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 Hero Duet Bike Insurance

The Hero Duet is a powerful 110 cc scooter that was launched by Hero MotoCorp post their split with Honda and was positioned in the market between the Hero’s Pleasure and Maestro offerings. However, the Duet has since been discontinued from production in India. The last recorded Hero Duet on road price was ₹65,100. In case you own a Hero Duet or are planning to buy one second-hand, you should also keep it insured at all times so you are financially covered against accidents, natural calamities and damages.

Hero Duet Bike Insurance Price for All Variants

In case you wish to know the insurance price you will have to pay for your Hero Duet, here is a list of all Duetl variants with their respective insurance prices:

Hero Duet Variants

Ex-Showroom Price*

 

Fuel Type

Estimated Third-party Premium**

 

Duet STD

₹45,000

Petrol

₹769

Duet LX

₹48,280

Petrol

₹769

Duet VX

₹52,330

Petrol

₹769

The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Buying Insurance for Hero Duet Made Easy

If you wish to buy Hero Duet insurance but don’t know where to start, you can follow these simple steps to instantly purchase a great bike insurance plan on Finserv MARKETS:

 

Step 1: Visit the ‘Bike Insurance’ section on Finserv MARKETS.

 

Step 2: Fill out the application form with the relevant details.

 

Step 3: Upload all the necessary documents required.

 

Step 4: Choose the Hero Duet two-wheeler insurance plan of your choice.

 

Step 5: Complete the payment online.

 

Step 6: Your Hero Duet insurance policy will be issued and you will receive the paperwork on your registered email.

Instantly Renew Your Hero Duet Two Wheeler Insurance

If your Hero Duet bike insurance is about to expire, you can renew it within a matter of minutes on Finserv MARKETS:

  • Visit the ‘Bike Insurance’ section on Finserv MARKETS.

  • Enter your registration number and contact details as well as details of the previous insurance policy.

  • Check your Hero Duet two-wheeler insurance renewal plans and premium. Select your preferred plan.

  • Make the payment online.

  • Download the policy copy.

Do not forget to use the No-Claim Bonus (NCB) discount at the time of two-wheeler insurance renewal.

Read About: How to Renew Your Bike Insurance?

Why You Need Insurance for Your Hero Duet

Hero Duet is a well-built scooter with decent features and can run smoothly for years if you maintain it well. However, the risk of accidents and injuries are very high on two-wheelers compared to cars. Even if you drive very carefully, bad roads or other drivers can cause accidents. Moreover, the cost of repairing your Hero Duet can be anywhere between ₹2,000 to ₹20,000 or more depending on the extent of the damage. Hence, having a strong insurance plan like comprehensive insurance in place can be an excellent financial protection tool and save you from repair and medical expenses. Moreover, you need to mandatorily have at least third-party insurance for your vehicle, as per the Motor Vehicles Act, 1988.

Types of Hero Duet Bike Insurance Plans to Choose From

Let’s take a look at the types of Hero Duet two-wheeler insurance plans you can choose from:

  • Third-party Insurance Premium

A third-party insurance plan will cover the damages and injury to the third party. If a third party property is injured due to an accident caused by your bike, the third-party two-wheeler insurance plan will cover the same. A third-party insurance cover is like a risk cover, which will provide financial assistance to help you take care of third-party liabilities. The plan is mandatory for vehicles on Indian roads. The premium for such a plan is cost-effective. However, it does not cover any damages caused to your Hero Duet or any injuries sustained by you in case of an accident.

  • Comprehensive Insurance Premium

To protect yourself and the bike completely, it is advisable to opt for a comprehensive insurance plan. It will provide complete financial protection in case of own damages along with covering third-party liabilities. Even if the bike is stolen, the insurance policy will cover it. Such a plan also covers any bodily injuries caused to you during an accident. Thus, it involves a higher premium.

What’s Included in Your Hero Duet Insurance Plan

As mentioned above, third-party bike insurance will only provide coverage for medical expenses and damages caused to the third party during an accident. However, a comprehensive insurance plan will also cover the expenses for the damages to your own vehicle as well as your injuries, along with providing third-party cover.

What’s Not Included in Your Hero Duet Insurance Plan

Most insurance plans have a certain set of exclusions that are not covered by the insurance policy. Bike insurance exclusions have situations like normal wear and tear of vehicle parts, accidents due to drunk driving or driving under influence of mind-altering substances, coverage for replacement of consumables, etc.

Read About: Bike Insurance Coverage

Consider These Add On Covers for Hero Duet

Add-on covers can help you considerably enhance the protection of your Hero Duet bike:

Zero Depreciation Cover

A zero depreciation bike insurance cover protects your Hero Duet from depreciation. Your Duet will be covered for the bike’s full market value, i.e. without considering depreciation, thereby increasing your insurance claim amounts.

Round-the-Clock Spot Assistance

With the round-the-clock spot assistance cover, you are never left stranded in case your Hero Duet breaks down in the middle of the road.

Personal Accident Cover

This add-on cover protects you and the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

Return to Invoice

The Return to Invoice cover helps you get the complete value of your bike back in case it incurs total loss due to unforeseen events. This amount is the same as that mentioned on your bike’s purchase invoice.

