Bajaj Pulsar NS160 Insurance Online in India - Cost & Specifications

Bajaj Pulsar NS160 Bike Insurance

A sports addition to the Bajaj family, the Pulsar NS160 is a powerful, premium motorcycle that comes with a variety of amazing features. With an engine displacement of 160.3cc, the Bajaj Pulsar NS160 price is ₹1,19,418 (ex-showroom Delhi). Now, a bike like the Bajaj Pulsar NS160 is a big investment, and it would only be wise to protect this investment. For this, you can get a reliable Bajaj Pulsar NS160 bike insurance plan, which will help you cover any unforeseen mishaps. In this article, we will talk about the Bajaj Pulsar NS160 on road price, its specifications, features and details about the Bajaj Pulsar NS160 insurance.

Bajaj Pulsar NS160 Insurance Price and Variants

*Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Bajaj Pulsar NS160 Insurance Quickly?

At Finserv MARKETS, it is our aim to make insurance procedures quick and easy to understand. Thus, our online procedure to apply for your Bajaj Pulsar NS160 insurance is quite simple. Just follow these steps:

Step 1: Head to the Bike Insurance Calculator and enter your details such as registration number, mobile number and other required information

Step 2: You would now be shown a number of plans of which you can choose the one that suits you.

Step 3: Pay your premium amount online via any of the available online modes.

Step 4: You will soon receive a soft copy of your Bajaj Pulsar NS160 insurance on your email address.

Read More: Bajaj Bike Insurance

How to Renew Bajaj Pulsar NS160 Insurance Online

Renewing your Bajaj Pulsar NS160 insurance on time is very important. In order to have a break-free cover, it is recommended that you renew the policy a little before the expiry date. Just follow these steps to renew Bajaj Pulsar NS160 insurance :

Step 1: You would have to enter your Bajaj Pulsar NS160’s registration details and your phone number.

Step 2: You would then be asked to submit information about your previous/ existing policy.

Step 3: In case you want to add any add-ons, you can do it now.

Step 4: Before you pay the renewal premium, make sure you check all the parameters.

Step 5: Pay your premium amount online via any of the available online modes.

Step 6: Post the verification completion, download the renewed Bajaj Pulsar NS160 insurance policy.

Read More: Bike Insurance Renewal

Why Do You Need to Get Your Bajaj Pulsar NS160 Insured?

Driving a two-wheeler can be exciting, but it also comes with its own set of risks. Motorcycles and scooters can be riskier to drive than cars because there is no added protection of being seated inside a cabin. And, in case of damage due to an unfortunate accident, it is possible that the repair or replacement costs of your Bajaj Pulsar NS160 can go up to ₹30,000-₹40,000 and sometimes even more than that. So, it is imperative that you get a Bajaj Pulsar NS160 insurance. In fact, two-wheeler insurance is not an option, but mandatory under Indian law for all bikes and scooters plying on roads.

Comprehensive or Third Party, What is Best Suited Bajaj Pulsar NS160 Insurance?

Traditionally, bike insurance is divided into two main types. Let us take a look at both so that you can decide what suits your Bajaj Pulsar NS160 the best.

1. Third-Party Liability Insurance Plans

As per the Motor Vehicle Act, 1988, every motorised vehicle on the roads has to have third-party liability insurance. When riding your Bajaj Pulsar NS160, if you accidentally cause some damage to a third person or their property, you are liable to pay for the damage or loss. When you are covered with liability insurance, the cost is borne by the insurance company. Keep in mind that this kind of insurance would not cover the damages to your Bajaj Pulsar NS160.

2. Comprehensive Plans

As the name suggests, such a plan would offer comprehensive coverage to your Bajaj Pulsar NS160. This plan is a combination of third-party liability insurance and own damage coverage. In case of an accident, the damages to your Bajaj Pulsar NS160 as well as the third party damages would also be covered.

