About Bajaj CT100 BS6 Insurance

Manufactured by Bajaj Auto, the Bajaj CT100 BS6 is a sleek and durable motorbike having the latest specs. With an engine capacity of 102cc, the Bajaj CT100 BS6 ex-showroom price is ₹53,696. But when it comes to safeguarding your new vehicle, the importance of opting for bike insurance cannot be overlooked. Insurance secures you in the event of an accident and shields your finances in an emergency. You can equip your vehicle with a comprehensive bike insurance policy for extensive coverage.

Bajaj CT100 BS6 Variants

Variants

Bajaj CT100 BS6 Ex-showroom Price

Fuel Type

Estimated Third-party Premium Rates (Rs.) FY 2022-23

CT100 ES Alloy

₹53,696

Petrol

Rs. 714

Disclaimer: *The CT100 BS6 ex-showroom prices are for Delhi and are subject to change based on the city.

 

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing CT100 BS6 insurance premium prices before purchasing your bike insurance policy.

Purchase Bajaj CT100 BS6 Insurance With These Steps

With the below steps, you can buy Bajaj CT100 BS6 insurance at affordable prices on Finserv MARKETS:

 

Step 1: Enter your bike registration number and mobile number.

 

Step 2: Provide the necessary information in the application form.

 

Step 3: Pick the bike insurance plan that suits your needs.

 

Step 4: Make an instant online payment.

 

Step 5: Your insurance policy will reach you in no time.

Renew Bajaj CT100 BS6 Insurance in a Jiffy!

Step 1: Enter your previous policy details.

 

Step 2: Input your personal and bike-related details.

 

Step 3: Check your renewal premium.

 

Step 4: Make an instant online payment.

 

Step 5: Your bike insurance will be active soon.

Why Does Your Bajaj CT100 BS6 Require Insurance?

Can you picture making up for the loss incurred by your CT100 BS6 bike due to theft? In case the police aren’t able to track down your stolen vehicle, you will have to replace your bike. Purchasing a similar vehicle model can cost anywhere between ₹54,000 - ₹56,000. Instead, you can choose to buy a comprehensive CT100 BS6 insurance that shall financially secure you against such perils. You can pass on the responsibility of insuring your prized possession to the insurance company and enjoy peace of mind!

 

Should You Choose Comprehensive or Third-Party Bike Insurance?

Third-Party Bike Insurance

A third-party cover is compulsory in India under the Motor Vehicles Act, 1988. It can be beneficial in case you are in an accident that results in any liabilities towards third parties. But a third party CT100 BS6 insurance plan ensures that you don’t have to pay for these expenses out of pocket. Instead, you can rely on the insurer to cover these liabilities.

 

Comprehensive Bike Insurance

A comprehensive insurance plan, as the name indicates, offers more far-reaching coverage. You are not only covered for third-party liabilities but also get benefits for any damages to your own bike in case of an accident or disaster. And that’s not all. Your comprehensive CT100 BS6 insurance plan also gives you personal accident coverage and covers the loss incurred in case of theft of your vehicle.

What’s Covered Under Bike Insurance

Third-party insurance covers loss caused to the third-party, bodily injuries, death of the victim, etc. Moreover, comprehensive CT100 BS6 insurance includes damages due to accidents, man-made or natural disasters, repair and replacement costs, any personal injuries caused to the rider, theft, etc.

What’s Not Covered Under Bike Insurance

The exclusions of comprehensive CT100 BS6 insurance include non-accidental damages, mechanical and electrical breakdowns, damage caused due to illegal driving or in a war-like situation, etc.

Add-On Covers for Your Bajaj CT100 BS6

If you want to enjoy greater benefits from CT100 BS6 insurance, you can always choose to purchase add-on covers along with your base plan. These covers can be purchased at the time of buying the original plan or renewing it, as you deem convenient.

 

  • Zero Depreciation Cover

Depreciation reduces the value of your Bajaj CT100 BS6 over time, and consequently, the depreciation cuts can bring down the value of your claim. But with the zero depreciation cover, you can rest assured that your claim value is not reduced.

 

  • Personal Accident Cover

If you or the pillion rider is injured during an accident involving your bike, the personal accident rider combined with CT100 BS6 insurance covers the cost of treatment.

 

  • Round-The-Clock Spot Assistance

In case you are stranded and need spot assistance, the 24x7 roadside assistance cover gives you benefits like emergency fuel delivery, urgent repairs, and towing assistance.

 

  • Return to Invoice

If you are raising a claim for total loss, the return to invoice cover ensures that you can claim the entire value as mentioned on your purchase invoice.

Make a Claim Under Bajaj CT100 BS6 Insurance

Irrespective of the type of claim you are making, you need to provide a set of documents to your insurer. This helps them verify your claim and in turn, it speeds up the process of the claim itself. So, here is the list of documents you need to submit.

 

  • Your original policy document

  • The vehicle details and the insurer’s details

  • The incident details for which you are making the claim

  • The FIR copy in case of theft

  • The original receipts and bills for reimbursement

 

There are two types of Bajaj CT100 BS6 insurance claims

  • Cashless Claim Under Bike Insurance

In cashless claims, the insurer directly pays your bills. However, you must get your Bajaj CT100 BS6 repaired in a network garage authorised by the insurance company. Make sure you intimate your insurer about the incident before starting any repair work.

  • Reimbursement Claim Under Bike Insurance

In case of a reimbursement CT100 BS6 insurance claim, you need to first pay for the repairs yourself and then claim the incurred expenses. The benefit of opting for reimbursement is that you can opt for a non-network garage of your preference.

