No Room Rent Capping | No Medical Check-up up to 55yrs | Tax Benefit up to 75k | Buy Health Insurance starting @ ₹244 pm

  • Overview
  • Claim Settlement
  • Customer Care

In wake of the advancements seen in the healthcare sector, medical facilities are transforming care. Be it a health emergency or a planned medical procedure, most hospitals are equipped with the best facilities for you as the run for quality healthcare is common. But quality comes with a price. This is why Care Health Insurance Limited (formerly known as Religare Health Insurance) has designed health insurance plans that are budget-friendly and at the same time, adequate enough to help you manage the blow of a medical emergency. 

 

Why Care Health Insurance?

With their philosophy based on customer-centricity, Care Health Insurance Limited not just offers one of the most ideal Care Insurance online (formally known as Religare Health Insurance plans) but has been consistently giving a centre stage to customer service and value for money. This is further witnessed in their product innovation and consistent investment in effective application technology for delivering excellent customer service.

Key Features of Care Health Insurance

Key Features of Care Health Insurance
  • Range of Sum Insured Options

    The plan offers a wide range of sum insured options that goes up to Rs. 75 Lakhs, so you can pick your suitable plan as per your distinct needs

  • Cash Allowance

    The plan offers daily cash allowance of Rs. 500 per day for up to 5 days of hospitalisation so you can manage the initial panic smoothly for select Sum Insured options

  • Automatic Recharge of Sum Insured

    If multiple claims in a policy year exhausts your coverage, the sum insured is recharged automatically once in a year

  • No Upper Limit on Entry Age

    With no upper limit entry age, this plan covers one and all, leaving no family member without adequate medical cover

  • In-built Maternity Cover

    The plan includes a Rs. 1 Lakh Maternity cover against sum insured options of Rs. 50,60, 75 Lakhs to ensure that the mother gets the best healthcare

Benefits of Care Health Insurance

Impressive Claim Settlement Ratio

With a claim settlement ratio of over 95%, the insurer is committed to meet your requirements by settling your claims without any hassle

Huge Network of Cashless Healthcare Providers

With an extensive network of 16500+ cashless healthcare providers PAN India, you can keep your hospitalisation worries at bay!

Tax Savings

Care Family Health Insurance Plan comes with tax benefits under Section 80D, so you can save on your hard-earned money

Enhance Your Protection Against Medical Emergencies with Optional Covers by Care Insurance

 

Air Ambulance Cover

 

For any recommended treatment not in your city, this add-on lets you get the right cure despite being away that too without worrying about the cost.

 

 

Co-Payment Waiver

 

This add-on helps get remove  co-payment hassle of 20% for the eldest insured member with age 61 year and above.

 

 

Daily Allowance

 

Hospitalisation involves various unexpected ‘non-medical’ expenses like transportation or lodging and boarding of attendant. To help you meet these expenses without trouble, this extended Daily Allowance add-on offers a daily cover for hospitalisation up to 30 days. What’s more, the amount doubles in case you are hospitalised in an ICU.

 

 

Everyday Care

 

This rider takes care of those routine hospital visits, where it provides 1% of your Sum Insured for diagnostic tests and doctor consultation each. Just pay a nominal Co-payment & additional premium . You can avail this benefit through a cashless health card.

 

 

Global Coverage

 

The worldwide coverage benefit ensures that you need not worry about boundaries when it comes to quality healthcare. This facility is available with selected Sum Insured options. So, the cover lets you enjoy cashless treatment at a network hospital while are getting treated at an overseas facility.

 

 

International Second Opinion

 

Before your head on to the recommended treatment, it is best to get yourself a reassurance. With this add-on, the plan lets you do just this, take a second opinion from an international Panel of doctors through us.

 

 

No Claim Bonus Super

 

With No Claim Bonus Super, you can increase your sum insured by 50% for every claim free year up to a maximum of 100%.

 

 

Reduction in PED Wait Period

 

This cover reduces the applicable waiting period of 48 months for Pre-existing Disease Claims to 24 months.

 

 

OPD Care

 

With this optional cover, you stay covered for OPD expenses incurred on Doctor Consultation, Prescribed Diagnostics and Prescribed Pharmacy with an amount ranging from Rs. 5000 to Rs. 50000.

 

 

Unlimited Automatic Recharge

 

This plan provides an option to recharge or reinstate your sum insured unlimited number of times after exhaustion so that you never run out of coverage.

 

What's Covered

  • Hospitalisation Expenses

    Be it a planned hospitalisation or an emergency visit to the hospital, with Care Health Insurance, you need not worry about the hospital bill!

  • Pre & Post Hospitalisation Costs

    At Care Health Insurance, it is believed that a complete care is crucial for recovery of the patient, even before and after the hospitalisation. Here’s why, the plan takes care of the diagnosis expense, cost of medication and other such pre and post hospitalisation costs.

  • Organ Donor Expenses

    Organ transplant is a vital procedure for the recovery of the insured persons in certain conditions. This is why, Care Health Insurance takes care of Organ Harvesting operation cost of the donor

  • Annual Health Check-up

    With diagnosis getting expensive, periodic medical check-ups can be overwhelming. With the annual health check-up available with Care Insurance plans, you can rest assured.

  • Emergency Ambulance Cover

    Care Health Insurance takes care of your planned visit to the hospital by covering the road ambulance charges.

What's not Covered

  • Initial Wait Period

    Any disease or illness diagnosed/ occurrence of event / undergoing of surgery, whose signs or symptoms first occur within 1 month from the initiation of the policy period.

