Hero Xtreme 200S Bike Insurance in India - Cost & Specifications

Hero Xtreme 200S Insurance

The Xtreme 200S is a durable and stylish bike manufactured by the automobile company Hero. 

Relaunched with a BS6 compliant model, the ex-showroom price of the Hero Xtreme 200S is ₹1.34 Lakhs (in Delhi). But in the event your two-wheeler incurs any accidental loss, you would require sufficient insurance to cover the repair expenses. With comprehensive Hero Xtreme 200S insurance, you can ensure your vehicle is secure against risks that may affect you on the road!

Hero Xtreme 200S Variants

Let’s go through the Hero Xtreme 200S variants along with their ex-showroom prices and bike insurance premium rates:

Disclaimer: The Hero Xtreme 200S ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual Hero Xtreme 200S insurance price In India that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Hero Xtreme 200S Insurance With Ease

Opt for Hero Xtreme 200S insurance at lucrative prices in India only on Bajaj MARKETS:

Step 1: Visit the ‘Bike Insurance Premium Calculator’ page on Bajaj MARKETS.

Step 2: Enter your Hero Xtreme 200S’ registration number, your mobile number and other details in the application form.

Step 3: Check the various bike insurance plans available for your bike and choose the one that suits your needs.

Step 4: Pay the Hero Xtreme 200S bike insurance premium online.

You will soon receive your two-wheeler insurance policy on your registered email ID.

Read More: Hero Bike Insurance

How to Renew Hero Xtreme 200S Insurance Online

Here’s how you can renew your bike insurance plan online:

Step 1: Visit the ‘Bike Insurance Renewal’ section on your bike insurance provider’s official website.

Step 2: Fill in all the required information like your bike’s registration number and your contact number.

Step 3: Give the details of your previous Hero Xtreme 200S insurance policy.

Step 4: Check the renewal premium for your bike insurance plan.

Step 5: Complete the online premium payment.

Step 6: Download your renewed Hero Xtreme 200S bike insurance policy.

Why is it Important to Get Hero Xtreme 200S Insurance?

The Hero Xtreme 200S is designed to provide top-notch performance with regular maintenance and care. But due to the ever-increasing road mishaps in India, it is crucial to protect your vehicle with bike insurance no matter what. In case of theft or damage beyond repair, can you imagine recovering the cost of your Xtreme 200S which is currently priced at ₹1.34 Lakhs? However, with bike insurance for Hero Xtreme 200S on Bajaj MARKETS, you will be covered against accidents, theft, and losses incurred due to natural and man-made disasters. Hence, you can stop worrying about bearing any financial burden in the event your two-wheeler incurs any damage!

Third-Party or Comprehensive Insurance: Which One to Choose?

• Third-Party Bike Insurance

Did you know that third-party insurance is compulsory to drive legally on public roads? Under the Motor Vehicles Act, 1988, you must have a valid insurance plan. In the event of an accident, the third-party cover shall secure you against damage or loss incurred by the other party. However, the accidental loss caused to your own bike is not covered under the insurance policy.

• Comprehensive Bike Insurance

With comprehensive bike insurance, you can ensure that most perils that may affect your vehicle are covered under the plan. This includes third-party liabilities, own damage, natural calamities, etc. If you find the Hero Xtreme 200S insurance price to be slightly higher than third-party insurance, you must know that the coverage is worth the premium rate!

What’s Covered Under Bike Insurance

Third-party insurance covers loss incurred by the third-party, bodily injuries caused due to your insured vehicle, the death of the victim, etc. Furthermore, comprehensive bike insurance includes own damage, third-party liabilities, man-made or natural calamities, theft, etc.

What’s Not Covered Under Bike Insurance

The exclusions of comprehensive Xtreme 200S insurance include driving without a valid insurance plan, damage resulting from driving under the influence or without a valid driving licence, the loss incurred due to regular wear and tear, etc.

