We understand that your home is not just bricks & concrete. It’s a place that offers you security, peace of mind, and one that you love to call your own. It only makes sense to protect your safe place from unforeseen risks such as Fire, Earthquakes, Burglary and many more, with a comprehensive Home Insurance. You can choose a home insurance policy for a minimum period of 3 months up to a maximum period of 20 years.
There are three types of home insurance plans available on Finserv MARKETS online –
Your house protects you from the harshness of the changing climate, but it also needs protection against perils like Fire & Natural Calamities. Bajaj Allianz Home Insurance provides financial coverage in case of losses caused by these perils and more. This property insurance covers your home’s structure i.e. building, including the ceiling, walls, roof, doors, windows, electrical & plumbing works.
House insurance covers financial losses arising due to Fire, including bush Fire.
Losses due to lightning, Earthquake, Storm, Landslides, Flood, Cyclone, Rock Slide etc. are covered.
Property insurance covers losses arising out of Explosion/implosion, riot, strike, intentional malicious damage, for eg. Gas Cylinder/Pressure Cooker Explosions.
Loss or damage to your property or contents caused by actual or attempted Burglary/robbery are covered.
The costs for changing locks at your house/property because of a Burglary and/or housebreaking are covered under this insurance.
Heavens forbid if an aircraft were to damage your house, this house insurance would cover the losses.
This insurance covers damages to your house due to missile testing operations too.
If your Fire systems were to ever malfunction & cause damage to your home, this home insurance will cover those too.
Such damages to your home are also covered by property insurance.
Home insurance covers impact damages of vehicles, fallen tress etc. on your home.
We know how much you emotionally and financially invest in turning a space into your home and that memories are attached to every article you own. The contents of your house are always at risk, may it be due to burglaries or perils like Fire. A property insurance is hence, a must have, to secure the stuff you have at home. If you are a Tenant staying anywhere in India, an insurance for your Household articles is highly recommended.
House insurance covers financial losses arising due to Fire, including bush Fire.
Losses due to lightning, Earthquake, Storm, Landslides, Flood, Cyclone, Rock Slide etc. are covered.
Property insurance covers losses arising out of Explosion/implosion, riot, strike, intentional malicious damage, for eg. Gas Cylinder/Pressure Cooker Explosions.
Loss or damage to your property or contents caused by actual or attempted Burglary/robbery are covered.
The costs for changing locks at your house/property because of a Burglary and/or housebreaking are covered under this insurance.
Heavens forbid if an aircraft were to damage your house, this house insurance would cover the losses.
This insurance covers damages to your house due to missile testing operations too.
If your Fire systems were to ever malfunction & cause damage to your home, this home insurance will cover those too.
Such damages to your home are also covered by property insurance.
Home insurance covers impact damages of vehicles, fallen tress etc. on your home.
It takes a lot of efforts, time, energy & finances as a homeowner to build a house and then make it a home with the things you love. However, it’s unpredictable as to when a Fire, Natural Calamity or any other unfortunate event can result in your house being damaged. It is wise to have a Home Insurance in place that covers your house’s structure & everything that it contains.
House insurance covers financial losses arising due to Fire, including bush Fire.
Losses due to lightning, Earthquake, Storm, Landslides, Flood, cyclone, rock slide etc are covered.
Property insurance covers losses arising out of Explosion/implosion, riot, strike, intentional malicious damage, for eg. Gas Cylinder/Pressure Cooker Explosions.
Loss or damage to your property or contents caused by actual or attempted Burglary/robbery are covered.
The costs for changing locks at your house/property because of a Burglary and/or housebreaking are covered under this insurance.
Heavens forbid if an aircraft were to damage your house, this house insurance would cover the losses.
This insurance covers damages to your house due to missile testing operations too.
If your Fire systems were to ever malfunction & cause damage to your home, this home insurance will cover those too.
Such damages to your home are also covered by property insurance.
Home insurance covers impact damages of vehicles, fallen tress etc. on your home.
Many people tend to buy home insurance when buying a new house. A home is a sacred place for us Indians. Now, if you have bought your dream house with a home loan, you must have also planned its interior designs. It would be quite unfortunate and heart wrenching to see your dream home is destructed in a fire or natural calamities such as earthquake, floods, lightning, thunderstorm, etc.
Not having an adequate home insurance plan only means that you have to cover the damage repair expenses from your pocket. Since a home insurance plan provides coverage for building structure and its content, your precious house will be well protected in case of any unfortunate incident.
Besides covering your home from disasters and destructions, home insurance has several other benefits as well. That includes –
Your home offers you peace of mind. But what if something were to happen to your most valued asset? You can always hope that a disaster never strikes, but to avoid a just in case scenario, it’s better to get home insurance.
In the past 17 years, our country has witnessed over 300 natural disasters which include earthquake, floods, epidemics, drought, extreme temperature, landslides, and storms. You can’t do much to prevent such calamities but can certainly secure your property with a property insurance online.
Your home bears the brunt of the changing climates and its ruthlessness. Heavy rains, excessive heat, can all have adverse effect on your house and it’s hence a sensible move to get a home insurance for it.
Despite your house being equipped with the latest safety gadgets & security systems, man-mad threats like Burglary, riots etc. can still damage your property. A property insurance helps cushion the financial blow in such scenarios.
100 million+ happy customers across India have chosen Finserv MARKETS as their trusted financial partner. It's your time now!
One of the highest Claim Settlement Ratio in the industry of 93%, with no third-party involvement.
