✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Founded in 1929 in Czechoslovakia, Jawa Moto is one of the biggest motorcycle manufacturers in the world. They manufacture various bikes with powerful engines that cost about ₹1.67 Lakh to ₹2.08 Lakhs. The bikes are designed to enhance their performance and safety, however, it is still important and mandatory to get Jawa motor insurance to compensate for accidental damages.  Customers can check out and compare Bajaj Allianz, HDFC Ergo and Acko insurance plans on Bajaj Markets and purchase the Jawa motor insurance plan as per their financial goals. The payable premium amount for a Jawa Moto third-party insurance is around ₹1,301 and might vary due to model category and insurance type.

Jawa Moto Bike Models and Insurance Price

Jawa Moto has 3 models to offer for Indian customers, namely Jawa 42, Jawa Standard and Jawa Perek. Here is a look at their insurance prices.

Jawa Moto Bike Models

Ex-showroom price*


Fuel Type

Estimated Third-party Premium**

Jawa 42

₹1.69 - 1.91 Lakh*


₹ 1301

Jawa Standard

₹1.78 - 1.87 Lakh*


₹ 1301

Jawa Perek

₹2.06 Lakh*


₹ 1301

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.


**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Steps to Get Your Hands on Jawa Moto Insurance Online

You can apply for the insurance policy in five easy steps:

  • Choose a cover from Bajaj Markets online.

  • Fill the application form with details about your Jawa bike.

  • Wait for the insurer to evaluate your application.

  • Pay the premium through any of the available online payment options.

  • Receive the issued policy documents once the application is accepted.

How to Renew Your Jawa Moto Insurance Quickly?

Jawa Moto insurance can be easily renewed by following the below-mentioned steps.

  • Step 1: Enter your registration number and mobile number.

  • Step 2: Provide your previous policy details.

  • Step 3: Check your renewal premium.

  • Step 4: Make an online payment.

  • Step 5: Download your insurance policy copy.

Why Insure Your Jawa Moto Bike?

Having bike insurance is mandatory in India as per the Indian Motor Vehicles Act, 1988. However, the law is not the only reason why you must consider buying the policy, especially for your new Jawa motorcycle. Jawa models are costly and in a country like India, where bike accidents are common news, it can become a big liability for the owner. The damage and replacement costs of your Jawa Moto bike can be around ₹30,000 to ₹70,000 and sometimes even more than that. The Jawa Moto bike insurance policy can surely help you manage the expenses incurred due to damages in accidents.

Comprehensive or Third Party Bike Insurance: Which is Ideal for Your Jawa Moto Bike?

1. Third-Party Bike Insurance

Third-party bike insurance is mandatory in India under the Motors Vehicles Act, 1988. In any unfortunate event of a mishap, the insurer shall compensate for any damage incurred by the third-party property or accidental injuries. However, the plan does not cover the damage caused to you or your Jawa Moto bike.

2. Comprehensive Bike Insurance

With comprehensive insurance, you not only secure third-party liabilities but also own damage. The coverage of comprehensive bike insurance includes theft, calamities, fire, explosion, accidental damage, among others. Though the Jawa Moto comprehensive bike insurance prices are higher in comparison to third-party insurance, it is totally worth it as it gives extensive coverage. Avail affordable insurance premiums on your Jawa Moto bike insurance through Bajaj Markets now!

What is Covered Under Jawa Moto Bike Insurance?

Third-party bike insurance covers loss incurred by the third-party, bodily injuries, death of the victim, etc. On the other hand, the inclusions of comprehensive bike insurance are own damage, theft, natural and man-made calamities, fire, etc.

What is Not Covered Under Jawa Moto Bike Insurance?

The exclusions of Jawa Moto bike insurance have natural wear and tear, electrical or mechanical breakdown of the bike, accidental damages due to riding under the influence of drugs or alcohol, damages to the bike when the rider is driving without any licence, any damages after the bike insurance renewal date is over and the plan is inactive, etc.

Some Must-Have Add-Ons for Your Jawa Moto Bike Insurance

To make sure you get more coverage from your Jawa Moto bike insurance, you should have these add on covers for your two-wheeler insurance.

  • Zero Depreciation Cover

To avoid getting a lower claim amount because of the depreciation rate of your Jawa Moto bike, you should opt for the zero depreciation cover in bike insurance.

  • Roadside Assistance Cover

To take care of any bike issues at uncalled times, you should opt for the roadside assistance cover as part of your Jawa Moto bike insurance.

  • Return to Invoice Cover

With Return to Invoice Cover, you get coverage equivalent to the entire worth of your bike based on the information on the purchase invoice.

  • Personal Accident Cover

You can get financial backing with Personal Accident Cover in case of any unfortunate accident.

Claim Process for Your Jawa Moto Bike Insurance

The following documents have to be submitted to file a claim for your Jawa Moto bike insurance

  • Jawa bike insurance policy document

  • Bike details

  • Insurer details

  • Details of the incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair


There are two types of Jawa moto bike insurance claims:

  • Cashless Claim Under Bike Insurance

Under cashless claim, you can get your Jawa Moto bike repaired at an authorised network garage without paying for it. The amount of repair will be directly settled by the insurer with the garage and you won’t have to cover it.

  • Reimbursement Claim Under Bike Insurance

Under Reimbursement Claim, you can go to the garage of your choice to get your two-wheeler repaired or serviced. Here, the insurer will not settle the bill directly but reimburse the claim amount after you pay for it from your own pocket.

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How to Reduce the Insurance Premium for Your Jawa Moto Bike

You can save the insurance premium for your Jawa Moto bike by following the below-mentioned steps.

  • Compare Quotes

Before you buy a Jawa Moto bike insurance, make sure you compare different quotes by different insurers to avail a cost-effective insurance plan available.

  • Regular Maintenance

You should always keep your Jawa Moto bike in mint condition and get it serviced regularly to avoid any problems and reduce the insurance premium.

  • Cover Small Claims

By not adding smaller claims to your insurance plan and paying it from your own pocket, you can reduce the insurance premium.

  • No Claim Bonus

You can earn the no claim bonus by not making any claims throughout the policy year.


Even though Jawa Moto bikes are suitable to be ridden on Indian roads, you still need to have valid two-wheeler insurance for the bike. Apart from the mandatory rule, it will also give you financial backing in case of any natural calamity, unfortunate accident or theft. You can browse through a wide range of insurance options and choose the best suited Jawa Moto bike insurance on Bajaj Markets

FAQs on Jawa Moto Bike Insurance

What are the Jawa Moto bike models available in India?

There are three models of Jawa Moto available in India, they are Jawa 42, Jawa Standard and Jawa Perek.

What is the engine capacity of Jawa Moto bikes?

The Jawa 42, Jawa Standard has a 293cc engine whereas the Jawa Perek has a 334cc engine.

Is higher IDV for the Jawa Moto bike a good idea?

Yes, it is a better option to have a higher IDV for your Jawa Moto but it will also increase the premium price.

Can I buy Jawa Moto bike insurance online?

Yes, you can buy Jawa Moto bike insurance online.

Is it compulsory to have Jawa Moto bike insurance?

Yes, having a Jawa Moto bike insurance is mandatory to ride legally on Indian roads.

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