Aditya Birla Health Insurance

No Room Rent Capping | No Medical Check-up up to 55yrs | Tax Benefit up to 75k | Buy Health Insurance starting @ ₹244 pm

  • Overview
  • Claim Settlement
  • Customer Care

Aditya Birla Health Insurance

With the changing healthcare ecosystem, hectic lifestyle, and growing risks, the cost of medical treatments is soaring. Consequently, the importance of health insurance has increased. Aditya Birla Health Insurance Company Limited offers a range of plans designed to eliminate the financial stress for you. With plans that provide complete medical coverage against illnesses, diseases, and accidents, the Aditya Birla Health Insurance policy on Bajaj MARKETS is your most reliable companion. We offer a quick and seamless way of buying health insurance online. You can compare and select the best plan with just a few clicks. From cashless treatments to wellness programs, these plans ensure that you are always covered for more.

Why Choose Aditya Birla Health Insurance Policy

Aditya Birla Health Insurance Plans are known to offer some of the most appealing features. These policies offer a range of add-on covers, ensuring they cater to your individual preferences. The main focus of their policies is to empower the patients during health emergencies. Moreover, with a 94% claim settlement ratio, Aditya Birla medical insurance is one of the most dependable insurers in the market.

Features of Aditya Birla Health Insurance Plans

Aditya Birla Health Insurance Plans are power-packed with endless benefits. And they are:

  • Cashless Claim Facility

With a network of 8,200+ hospitals, the Aditya Birla Health Insurance lets you avail cashless treatments, where the claim is directly settled with the hospital.

  • Daily Allowance

The plan comes with a daily cash allowance of ₹500 for 5 days that you get hospitalised, so you can handle emergencies more efficiently!

  • Multiple Sum Insured Options

With a choice of multiple sum insured options, that go up to ₹2 crore, you can easily pick the plan that best suits your budget and needs.

  • Health Returns

With Aditya Birla mediclaim policy, you are rewarded for maintaining a healthy lifestyle! Get monetary benefits of up to 30% on your health insurance premium as HealthReturnsTM.

  • Day Care Procedures

You can gain coverage for 586-day care procedures under the Aditya Birla Health Insurance policy which doesn’t require 24 hours hospitalisation.

  • Tax Benefits

Above all, the plan not just offers financial protection against medical emergencies, but also lets you enjoy tax benefits. The premium you pay towards your Aditya Birla Health Insurance plan can be claimed under Section 80D of the Income Tax Act, 1961.

Types of Plans Offered by Aditya Birla Health Insurance

The Aditya Birla Health Insurance team understands the diverse requirements of their customers with regards to the rising medical risks and thus changing healthcare needs. Let’s check out the different types of policies offered by Aditya Birla Health Insurance:

Plan

Plan Description

Hospitalisation Cover

Health Insurance Premium

Individual Health Insurance

This plan offers complete medical coverage against health risks. It is one of the most popular plans with unique features such as:

 

1. 10% of sum insured as No Claim Bonus

2. 586-day care treatment cover

3. 150% reload of sum insured

 

 

Check Plan

Family Floater Health Insurance

This plan lets you enjoy coverage for your entire family under a single plan. Along with protecting your entire family under one plan, it also offers the following benefits:

 

1. No Claim Bonus

2. In-patient hospitalisation cover

3. Ambulance cover

4. Hospital daily cash

 

 

Check Plan

At Bajaj MARKETS, we ensure that you can buy Aditya Birla Health Insurance seamlessly. Just follow a few quick steps, enhance your plan with suitable add-on covers, make quick payments, and that’s it!

 

Step 1: Visit the health insurance page on Bajaj MARKETS.

 

Step 2: Provide the necessary details and proceed to pay.

 

Step 3: Make your health insurance premium payment for the selected plan.

 

Step 4: Your policy will be sent to you within no time.

What is Covered?

Here’s a list of inclusions under Aditya Birla Health Insurance Plans:

 

  • Coverage for expenses incurred in case of hospitalisation for over 24 hours.

