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Maruti Suzuki Wagon R Car Insurance

Wagon R is a flagship car of Maruti Suzuki automobile manufacturer which received a new design and features in the year 2019. The new Maruti Suzuki Wagon R has an engine capacity of up to 1197cc and an ex-showroom price range of ₹4.93 lakh - ₹6.45 lakh. To make sure your Wagon R is always protected against untoward incidents on the road, you must opt for the right backup. Hence, you can rely on your insurance plan to get compensated for any damage caused to your prized possession!

Maruti Suzuki Wagon R Variants


Maruti Suzuki Wagon R Variants

Ex. Showroom Price

Fuel Type*

Estimated Third-party Premium

Wagon R LXI

₹5.18 Lakh*

Petrol

₹2182

Wagon R LXI (O)

₹5.24 Lakh*

Petrol

₹2182

Wagon R VXI

₹5.50 Lakh*

Petrol

₹2182

Wagon R VXI (O)

₹5.57 Lakh*

Petrol

₹2182

Wagon R VXI (O) 1.2

₹5.80 Lakh*

Petrol

₹3383

Wagon R VXI 1.2

₹5.73 Lakh*

Petrol

₹3383

Wagon R VXI AGS

₹5.75* lakh

Petrol

₹2182

Wagon R VXI AGS (O)

₹6.08 Lakh

Petrol

₹2182

Wagon R LXI CNG

₹6.13 Lakh*

CNG

₹2182

Wagon R LXI (O) CNG

₹6.19 Lakh*

CNG

₹2182

Wagon R ZXI 1.2

₹6.08 Lakh*

Petrol

₹3383

Wagon R VXI AGS 1.2

₹ 6.24 Lakh

Petrol

₹3383

Wagon R VXI AGF (O) 1.2

₹ 6.30 Lakh

Petrol

₹2182

Wagon R ZXI AGS 1.2

₹ 6.58 Lakh

Petrol

₹3383

*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Step to Buy Maruti Suzuki Wagon R Car Insurance

You can purchase Maruti Suzuki Wagon R car insurance at cost-effective prices with Finserv MARKETS. Here’s how:

Step 1: Fill in the car registration number and mobile number.

Step 2: Provide the necessary information in the application form.

Step 3: Pick the car insurance that suits your needs.

Step 4: Make an instant online payment.

Step 5: Your insurance policy will be sent to your email address.

Renew your Maruti Suzuki Wagon R Car Insurance in a Jiffy!

Below mentioned are the basic steps to renew Maruti Suzuki Wagon R car insurance:

Step 1: Enter your registration number and mobile number.

Step 2: Provide your previous policy details.

Step 3: Check your renewal premium.

Step 4: Make an instant online payment.

Step 5: Download your insurance policy copy.

Read More: Car Insurance Renewal

Why Insure Your Maruti Suzuki Wagon R Car?

For most Indians, their car is their pride, so even a tiny scratch on the vehicle’s body can cause distress! But what about an unforeseen incident on the road? The financial burden of repairing your uninsured Wagon R can easily end up costing up to ₹1 lakh which surely isn’t a small sum. With car insurance, most types of damages incurred by your vehicle are covered so that you can rest assured!

Why Opt for Comprehensive or Third-Party Car Insurance?

Third-Party Car Insurance

third-party car insurance policy is mandatory under the Motor Vehicles Act, 1988. It financially covers any injury or damage caused to a third party during a mishap. In this case, the insurance company will offer compensation to the victim and thus, you won’t have to bear the financial burden.

Comprehensive Car Insurance

Comprehensive car insurance is an enhanced plan that covers third-party liabilities, calamities, theft, own damage and other such aspects. Although it’s an optional cover, comprehensive insurance is highly recommended to ensure complete coverage during a mishap. You can easily avail affordable Maruti Suzuki Wagon R car insurance premium prices online on Finserv MARKETS!

What’s Covered Under Car Insurance?

Third-party car insurance covers loss or damage incurred by the third party, bodily injuries, death of the victim, etc. Furthermore, comprehensive insurance includes own damage, third-party liabilities, theft, and other such perils.

What’s Not Covered Under Car Insurance?

The exclusions of comprehensive car insurance plans include damage resulting from malicious activities or drunk driving, natural ageing or wear and tear of the vehicle, driving without a valid licence, etc.

Pick Add-On Covers to Maximise Wagon R Car Insurance Coverage

You can combine your Maruti Suzuki Wagon R car insurance with the below-mentioned add-ons covers:

  • Personal Baggage Cover

Opt for such an add-on to cover your bags in case of theft or loss and get the right compensation!

  • Zero Depreciation Cover

With zero depreciation cover, you shall get the complete claim amount without any deductions related to the depreciation rate.

  • Passenger Cover

Safeguard your loved ones or other passengers in your car against mishaps with passenger cover!

  • Roadside Assistance Cover

In case of an emergency related to your car, you can easily call onto your roadside assistance cover to ensure a smooth ride.

Read more: Add-on Covers in Car Insurance

Claim Process for Maruti Suzuki Wagon R Car insurance

You can submit the following documents while raising an insurance claim:

  • Maruti Suzuki Wagon R car insurance policy

  • Vehicle details

  • Insurer details

  • Registration Certificate

  • Details of the incident

  • FIR copy in case of theft

  • Original bills and receipts of the vehicle repair

There are two types of Wagon R car insurance claims:

  • Cashless Claim Under Car Insurance

Cashless claims allow you to get your vehicle repaired at an authorised network garage near you. The garage will directly settle the repair cost with the insurer and you can be on your way!

