*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.
**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.
Steps to Get Your Hands on Jawa Moto Insurance Online
You can apply for the insurance policy in five easy steps:
Choose a cover from Bajaj Markets online.
Fill the application form with details about your Jawa bike.
Wait for the insurer to evaluate your application.
Pay the premium through any of the available online payment options.
Receive the issued policy documents once the application is accepted.
How to Renew Your Jawa Moto Insurance Quickly?
Jawa Moto insurance can be easily renewed by following the below-mentioned steps.
Step 1: Enter your registration number and mobile number.
Step 2: Provide your previous policy details.
Step 3: Check your renewal premium.
Step 4: Make an online payment.
Step 5: Download your insurance policy copy.
Read More About: Bike Insurance Renewal
Why Insure Your Jawa Moto Bike?
Having bike insurance is mandatory in India as per the Indian Motor Vehicles Act, 1988. However, the law is not the only reason why you must consider buying the policy, especially for your new Jawa motorcycle. Jawa models are costly and in a country like India, where bike accidents are common news, it can become a big liability for the owner. The damage and replacement costs of your Jawa Moto bike can be around ₹30,000 to ₹70,000 and sometimes even more than that. The Jawa Moto bike insurance policy can surely help you manage the expenses incurred due to damages in accidents.
Comprehensive or Third Party Bike Insurance: Which is Ideal for Your Jawa Moto Bike?
1. Third-Party Bike Insurance
Third-party insurance is mandatory in India under the Motors Vehicles Act, 1988. In any unfortunate event of a mishap, the insurer shall compensate for any damage incurred by the third-party property or accidental injuries. However, the plan does not cover the damage caused to you or your Jawa Moto bike.
2. Comprehensive Bike Insurance
With comprehensive insurance, you not only secure third-party liabilities but also own damage. The coverage of comprehensive bike insurance includes theft, calamities, fire, explosion, accidental damage, among others. Though the Jawa Moto comprehensive bike insurance prices are higher in comparison to third-party insurance, it is totally worth it as it gives extensive coverage. Avail affordable insurance premiums on your Jawa Moto bike insurance through Bajaj Markets now!
What is Covered Under Jawa Moto Bike Insurance?
Third-party bike insurance covers loss incurred by the third-party, bodily injuries, death of the victim, etc. On the other hand, the inclusions of comprehensive bike insurance are own damage, theft, natural and man-made calamities, fire, etc.
What is Not Covered Under Jawa Moto Bike Insurance?
The exclusions of Jawa Moto bike insurance have natural wear and tear, electrical or mechanical breakdown of the bike, accidental damages due to riding under the influence of drugs or alcohol, damages to the bike when the rider is driving without any licence, any damages after the bike insurance renewal date is over and the plan is inactive, etc.
Read About: Bike Insurance Coverage
Some Must-Have Add-Ons for Your Jawa Moto Bike Insurance
To make sure you get more coverage from your Jawa Moto bike insurance, you should have these add on covers for your two-wheeler insurance.
To avoid getting a lower claim amount because of the depreciation rate of your Jawa Moto bike, you should opt for the zero depreciation cover.
Roadside Assistance Cover
To take care of any bike issues at uncalled times, you should opt for the roadside assistance cover as part of your Jawa Moto bike insurance.
With Return to Invoice Cover, you get coverage equivalent to the entire worth of your bike based on the information on the purchase invoice.
You can get financial backing with Personal Accident Cover in case of any unfortunate accident.
Claim Process for Your Jawa Moto Bike Insurance
The following documents have to be submitted to file a claim for your Jawa Moto bike insurance
Jawa bike insurance policy document
Bike details
Insurer details
Details of the incident
FIR copy, in case of theft/vandalism
Original bills and receipts of the vehicle repair
There are two types of Jawa moto bike insurance claims:
Cashless Claim Under Bike Insurance
Under cashless claim, you can get your Jawa Moto bike repaired at an authorised network garage without paying for it. The amount of repair will be directly settled by the insurer with the garage and you won’t have to cover it.
Reimbursement Claim Under Bike Insurance
Under Reimbursement Claim, you can go to the garage of your choice to get your two-wheeler repaired or serviced. Here, the insurer will not settle the bill directly but reimburse the claim amount after you pay for it from your own pocket.
Read More About: Bike Insurance Claim Process
How to Reduce the Insurance Premium for Your Jawa Moto Bike
You can save the insurance premium for your Jawa Moto bike by following the below-mentioned steps.
Before you buy a Jawa Moto bike insurance, make sure you compare different quotes by different insurers to avail a cost-effective insurance plan available.
You should always keep your Jawa Moto bike in mint condition and get it serviced regularly to avoid any problems and reduce the insurance premium.
By not adding smaller claims to your insurance plan and paying it from your own pocket, you can reduce the insurance premium.
You can earn the no claim bonus by not making any claims throughout the policy year.
Conclusion
Even though Jawa Moto bikes are suitable to be ridden on Indian roads, you still need to have valid two-wheeler insurance for the bike. Apart from the mandatory rule, it will also give you financial backing in case of any natural calamity, unfortunate accident or theft. You can browse through a wide range of insurance options and choose the best suited Jawa Moto bike insurance on Bajaj Markets.