Honda Activa 4G Bike Insurance in India - Cost & Specifications

Honda Activa 4G Insurance

Whether it was because of their early relationship with Hero or their ability to stay ahead of the competition in the Indian two-wheeler sector, Honda has long been a favourite among riders. Honda Activa is one of the most loved gearless bikes in India. One of the versions of this bike was the Honda Activa 4G. With an engine capacity of 109.19cc, Honda Activa 4G price was ₹51,460 (ex-showroom Delhi) before it was discontinued in March 2018. Even though the bike has been discontinued, it is important that you get Honda Activa 4G insurance. In this article, we will explore the specifications, like Honda Activa 4G mileage, engine capacity, and details about Honda Activa 4G insurance.

Honda Activa 4G Insurance Price and Variants

Honda Activa 4G Variants

*Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Get Your Honda Activa 4G insurance in Simple Steps

Once you have all of the information you need about two-wheeler insurance, you should consider applying for Honda Activa 4G insurance online using the steps outlined below:

• Enter Details - On Finserv MARKETS, you must first enter your two-registration wheeler's number, phone number, and other information.

• Choose a Plan - You can choose from a variety of options to meet your needs.

• Pay the Premium - You can pay your premium quickly and easily online, and your policy will be emailed to your email address.

Read More: Honda Insurance

How to Renew Insurance for Honda Activa 4G Two-Wheeler

You can't risk driving around without two-wheeler insurance if it's expired. You can, however, renew Honda Activa 4G insurance quickly by following these simple steps:

Step 1: Fill in your information, such as your vehicle registration and phone number.

Step 2: Give the details of your previous insurance policy.

Step 3: For a renewal policy, double-check the amount.

Step 4: Make a fast online payment.

Step 5: Download your updated insurance policy.

Read More: Bike Insurance Renewal

Why Insure Your Honda Activa 4G?

Having bike insurance is essential as it financially protects you against any unforeseen mishaps on road. Even though you are a good driver, there are several factors that are out of your hands like natural calamities, accidents, theft, or any damages caused to the vehicle. In such a scenario, the repair and replacement costs of your Honda Activa 4G can go as high as ₹10,000-₹20,000 and sometimes even more than that. This is where having bike insurance will save you from causing a hole in your pocket. Therefore, get your Honda Activa 4G with comprehensive coverage from Finserv MARKETS and protect your bike against unforeseen events.

Types of Honda Activa 4G Insurance

Insurance plans for two-wheelers are available on Finserv MARKETS to protect your Honda Activa 4G from any unexpected damage. Bajaj Allianz Insurance, HDFC ERGO Insurance and Acko Insurance are Finserv MARKETS' two-wheeler insurance partners. According to the Motor Vehicles Act, you must have third-party liability insurance for any two-wheeler you own. Aside from that, Finserv MARKETS offers access to several comprehensive insurance plans. In general, these two categories are described as follows:

• Third-Party Coverage

  This is a basic plan that covers damage and injury to third parties or third-party property caused by your two-wheeler. Accident coverage for the driver of the covered vehicle is also included in such a plan. Furthermore, it protects you against any permanent disability or death that may occur while driving.

• Comprehensive Coverage

  This type of coverage insures damages to you and third parties and provides you with more benefits than third-party insurance. It not only ensures legal compliance but also provides additional financial security. Although the premiums for this type of insurance may be higher than for a third-party plan, you will be fully covered. Damages from theft and natural disasters are also covered under this plan.

What is Covered Under Honda Activa 4G insurance

A third-party Honda Activa 4G insurance provides coverage to your vehicle against third-party damage, bodily injuries, death of the victim, and personal accident cover. A comprehensive bike insurance inclusions consist of own damage, theft, natural calamities, man-made disasters, third-party liabilities, and a personal accident cover.

What is Not Covered Under Honda Activa 4G insurance

Some of the important exclusions of your Honda Activa 4G insurance are wear and tear on your vehicle, loss or damage caused by malevolent intent, damage or harm caused by driving under the influence of intoxicants or alcohol, etc.

Read About: Inclusions & Exclusions of Bike Insurance Cover

Some of the Best Add-On Covers for Your Honda Activa 4G Insurance

You can always acquire add-on coverage to your existing Honda Activa 4G insurance, just like you can with any other insurance plan. Add-on coverage gives you a broader range of coverage, but it's important to understand that it's only available with comprehensive Honda Activa 4G insurance. As an add-on cover, you can acquire coverage for the following:

• Personal Accident Coverage

  This covers expenses incurred as a result of the driver of the insured vehicle's accidental death, permanent disability, or bodily harm.

• Personal Baggage Coverage

  Personal possessions are protected in the event of loss or damage.

• Replacement of locks and keys

  This covers the loss of automobile keys due to theft or any other reason.

• Engine Protection

  Leaks and water seepage damage to the engine is protected.

