Chief Minister Arogya Arunachal Yojana (CMAAY)

Chief Minister Arogya Arunachal Yojana (CMAAY) - Objective

Chief Minister Arogya Arunachal Yojana aims to offer financial aid to economically weaker tribals in the state, so they may afford healthcare services. The scheme aims to augment the effectiveness of the healthcare system in Arunachal Pradesh. It also strives to plug gaps in secondary and tertiary healthcare and seeks to do both by 2030. To be eligible for the CMAAY scheme, you must be a resident of Arunachal Pradesh, must be enrolled under Arunachal Pradesh Scheduled Tribe, or belong to other such backward communities.

Features of CMAAY

Some of the key features of Chief Minister Arogya Arunachal Yojana are - 

• Cashless Treatment Facility

CMAAY offers cashless treatment insurance to people at their empanelled hospitals without any hassle. The expenses incurred in the medical treatment will be covered by the funds sanctioned by the State government. 

• Qualitative Medical Facilities

The state government ensures that the empanelled hospitals offer quality medical services and facilities to individuals who are seeking treatments under CMAAY. The empanelled hospital can be government, private, semi-private, or trust hospitals, however, they must be enrolled under CMAAY.

• Reduces Financial Burden

The medical bills and expenses of the tribal community are covered by Chief Minister Arogya Arunachal Yojana, which reduces the stress of arranging funds during medical emergencies.

• 20+ Treatment Categories

Chief Minister Arogya Arunachal Yojana offers cashless treatment coverage for around 23 secondary and tertiary healthcare categories.

• Lumpsum Fund Assistance

Every family registered under the CMAAY can get ₹5 Lakhs per annum - ₹4 Lakhs for the tertiary healthcare category and ₹1 Lakh for the secondary healthcare category.

Eligibility Criteria for the Yojana

If you are interested to avail the benefits of the Chief Minister Arogya Arunachal Yojana, you have to fulfil the following requirements to be eligible:

• You should be legally residing in Arunachal Pradesh

• You should belong to any of the tribal communities that come under state jurisdiction. Those enrolled in the Arunachal Pradesh Scheduled Tribe (APST) receive CMAAY benefits directly.

• You are employed with the State Government. In this case, your dependents also qualify for the benefits of the insurance scheme.

• You belong to backward communities living in Changlang, Lohit or Namsai with resident certificates which indicate that you hold land in these areas.

List of Treatments That are Covered Under the Chief Minister Arogya Arunachal Yojana (CMAAY)

Here is a list of certain treatments that are not covered by Chief Minister Arogya Arunachal Yojana in the table below -

Application Process of Chief Minister Arogya Arunachal Yojana

Here is a stepwise explanation of how to apply for the scheme

• Open the Chief Minister Arogya Arunachal Yojana (CMAAY) website, www.cmaay.com

• On the main page, click on the box titled ‘Enrollment’.

• You will see 3 options- How to enroll, Check and Enroll

• Go to the ‘Enroll’ option to initiate your subscription and press ‘Apply’

• You will be directed to a new page. Choose whether you are a ‘government employee’ or ‘public’

• Once you have selected the desired option, you need to fill in all your personal as well as supporting document information such as name, gender, address, government ID, etc.

• Click on ‘Save’ to process your form once you have filled and verified the information.

You can check your status on the website in a few days by pressing the link www.cmaay.com/CheckStatus.aspx. Key in your district and Aadhar number to know the result.

Chief Minister Arogya Arunachal Yojana benefits

• The scheme provides beneficiaries with a total of ₹5 Lakhs annually out of which ₹1 Lakh is for secondary treatments and ₹4 Lakhs for tertiary ones.

• Eligible members can avail of cashless treatment under CMAAY which is paid for by the state government.

• Treatment is available free of cost only at the hospitals empanelled under the scheme. These include-public private, trust, semi-private and charitable hospitals among others.

• More than 1300 healthcare procedures under 23 different secondary and tertiary categories are covered under the ambit of Chief Minister Arogya Arunachal Yojana.

• The scheme aims to reduce the financial liability of medical expenses for those who cannot afford it at same time while focusing on the improvement of healthcare infrastructure in the state

List of Hospitals under CMAAY

Here are a few hospitals enlisted under the scheme:

• Bakin Pertin General Hospital, East Siang, Arunachal Pradesh

• Tomo Riba Institute Of Health And Medical Sciences, Papum Pare, Arunachal Pradesh

• Ramakrishna Mission Hospital, Papum Pare, Arunachal Pradesh

Conclusion

CMAAY is an initiative by the Government of Arunachal Pradesh that allows for healthcare equity by incorporating quality healthcare at no cost for weaker sections of society. However, if you are looking for an insurance plan to secure the health of your loved ones in the future, look no further than Health Insurance available on Bajaj Markets.

Get access to cashless hospital treatments when you buy Health Insurance available on Bajaj Markets. The most comprehensive health insurance policies come with the added advantage of claims settlement within no time for a hassle-free experience. Top up your plan, choose add-on covers and enjoy a range of benefits with the assurance that your family’s health comes first.

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