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Vitara Brezza Car Insurance

The Brezza is a popular compact SUV from the Indian car manufacturer Maruti Suzuki. Since its launch in 2016, the Brezza has taken the compact SUV market by storm. With the ex-showroom price ranging between ₹7.61 lakh and ₹11.19 lakh, the engine capacity of a Brezza is 1462 cc. The car has been a hit from day one. And when a car is a stunner, ensuring it is pristine would be your prime responsibility. However, thanks to unforeseen threats, it can seem impossible. Well, here’s good news: A Maruti Suzuki Brezza car insurance policy can help you maintain this car’s legacy! A Maruti Suzuki Brezza car insurance offers financial security in exchange of a reasonable premium. Let’s explore Maruti Suzuki Vitara Brezza price, specs and car insurance policies.

Best Maruti Suzuki Vitara Brezza Variants with Car Insurance Price

Maruti Suzuki Brezza Variant

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**


₹7.69 Lakh*




₹8.77 Lakh*




₹9.52 Lakh*



ZXI Plus

₹9.98 Lakh*



ZXI Plus Dual Tone

₹10.14 Lakh*




₹9.97 Lakh*




₹10.72 Lakh*




₹11.18 Lakh*



ZXI Plus AT Dual Tone

₹11.34 Lakh*



*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Easy Steps to Buy Vitara Brezza Car Insurance Online

Buying a new insurance policy online for your Maruti Brezza is a fairly straightforward process. Follow the instructions to get your Maruti insurance in 5 easy steps:


  1. Head to the ‘car insurance plans’ page on our website.

  2. Choose the insurance plan of your liking.

  3. Enter vehicle details like car registration number, VIN, and contact details.

  4. Verify the details entered.

  5. Click ‘Buy’ and download a copy of your insurance.


Read More: Maruti Car Insurance

Know How to Renew Vitara Brezza Car Insurance Online

Follow the below steps to renew Maruti Suzuki Brezza car insurance:


  1. Go to our ‘Car Insurance’ page.

  2. Provide your registration number and contact details.

  3. Enter your previous policy details.

  4. Check your Maruti Suzuki Brezza car insurance renewal premium amount.

  5. Make online payment and download the policy document copy.


Read More: Car Insurance Renewal

Why Should You Insure Your Maruti Suzuki Vitara Brezza?

Car insurance is not only an important safety feature of your Maruti Brezza, but also a legal requirement (third-party insurance) to drive on Indian roads. The Motor Vehicles Act, 1988 mandates a minimum third-party insurance cover for all vehicles plying on Indian roads. Insuring your Brezza will offer a peace of mind since the insurer takes the onus of covering your and your vehicle against unforeseen losses. For example, let’s say you meet with an accident, compelling you to replace your headlights, front windshield glass, front bumper, among others. Here, the cost of replacing the LED headlights (left or right) alone could cost you around ₹8400.

Why Should You Opt for Comprehensive or Third-Party Car Insurance Policy?

Third Party Car Insurance

Third-party car insurance is the most basic and legally mandated policy. According to the Motor Vehicles Act, 1988, you must buy this policy at the least to drive on Indian roads. This insurance plan covers the loss incurred by the third party and his/her vehicle.


Comprehensive Car Insurance

Comprehensive car insurance, on the other hand, provides extensive coverage. It covers you against a myriad of losses like theft, own damage, natural and man-made calamities, etc. Moreover, you can enhance the benefits of your comprehensive cover with add-ons.

Here’s What is Covered Under Maruti Suzuki Car Insurance

A third-party car insurance plan covers you against third-party damages and liabilities. However, a comprehensive car insurance cover protects the third-party, his/her property, you, and your vehicle. With this policy, you can be assured that your insurer will take care of expenses caused due to riots, strike, flood, storms, theft, accidents, etc.

Here’s What isn’t Covered Under Maruti Suzuki Car Insurance

Again, a third-party liability car insurance plan does not offer financial security for damages caused to your own vehicle. On the other hand, comprehensive car insurance won’t cover you if damages are caused while driving without a licence or under the influence of alcohol, general wear and tear, depreciated value of a part, etc.

Add-Ons for Your Maruti Suzuki Vitara Brezza


  • Zero Depreciation Cover

This cover ensures that you get a full claim amount without any deductions on your car.

  • Engine Protection Cover

It offers financial protection against losses incurred on the engine repair cost. If you reside in low-lying areas that are prone to water-logging and floods, this cover is a must for you.

  • 24x7 Roadside Assistance Cover

This cover comes to your rescue if your vehicle faces an emergency like breakdown on the road. You can enjoy services like car towing, fuel assistance, delivery of your repaired car, etc., with the 24x7 roadside assistance cover.

  • Accident Shield Cover

This add-on cover financially protects the co-passenger during an accident.


Read More: Add-Ons in Car Insurance

Process to Claim Your Brezza Car Insurance Policy

Ensure you have the following documents handy while making the Maruti Suzuki Brezza car insurance claim:


  • Brezza car insurance policy document

  • Brezza car details

  • Insurer details

  • Details of the incident

  • FIR copy (in case of theft)

  • Original bills and receipts of the vehicle repair

There are two types of Brezza car insurance claims:


  • Claim Cashless Car Insurance for Brezza

You can choose the cashless claim facility by visiting the nearest network garage associated with your insurance provider. With this type of claim, the garage will settle your bill directly with the insurer.

  • Claim Reimbursement for Your Brezza Car

With reimbursement claims, you have the flexibility of visiting the garage of your choice even if it isn’t associated with the insurance provider. Once you have repaired your Brezza and paid the bill, you can submit the original bills and other important documents to raise a claim.