• Roadside Help

  If you need emergency roadside assistance, such as a flat tyre or urgent gasoline, you can purchase add-on coverage.

Claim Process for Your Honda Activa 4G Insurance

When making a Honda Activa 4G insurance claim, you must present the following documents:

• The insurance policy for two-wheelers

• Vehicle information

• Insurer information

• Original repair invoices and receipts

Your claim process on Finserv MARKETS is simple. You have two options for filing your claim-a cashless claim or a reimbursement claim. This is determined by your insurance company.

How to File a Reimbursement Claim for Honda Activa 4G insurance

You can file a claim for Honda Activa 4G insurance by following the instructions below:

• Notify the insurer of the two-wheeler.

• If the damage was caused by a third-party or theft, file an FIR and submit it along with supporting documentation.

• Send all original bills and receipts for the repair work done by you at any garage to your insurer.

• Your Honda Activa 4G insurance claim will be refunded once all of your documents have been verified.

Process of Filing a Cashless Claim for Honda Activa 4G insurance

This is a flexible method that allows you to avoid spending money if your vehicle is damaged:

• Make a claim and notify your insurer of the harm. This can be done by contacting the toll-free number or visiting the website.

• Repair your two-wheeler at a network garage near you.

• Submit the required documentation.

• After the insurer has finished the verification process, the claim will be settled directly with the network repair shop.

Read About: Bike Insurance Claim Process

Tips to Reduce Your Honda Activa 4G Insurance Claims

Below mentioned are some of the tips using which you can lower the insurance premium of your Honda Activa 4G.

• No Claim Bonus

  You can avail the no claim bonus, NCB if you do not make any claim throughout the policy year. This, in turn, reduces the premiums on the renewal of your insurance policy.

• Cover Small Claims

  If you take care of small claims out of your own pocket and do not include them in your insurance claim, you can earn the NCB reward.

• Compare Quotes

  Doing proper research and comparing different plans offered by various insurance providers can help you get the cheapest and best-suited insurance plan.

• Drive Efficiently

  If you follow all the traffic rules and regulations and drive efficiently, you can ensure minimum claims in your policy.

Important Tips to Maintain Your Honda Activa 4G

Follow the steps given below to keep your Honda Activa 4G in mint condition.

• Check Tyre Pressure

  Always keep a tab on your bike’s tyre pressure to avoid any wear and tear or sudden tyre burst while driving.

• Regular Servicing

  Follow the service schedule of your Honda Activa 4G to avoid any technical problems while riding.

• Do Not Overload

  Overloading your Honda Activa 4G is going to add extra pressure to the engine. Avoid overloading for a tension free ride.

• Engine Maintenance

  Engine of any vehicle is of utmost importance. Take good care of the engine and change the engine oil whenever required for a seamless driving experience.

Honda Activa 4G Maintenance Schedule

Disclaimer: All prices mentioned on this page are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

About Honda Activa 4G

Honda's Activa brand, in particular, has become synonymous with gearless scooters or scooties in the country. Honda has been able to deliver its superior engineering capabilities to every sector of the Indian two-wheeler industry at an accessible price, whether it's urban areas or tier 2 and tier 3 cities.

Honda Activa 4G is a model featuring cutting-edge technologies. It has a long and wide seat for both the rider and the pillion passenger, and is a great vehicle for a relaxing ride. On vacation, most individuals seek private transportation to get away from the crowds and relax. Because of the fantastic Activa 4G features, this two-wheeler is ideal for getaways. Everything on this new edition of the Activa 4G is impressive, including size, engine, features, and comfort. So, let's have a look at the Honda Activa 4G specifications, features, and other information.

Specifications of Honda Activa 4G

The below-mentioned table will give an idea about Honda Activa 4G mileage and other important specification details.

Note: The actual specifications of Honda Activa 4G may vary.

Honda Activa 4G Features

• Charging point

• Analogue speedometer

• Fuel gauge

• CBS braking type

• Analogue odometer

Conclusion

Honda's Activa 4G scooter is a great addition to the company's scooter portfolio. Due to its features and sophisticated specs, it has a significant edge over other vehicles in its class. If you buy the Activa 4G, make sure you insure it with a two-wheeler policy.

Bike insurance is a type of financial protection for your two-wheeler that will cover the costs of any damages caused to your vehicle or a third party as a result of an accident or natural disaster. The Motor Vehicles Act of 1988 makes it mandatory to have bike insurance for your vehicle. One of the most important reasons to obtain bike insurance is to protect yourself against the costs of third-party liability.

Finserv MARKETS helps you find the best-suited two-wheeler insurance. These insurers are incredibly dependable and offer enticing options. Finserv MARKETS has teamed up with Bajaj Allianz General Insurance and Acko General Insurance to protect you and your vehicle from a variety of risks.

Check Out Bike Insurance Plans Available at Bajaj MARKETS