What is Covered Under Bajaj Pulsar NS160 Insurance

Third-party Bajaj Pulsar NS160 insurance gives coverage against any bodily injuries, third-party damage, death of the victim, and personal accident cover. Whereas, comprehensive Bajaj Pulsar NS160 insurance consists of any damage to your own bike, theft, man-made disasters, natural calamities, third-party liabilities, and a personal accident cover.

What is Not Covered Under Bajaj Pulsar NS160 Insurance

Some of the exclusions of Bajaj Pulsar NS160 insurance are driving under the influence of an intoxicant, not having a valid driver’s licence, if your Bajaj Pulsar NS160 was damaged while conducting an illegal act, damages caused during an unauthorised use of the bike, regular wear and tear, electric and mechanical failures, etc.

Read More: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your Bajaj Pulsar NS160 insurance

Your Bajaj Pulsar NS160 is indeed a prized possession and when it comes to its proper coverage, you may feel that more is less. So, for such requirements, bike insurance companies offer add-on covers. These add-ons are features that can enhance the coverage your basic plan offers. Though different companies offer different add-ons, let us take a look at the most common add-ons for your Bajaj Pulsar NS160 insurance:

1. Zero-Depreciation

This cover is an appropriate choice if your Bajaj Pulsar NS160 is up to 5 years old. It is known that insurance will not cover the damages or loss that happens due to regular wear and tear or depreciation. When you opt for Zero-Depreciation in bike insurance, your insurer will pay for the parts that are depreciated.

2. Roadside Assistance

In the rare case that your Bajaj Pulsar NS160 breaks down in the middle of nowhere, the insurance company will offer you all the required roadside assistance.

3. Return to Invoice

In case the bike is stolen or is damaged beyond repair, the company will compensate you with the amount you may have paid as the Invoice price of your Bajaj Pulsar NS160.

4. Accessories Cover

If you have added some accessories to your bike, you can purchase this add-on to cover them.

5. Passenger Cover

Riding a bike is often considered risky in our country. Along with a standard insurance policy, you can opt for Passenger Cover to cover the pillion rider as well.

Claiming Your Bajaj Pulsar NS160 Insurance

The following documents will be required when filing a claim:

1. Duly filled Claim Form

2. Policy Papers

3. Driver’s licence

4. RC

5. The ID of the claimant

6. Original bills, in case of a reimbursement

7. Copy of the FIR, in case of theft

8. Copy of MCR, in case of a third party claim

The claim procedure of Bajaj Pulsar NS160 insurance is a simple process, however, you need to be careful about the following things:

1. After an accident, inform the insurer as early as possible

2. You may be advised to take your Bajaj Pulsar NS160 to preferably a network garage. In case there is no network garage available around you, you may be reimbursed later.

3. In case of theft of your Bajaj Pulsar NS160, make sure to file an FIR at the earliest and inform the insurer about the same.

4. If in the accident, someone else is hurt or their vehicle or property is damaged, and a third party claim is to be made, an MCR (Motor Collision Report) has to be filed in the nearest police station.

How to Claim Bajaj Pulsar NS160 Insurance Online

The claim that you raise depends on the garage that you got your Bajaj Pulsar NS160 repaired in.

1. Cashless Claim

At a network garage, the company will settle the repair bill on their own in this type of claim. You just have to get the bike repaired at any network garage by the insurer. After a successful verification, the claim will be directly settled by the network garage without you paying a single penny.

2. Reimbursement Claim

In case you could not get the bike repaired in a network garage, you can file for a reimbursement claim. Make sure that you intimate the company about the same. To make this claim, get your Bajaj Pulsar NS160 repaired and make the payment upfront. Make sure to keep all the bills safely. Submit these documents and bills to the insurance company. Once the verification is complete, the claim amount that you paid for the repairs will be reimbursed to your bank account.