Get on-call support, anytime, anywhere in the world. Our customer support centre works round-the-clock.
Get extensive sum insured of up to Rs. 10 Crore with this Home Insurance for affordable premiums.
No tedious paperwork or heavy documentation. Three steps, is all it takes! Also, you receive your policy within minutes in your mailbox!
It is important to know whether to insure your Home Building or Household Articles– or both. There are three types of plans available, suitable for homeowners, tenants/renters, and landlords alike. A home building insurance makes sense for a landlord, while a household articles insurance works better for those living on rent, and a home building & household articles insurance is best suited for a homeowner, living in his house.
Being underinsured is never a good place to be in. It is important to be as accurate as possible while calculating the value of your house’s structure as well as its contents. Over-estimating too leads to an unnecessary increase in your home insurance premiums.
A Claim Settlement Ratio (CSR) is an indicator as to how many claims an insurer has settled against the number of claims it has received. Higher the CSR, better the efficiency. With one of the highest claim-settlement ratios of 93% Bajaj Allianz General Insurance ensures claim settlement is quick and efficient.
Be it for your own home or for one that you have rented, knowing what's covered in your insurance policy and what's not is important. Bajaj Allianz General Insurance offers a lot of custom-made plans to suit your home insurance needs.
Your house insurance premium will depend on the type of plan you choose along with the amount of sum insured.
Your premium depends on the cost of construction of your property, higher the cost, higher the premium & vice versa.
The duration of your policy also affects your home insurance premium. A long-term policy is generally beneficial as they cost lower in the long run.
Buying a house is one of the most significant investments for any individual. Hence, it is necessary to have adequate home insurance coverage to protect the property and other personal belongings financially in unfortunate times.
But how to decide the coverage amount that will be sufficient for you?
That’s when a home insurance calculator comes in handy. This tool helps determine how much coverage you will need based on the built-up area and reconstruction cost. With a home insurance calculator, you will be able to know how much needs to be invested in a home insurance plan and have sufficient coverage in case of any mishap.
Buying home insurance at Finserv MARKETS is a hassle-free process. Just follow the steps below:
1. Choose the type of home insurance plan you need from the options available on Finserv MARKETS online
2. Provide the requested details and documents
3. Review the policy terms and conditions properly
4. Pay the premiums online
5. The policy will be issued to you in no time
Filing claims was never so easy. Just follow these steps and your're done.
Protect your home against unforeseen risks like fire, natural calamities and man-made disasters. Buy a Bajaj Allianz Home Insurance available at Finserv Markets. Affordable premiums to insure your house and your household articles.
Home Building
All claims filed under Home Building insurance will be settled on a reinstatement basis. Under reinstatement basis, the insurance company settles the claims by replacing the damaged property or item with a new one. The value of the replaced property/item will be equal to, but not more than the damaged item/property.
Household Articles
Claims filed under household articles insurance will be settled on an indemnity basis. This means that the insurance company will compensate for the damaged item/article after deducting the wear & tear or depreciation in the value of the article. For instance; Claim on a three-year-old Air Conditioner will be settled based on its current value and not the original purchase price.
Documents Required for Damages:
Documents Required for Theft & Burglary:
Company Cancellation:
The insurance provider may cancel your insurance policy providing a written notice 7 days prior to cancellation date. If no claim has been made, a refund of the premium for the unexpired policy period shall be provided on a pro-rata basis. If there has been any Claim under this policy no premium shall be refunded.
Your insurance policy will be cancelled for reasons such as non-disclosure of material facts, misrepresentation, fraud and non-cooperation.
Customer Cancellation:
As a customer, you may cancel your insurance policy by providing a written notice 7 days prior to cancellation date. If you've made no claims, the insurer will refund short-term rates for the unexpired policy period as per the Company’s short period rates.
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Need further assistance? Reach out to us on our Toll-Free Number: 1800-209-5858 and our insurance experts will connect with you shortly.
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7 reviews
I recently availed a home insurance and I am extremely happy with the coverage provided. The premium was also affordable. Availing the home insurance provided me the peace of mind and helped me ease of my stress.
Posted on 2 Nov 18
Availing a property insurance couldn’t be any easier. Thanks to home insurance available on Finserv MARKETS that I could easily insure my house. The customer service was very efficient and answered all my queries instantly.
Posted on 4 Jun 19
The eligibility criteria to purchase a home insurance was very simple. Even the claim settlement can be done online in a smooth way. All thanks to Finserv MARKETS
Posted on 28 Dec 19
When I moved to Pune, taking care of my stuff at home was a challenge as I was frequently out. The home insurance plan available on Finserv MARKETS allowed me to get coverage for my stuff at the rented house. Great plan.
Posted on 25 Feb 20
When I bought my new home, my friend suggested on getting it insured to avoid financial burdens in case of emergencies. That's when I came across the comprehensive home insurance on Finserv MARKETS. Great product.
Posted on 10 Mar 20
When I bought my dream house, it was more than important to ensure its complete protection and security. With the comprehensive home insurance plan on Finserv MARKETS, I could rest assured. Moreover, the application process is so simple, it hardly took any time to get completed.
Posted on 24 Mar 20
When I moved to Mumbai for a new job, I bought the home content insurance from Bajaj Allianz. The product was truly helpful when thieves stole most of my stuff at home while I was at home. Thanks to the quick claim settlement, I could get things back on track easily.
Posted on 20 Apr 20