  • When under the consumption of intoxicants

    Injuries/treatment attribution to consumption of alcohol or drug use/ drug abuse or misuse.

  • Treatment consequential to pregnancy or childbirth

    Treatment arising from pregnancy & childbirth, abortion, miscarriage, and its consequences.

  • Cost of treating self-inflicted injuries

    Expenses to treat self-inflicted injuries resulting from suicide or attempted suicide are not covered under this plan.

  • Injuries during war-like scenarios

    Hospitalisation attributional to war, strike, riot, nuclear weapons

  • External congenital disease

    Any medical condition that is present at or before birth

  • Infertility-related treatments

    Treatment or medical tests relating to in vitro fertilization and infertility

How to Buy Care Insurance Online at Bajaj MARKETS

Buying Care Health Insurance on Bajaj MARKETS is very easy. Just follow a few quick steps, enhance your plan by selecting your suitable cover from the list of add-on covers, quick payment and you're done! It's that simple!

  • Visit us online

    Visit the Care Health Insurance page on Bajaj MARKETS

  • Fill details

    Click on ‘Get Quote’ and provide the necessary details and proceed to pay

  • Make an online payment

    Make your health insurance premium payment for the selected plan

  • And, you're done!

    Your policy will be issued to you within no time

How to File Care Health Insurance Claims

 

Care Health Insurance is designed to help you manage medical exigencies without having to face any hassle. Further to the insurers this aim, the Care Insurance claim settlement process is quick and simple and does not take much time. The insurer is committed to providing stress-free settlement!

 

Cashless Claims

 

Here’s how you can go about it:

 

  1. Fetch your nearest network hospital
  2. Intimate the insurer within 24 hours in case of an emergency hospitalisation and 48 hours prior for a planned one.
  3. Request and submit the pre-authorization form available at hospital’s TPA/insurance desk
  4. Your request may be approved, sent with query or rejected by the claim management team

 

On approval your claim is settled.

In case a query is raised, the insured or hospital is to respond to the same

Upon rejection, you may initiate the treatment and file for reimbursement claim

 

Reimbursement Claims

 

Just follow the below steps to file for a reimbursement claim on your Care Health Insurance

 

  1. Get your treatment done at the nearest hospital
  2. Intimate the insurer within 24 hours in case of an emergency hospitalisation and 48 hours prior for a planned one.
  3. Submit the claim form, original medical bills and receipts along with documents required while filing a claim.
  4. Your request may be approved, sent with query or rejected by the claim management team

 

On approval your claim is settled.

In case a query is raised, the insured is to respond to the same

Upon rejection, the insurer should communicate with reason for rejection

We are Here to Help You

At Bajaj MARKETS

 

At Bajaj MARKETS, we are committed to serve you better. Here’s how you can connect with us, should you need any help with Care Health Insurance!

 

Here’s how you can seek help with Bajaj MARKETS:

 

  • You can call us on 020-66399444. Our executive will be at your service from Mon to Sat - 10 am to 6 pm
  • You can write to us at: insuranceconnect@bajajfinservmarkets.in
  • You can also login to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/
  • We like to be connected! Download our Bajaj MARKETS App, so can easily manage your account and track your applications - anytime, anywhere!

 

At Care Health Insurance Limited

 

Care Health Insurance, with its prompt and easy service, is committed to meeting your needs consistently. Their online, self-help portal lets you get a resolution to your issues in a jiffy.

 

Here’s all you have to do:

 

  • Logon to carehealthinsurance.com/self-help-portal.html in case you wish to update basic details
  • You can contact them at 1800-102-6655, 1800-200-4488 (Toll Free)
  • You may also write to them at customerfirst@carehealthinsurance.com

Manage all Your Queries Here

  • ✔️Why do I need the Care Health Insurance plan?

    While healthcare in our country is accessible to most of us, the same is getting expensive. Taking care of our families and their health while managing this big blow becomes challenging at times. Hence, getting a health insurance plan is an informed decision. Care Health Insurance takes care of the emergency medical expenses, planned treatments, day care hospitalisation and more. 

  • ✔️Does the Care Health Insurance premium differ for different age groups?

    Yes, health insurance premium increases with age. The younger you are, the lower your premium you pay.

  • ✔️How do I buy the product online?

    Buying the Care Health Insurance online is very convenient and hassle-free. Just head on to Bajaj MARKETS, fill up a quick online application, pay your premium payment online, and your policy will be issued within no time.

  • ✔️Is the Care Health Insurance plan renewable?

    Yes, Care Health Insurance offers lifetime renewal of the plan.

  • ✔️How can I contact the insurer in case of any complaints or queries?

    Bajaj MARKETS is committed to be at your service in case of any such scenarios. You can contact us through any of the following ways:

    • Call us on 020-66399444
    • Write to us at: insuranceconnect@bajajfinservmarkets.in

     

    If you wish to seek help directly from the insurer, Care Health Insurance Limited would address all your queries online, instantly. Here’s how you can connect:

    • Contact them at 1800-102-6655, 1800-102-4488 (toll-free)
    • Write to them at ; customerfirst@careinsurance.com

Health Insurance Reviews

Health Insurance Reviews

4.2out of 5

5 reviews

Quick Application Process

Applying for Care Insurance online on Finserv MARKETS was a very easy process. I could buy health insurance seamlessly and get insured at my convenience.

Reliable Plan

Plans on Finserv MARKETS are super reliable. My claim settlement was done so easily, and I did not have to worry about the medical emergency I faced. Keep it up!

User-friendly platform

The health insurance calculator on Finserv MARKETS helped me calculate my premium within easily. The platform is very user-friendly.