Bajaj Avenger 160 Insurance

The Avenger Street 160 is the latest among the Avenger range of motorcycles manufactured by Bajaj. And if you are a seasoned rider, you perhaps already have this bike on your wishlist. This iteration of the Avenger comes with a powerful 160 cc engine and the bike has an impressive 45 kmpl mileage. The ex-showroom price of Bajaj Avenger 160 starts at ₹1.29 lakh. However, riding out on the roads can be unpredictable, and it is essential to protect your bike and your finances. A bike insurance plan can help you with this. It’s not just helpful because you don’t have to bear the cost of repairs, but it’s also a legal requirement in India. Curious to know more? Find out all about the types of Avenger 160 insurance, the add-on covers available, the inclusions and exclusions, and a lot more up ahead.

Bajaj Avenger 160 Insurance Price for Variants

You can check out the Avenger 160 insurance cost for all variants in the table given below:

Variant

Ex. Showroom Price*

Fuel Type

Estimated Third-party Premium Rates (Rs.) FY 2022-23

 

Bajaj Avenger 160 BS6

₹1.29 lakh

Petrol

Rs.1,366

 

 

*The ex-showroom prices are for Delhi and are subject to change basis the city.

 

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Looking to Buy Avenger 160 Insurance Online? Find the Steps

If you are looking to buy Avenger 160 insurance, you can purchase one in minutes on Finserv MARKETS:

Step 1: Visit the Finserv MARKETS website and go to the bike insurance page.

 

Step 2: Enter vehicle registration number and other necessary information.

 

Step 3: You can now choose from the available bike insurance options on the page.

 

Step 4: Once you have chosen a bike insurance plan, finish making the online payment.

 

Step 5: Upon successful payment, your insurance policy details will be sent to you by email.

 

Read More: Bajaj Bike Insurance

Easy Steps to Renew Your Avenger 160 Insurance

If you wish to renew your Avenger 160 insurance online, you can follow the simple instructions given below:

 

Step 1: Visit the Finserv MARKETS website and go to the bike insurance page.

 

Step 2: Enter your existing Avenger 160 insurance policy details as well as the required personal details like name, contact number, etc.

 

Step 3: Choose from among the available options of insurance renewal plans.

 

Step 4: Finish the online payment for your preferred Avenger 160 insurance renewal plan.

 

Step 5: Your Avenger 160 insurance renewal details will be sent to you by email.

 

Read More: Bike Insurance Renewal

Why You Need Avenger 160 Bike Insurance

The Avenger is a popular choice among Indian bike enthusiasts as it offers a perfect combination of power and comfort. However, even if you drive really carefully, there are chances that you could get into a motor accident. If there is significant damage to your Avenger 160, you may end up paying anywhere between ₹5,000 to ₹60,000 on repair costs alone. However, you can save yourself from these unexpected expenses by getting a comprehensive Avenger 160 insurance that will cover all your bike repair costs. Moreover, you also mandatorily need third-party insurance if you wish to drive on the Indian roads.

Types of Bajaj Avenger 160 Insurance Plans

There are two different types of two-wheeler insurance plans that you must be aware of - third party insurance and comprehensive insurance. The primary difference between these two types lies in their coverage. Here’s some more information regarding these two plans.

  • Third-Party Bike Insurance

A third party bike insurance plan is quite basic and offers coverage only against damages to third parties and their properties. It doesn’t cover any damages caused to your motorcycle as a result of an accident or a mishap. Also, according to the Motor Vehicles Act, 2019, every two-wheeler is required to possess at least a third party bike insurance policy. Failure to do so can lead to hefty fines.

  • Comprehensive Bike Insurance

Compared to a third party insurance plan, a comprehensive insurance plan offers better protection since it covers both third party damages and damages caused to your motorcycle as well. However, since such a plan offers increased coverage, the premium tends to be slightly higher as well.

What’s Included in Your Avenger 160 Insurance

The scenarios and damages covered under bike insurance include damages to your motorcycle due to both man-made and natural calamities, repairs and replacement costs due to an accident or mishap, damages or losses to third parties due to an accident involving your motorcycle, etc.

What’s Not Included in Your Avenger 160 Insurance

The kind of situations that are not covered under your Avenger 160 insurance include normal wear and tear, breakdown due to mechanical or electrical failure, accidents caused due to driving under the influence of alcohol or drugs, driving without a licence, etc.

