a look at different add-on covers available under comprehensive Maruti Suzuki S-Cross car insurance:
If you buy zero-depreciation cover, your insurer won't minus the depreciation value from the claim settlement amount. However, without this cover, you'll receive a lower amount since the insurance would have deducted the depreciated value of your S-Cross.
Get the full purchase value of your car with this cover in the event of total loss due to theft.
With this cover, you can renew your insurance policy at a lower rate. However, it can happen only if you make zero claims during the policy period.
The consumable expenses cover allow you to claim expenses for the consumables, i.e. items used to ensure your car functions seamlessly. Engine oil, gearbox oil, nuts and bolts, screws, distilled water, grease, brake oil, oil filter, bearings, washers, etc. are a few consumable items.
This cover acts as a layer of protection for your engine and tyres. So, in case of replacement/repair, the insurer will provide coverage against the expenses incurred.
Here are a few important documents that you need for claiming your Maruti Suzuki S-Cross car insurance:
Maruti Suzuki S-Cross insurance policy document
Your car details
Insurer details
Details of the Incident
FIR copy, in case of theft/vandalism
Original bills and receipts of the vehicle repair
There are two types of car insurance claims:
With a cashless claim, you can get your car repaired at the nearest network garage. The insurer will connect with the garage and settle your bill.
With a reimbursement claim, you can get your car fixed at your preferred garage, pay the expenses, and raise a reimbursement against your policy. The compensation amount is remitted to your bank account (minus the deductibles, if applicable).
Read more: Car Insurance Claim Process
Opting for the no-claim bonus will help you save up on the premium amount during renewal.
To avail the no-claim bonus reward, you cannot make any claims during the policy period. Hence, avoid making claims for small expenses.
Installing ARAI-approved anti-theft devices not only offers additional security but also assists in bringing the premium prices down.
You can always research by comparing quotes from different insurance providers and then get the best-suited plan. This helps you identify the plan that offers maximum coverage at an affordable price.
By following all the traffic norms and avoiding rash driving, you reduce the possibilities of encountering any accidents. This also means reduced chances of making claims.
Keeping a check on your tyre pressure regularly can avoid sudden tyre burst.
Make sure the Maruti Suzuki S-Cross engine has clean fuel and maintain it for prolonged engine life.
Oil is an integral component required for the smooth functioning of your vehicle, so regularly change the oil and oil filters in your vehicle.
Another important component is brake fluid that should be checked and maintained in sufficient amounts.
The Maruti Suzuki S-Cross maintenance cost is free for the first 3 services. Mentioned below is the maintenance schedule and applicable cost for the same.
Service Instance |
Kilometres / Months |
Free / Paid |
Total Cost |
First |
1000/1 |
Free |
₹0 |
Second |
5000/6 |
Free |
₹0 |
Third |
10000/12 |
Free |
₹1,555 |
Fourth |
20000/24 |
Paid |
₹6,655 |
Fifth |
30000/36 |
Paid |
₹4,755 |
Sixth |
40000/48 |
Paid |
₹6,655 |
Seventh |
50000/60 |
Paid |
₹4,755 |
Eighth |
60000/72 |
Paid |
₹5,893 |
*Disclaimer: These are indicative prices. The actual cost of maintenance of Maruti Suzuki S-Cross may vary and change from time to time.
The S-Cross is sold exclusively under the NEXA brand of Maruti Suzuki. And the latest facelifted S-Cross comes with a larger front grill and a new SUV-like chin making the car look more macho. It also gets a new BS6 naturally aspirated petrol engine that belts out 103hp. Coming to the interiors, the S-Cross is spacious and feels high-quality to the touch. The faux-leather gives a premium feel to the car. Read on to explore S-Cross fuel tank capacity, max torque, mileage, and other specifications.
Important Specifications |
Details |
ARAI Mileage |
18.43 kmpl |
Engine Displacement |
1462 cc |
No. of cylinder |
4 |
Fuel Tank Capacity |
48 |
Body Type |
SUV |
Max Power |
103.26 bhp@6000 rpm |
Max Torque |
138 Nm@2000-4400 rpm |
Seating Capacity |
5 |
TransmissionType |
Automatic |
Automatic Climate Control |
Yes |
Anti-Lock Braking System |
Yes |
Alloy Wheels |
Yes |
Fog Lights - Front |
Yes |
Power Windows Front |
Yes |
Passenger Airbag |
Yes |
Driver Airbag |
Yes |
Power Steering |
Yes |
Air Conditioner |
Yes |
City |
Maruti Suzuki S-Cross Car Price |
Pune |
₹9.94 lakh onwards |
Ahmedabad |
₹9.58 lakh onwards |
Hyderabad |
₹9.94 lakh onwards |
Bangalore |
₹10.60 lakh onwards |
Chennai |
₹10.13 lakh onwards |
Delhi |
₹ 9.85 lakh onwards |
*Disclaimer: All prices mentioned above are indicative and they are subject to change.
Now that we know how the Maruti Suzuki S-Cross is one of the best cars in the market, you must protect it with the right insurance policy. So, go ahead and give your car maximum coverage with Finserv MARKETS. We offer both third-party as well as comprehensive insurance, all you need to do is gauge your needs and select your preferred plan. Visit our 'Car Insurance' page now!
The Zero Dep insurance for a brand new Maruti Suzuki S-cross will be Rs. 17,678 + GST.
Yes, Absolutely. At Finserv MARKETS, you have a wide range of motor insurance products to choose from. You can also compare insurance premiums and coverage terms and limits from different insurance providers.
There are some points to keep in mind before buy a new insurance policy:
In regular insurance coverage, when you claim insurance for any damage or repair, the insurance company will deduct some amount and make you pay for it. This is called “Depreciation charges”.
Let's look at an example to understand this:
You had a claim of Rs. 50,000 but the insurance company paid only Rs. 40,000 to the garage and you now have to pay the balance. The balance (Rs. 10,000) is called Depreciation charges. On the other hand, if you have zero depreciation coverage, the insurance company will pay the entire amount of Rs. 50,000 rupees.
No Claim Bonus (NCB) is the bonus you receive at the end of the policy term for driving carefully and not filing a claim. You essentially get a discount on your next premium. The discounts vary and could go anywhere from 20% all the way to 50%. So be careful while on the road. If any claim is made, however small, you will potentially lose the no claim bonus.
Inform your insurer immediately. Any modification to your vehicle will make a difference to your policy. Not doing so could potentially result in a cancellation if there was ever a claim. Make sure to get all modifications or upgrades updated in your policy as early as possible.
IDV a.k.a the Insured Declared Value is the maximum claim paid by the insurer if the vehicle is damaged beyond repair or gets stolen.
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