Read More: Car Insurance Claim Process

Tips to Reduce Maruti Suzuki Vitara Brezza Car Insurance Premium

Here are some ways to help reduce your car insurance premium:


  • Make Use of No Claim Bonus

Make zero claims during the policy period and earn the NCB on your car insurance renewal amount.

  • Take Care of Small Expenses

Avoid raising a claim on inexpensive spends. This will help you secure the No Claim Bonus reward.

  • Install Anti-Theft Devices

Equipping anti-theft devices that are authorised by the Automotive Research Association of India facilitates an additional reduction in the premium amount.

  • Compare Quotes

Do not forget to compare premium quotes offered by different insurers online. This will ensure that you opt for the right insurance plan!

  • Drive Efficiently

Ensure that you are a mature driver/rider who follows the traffic rules and regulations, so you don’t end up raising claims frequently.

Must-Know Tips to Maintain Your Brezza


  • Keep a Check on Tyre Pressure

Checking your car’s tyre pressure is imperative to avoid tyre burst or wear and tear.

  • Maintain a Clean Engine

Ensure that you clean your engine for better fuel mileage and top-notch performance.

  • Change the Oil & Oil Filters

Oil plays a vital role in ensuring the smooth functioning of your car. Hence, changing the oil and oil filters of your Brezza is paramount.

  • Check the Brake Fluid

Insufficient brake fluids could make way for air into your brakes, leading to delayed stopping of the car. Hence, maintaining your brakes is indispensable.

Know the Maruti Suzuki Brezza Maintenance Cost

The estimated Brezza service cost is ₹33,095. However, the first service after driving 10,000 km is free of cost. Refer to the below table to understand the maintenance schedule and the cost applicable:

Service No.

Kilometers / Months

Free / Paid

Total Cost





















About Maruti Suzuki Vitara Brezza

The Brezza is one of the leading compact SUVs designed and manufactured by Maruti Suzuki. 2020's facelift brings in mildly refreshed styling but marks a major change under the bonnet. The Brezza's 1.3-litre diesel engine has made way for a BS6-compliant 1.5-litre petrol unit. Now a petrol-only model, the Vitara Brezza is available with 5-speed manual and 4-speed torque converter auto transmission options. A note of praise for the Indian manufacturer as the car was rated 4 stars by Global NCAP on adult occupant protection. Let’s explore Maruti Suzuki Vitara Brezza fuel tank capacity, seating capacity, mileage, and other features.

Maruti Suzuki Vitara Brezza Specifications




17.03 to 18.76 kmpl


1462 cc



Fuel type


Seat capacity


Maruti Suzuki Vitara Brezza On-Road Prices


Maruti Suzuki Vitara Brezza On-Road Price


₹8.75 - ₹13.45 Lakh


₹8.81 - ₹13.11 Lakh


₹8.47 - ₹12.49 Lakh


₹8.56 - ₹12.94 Lakh


₹9.12 - ₹13.85 Lakh


₹8.84 - ₹13.14 Lakh

Maruti Suzuki Vitara Brezza Features

Front power windows

Power steering

Anti-lock braking system

Driver and passenger airbag

Fog lights in the front

Air conditioner

Alloy wheels

Automatic climate control


Brezza is well equipped with dual airbags and ABS with EBD for your safety. Hence, you too must take a step towards the safety of your car. Buy a comprehensive car insurance policy with Finserv MARKETS and protect your car against perils like accidents, theft, flood, cyclone, and more. So, head over to our ‘Car Insurance’ page and shield your car with maximum coverage at a feasible premium rate.

Check Out Car Insurance Plans Available at Bajaj MARKETS


FAQs on Maruti Suzuki Vitara Brezza

  • ✔️What is Maruti Suzuki Vitara Brezza on-road price?

    Vitara Brezza on-road price begins from Rs. 8.31 Lakhs and goes up to Rs. 13.14 Lakhs. Maruti Vitara Brezza on-road price is a total amount of RTO registration, ex-showroom price, insurance amount, and road tax. However, Maruti Suzuki Vitara Brezza on-road price varies from city to city. According to the facilities and comfortability provided, Maruti Suzuki Vitara Brezza on-road price is quite reasonable.

  • ✔️What is the Vitara Brezza top model on-road price?

    The Vitara Brezza top model on-road price is Rs. 11.01 Lakhs. However, the Vitara Brezza top model on-road varies from city to city depending on the insurance premium amount, RTO registration, ex-showroom price, and road tax.

  • ✔️What is the Vitara Brezza VDI on-road price?

    Vitara Brezza VDI on-road price is Rs. 8.51 Lakhs and its ex-showroom price is Rs. 9.33 Lakhs. However, the Vitara Brezza VDI on-road price differs from one metro city to another.

  • ✔️How much is the Vitara Brezza ZDI on-road price?

    Vitara Brezza ZDI on-road price is Rs. 9.99 Lakhs and its ex-showroom price is Rs. 9.13 Lakhs. Vitara Brezza ZDI on-road price is quite the deal as it comes with many new features. 

  • ✔️I wanted to know whether Maruti Suzuki Vitara Brezza VDI works on diesel or is of petrol version and what is the Vitara Brezza diesel on-road price?

    The Maruti Suzuki Vitara Brezza VDI uses diesel. Vitara Brezza diesel on-road price is Rs. 8.89 Lakhs. The on-road price may vary in different metro cities. If the on-road price seems high, make a note of the significant features that the model offers and how they make it worth the price.

  • ✔️What does lower IDV mean?

    Lower IDV implies lower car insurance premium and higher IDV means higher insurance premium.

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