Hero Duet Bike Insurance

Hero MotoCorp has introduced Hero Duet, which can be an ideal partner for your journey. The model comes with a strong metal body and has exciting features. It promises a smooth and comfortable ride. 

Specifications of Hero Duet

 

  • Engine

Hero Duet has a 110.9 cc engine, which is air-cooled and equipped with a four-stroke single-cylinder OHC. The engine has a self-start and its maximum power capacity is 6kW or 8BHP at 7500 Revolutions Per Minute (RPM). Its maximum torque is 8.7 Nm at 5500 RPM.

  • Electricals

The Hero Duet has a maintenance-free battery with a capacity of 12V-4Ah. It has a halogen bulb headlamp of 12V-35W. Further, the tail lamp is also of a multi-reflector type and it has the specifications of 12V -5/21W. The turn signal lamp is 12V- 21W; it is an ‘MFR clear lens amber bulb’.

  • Tires

Hero Duet’s front and rear tire dimension is 90/100-10-53 J, which ensures a smooth ride.

  • Brakes

The bike has integrated braking, which means whenever the rear brake is applied, the braking mechanism applies the front brake too. It is equipped with drum brakes at both ends.

Variants of Hero Duet

Hero Duet is available in five colors, which include pearl silver white, candy blazing red, panther black, grace gray, and matte vernier gray. It is available in two variants:

  • Hero Duet LX

  • Hero Duet VX

 

Hero Duet insurance premium

As per the Motor Vehicles Act.1988, it is mandatory to insure your two-wheeler in India. The insurance will provide a cover for your bike and will keep you safe and protected. Explained ahead are the different types of two-wheeler insurance plans along with the premiums involved in these plans.

 

  • Third-party insurance premium

A third-party insurance plan will cover the damages and injury to the third party. If a third party property is injured due to an accident caused by your bike, the third-party two-wheeler insurance plan will cover for the same. A third-party insurance cover is like a risk cover, which will provide financial assistance to help you take care of third-party liabilities. A third-party two-wheeler insurance plan is mandatory for vehicles on Indian roads. The premium for such a plan is cost-effective. However, it does not cover any damages caused to your Hero Duet or any injuries sustained by you in case of an accident.

  • Comprehensive insurance premium

To protect yourself and the bike completely, it is advisable to opt for a comprehensive insurance plan. It will provide complete financial protection in case of own damages along with covering third-party liabilities. Even if the bike is stolen, the insurance policy will cover it. Such a plan also covers any bodily injuries caused to you during an accident. Thus, it involves a higher premium.

  • Zero depreciation insurance premium

With a zero depreciation bike insurance premium, the insurance company will not account for depreciation at the time of claim settlement. This means you will get a higher claim amount. The premium, in this case, will be slightly higher than other insurance plans.

Why insure your Hero Duet?

As per the law, it is mandatory to insure your two-wheeler in India. By insuring your Hero Duet with Bajaj Allianz bike insurance, you can ensure that your bike is safe and protected at all times. In case of an accident, third-party damage, or theft, the insurance company will provide you with monetary assistance and ensure that you will not be burdened with financial hardships in case of an emergency.

Inclusions in a Hero Duet two-wheeler insurance plan

  • Injuries to the third party

If the third-party rider is injured or dies during an accident, the bike insurance plan can prove to be useful. The loss of income due to the accident and the cost of medical expenses can be claimed with the insurance policy.

  • Third-party property damage

If there is a damage caused to a third-party property due to your bike, the expenses for the same can be paid through the insurance plan.

  • Death of the rider

If the rider or owner of the bike dies due to an accident, the family will be compensated for the loss of income.

  • Permanent total disability of the rider

In case of a permanent total disability suffered by the rider due to an accident, he will be compensated for the loss of income.

  • Other inclusions

The two-wheeler insurance plan also covers natural and manmade disasters such as flood, earthquake, and riots, among others.

Exclusions of bike insurance

  • Damage to the bike due to rash driving

  • Damage to the bike due to irresponsible behavior like driving under the influence of drugs or alcohol

  • Loss to the bike that arises out of the geographical area

  • Mechanical failure

  • Bike purchased for personal use but used for commercial purposes

  • Damage caused by an unauthorized rider or an underage rider

  • Damages due to military invasion, war, or rebellion

Why choose Finserv MARKETS for Hero Duet bike insurance?

With Finserv MARKETS, you can enjoy a comprehensive insurance cover and a third party coverage. With us, you have the option to choose from additional riders and make a quick online bike insurance application. We also have a policy tenure of three years so you do not have to worry about renewals. We also offer an easy bike insurance renewal and claim settlement process.

How to apply for Hero Duet two-wheeler insurance

You do not need to visit the branch of different insurers; instead, you can easily buy bike insurance online. To apply for Hero insurance, you need to fill the online application form wherein you need to provide your personal details along with information about the Hero Duet.

Other Hero models

The other Hero models include Hero Achiever 150, Hero Passion, Hero Xtreme Sports, Hero Dawn, Hero Glamour, Hero Pleasure, Hero HF Deluxe, Hero Maestro Edge, and Hero Splendor. On our platform you can easily find a policy for these models, for instance, hero pleasure bike insurance and hero splendor bike insurance.

To file a claim, you need to visit the Finserv MARKETS website and follow these steps:

  • Register the claim by sharing the policy details

  • Upload the policy documents, engine and chassis numbers, and First Information Report (FIR) in case of theft of your Hero Duet

  • Wait for the claim to be examined and processed

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