 

Read About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your Bajaj Avenger 160

If you prefer to have additional coverage over and above what a typical two-wheeler insurance policy offers, you have the option to opt for add-ons. These add-ons help enhance the coverage in exchange for a nominal premium increase. Let’s take a look at the various add-on covers that you can opt for your two-wheeler.

  • Personal Accident Cover

This add-on covers all the expenses that you incur for treating any injuries that you or your pillion rider may have sustained in an accident.

  • Zero Depreciation Cover

This is a very useful add-on that makes sure that you get the entire claim value as it is without any reductions due to depreciation.

  • Round-the-Clock Spot Assistance

With this add-on, you get roadside assistance as soon as possible irrespective of the time and location.

  • Return to Invoice

If your Bajaj Avenger 160 is either stolen or declared as a total loss, this add-on ensures that you get back the entire value of your motorcycle as specified on the purchase invoice.

Claiming Avenger 160 Insurance

Here is a list of the necessary documents that you will need at the time of claiming insurance for your bike:

 

  1. Avenger 160 insurance policy papers

  2. FIR of the incident/accident

  3. Detailed information about the incident with eyewitness accounts

  4. Original RC papers of the vehicle

  5. Full set of bills and receipts (in case of reimbursement claim)

 

There are two types of Avenger 160 insurance claims you can choose from; cashless or reimbursement.

Cashless Claims

With cashless claims, you can get your damaged bike repaired at a network garage affiliated with your insurer without paying for any repairs. The network garage will directly settle the cost of repairs with the insurance company.

Reimbursement Claim

In case of a reimbursement claim, you can get your bike repaired at a garage of your choice, then submit the bills and receipts to your insurer. Upon verification, your repair costs will be reimbursed by the insurance company.

 

Read About: Bike Insurance Claim Process

Tips to Reduce Your Avenger 160 Insurance Premiums

Here are some useful tips you can use to reduce your bike insurance premium costs:

  • Compare Insurance Plans Online

When looking for insurance for your bike, you should look at all the plans available on the internet. By comparing the online plans, you can find out the most cost-efficient one that has all the coverage you need.

  • Use the NCB

In case you have not made a single insurance claim during your policy term, you can take advantage of the No Claim Bonus in two wheeler insurance. The NCB will help you to get lower premiums while renewing your Avenger 160 insurance plans.

  • Install Anti-theft Device

By installing an ARAI approved anti-theft device on your Avenger 160, you can get a small discount on your insurance premiums.

  • Avoid Making Small Claims

In case your bike has only small damage, you should get it repaired on your own without making a claim. If you make too many insurance claims, your premiums could be increased during the next policy renewal term.

Maintaining Your Bajaj Avenger 160: Important Tips

Here are some points to keep in mind that can help you take better care of your Bajaj Avenger 160:

  • Regularly Service Your Bike

Your Avenger 160 needs to be serviced regularly to ensure that it is running smoothly. Moreover, regular servicing can help identify any potential problems with your bike and you can get it repaired before it becomes a big problem.

  • Maintain Tyre Pressure

You need to make sure that the tyre pressure in your bike is maintained properly so that there is no extra stress on the engine or the internals of the vehicle.

  • Maintain the Engine

The engine of your Avenger 160 is its most important part. You need to regularly check the engine to see if it is working as intended.

  • Do Not Overload

Overloading your bike can cause damage to the internals due to the added stress of carrying extra weight. The weight imbalance can also cause accidents.

Avenger 160 Maintenance Cost

In order to understand the hidden costs of owning a bike, you will also need to know the Avenger 160 service cost. The approximate service cost of the Avenger 160 for 3 years is around ₹5,000. Let’s take a look at the service cost break-up:

Service

Distance(kms)/Time(months)

Free/Paid)

Maintenance Cost

1st Service

500/1

Free

₹400

2nd Service

4500/8

Free

₹150

3rd Service

9500/12

Free

₹550

4th Service

14500/16

Paid

₹800

5th Service

19500/20

Paid

₹950

6th Service

24500/24

Paid

₹550

7th Service

29500/28

Paid

₹1,450

About the Bajaj Avenger 160

Despite having the word ‘Street’ in its name, the motorbike features a cruiser style design with low slung seats, forward-positioned footpegs, and front suspension with extra-long travel. However, despite being a cruiser motorcycle, the Bajaj Avenger 160 is surprisingly easy to navigate through the city streets. Unlike the previous generation Avenger motorcycles, the engine of the current-gen Avenger 160 comes with fuel injection technology that enhances power, mileage, and combustion efficiency. The Bajaj Avenger 160 is the perfect bike for individuals who like to ride around the city and go on occasional long drives.

