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Bajaj Chetak Two Wheeler Insurance in India

A massive hit in the 80s and the 90s, Bajaj Chetak was a household name in India. Now, after decades of hiatus, it has been reintroduced to the Indian market as an electric scooter. Powered by a 48 V/60.3 Ah battery, the scooter comes at an ex-showroom price of ₹1-1.15 Lakhs. A Bajaj Chetak bike insurance and the many attractive add-ons offered with it help in avoiding the financial perils of repairs and replacements. A third-party insurance offers only protection from third-party liabilities, while a comprehensive insurance provides protection from any damages incurred to your two-wheelers. Let’s continue reading to get a better idea of Bajaj Chetak bike insurance.

✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹457/year*

Bajaj Chetak Electric Insurance

The Chetak brand of scooters from Bajaj were a massive hit in the 80s and the 90s. However, the scooter faded in popularity in the 2000s. After a long hiatus, Bajaj has finally brought the brand back through the introduction of an electric scooter. Powered by a 48 V/60.3 Ah battery, the Chetak electric scooter comes at an ex-showroom price of ₹1-1.15 lakh. Like other vehicles, your e-scooter also needs adequate protection, and Chetak electric insurance can help you with this. With the right insurance plan, you can enjoy coverage for a wide range of expenses, so your finances are not affected, and your vehicle gets the best service available. In the upcoming sections of this article, you’ll learn all about the types of Chetak electric insurance, the add-on covers you can choose, and the finer details of the claim process and more.

Bajaj Chetak Electric Scooter Variants

The Bajaj Chetak electric scooter is available in two different variants - Urbane and Premium. Here’s the ex-showroom price for both variants:

Variant

Transmission

Bajaj Chetak Electric Scooter Price (Ex-Showroom) *

Urbane

Automatic

₹1 Lakh

Premium

Automatic

₹1.15 Lakh

 

Importance of Bajaj Chetak Electric Insurance

Can you think of the losses you will incur if your Bajaj Chetak electric scooter was involved in an accident? The repair and replacement expenses can go as high as ₹10,000 or more! Paying for these expenses out of pocket can drain your savings. Instead, if you buy a comprehensive Bajaj Chetak electric insurance, it will secure you financially against such perils.

Which Bajaj Chetak Electric Insurance Should You Choose?

You have two choices when it comes to two-wheeler insurance plans - you can either go for third party insurance or opt for comprehensive insurance.

  • Third-Party Insurance


Third party plans are basic insurance plans that offer protection from third party liabilities and damages alone. For instance, if your Bajaj Chetak got into an accident and as a result damaged a third party or their property, this insurance plan will help cover the costs for repairing the said damages.

  • Comprehensive Insurance


A comprehensive insurance plan, however, offers slightly better protection to your two-wheeler. Apart from covering third party liabilities, this type of insurance plan also provides protection from any damages incurred to your two-wheeler as well.

What is Covered Under Bajaj Chetak Electric Insurance

Third-party bike insurance plans only cover the death, injuries, or losses caused to a third party. A comprehensive Bajaj Chetak electric insurance includes damages due to natural and man-made calamities, accidents, theft, repair and replacement costs, etc.

What is Not Covered Under Bajaj Chetak Electric Insurance

The exclusions of comprehensive Bajaj Chetak electric insurance include mechanical and electrical breakdowns, damage caused due to driving under the influence of alcohol or without a valid driving licence, etc.

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your Bajaj Chetak Electric Insurance

Here’s a quick look at the kind of add-ons that you can opt for your Bajaj Chetak electric insurance:

  • Zero Depreciation Cover 

The zero-depreciation add-on can help you get the entire claim amount without any reductions whatsoever due to depreciation.

  • Personal Accident Cover

The personal accident cover can provide financial assistance for treating any injuries that you or your pillion rider may have sustained during an accident involving your two-wheeler. 

  • Return to Invoice 

The entire value of your two-wheeler as mentioned on the invoice will be returned to you if your scooter has been declared as a total loss or has been stolen. 

  • Round-the-Clock Spot Assistance 

With this add-on, you can get immediate bike roadside assistance irrespective of your location and time.  

Filing a Claim for Bajaj Chetak Electric Insurance

There are two different types of insurance claims that you can raise - a cashless claim or a reimbursement claim.

  • Cashless Claim Under Bajaj Chetak Electric Insurance


In cashless claims, the insurance provider directly pays your repair bills. However, you will need to get your Bajaj Chetak repaired only at a network garage.

  • Reimbursement Claim Under Bajaj Chetak Electric Insurance


In case of reimbursement claims, you need to first pay for the repair and replacement expenses yourself and then file a claim against your insurance. Here you can choose to get your scooter repaired at a non-network garage.

Irrespective of the type of claim, you will have to submit a set of documents to your insurer while filing a claim. These are:

  • The original two-wheeler insurance policy.

  • The details of your vehicle and insurance provider.

  • The location, time, date, and other details of the incident.

  • In case of theft, a copy of the FIR filed at the police station.

  • In the case of a reimbursement claim, the original bills and payment receipts for repairs.

Read More About: Bike Insurance Claim Process

How to Reduce Your Bajaj Chetak Electric Insurance Premium

To lower your Bajaj Chetak electric insurance cost, here’s what you can do:

  • Pay for Small Repairs


You can choose to pay for minor and inexpensive repair expenses from your own pocket to retain your No Claim Bonus reward.