Read About: Bike Insurance Claim Process

How to Lower Your Bajaj Pulsar NS160 Insurance Price

Given below are some of the important tips that you can use to get your bike insurance premium lowered.

• Anti Theft Devices

If you use anti theft devices that are authorised by the Automotive Research Association of India (ARAI). It will get you an additional reduction in the insurance premium quote.

• Compare Quotes

Before you buy bike insurance, make sure to compare quotes offered by different insurance providers. This will get you the cheapest bike insurance.

• Drive Efficiently

If you obey all the traffic rules, and drive with caution, you can make sure you do not make any claim in your policy. Thus, your insurance price is lowered.

• Proper Maintenance

If you take good care of your vehicle and keep it in mint condition, your insurance price will be lowered as the condition of your bike also determines its insurance price.

Important Tips to Maintain Your Bajaj Pulsar NS160

You can follow the steps mentioned below to maintain your precious Bajaj Pulsar NS160.

• Check Tyre Pressure

Always keep a tab on the tyre pressure and maintain it accordingly to avoid any wear and tear or tyre burst.

• Check Engine

Engine is an important part of any vehicle. Always use clean fuel and maintain the engine regularly for the prolonged life of the bike.

• Regular Servicing

Follow the servicing schedule of your Bajaj Pulsar NS160 to get the bike running on its optimum level of performance.

• Change the Oil

Change the engine oil whenever required to increase the engine life of your Bajaj Pulsar NS160.

Bajaj Pulsar NS160 Maintenance Cost

The estimated cost of maintenance for Bajaj Pulsar NS160 is ₹6,478 for 3 years. The first three services are free of cost. Here is a look at the service cost and maintenance schedule of the same.

About Bajaj Pulsar NS160

The motorcycle is powered by a 160.3 cc BS5 engine with a power of 17.03 bhp and a torque of 14.6 Nm. It retains some of the design elements of the NS200. Compared to the bestselling Pulsar 150, this bike promises better and smoother manoeuvring. The Bajaj Pulsar NS160 has also been made available in three colours. The bike can be easily handled and comes with spare parts that are extremely affordable. The Bajaj Pulsar NS160 is also low-maintenance and a great choice if you plan to use the motorcycle for your daily rides.

Bajaj Pulsar NS160 Specifications

Before buying a vehicle, it is imperative that you assess all the technical specifications of all your options. Basics of the motorcycle like the Bajaj Pulsar NS160 fuel economy, Bajaj Pulsar NS160 mileage, engine capabilities and transmission are all important to understand before making any decision. Here are some of the vital technical specifications of the Bajaj Pulsar NS160.

Note: The actual specifications of Bajaj Pulsar NS160 may slightly vary.

Bajaj Pulsar NS160 On Road Price Across Major Cities

The ex-showroom price is just an indication of the base price of the vehicle. If you plan to buy the motorcycle and use it every day, remember that you will have to incur some additional costs like taxes, registration, and bike insurance. After all these costs are added, one can determine the Bajaj Pulsar NS160 on road price. This price also varies across cities as per the local norms of the state. Here’s what the Bajaj Pulsar NS160 will cost you in some top cities.

Features of Bajaj Pulsar NS160

While the technical specifications decide the performance and strength of the vehicle, the features determine the safety, comfort and convenience it provides the rider. Here are some of the features that come with the Bajaj Pulsar NS160 that make the driving experience better.

Conclusion

Bajaj Pulsar NS160 is undoubtedly one of the high-on-performance bikes. However, you need to get it insured to provide financial backing in case of any unfortunate events. When you’re looking for a two-wheeler insurance plan, it is recommended that you go for plans that offer extensive coverage. You must also ensure that the insurance provider is trustworthy and has a good claim settlement ratio. At Finserv MARKETS, you get a variety of insurance plans that offer many benefits. So, head over to our platform now and purchase the best-suited insurance plan.

Check Out Bike Insurance Plans Available at Finserv MARKETS