Must-Have Add-On Covers to Buy With Hero Xtreme 200S Insurance

To extend the coverage available under your Hero Xtreme 200S bike insurance plan, you can opt for add-on covers such as:

• Zero Depreciation Cover

Have you noticed deductions in your claim amount due to the depreciation rate of your bike? Well, zero depreciation cover enables you to enjoy nil deductions and avoid out-of-pocket expenses! 

• NCB Protection Cover

You can now make a fixed number of insurance claims while maintaining your No Claim Bonus with the NCB protection cover. 

• Roadside Assistance Cover

Get immediate help if you get stuck in the middle of nowhere due to vehicular issues with 24x7 roadside assistance cover in Hero Xtreme 200S insurance.

• Consumables Cover

You can get the repair and replacement cost of consumables covered under your insurance policy by opting for the consumables add-on cover!

Raise a Claim Under Hero Xtreme 200S Insurance

Submit the following documents while filing a Hero Xtreme 200S bike insurance claim:

• Original bike insurance policy document

• Vehicle details

• Insurer’s details

• An FIR copy, in case of theft or major damage

• Original bills and proof of payment for a reimbursement claim

There are two Hero Xtreme 200S insurance claims:

• Cashless Claim Under Bike Insurance

You can take your Hero bike to a network garage for repair work. Ensure to notify the insurance provider about the claim as soon as possible. After the repair work is complete, the insurer will directly settle the expenses with the garage.

• Reimbursement Claim Under Bike Insurance

For reimbursement claims, you must inform the insurance provider at the earliest. You can then take your bike to a garage of your choice. But first, you must pay for the repair expenses and later claim reimbursement.

Read More: Claim Settlement Process in Bike Insurance

Tips to Lower Your Hero Xtreme 200S Insurance Premium

You can easily avail a reduced Hero Xtreme 200S bike insurance cost with the following insider tips:

• Drive Cautiously

Did you know that increased claims during the policy year lead to higher premiums? This is why it is advised to drive cautiously and follow traffic laws to avoid any accidental damage. 

• Claim NCB

Become eligible for a No Claim Bonus by making zero insurance claims throughout the policy term and avail a lower premium price! 

• Compare Policies Online

Enjoy the most coverage and cost-effective premium rates by comparing insurance plans online without fail.

• Cover Smaller Claims

Another way to get a lower Hero Xtreme 200S insurance price is to cover inexpensive claims and keep your NCB reward intact. 

How to Maintain Your Hero Xtreme 200S Bike

• Maintain Your Bike

You can increase the longevity of your Hero two-wheeler and keep it in shape by following the scheduled servicing recommended by the manufacturer.

• Check the Engine

It is a must to keep an eye on the engine of your Hero bike and maintain it from time to time! 

• Clean the Battery

For a smooth and hassle-free ride, it is advised to clean the battery of your Hero Xtreme 200S two-wheeler regularly.

Hero Xtreme 200S Maintenance Cost

The Hero Xtreme 200S bike maintenance and service cost are estimated to range between ₹1,500 - ₹2,000 for 2 years. You can avail the first four services for free after completing 500 km, 3000 km, 6000 km, 9000 km, and 12000 km, respectively. Here is the Hero Xtreme 200S service schedule that you must follow and the total expense.

Disclaimer: These are indicative prices. The actual cost of maintenance of the Hero Xtreme 200S may vary and change from time to time.

About Hero Xtreme 200S

The Hero Xtreme 200S is a sports bike with a top speed of 115 km/hr. Relaunched with a BS6 compliant engine, the Xtreme 200S is back with an engine power of 13.3 kW. With a 5-speed constant mesh transmission, the new Hero bike is available in three solid colours. The features of the Xtreme 200S include large dual discs with ABS, wide radial tyres, 200cc oil-cooled engine, twin LED headlamps and more!

Hero Xtreme 200S Specifications

Here is a detailed view of the specifications of the Hero Xtreme 200S bike:

Check Out Bike Insurance Plans Available at Finserv MARKETS