  • Reimbursement Claim Under Car Insurance

Reimbursement claims enable you to take your Wagon R to a preferred garage of your choice. You can later file a claim to get reimbursed by submitting the original bills and invoices.

Read more: Car Insurance Claim Process

How to Reduce Maruti Suzuki Wagon R Car Insurance Premium?

With the following insider tips, you can easily get a lower Wagon R car insurance price:

  • Make Use of NCB

You can be eligible for a No Claim Bonus (NCB) by making zero claims throughout the policy period and getting a reward on your renewal premium.

  • Maintain Your Car

By taking care of your Wagon R and getting it serviced regularly, you shall incur no issues and raise no insurance claims.

  • Compare Quotes Online

Another tip to reduce the insurance premium is to compare quotes online and get the best deal available to secure your car!

  • Cover Smaller Claims

You can pay for inexpensive claims to keep your NCB intact and avail a reward on the renewal premium.

  • Abide by Traffic Rules

Make sure you follow traffic regulations and drive your Wagon R cautiously to incur minimal damage and claim the NCB.

  • Opt for Anti-Theft Devices

Install ARAI (Automotive Research Association of India) approved anti-theft devices to get a reduced insurance premium.

Tips & Tricks to Maintain Your Wagon R

  • Change the Oil & Oil Filters

For a smooth and worry-free ride, ensure to change the oil and oil filters in your Wagon R.

  • Refer to the User Manual

Read the Maruti Suzuki Wagon R user manual to understand everything about your vehicle as it can be helpful in case you incur any trouble.

  • Check the Brake Fluid

Ensure to check the brake fluid regularly and maintain it in sufficient amounts.

  • Look Out for Tyre Pressure

Keep a tab on the tyre pressure of your Wagon R to avoid tyre bursts or other problems.

Maruti Suzuki Wagon R Maintenance Cost

The Maruti Suzuki Wagon R service and maintenance cost range between ₹15,000 to ₹16,000 for five years. However, the first car servicing after 10000 km is free of cost. Let’s find out the Wagon R service schedule and costs:

Wrapping It Up!

Now that we have summed up the Maruti Suzuki Wagon R car insurance features and benefits, you can now choose a suitable policy. However, you won’t be able to make the most of your Maruti Suzuki Wagon R car unless it’s insured. Head over to Finserv MARKETS and opt for a car insurance plan today to get extensive coverage


Service No.

Kilometres/Months

Free or Paid

Total Expenses

First Service

10000/12

Free

₹1,249

Second Service

20000/24

Paid

₹3,899

Third Service

30000/36

Paid

₹3,004

Fourth Service

40000/48

Paid

₹4,665

Fifth Service

50000/60

Paid

₹3,004

*Disclaimer: These are indicative prices. The actual cost of maintenance of the Maruti Suzuki Wagon R may vary and change from time to time.

 

About Maruti Suzuki Wagon R

Maruti Suzuki Wagon R is one of the most popular cars in India for its affordable price tag and advanced features. It’s a 5-seater car and comes in manual as well as automatic transmissions. With a smart play dock, updated infotainment system and the auto gear shift, the new Wagon R offers the best technology to stay connected with the latest trends!

Maruti Suzuki Wagon R Specifications

Details

Specifications

Wagon R Mileage

20.52 - 32.52 kmpl

Engine Displacement

998 - 1197cc

Transmission Type

Manual/AMT

Max Power

50 kW @5500 rpm

61 kW @6000 rpm

Max Torque

90 Nm @3500 rpm

113 Nm @4200 rpm

Wagon R Seating Capacity

5

Fuel Type

Petrol & CNG

Fuel Tank Capacity

32 Litres

No. of Cylinder

5

Boot Space (Litres)

341

Ground Clearance Unladen

170 mm

Maruti Suzuki Wagon R On-Road Price


City

Maruti Suzuki Wagon R On-Road Price

Chennai

₹5.67 - ₹7.45 Lakh

Pune

₹5.75 - ₹7.55 Lakh

Surat

₹5.55 - ₹7.28 Lakh

Delhi

₹5.35 - ₹7.22 Lakh

Bangalore

₹5.87 - ₹7.91 Lakh

Mumbai

₹5.76 - ₹7.56 Lakh

Maruti Suzuki Wagon R Features

Power Steering

Anti-Lock Braking System

Air Conditioner

Multi-Function Steering Wheel

Driver Airbag

Passenger Airbag

Fog Lamps

Dual-Split Headlamps

Electrical Retractable ORVMs

FAQs on Maruti Suzuki Wagon R Insurance

Q1. Can I opt-out of purchasing third-party car insurance for my Wagon R?

No. Third-party car insurance is mandatory to drive legally on Indian roads and thus, you cannot opt-out of such a cover.

Q2. What is the price of Maruti Suzuki Wagon R car insurance?

The Maruti Suzuki Wagon R car insurance price shall vary based on the type of insurance plan you choose and various other aspects. To estimate the premium amount for your car, use our online car insurance premium calculator for a quick quote!

Q3. How is the Maruti Suzuki Wagon R car insurance premium?

The Wagon R car insurance premium is calculated by considering numerous factors such as the age of the vehicle, area of residence, make and model, fuel type, NCB, IDV, etc.

Q4. Can I switch from my existing insurer to another insurance provider through Finserv MARKETS?

Yes, you can easily switch from your current insurer to a more suitable one through Finserv MARKETS.

Q5. Is Insured Declared Value (IDV) crucial in car insurance?

Yes, the IDV of a vehicle is a crucial part of car insurance and play an important role in deciding the premium rate..

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