How to Check Bajaj Allianz Health Insurance Claim Status
Here are the steps you can follow to check your Bajaj Allianz health insurance claim status:
Visit the official Bajaj Allianz General Insurance website.
On the website, visit the ‘Support’ section.
Click on ‘Policy Tracker’.
Submit all the details and documents required.
Your online Bajaj Allianz health insurance claim status will be displayed on the screen.
In case you want to check the status of your claim offline, you can contact the Bajaj Allianz customer care team or visit their office in person.
With a health insurance claim settlement ratio of 98% and the option for lifelong insurance renewals, Bajaj Allianz can be an excellent choice when buying health insurance.
Why Your Bajaj Allianz Health Insurance Claims May Get Rejected
Apart from understanding the process, it is also very important to note why your claims on your health insurance policy may get rejected. This way, you can prevent the rejection of your claim and make full use of your insurance coverage. Here are a few reasons why your claims may get rejected:
In case the treatment cost exceeds the sum insured amount you are entitled to, your claims may get rejected.
In case the claim is made for a treatment that is not covered under the plan, your claim request is rejected.
If any incorrect or false information is provided during claim intimation, the claim is held invalid and is rejected.
If you file a claim after your policy has lapsed, the claims stand null. This further reinstates the importance of renewing your health insurance on time.
In case you file a claim for the expenses incurred for the treatment of a disease within the waiting period, your claim could be denied.