KTM Duke 200 Bike Insurance - Cost & Specifications

KTM is well known for its superbikes and the KTM Duke 200 is no exception. With a striking black-orange body paint, the bike costs above ₹ 1.8 Lakh and insurance is mandatory by law. For the KTM Duke 200 insurance price is approximately ₹ 1,301 per month for third-party insurance. Third-party insurance not only pays other parties damaged by the vehicle but also comes with various add-ons for the owner too. However, it is advisable to opt for a Comprehensive Insurance that covers costs for both man-made and natural damages. The process of buying, renewing and filing claims is completely online thus making the experience beneficial and fast. Read on to find out more about the best insurance policy for your KTM Duke 200.

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✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹457/year*

 KTM 200 Duke Bike Insurance

The KTM 200 Duke is a two-wheeler launched by KTM, a popular Austrian motorcycle manufacturer. With the signature orange and black body paint, the KTM bike has an engine capacity of 199.5cc. The ex-showroom price of the KTM 200 Duke bike starts at ₹1.84 lakh. But safeguarding yourself and your vehicle with bike insurance is crucial as you can protect your investment in times of distress. Let’s look at the KTM 200 Duke variants and the insurance premium.

KTM Duke 200 Variants

The KTM Duke 200 comes in only one variant of a petrol engine, so check out its insurance premium rate:

KTM 200 Duke Variant

Ex-Showroom Price*

 

Fuel Type

Estimated Third-party Premium**

 

KTM 200 Duke BS6

₹1.84 Lakh

Petrol

₹1301

 The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Opt for KTM 200 Duke Bike Insurance Online in a Jiffy!

You can buy KTM 200 Duke bike insurance at cost-effective prices only on Finserv MARKETS:

Step 1: Enter your bike registration number and mobile number.

Step 2: Provide the necessary information in the application form.

Step 3: Pick the bike insurance plan that suits your needs.

Step 4: Make an instant online payment.

Step 5: Your insurance policy will reach you in no time.

Renew KTM 200 Duke Bike Insurance With Few Steps!

Ensure your prized possession continues to remain secured against mishaps.

 

Step 1: Enter your previous policy details.

 

Step 2: Input your personal and bike-related details.

 

Step 3: Check your renewal premium.

 

Step 4: Make an instant online payment.

 

Step 5: Your bike insurance will be active soon.

 

Read more: Bike Insurance Renewal

Why Should You Insure KTM 200 Duke?

If your uninsured KTM 200 Duke gets stolen, recovering the cost of your two-wheeler and replacing it can be quite a monetary burden. Purchasing a new KTM bike in case it’s not traceable can cost up to ₹2 lakh which shall be an unnecessary expense when you can opt for insurance. A comprehensive plan safeguards against such unforeseen perils like theft, fire, third-party liability, own damage and more. Thus, it is best to cover these risks that may affect you on the road to avoid out-of-pocket expenses.

Which One Should You Choose: Comprehensive or Third-Party Insurance?

  • Third-Party Bike Insurance

According to the Motor Vehicles Act, 1988, availing third-party insurance for your bike is mandatory. If any damage/loss is caused to the third-party property or person due to a collision or accident by your insured vehicle, your insurer shall compensate for it. As in the case of third-party, the coverage amount is limited. Therefore, the charges of premium are affordable and less expensive.

  • Comprehensive Bike Insurance

You can opt for a comprehensive insurance policy to safeguard your vehicle from any man-made or natural disasters, accidental loss, theft, and even fire. It also covers all the liabilities of a third party if your bike encounters any mishap. The KTM 200 Duke bike insurance premium price is slightly higher in comparison with the third-party insurance as you can avail extensive coverage for your bike.

What’s Covered Under Bike Insurance?

Third-party bike insurance covers loss caused to the third-party, bodily injuries, death of the victim, etc. Moreover, comprehensive bike insurance covers own damage, theft, natural and man-made calamities, third-party liabilities, etc.

What’s Not Covered Under Bike Insurance?

The exclusions of comprehensive bike insurance include riding while intoxicated, damage caused outside the designated geographical area, mechanical or electrical breakdown, any contractual liability, etc.

Read About: Bike Insurance Coverage

Amazing Add-On Covers for Your KTM 200 Duke

Bike insurance at Finserv MARKETS comes along with add-on covers that help you enhance the security of your bike financially. These include:

  • Roadside Assistance Cover

This add-on can come in handy if you're ever left stranded without any help. Towing, repairs, fuel delivery, and flat tyres are some of the services that you can avail of with roadside assistance cover.

  • Zero Depreciation Cover

Insurance providers usually deduct the depreciation amount that is caused due to wear and tear, before settling a claim. With this add-on, you can nullify the depreciation amount that would have otherwise been deducted.

  • Engine Protection Cover

This add-on covers the repair or replacement expense of your KTM 200 Duke engine.

  • Key Replacement Cover

In case you misplace or lose your keys, the insurance provider can cover the cost of its replacement.

