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About Hero Electric Optima Plus Two Wheeler Insurance 

Looking for a more environment-friendly and cost-effective alternative for your daily commute? Consider checking out the Hero Electric Optima Plus! This electric two-wheeler is a sleeker version of Hero Pleasure, with alloy wheels in silver that gives it a sportier look. What’s more? You can truly reap the benefits of this scooter by safeguarding it with a sound two-wheeler insurance policy. Cover third party accidents and any damage to your two- wheeler with a good insurance policy made to protect you. 

Why is it important to buy Hero Electric Optima Plus Two-Wheeler Insurance?

Wondering why two-wheeler insurance is so important? Here are a few reasons that make getting a policy an absolute must.

  • Motor Vehicles Act:

As per the Indian Constitutions’ Motor Vehicles Act, opting for at least a third party insurance policy is mandatory before you can drive in India. Without having your insurance papers to show, you can be fined on the spot, and even be sentenced to prison.

  • Financial security:

The core protection extended to you by a motor insurance policy is that you are financially secure in case any accident damages your vehicle. It even covers your liability towards a third party who suffered as a result of the accident. This makes it indispensable to your portfolio, considering the slew of accidents that occur every day involving two wheelers.

  • Cashless repair facility:

One of the key benefits of the most sound vehicle insurance policies is that you can have your vehicle delivered to network garages for instant repair. This feature makes a motorcycle insurance policy an attractive proposition.

Types of Insurance Plans Offered for Hero Electric Optima Plus Two-Wheeler Insurance

Broadly speaking, there are two types of plans you could buy for your Hero Electric Optima Plus. They are as follows:

  • Third party insurance policy:

Damages incurred to any third party are covered under this policy. This type of insurance is mandatory to get as a vehicle owner in India.

  • Comprehensive insurance policy:

This includes third party insurance in addition to damages incurred to you or your vehicle from accidents.

Why Choose Finserv MARKETS For Hero Electric Optima Plus Insurance?

Here are a slew of reasons why opting for Finserv MARKETS for your Hero Electric Optima Plus Insurance is a good idea-

  • Trustworthy partner:

Finserv MARKETS is a well-known, highly recommended insurance partner, popular for providing great customer support.

  • Round-the-clock Assistance:

With Finserv MARKETS you get access to a huge network of garages sprawled across India. You get round-the-clock roadside assistance no matter where you are.

  • Minimal Documentation:

At Finserv MARKETS, getting two-wheeler insurance for your Hero Electric Optima Plus requires minimal documentation, making it as fast and easy to get one.

  • Hassle-free claim settlement: You get the benefit of filing digital claims without the hassle of too much paperwork on Finserv MARKETS.

  • Instant policy renewal: In just a few short steps, you can instantly renew your two- wheeler policy on Finserv MARKETS, without hassle and without any additional paperwork.

Inclusions in Hero Electric Optima Plus Insurance

The following situations are covered under your Hero Electric Optima Plus Insurance-

  • Any loss or damage suffered by your two-wheeler because of a natural calamity like an earthquake, flood, or cyclone.

  • Coverage for accidents involving third parties.

  • Damages to your vehicle resulting from riots, theft, strikes, or fire.

  • Expenses incurred for the replacement or repair of parts.

  • Personal accident coverage, including any damage to the two wheeler.

Exclusions in Hero Electric Optima Plus Insurance

The following are excluded from your Hero Electric Optima Plus Insurance-

  • Natural wear and tear from regular use.

  • Damage to your vehicle, you, or third party, resulting from speeding or driving under the influence.

  • Electrical or mechanical breakdown of the vehicle not resulting from an accident.

  • Damage to your two wheeler as a result of a war-like situation.

  • Damage incurred to two-wheelers while driving without a licence or a valid insurance policy.

Add-ons to Hero Electric Optima Plus Insurance

Did you know you can enhance the protection offered by your two-wheeler insurance policy? Here are some add-ons to consider.

  • Return to invoice cover

  • No-claim bonus

  • Zero depreciation cover

  • Engine protection cover

How to Apply for Hero Electric Optima Plus Insurance

Step 1: Go to the Finserv MARKETS app or website and enter login details.

Step 2: Provide all relevant information such as name, address, and number, in your application form.

Step 3: Select the insurance plan you desire.

Step 4: Instantly, pay your premium online.

Step 5: Your policy will be activated as soon as possible.

Claim Process

  1. Head to the Finserv MARKETS app or website and enter login credentials.

  2. Click on the two-wheeler insurance page.

  3. Click on ‘Register claim’

  4. You will be connected with an insurance agent who will guide you regarding your next steps.

  5. Your vehicle will be picked up for repair from your location.

  6. Once repair is complete, the vehicle will be delivered to your address and the bill amount will be settled.

Wrapping it Up!

Securing your Hero Electric Optima Plus with a sound electric two-wheeler insurance plan is essential before you start riding your vehicle anywhere in India. With Finserv MARKETS you can complete the process of purchasing, or renewing, your insurance policy quickly and easily. Enjoy the hassle-free experience of driving this sleek electric scooter by getting insured today. 

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs about Hero Electric Optima Plus Insurance

  • ✔️Is two-wheeler insurance mandatory in India?

    Yes, as per the Motor Vehicles Act, getting at least third party insurance is compulsory for any vehicle owner in India. 

  • ✔️Are damages by natural calamities covered under my insurance policy?

    Yes, two-wheeler insurance offers coverage for any vehicle damages incurred due to natural calamities like floods, cyclones, and earthquakes. 

  • ✔️Why should I insure my two-wheeler?

    Besides insurance being mandatory to drive any vehicle in India, it also keeps your finances safe from the costs of repairs, replacements, and damage to third parties, resulting from accidents. 

  • ✔️What is the cost of the Hero Electric Optima Plus?

    Hero Electric Optima Plus retails for ₹36,037 (ex-showroom price). This premium may change from time to time so make sure to check the latest premium prices before purchasing the policy.

  • ✔️What covers can I add to my two-wheeler insurance policy?

    Most people add a no-claim bonus cover, personal accident cover, roadside assistance cover, and a zero depreciation cover. However, depending on your insurance provider, you may have more options to choose from.

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