  • Compare Chetak Electric Insurance Premiums Online


Compare insurance premium prices offered by various insurance providers to get your hands on a budget-friendly, yet suitable plan!

  • Ride Your Chetak Efficiently


You can ensure minimum claims and maintain a claim-free year by following the traffic rules and abiding by the law.

 

Tips to Maintain Your Bajaj Chetak Electric Scooter

  • Read the Owner’s Manual


Ensure that you read the manual carefully to know the important details of your Chetak.

  • Check the Tyres


Inspect the scooter’s tyre pressure regularly to avoid any internal damages, tyre burst, etc..

  • Clean Your Scooter

Clean your Chetak regularly to make sure that your scooter does not have any accumulated dirt or debris.

Bajaj Chetak Electric Scooter Maintenance Cost

The Bajaj Chetak electric scooter service and maintenance cost will vary depending on the service centre. Speaking of maintenance, Bajaj recommends that the e-scooter should be serviced every 15,000 km.

About the Bajaj Chetak Electric Scooter

Unlike the boxy design of the old Chetak, this latest iteration features a fluidic design with neat curves and stylish bodywork. And powering this scooter is a fully electric motor that generates a peak power of 4.08 kW and provides a riding range of around 90 kilometres per charge. If you’re looking to transition from traditional fossil-fuel-powered vehicles to electric scooters, the Bajaj Chetak is something that you should seriously consider.

Bajaj Chetak Electric Scooter Specifications

Getting to know the specifications of the Bajaj Chetak electric scooter will help you understand the main technical aspects of this two-wheeler. So, check out the Bajaj Chetak electric specifications below.

Particulars

Technical Specifications 

Engine 

  • Drive Type - Hub Motor

  • Power - 4.08 kW

  • Torque - 16 Nm

Transmission

Automatic

Battery Capacity

48V, 60.3 Ah 

Mileage

90 kilometres on full charge

Brakes

Front - Drum (Urbane); Single ventilated disc (Premium) 

Rear - Drum 

Wheels and Tyres

Front - 90/90 R12

Rear - 90/100 R12

Bajaj Chetak Electric Scooter Features

Being an all-electric scooter, the Bajaj Chetak comes with a host of unique features and technologies. Regenerative braking that charges the battery each time you brake and a dedicated reverse mode that can help you ride the vehicle in reverse are a couple of unique features that this electric scooter comes with. Here’s a quick look at a few other Bajaj Chetak features.

  • Quick Charge


The battery of the Bajaj Chetak can be charged to 25% within just 60 minutes. For a full charge, it takes just 5 hours.

  • Steel Body Panels


Almost the entire body of the Bajaj Chetak is made from high-quality steel. This not only enhances the aesthetics of the scooter but is also longer lasting.

  • IP67 Water Protection

The all-electric scooter comes with an IP67 rating that protects the internals of the scooter from water damage.

Bajaj Chetak Electric Scooter On-Road Price Across Major Cities

Generally, the on-road price of any two-wheeler is higher than its ex-showroom price because various costs are included in the former. For instance, road taxes, insurance and RTO registration charges are included in the on-road price. And since these costs vary from one state to another, the on-road price also changes depending on the city you make your purchase from.

In the case of the Bajaj Chetak electric scooter, however, the on-road price may be lower than the ex-showroom price. This is because of the subsidy on the purchase of electric scooters offered in many states in India. Check out the Bajaj Chetak on-road price in different Indian cities.

City

Bajaj Chetak Urbane On-Road Price 

Delhi

₹1 Lakh

Thane

₹1 Lakh

Bangalore

₹1.42 Lakh

Chennai

₹1 Lakh

Pune

₹1.42 Lakh

Conclusion

This should give you a clearer idea about what the Bajaj Chetak electric scooter offers. If you’re on the path to going green and are trying to adopt sustainable habits, this electric scooter could be a great addition to the measures you’re taking. And remember that if you go ahead and buy this electric scooter, it needs an adequate Chetak electric scooter insurance right from day one.

If you are looking to buy a new bike for yourself, take a look at the bike insurance plans available at Finserv MARKETS now!

 Check out Bike Insurance Plans Available at Finserv MARKETS

 

FAQs about Bajaj Chetak Insurance

  • ✔️What is the Bajaj Chetak electric mileage?

     The Bajaj Chetak electric scooter offers a mileage of 90 kilometres per charge.

  • ✔️What is the battery capacity in the Bajaj Chetak electric scooter?

     The Bajaj Chetak electric scooter has a battery capacity of 60.3 Ah (48V).  

  • ✔️ What is the price of the Bajaj Chetak electric scooter in Delhi?

     The ex-showroom pricing of the Bajaj Chetak in Delhi ranges from ₹1.15 Lakh.

  • ✔️How many variants is the Bajaj Chetak electric scooter available in?

     The Bajaj Chetak is available in two variants - Urbane and Premium.  

  • ✔️What kind of transmission does the Bajaj Chetak electric scooter come with?

     Since the Bajaj Chetak is an all-electric scooter, it comes with an automatic transmission.

  • ✔️Can I declare a lower IDV for my Bajaj Chetak electric scooter?

     No, it is not recommended to declare an incorrect IDV of your scooter as this will lead to a lower claim amount resulting in out-of-pocket expenses.

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