File a Claim Under Your KTM 200 Duke Insurance

Submit these documents while making a claim under the KTM 200 Duke bike insurance:

  • KTM 200 Duke insurance policy

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

There are two types of KTM 200 Duke bike insurance claims:

  • Cashless Claim Under Bike Insurance

In this process, your damaged bike will be repaired at the closest network garage. Your insurer will directly pay for all the expenses that have been incurred.

  • Reimbursement Claim Under Bike Insurance

Here, you can decide on a garage of your choice, bear the expenses, and then you can claim reimbursement against your insurance policy. Upon approval of your claim, the amount will be transferred to your registered bank account.

Read About: Bike Insurance Claim Process

How to Reduce KTM 200 Duke Bike Insurance Premium?

You can lower the KTM 200 Duke bike insurance prices with the following tips:

  • Use No Claim Bonus

Enjoy a bonus on your bike renewal premium with NCB in bike insurance by not making any claims during the policy period.

  • Cover Smaller Claims

To maintain a claim-free year, you can try to cover inexpensive claims that won’t be a financial burden.

  • Maintain Your Bike

Another way to avoid raising insurance claims is to maintain your two-wheeler for fewer issues in the future.

  • Compare Quotes Online

By comparing various insurance policies online, you can avail an affordable price that fits your budget.

  • Ride Efficiently

As a pro tip to keep away from any trouble that might lead to claims, it is recommended to ride your bike efficiently and abide by the traffic rules.

Tips to Maintain Your KTM 200 Duke

  • Follow the Service Schedule

To maintain your two-wheeler and keep it in good shape, following the service schedule of your KTM bike is necessary.

  • Maintain the Battery

Your KTM 200 Duke battery should be cleaned and serviced from time to time for a worry-free ride.

  • Check Brakes & Clutch

Ensure to regularly check the brakes and clutch of your KTM 200 Duke bike to avoid any trouble while riding.

  • Change the Fork Oil

Keep an eye on the fork oil and check if it needs to be changed to steer clear of any problems.

KTM 200 Duke Maintenance Cost

You can contact any authorized KTM service centre to get the KTM 200 Duke maintenance and service cost. Here is the KTM 200 Duke service schedule:

Instance of Servicing

Kilometres/Months

Free or Paid

First

1000/1

Free

Second

5000/12

Paid

Third

10000/24

Paid

Fourth

15000/36

Paid

 About the KTM 200 Duke

KTM 200 Duke has become a new favourite among bike enthusiasts. And it comes as no surprise that it is one of the most popular two-wheelers in India right now. It is known for its signature aesthetics and powerful engine. It also has butter-soft gears and provides an amazing riding experience.

KTM 200 Duke Specifications:

Details

Specifications

KTM 200 Duke Mileage

35 kmpl

Engine Displacement

199.5cc

Max Power

25.83 PS @10,000 rpm

Max Torque

19.5 Nm @8000 rpm

Fuel Type

Petrol

KTM 200 Duke Fuel Tank Capacity

13.5 Litres

Tyre

Front Tyre Size: 110/70-17

Rear Tyre Size: 150/60-17

Brakes

Front Brake: 300mm

Rear Brake: 230mm

Electrical

LED Tail Lights

 KTM 200 Duke On Road Price

Cities

KTM 200 Duke On-Road Price

Chennai

 ₹2.10 Lakh

Pune

 ₹2.19 Lakh

Surat

 ₹2.06 Lakh

Delhi

 ₹2.13 Lakh

Bangalore

 ₹2.37 Lakh

Mumbai

 ₹2.18 Lakh

 KTM 200 Duke Features

6-Speed Gears

LED Tail Lights

Odometer

Trip Meter

Anti-Lock Braking System

Dual-Channel ABS

Adjustable Seats

 To Sum Up

KTM is known to manufacture some of the best superbikes available in the market and KTM 200 Duke is no different. It comes with power-packed features and best- in-class specifications that promise a blissful riding experience. Since its launch in the Indian market, the KTM 200 Duke has been the most sought-after by millennials. Now that you’ve fully understood the ins and outs of the KTM 200 Duke, you are equipped to make a purchase decision. Do note that purchasing bike insurance is not only mandatory but can also help you in protecting your investment. At Finserv MARKETS, you get a wide range of bike insurance plans to choose from and an array of add-ons to enhance your policy as per your needs.

Check Out Bike Insurance Plans Available at Bajaj MARKETS

FAQs on KTM 200 Duke Bike Insurance

  • ✔️What is the Start type of this bike?

    KTM 200 Duke has a self start.

  • ✔️What is the Tyre Type of KTM 200 Duke?

    KTM 200 Duke has Tubeless tyres.

  • ✔️Which brand tyres are most popular for a KTM Duke 200?

    The penalty for driving your bike without a valid two-wheeler insurance policy is ₹2,000 and/or imprisonment for up to three months for the first offense. For subsequent offenses, the penalty is ₹4,000 and/or imprisonment for up to three months.

  • ✔️What is the engine power of KTM Duke 200 ?

    The engine power of KTM 200 Duke is 25.83 PS @ 10,000 rpm.

  • ✔️Can I declare a higher IDV for my KTM 200 Duke bike?

    No. It is not recommended to declare a higher or a lower Insured Declared Value of your KTM 200 Duke bike.

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