Care Health Insurance

Why Care Health Insurance?

With their philosophy based on customer-centricity, Care Health Insurance Limited not just offers one of the most ideal Care Insurance online (formally known as Religare Health Insurance plans) but has been consistently giving a centre stage to customer service and value for money. This is further witnessed in their product innovation and consistent investment in effective application technology for delivering excellent customer service.

Enhance Your Protection Against Medical Emergencies with Optional Covers by Care Insurance

Air Ambulance Cover

For any recommended treatment not in your city, this add-on lets you get the right cure despite being away that too without worrying about the cost.

Co-Payment Waiver

This add-on helps get remove  co-payment hassle of 20% for the eldest insured member with age 61 year and above.

Daily Allowance

Hospitalisation involves various unexpected ‘non-medical’ expenses like transportation or lodging and boarding of attendant. To help you meet these expenses without trouble, this extended Daily Allowance add-on offers a daily cover for hospitalisation up to 30 days. What’s more, the amount doubles in case you are hospitalised in an ICU.

Everyday Care

This rider takes care of those routine hospital visits, where it provides 1% of your Sum Insured for diagnostic tests and doctor consultation each. Just pay a nominal Co-payment & additional premium . You can avail this benefit through a cashless health card.

Global Coverage

The worldwide coverage benefit ensures that you need not worry about boundaries when it comes to quality healthcare. This facility is available with selected Sum Insured options. So, the cover lets you enjoy cashless treatment at a network hospital while are getting treated at an overseas facility.

International Second Opinion

Before your head on to the recommended treatment, it is best to get yourself a reassurance. With this add-on, the plan lets you do just this, take a second opinion from an international Panel of doctors through us.

No Claim Bonus Super

With No Claim Bonus Super, you can increase your sum insured by 50% for every claim free year up to a maximum of 100%.

Reduction in PED Wait Period

This cover reduces the applicable waiting period of 48 months for Pre-existing Disease Claims to 24 months.

OPD Care

With this optional cover, you stay covered for OPD expenses incurred on Doctor Consultation, Prescribed Diagnostics and Prescribed Pharmacy with an amount ranging from Rs. 5000 to Rs. 50000.

Unlimited Automatic Recharge

This plan provides an option to recharge or reinstate your sum insured unlimited number of times after exhaustion so that you never run out of coverage.

How to File Care Health Insurance Claims

Care Health Insurance is designed to help you manage medical exigencies without having to face any hassle. Further to the insurers this aim, the Care Insurance claim settlement process is quick and simple and does not take much time. The insurer is committed to providing stress-free settlement!

Cashless Claims

Here’s how you can go about it:

1. Fetch your nearest network hospital
2. Intimate the insurer within 24 hours in case of an emergency hospitalisation and 48 hours prior for a planned one.
3. Request and submit the pre-authorization form available at hospital’s TPA/insurance desk
4. Your request may be approved, sent with query or rejected by the claim management team

On approval your claim is settled.

In case a query is raised, the insured or hospital is to respond to the same

Upon rejection, you may initiate the treatment and file for reimbursement claim

Reimbursement Claims

Just follow the below steps to file for a reimbursement claim on your Care Health Insurance

1. Get your treatment done at the nearest hospital
2. Intimate the insurer within 24 hours in case of an emergency hospitalisation and 48 hours prior for a planned one.
3. Submit the claim form, original medical bills and receipts along with documents required while filing a claim.
4. Your request may be approved, sent with query or rejected by the claim management team

On approval your claim is settled.

In case a query is raised, the insured is to respond to the same

Upon rejection, the insurer should communicate with reason for rejection

We are Here to Help You

At Bajaj MARKETS

At Bajaj MARKETS, we are committed to serve you better. Here’s how you can connect with us, should you need any help with Care Health Insurance!

Here’s how you can seek help with Bajaj MARKETS:

• You can call us on 020-66399444. Our executive will be at your service from Mon to Sat - 10 am to 6 pm
• You can write to us at: insuranceconnect@bajajfinservmarkets.in
• You can also login to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/
• We like to be connected! Download our Bajaj MARKETS App, so can easily manage your account and track your applications - anytime, anywhere!

At Care Health Insurance Limited

Care Health Insurance, with its prompt and easy service, is committed to meeting your needs consistently. Their online, self-help portal lets you get a resolution to your issues in a jiffy.

Here’s all you have to do:

• Logon to carehealthinsurance.com/self-help-portal.html in case you wish to update basic details
• You can contact them at 1800-102-6655, 1800-200-4488 (Toll Free)
• You may also write to them at customerfirst@carehealthinsurance.com