Bajaj Discover 150 Insurance Online

The Bajaj Discover 150 then elegant, stylish bike powered by a 144.8 cc engine capacity was one the most popular motorcycles in India. Though the model was discontinued, people who already own Discover 150 should consider insuring their bikes with a reasonable Bajaj Discover 150 insurance policy. Also, third party insurance is mandatory by law for all vehicles running in India. A comprehensive two wheeler insurance will not only cover third-party liabilities but also safeguard you from expenses on costly repairs to your vehicle. Let's explore more on the Bajaj Discover 150 insurance prices, features, and more.

Bajaj Discover 150 Variants and Ex-Showroom Price

To learn more about the Bajaj Discover 150 variants and the ex-showroom prices, check out the table below.

 

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Apply for Bajaj Discover 150 Insurance Online

The steps to buy an insurance plan for your Bajaj Discover 150 is easy. Here is all you need to do.

 

• Step 1: Visit the bike insurance premium page & enter your registration number and your mobile number.

• Step 2: Fill in with your contact number and the registration number for your bike.

• Step 3: Enter the required details about your bike in the application form.

• Step 4: Select the right plan for your bike from a range of options.

• Step 5: Pay the premium amount.

• Step 6: Your Bajaj Discover 150 insurance policy document will reach you shortly!

How to Renew Bajaj Discover 150 Insurance

Follow the below steps to renew your Bajaj Discover 150 insurance:

 

• Step 1: Provide the details of your last policy.

• Step 2: Provide the details of the insurer and the insured vehicle.

• Step 3: Your renewed premium amount will show up on the screen.

• Step 4: Pay the premium amount through an online payment.

• Step 5: Download your new insurance policy. And that is it!

Why Do You Need Bajaj Discover 150 Insurance?

Vehicles are an asset that are exposed to external perils like accidents, natural disasters, theft, and more. So, let’s say your bike’s engine fails due to floods, and you need to replace it with a new one. However, this can cost anywhere between ₹25,000 to ₹30,000, compelling you to break your savings. That’s when a comprehensive policy with engine protection cover comes in handy! Your insurance provider would help you meet the expenses incurred on your Discover 150 due to floods.

Types of Bajaj Discover 150 Insurance Plans

• Third-Party Insurance

In India, third-party insurance is required by law. This type of policy protects you from financial obligations that may arise as a result of losses or injuries sustained in a two-wheeler accident. It is the basic protection you can provide to your Bajaj Discover 150.

• Comprehensive Insurance

In the case of an accident, comprehensive bike insurance policy will cover damages and injuries to third parties as well as self. And as the name suggests, it is an extensive cover that protects you in a variety of situations. Additionally, you can get additional coverage for your Bajaj Discover 150 by purchasing add-on covers such as zero depreciation and engine protection.

What’s Covered Under Bike Insurance

Third-party Bajaj Discover 150 insurance covers the losses caused to a third party due to an accident and accidental injuries endured by the insured. However, a comprehensive bike insurance plan covers third-party liabilities, own damage, man-made/natural calamities, theft, etc.

What’s Not Covered Under Bike Insurance

The exclusions of comprehensive bike insurance include general wear and tear, any loss/damage caused as a consequence of drunk driving, electrical or mechanical breakdown, etc.

Add-On Covers for your Bajaj Discover 150 Insurance

You may always buy add-on covers to make your two-wheeler insurance more comprehensive. Here are some of the accessories that might help to protect your Bajaj Discover 150:

• Zero-Depreciation Coverage

Before processing your claim, the insurance company normally deducts the amount of depreciation on the Bajaj Discover 150. With zero-depreciation cover in bike insurance, you can rest assured that if you file a claim, you will be paid in full.

• Roadside Assistance

It is a fantastic add-on that renders assistance if you are stuck on a road at an ungodly hour. With this cover, services like towing, repairs, fuel delivery, and flat tyres are just a call away if you are stranded on the road.

• Engine Protection Cover

The engine protection cover offers coverage against the mechanical and technical breakdown of your engine as a result of water ingressions and oil spills.

Bajaj Discover 150 Insurance Claim Process

You can submit the following documents while filing the Bajaj Discover 150 insurance claim:

 

• Bajaj Discover 150 insurance policy

• Bike details

• Insurer details

• Details of the Incident

• FIR copy, in case of theft/vandalism

• Original bills and receipts of the vehicle repair

 

There are two types of Bajaj Discover 150 bike insurance claims:

• Cashless Claim Under Bike Insurance

With the cashless claim facility, your insurer settles the bill directly with the garage, meaning you do not have to spend a single penny. However, you need to inform your insurance company and take your bike to a network garage.

• Reimbursement Claim Under Bike Insurance

In the reimbursement facility, you get the option of repairing your bike at any garage of your choice. You need to pay for the charges, and file a reimbursement claim.

 

5 Ways to Reduce Bajaj Discover 150 Bike Insurance Price in India

Here are some tips to lower your Bajaj Discover 150 insurance price:

• Claim No Claim Bonus

Avoid making any claims during the policy period and avail a reward on your insurance renewal premium with a No Claim Bonus!

• Compare Plans Online

To get the right insurance plan at affordable rates, it is recommended to do your research online. You can compare various Discover 150 insurance plans and opt for the one that befits your needs.

• Abide by Traffic Laws

Do not overlook traffic rules! You will reduce the chances of damaging your vehicle if you drive cautiously.

• Cover Small Insurance Claims

You can save your no claim bonus by covering inexpensive insurance claims. This will help you save a fortune at the time of renewal.

How to Maintain Your Bajaj Discover 150

• Maintain the Battery

The Bajaj Discover 150 bike battery is a crucial part of your vehicle. Maintaining it will ensure that your bike is drive-ready at all times.

• Read the User Manual

Reading the user manual will help you understand your bike better, and thereby maintain it the right way.

• Check the Tyre Pressure

Both over and under inflated tyres could cause issues. Hence, set a reminder to keep a check on the tyre pressure from time to time.

• Inspect the Fuel Levels

If you want to avoid using the 24x7 bike roadside assistance cover, check the fuel levels and maintain them before you head out on your Discover 150.

About Bajaj Discover 150

Bajaj Auto is India’s third largest motorcycle manufacturer. Bajaj Discover 150 features a tagline titled ‘more excitement per litre’. It features 144.8cc engine capacity, providing 14.3 BHP @8,5000 RPM power. Weighing 129 kilograms, this motorbike is the lightest 150 cc bike in the Discover range. The battery on this motorbike is maintenance-free and the headlight is 35/35W. To add to its rider’s comfort, the Bajaj Discover 150 has an electric start along with a pillion footrest.

Bajaj Discover 150 Specifications

The table featured below highlights the Discover 150 specifications including the weight and mileage of the motorbike.

Bajaj Discover 150 Key Features

Here are a few prominent features of Bajaj Discover 150:

 

• LED tail lights

• Fuel gauge

• Analogue speedometer, odometer, and tripmeter

Bajaj Discover 150 On-Road Price

 

As Bajaj Discover 150 has been discontinued, the on-road price for it is not available.

And… that’s everything you need to know about the bike as well as Bajaj Discover 150 insurance. Since the bike is already discontinued, this article mainly focuses on enlightening you about insurance policies available for this motorcycle. Check out our range of bike insurance for Discover 150 on Bajaj Markets. Along with third-party and comprehensive insurance for Bajaj Discover 150, we also offer a variety of add-on covers that protect you against unforeseen threats.