Claiming Insurance for Your Hero Duet

Here is a list of important documents that you will need in order to make an insurance claim for your Hero Duet:

  1. Two-wheeler insurance policy papers.

  2. FIR of the incident/accident.

  3. Detailed information about the incident with eyewitness accounts.

  4. Original RC papers of the vehicle.

  5. Full set of bills and receipts (in case of reimbursement claim).

There are two types of insurance claims you can choose to apply for:

Claim Cashless Insurance for Hero Duet

With cashless claims, you can get accidental damages repaired at your nearest network garage and you won’t have to pay any money out of your own pocket. The insurer will directly pay the garage for incurred expenses.

Claim Reimbursement for Hero Duet

Here, you can get your Hero Duet fixed at your preferred garage, bear the expenses, and raise a reimbursement claim against your policy. Upon claim approval, the settlement amount is transferred to your bank amount.

Read About: Bike Insurance Claim Process

Reducing Hero Duet Insurance Premiums: Here’s How

Here are some points that can help you reduce the price of insurance premiums for your Hero Duet:

  • Avoid Making Small Insurance Claims

Making multiple insurance claims in a year can lead to an increase in the price of your premiums. In case of minor repairs for your Hero Duet, you should get them done out of pocket.

  • Maintain your Hero Duet

If you maintain your Hero Duet two-wheeler properly, it will run smoothly for many years and you won’t have to make any insurance claims, thereby saving you from an increase in the premiums.

  • Compare Insurance Plans Online

When looking to buy insurance for your Hero Duet, you should first compare all two-wheeler insurance plans available online to find the cheapest plan that offers great features.

  • Choose Only Necessary Add Ons

You may be tempted to buy many available add-ons with your insurance plan, but they can increase the cost of premiums. Select all your add-ons carefully and get rid of any covers you do not need.

How to Maintain Your Hero Duet: Tips to Know

When you maintain your Hero Duet properly, you will have to pay lower for repairs and insurance in the long run. Here are some important maintenance tips you should know:

  • Regularly Service Your Hero Duet

Your Duet needs to be checked and serviced regularly to ensure that it is running smoothly. Moreover, regular servicing can help identify any potential problems and deal with them before they become major issues.

  • Maintain Tyre Pressure

You need to make sure that the tyre pressure in your Hero Duet is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine

The engine of your Hero Duet is the most important component and hence it’s important to drive smoothly at a steady recommended speed so that your engine performs optimally for a long time.

  • Do Not Overload

Overloading your Hero Duet can cause damage to the engine and the internal parts due to the added stress of carrying extra weight, so avoid doing the same.

Hero Duet Service Cost

Although Hero Duet has been officially discontinued, you should be aware of the Hero Duet maintenance cost in case you choose to buy it second hand. Since the two-wheeler has been discontinued, it is likely that you will have to pay for all services out of pocket. The Hero Duet service cost for 2 years would approximately be ₹1200. Here is the Hero Duet maintenance cost break-up:

Instance of Servicing

Kilometres/Months

Free or Paid

Hero Duet Maintenance Cost (approximate)

First

500/1

Free

₹145

Second

3000/5

Free

₹240

Third

6000/8 

Free

₹150 

Fourth

9000/12

Free

₹60

Fifth

1200/15

Paid

₹600

*These costs are approximate and actual costs may differ depending upon the garage’s prices and the condition of your two-wheeler.

About Hero Duet

When it was launched, the Hero Duet was promoted as a family scooter by Hero. It has a beautiful metal body with a modern and dynamic style, which makes it one of the best looking scooters. The Duet is powered by a high tech 110 cc single-cylinder air-cooled engine. It was launched with an on road price of ₹65,100 and was available in 6 different colours. Let’s take a look at Hero Duet specifications and features:

Hero Duet Specifications

Hero Duet has impressive specifications such as a high mileage of 65 kmpl and an air-cooled single-cylinder engine. Here’s a detailed look: 

Mileage

65 kmpl

Max Power

8.15@7500rpm

Engine

Air-stroke single cylinder

Max Torque

8.7nm @5500 rpm

No of Cylinders

1 cylinder

Fuel Capacity

5.5 litres

Brakes

Rear

 Hero Duet Features

The Hero Duet also comes with useful features like self start, charging and more. Take a look below: 

Kick and Self Start

Speedometer

Odometer

Tripmeter

Fuel Gauge

Footrest

Charging Port

Integrated Braking System

 To Conclude

Although Hero Duet has officially been discontinued, if you plan to buy it second hand or you own it already, you will need a good bike insurance policy to protect it. While third-party insurance is mandatory, it is far from ideal and will not give you or your vehicle any cover. You should look into getting a comprehensive two-wheeler insurance plan that will keep you financially secure against accidental damages and provide medical cover. In case you are looking to buy Hero Duet insurance, you should check out these bike insurance plans available at Finserv MARKETS. 

Check Out Bike Insurance Plans Available at Bajaj MARKETS

FAQs on Hero Duet Insurance

  • ✔️What is the Hero Duet on road price?

    As the scooter has been discontinued, there is no official Hero Duet price available. The last recorded on road price of Hero Duet was ₹65,100. 

  • ✔️How can I check the IDV of my Hero Duet?

    You can check the IDV of your Hero Duet by using online IDV calculators. 

  • ✔️What is the Hero Duet fuel tank capacity?

    You can reduce the Hero Duet insurance price by:

    1. Comparing plans online

    2. Selecting fewer add-ons

    3. Using NCB

  • ✔️ Can I buy Hero Duet insurance online?

    Yes, you can buy Hero Duet insurance online on Finserv MARKETS and other online insurance sites. 

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