How to Bring Down Your CT100 BS6 Insurance Premium

To lower your Bajaj CT100 BS6 bike insurance cost and avail a budget-friendly quote, here’s what you can do:

  • Make Use of NCB

You can earn a No Claim Bonus reward or NCB on your renewal premium by making no claims during the policy period! This shall bring down your CT100 BS6 insurance price significantly.

  • Pay for Small Claims

For inexpensive repair expenses, you can choose to pay for them from your own pocket and retain the NCB reward.

  • Compare Policies Online

Compare CT100 BS6 bike insurance premium prices offered by numerous insurers online to get your hands on a suitable plan!

  • Ride Your Bike Efficiently

By following the traffic regulations and abiding by the law, you can ensure minimum claims and maintain a claim-free year.

Tips to Maintain Your Bajaj CT100 BS6 Bike

  • Check Tyre Pressure

You must check the tyre pressure of your two-wheeler regularly to avoid tyre burst, internal damage or increased wear and tear.

  • Maintain a Clean Engine

It is vital to maintain a clean engine and check for any issues once in a while for prolonged engine life.

  • Follow the Servicing Schedule

Every bike has a service schedule that you must follow without fail as this shall lessen any vehicular problems.

  • Clean Your Bike

Make sure your bike has not accumulated any dirt or debris by cleaning it regularly and always parking it inside.

Bajaj CT100 BS6 Maintenance Cost

The estimated Bajaj CT100 BS6 service and maintenance cost for three years ranges between ₹3,500 - ₹4,500. You can avail the first three services for free after completing 500 km, 4500 km and 9500 km, respectively. Here is the Bajaj CT100 BS6 service schedule and the total expense:

Service No.

Kilometres/Months

Free or Paid

Total Expenses

First Service

500/1

Free

₹490

Second Service

4500/8

Free

₹150

Third Service

9500/12

Free

₹640

Fourth Service

14500/16

Paid

₹260

Fifth Service

19500/20

Paid

₹640

Sixth Service

24500/24

Paid

₹150

Seventh Service

29500/28

Paid

₹860

*Disclaimer: These are indicative prices. The actual cost of maintenance of the Bajaj CT100 BS6 may vary and change from time to time.

About Bajaj CT100 BS6

The Bajaj CT100 BS6 comes with a plain and simple body design, which is quite evident in most of the commuter bikes in India. The bike is known to offer fuel efficiency and a sleek look. Propelling the motorcycle is a four-stroke, air-cooled, 102cc engine that is connected to a 4-speed gearbox. Bajaj claims the model to offer a fuel efficiency of 89.5 kmphl which is impressive as it is presently one of the best figures in India.

Bajaj CT100 BS6 Specifications

Details

Specifications

Bajaj CT100 BS6 Mileage

89.5 kmpl

CT100 BS6 Weight

115 kg

CT100 BS6 Average

89.5 kmpl

CT100 BS6 Engine Displacement

102cc

Transmission

Manual

Max Power

7.9 PS @ 7500 rpm

Fuel Tank Capacity

10.5 Liters

Max Torque

8.34 Nm @ 5500 rpm

Engine Type

4 Stroke, Single Cylinder

Key Features of Bajaj CT100 BS6

The Bajaj CT100 BS6's fuel tank has been designed with excellence and proper detailing. It offers you and your companion a comfortable riding position even on longer journeys. Some of the noteworthy features of the Bajaj CT100 BS6 are as follows:

 

  • Combi Brake System

  • Analogue Speedometer

  • Analogue Odometer

  • Fuel Gauge

Bajaj CT100 BS6 On-Road Price

City

Bajaj CT100 BS6 On-road Price

Chennai

₹61,774

Pune

₹63,474

Delhi

₹62,497

Mumbai

₹63,474

Kolkata

₹62,992

Bangalore

₹63,878

To Sum Up

The Bajaj CT100 BS6 is considered among the most reasonably priced 100cc bikes to buy and maintain. It is also backed by the extensive service network offered by Bajaj Auto. But don’t just skip the step where you are supposed to opt for comprehensive bike insurance. On Finserv MARKETS, you can get all your insurance needs met at one place without any hassles. The extensive coverage shall keep your precious vehicle safe and secure!

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs on Bajaj CT100 BS6 Insurance

  • ✔️What is the top speed of the CT100 BS6 bike model?

    The Bajaj CT100 BS6 bike offers a top speed of 90 kmph.

  • ✔️How much is the Bajaj CT100 BS6 on-road price in Bangalore? Is it different in other cities?

    The Bajaj CT100 BS6 on-road price in Bangalore is ₹63,878. Moreover, the on-road price is different for every city as it is calculated considering several factors like RTO registration, road tax, ex-showroom price, and the insurance amount of the bike.

  • ✔️How much is the CT100 BS6 mileage per?

    The Bajaj CT100 BS6 mileage is 89.5 kmpl.

  • ✔️What is so unique about the safety features of the Bajaj CT100 BS6 bike model?

    For braking duties, the Bajaj CT100 relies on 130 mm drum brake units on the front and 110mm drum brake units on the rear. The bike is manufactured with the world’s first-ever rear SNS (Spring-In-Spring) suspension.

  • ✔️Can I declare a lower IDV in bike insurance?

    It is not recommended to declare the wrong IDV of your bike as you shall receive a lower claim amount resulting in out-of-pocket expenses.

  • ✔️ How much is the RS 200 weight?

    The Bajaj Pulsar RS 200 weight is 166 kg even after being a 199.5 cc bike, which is quite commendable.



  • ✔️ How can I determine the correct IDV for my Pulsar RS200?

    You can check the IDV of your bike using the online IDV calculators.

     

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!