Bajaj Avenger 160 Specifications

The Bajaj Avenger 160 comes with some noteworthy specifications, many of which can help you get a better idea of what this bike offers. This will then help you understand whether the Bajaj Avenger 160 is the bike you’ve been looking for. So, without further delay, here’s everything you need to know about the Bajaj Avenger 160 specifications. Take a look.

Particulars

Technical Specifications

Engine

 

Displacement - 160 cc

 

 

Power - 15 PS @ 8,500 RPM

 

 

Torque - 13.7 Nm @ 7,000 RPM

 

 

Cylinders - 1

 

Transmission

5-Speed Manual Transmission

Fuel Tank Capacity

13 litres

Mileage

45 kmpl

Brakes

Front - Single 280 mm ventilated disc

 

Rear - Single 130 mm drum

Wheels and Tyres

Front - 90/90 R17

 

Rear - 130/90 R15

Bajaj Avenger 160 Weight

156 kilograms

Bajaj Avenger 160 Features

What sets the Bajaj Avenger 160 apart from its competition? Is it its fresh sports look or the patented DTS-i technology that fuels its performance? Or perhaps, some other advanced feature that has been incorporated in this bike’s design? Take a look at some of these features, so you can decide for yourself why the Bajaj Avenger 160 is so popular.

1. Wide Rear Tyre

The 130-section rear tyre of the Bajaj Avenger 160 gives the motorcycle maximum stability under all road conditions.

2. Anti-Lock Braking System

The Avenger 160 comes with a single channel Anti-Lock Braking System at the front that prevents skidding and wheel locking when braking.

3. Low and Wide Seats

The seats of the Bajaj Avenger 160 are soft, comfortable, and supple, making it perfect for long rides.

Bajaj Avenger 160 On-Road Price Across Major Cities

You’ve seen above where the ex-showroom price of the Bajaj Avenger 160 stands. This price is consistent across India. However, the on-road price, which is essentially the price you pay to bring the Bajaj Avenger 160 onto the roads, changes from one city to another. This is because the Bajaj Avenger 160 price includes other variable heads of expense like insurance, road taxes, and RTO registration charges. Here’s a glimpse of the different on-road prices for this bike across major cities.

City

On-Road Price

Bajaj Avenger 160 on-road price in Delhi

₹1.27 lakh

Bajaj Avenger 160 on-road price in Mumbai

₹1.29 lakh

Bajaj Avenger 160 on-road price in Bangalore

₹1.38 lakh

Bajaj Avenger 160 on-road price in Chennai

₹1.27 lakh

Bajaj Avenger 160 on-road price in Pune

₹1.29 lakh

Conclusion

Now that you have seen what the Bajaj Avenger 160 offers, you may already have this bike on your wishlist. When you do realise your dream of owning the Bajaj Avenger 160, keep in mind that the purchase doesn’t end there. You also need to buy the best bike insurance plan for your new bike, so it is well-protected right from the day you bring it home. You can choose from the list of great bike insurance plans available on Finserv MARKETS. 

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs On Bajaj Avenger 150

  • ✔️What are the Bajaj Avenger 160 mileage figures?

    The Bajaj Avenger 160 delivers a mileage of around 45 kmpl.

  • ✔️What is the ex-showroom price of the Bajaj Avenger 160?

    The price of the Avenger 160 (ex-showroom) is around ₹1.09 lakh.

  • ✔️Does the Bajaj Avenger 160 come with ABS?

    Yes. The Avenger 160 features a single channel Anti-Lock Braking System for the front wheel. 

  • ✔️What is the fuel tank capacity of the Bajaj Avenger 160?

    The motorcycle can hold up to 13 litres of fuel.

  • ✔️How much does the Avenger 160 weigh?

    The Bajaj Avenger 160 weighs around 156kg.

  • ✔️How should I calculate the correct IDV of my bike?

    You can use any of the online IDV calculators to calculate the IDV of your bike. 

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