  • Expenses incurred on consultation, diagnostics, and post-discharge tests are covered.

  • Aditya Birla Health Insurance sees that you are covered for emergencies. With its road ambulance cover, the plan covers expenses incurred on ambulances due to an emergency.

  • It covers the expenses incurred against 586 treatments annually that may not require hospitalisation for 24 hours.

  • Activ Assure Diamond plan helps you get the necessary medical treatment at home, too. With this benefit, you are covered for medical expenses incurred in getting treatment at home, in case you were unable to be transferred to the hospital or a hospital bed was unavailable.

  • Aditya Birla Health insurance covers the expenses incurred in the vaccination of insured children below the age of 18 years. This benefit is offered with a sum insured ₹1 crore and above.

  • Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homoeopathy in-patient treatment are covered.

What is Not Covered?

While we know what is covered in the Aditya Birla Health Insurance, it is also important to make a note of things that are not covered in the plan.

 

  • Intentional self-inflicted injury, attempted suicide, and any other act of self-destruction.

  • Diseases or disabilities caused due to any sexual disease or sexually transmitted disease.

  • Any injury, disability, or death that is incurred due to an act of foreign enemies, civil war, war-like operations, etc.

  • Illness or injury caused due to the consumption of any alcohol, intoxicant, substance, drug, or hallucinogen.

  • Any pre-existing injury or disease arising out of a pre-existing illness or any medical complication shall not be covered.

  • Coverage for any hereditary, genetic, or auto-immune disorders.

  • Any healthcare aid that has been taken overseas unless covered under the plan.

  • Dental care or oral care treatment, weight loss or obesity programs, etc.

  • External devices that are required for vision support.

  • Any additional hospital charges or non-medical expenses.

  • Reproductive treatment or pregnancy-related complications.

Aditya Birla Health Insurance Claim Process

Aditya Birla Health Insurance lets you file your claims without any hassle. The claim settlement process of the Aditya Birla Activ Assure Diamond Health Insurance is quick and simple and does not take much time. Here’s a step-by-step guide to making cashless and reimbursement claims:

Cashless Claims

Here's what you must do:

 

Step 1: Visit the network hospital

 

Step 2: Show your cashless card for identification

 

Step 3: Submit the pre-authorisation request form

 

Step 4: Insurer will review your claim

 

Step 5: Claim shall be settled directly with the hospital

Reimbursement Claims

Just follow these quick steps:

 

Step 1: Get in touch with the insurer

 

Step 2: Submit the claim documents

 

Step 3: Claim request is assessed and the reimbursement amount is transferred

Documents Required for Filing Aditya Birla Health Insurance Claim

Here are some documents that you must keep handy while filing an Aditya Birla health insurance claim:

 

  • Claim form

  • Aditya Birla Health insurance policy details

  • Original medical bills, receipts, prescriptions, etc.

  • Doctor’s certificate, for the diagnosis

  • Death certificate, in case of death

  • Other related documents and invoices

Read More: Contact Aditya Birla Health Insurance Customer Care Here

Best Health Insurance Plans Available at Bajaj MARKETS

FAQs

  • ✔️What is the eligibility to get the Aditya Birla health insurance plan?

    The two basic factors in the eligibility criteria include entry age and medical check-ups.

  • ✔️How can I pay my Aditya Birla Health Insurance premium?

    You can easily pay your policy premium online through digital payment options.

  • ✔️What are the factors that could affect my premium?

    Health Insurance premiums are calculated based on a few key parameters. Here’s what could affect your health insurance premium:

     

    • Age of the insured

    • Sum insured amount

    • Habits like smoking and drinking

    • Lifestyle of the insured

    • Body Mass Index (BMI)

    • Medical history

  • ✔️Can I buy health insurance online?

    Yes. Buying health insurance online via Bajaj MARKETS is quite easy.

  • ✔️How many network hospitals does Aditya Birla Health Insurance have?

    Aditya Birla Health Insurance offers 8,200+ network hospitals.