TVS Apache RTR 160 4V Insurance in India

One of the most well-known bike manufacturers in India right now is TVS. TVS introduced the Apache RTR 160 4V bike model on February 28, 2019. The TVS Apache RTR 160 4V, which has a 159.7cc engine, is priced at $1.17 lakh ex-showroom. You must be careful to safeguard such an expensive yet

beautiful bike from various hazards both natural and man-made. Utilizing comprehensive coverage with the necessary add-on covers makes this simple to accomplish. We will walk you through the many TVS Apache RTR 160 4V insurance price, features, and more in the sections that follow.

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TVS Apache RTR 160 4V Variants

The Apache RTR 160 4V variants and the TVS Apache RTR 160 4V insurance price are as follows:


Ex-Showroom Price*

Fuel Type

Estimated Third-Party Premium~

FY 2022-23

(effective 1 April, 2022)

Apache RTR 160 4V Drum

₹ 1.17 Lakh



Apache RTR 160 4V Disc

₹ 1.19 Lakh



Apache RTR 160 4V BT Disc

₹ 1.22 Lakh



Apache RTR 160 4V Special Edition

₹ 1.23 Lakh



 Disclaimer: The TVS Apache RTR 160 4V ex-showroom prices are for Delhi and are subject to change based on the city.

~Third-party premium prices are indicative. The actual premium rate for TVS Apache RTR 160 4V insurance may change depending on numerous factors. Please check the prevailing premium rates before buying your bike insurance policy.

How To Buy TVS Apache RTR 160 4V Insurance Online in Just a Few Clicks

Buying a TVS Apache RTR 160 4V insurance is simple.


  1. Head over to the Bajaj Markets website & furnish the details asked on the form.

  2. These details include the registration number, bike model, year of manufacture, and some personal details.

  3. You will then receive quotes generated on the basis of the information provided by you.

  4. You can review the quotes and choose the policy that best suits your needs and budget.

  5. Proceed to make payment and the policy will be emailed to you.

How to Renew TVS Apache RTR 160 4V Insurance with Ease

Renewal is just as easily done online. Here are the steps to follow:


  1. Visit the Bajaj Markets online.

  2. Share your previous policy details on the form, along with personal details and the details of your bike.

  3. You will be given premium quotes and options for renewal.

  4. Go ahead and make an online payment.

  5. Your bike insurance will be activated immediately, and a copy of the policy papers will be shared with you via email.

Read About: Bike Insurance Renewal

You Must Buy TVS Apache RTR 160 4V Insurance- Here’s Why

The first step after purchasing your TVS Apache RTR 160 4V is to secure it with an adequate insurance plan. An unfortunate mishap can lead to huge repair or replacement costs that can go as high as ₹15,000 - ₹20,000. A comprehensive bike insurance plan can prevent you from spending your savings on these repairs.

Types of TVS Apache RTR 160 4V Insurance Plans

When insuring your bike, you can choose between the basic third-party cover or a comprehensive cover.

  • Third-Party Liability:

Any third-party liabilities arising out of an accident are covered under third-party liability insurance. This insurance cover is mandated under the Motor Vehicle Act 1988.

  • Comprehensive Insurance Policy:

Under the comprehensive bike insurance policy, protection is extended to you and your vehicle against a number of risks. This also provides cover for third-party liabilities. Because of its holistic coverage, this policy is advised for your TVS Apache RTR 160 4V.

What Does Your TVS Apache RTR 160 4V Insurance Cover?

Third-party bike insurance only covers the death/injuries and losses incurred by a third-party by the insured bike. A comprehensive bike insurance covers own damages, loss/damages due to natural and man-made calamities, third-party liabilities, theft, etc.

What Does Your TVS Apache RTR 160 4V Insurance Not Cover?

A bike insurance policy excludes the general wear and tear of the bike, damages caused while driving under the influence of intoxicants, mechanical or electrical breakdown, etc.

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your TVS Apache RTR 160 4V

Here are some add-on covers you can consider under a comprehensive bike insurance policy:


  • NCB Retention Cover:

NCB (No Claims Bonus) is a bonus accumulated over the years if you don’t make any claim during the previous insurance period. If you make a claim during the insurance period, all the NCB in Two-wheeler insurance you have accumulated can be lost in one sweep. With this add-on, you can safeguard your NCB even if you make a claim during the year with the help of the NCB retention add-on cover.

  • Personal Accident Cover:

This add-on covers any accidental injuries that you may sustain during an unfortunate accident on the road.

  • Zero Depreciation Cover:

The value of your bike reduces each year due to the concept of depreciation. A zero-depreciation cover in bike insurance means that the amount of depreciation deducted on the bike, or its parts, is covered.

  • Consumables Cover:

With a consumables add-on cover, the replacement or repair expenses of consumables (parts that undergo regular wear and tear) are covered.

TVS Apache RTR 160 4V Bike Insurance Claim Process

While filing a TVS Apache RTR 160 4V bike insurance claim, you need to submit the following documents:

  • TVS Apache RTR 160 4V insurance policy and bike details

  • Details of the incident

  • Copy of the FIR in case of theft

  • Original bills of the vehicle repair

There are two types of TVS Apache RTR 160 4V bike insurance claims:

  • Cashless Claim Under TVS Apache RTR 160 4V Insurance

Here, the bike repair and replacement charges are directly paid to the network garage by the insurer. All you need to do is get it repaired at any network garage authorised by the insurance provider. This is what is called Cashless claim in bike insurance.

  • Reimbursement Claim Under TVS Apache RTR 160 4V Insurance

Here, you can get the bike repaired at any non-network garage, and pay for the repairs from your own pocket. Later, you file a reimbursement for these expenses against your TVS Apache RTR 160 4V Insurance.

Read More About: Bike Insurance Claim Process

4 Ways to Reduce TVS Apache RTR 160 4V Insurance Cost

Here are some easy ways to lower your TVS Apache RTR 160 4V insurance premium price:

  • Compare TVS Apache RTR 160 4V Insurance Plans Online

Don’t forget to compare bike insurance plans offered by different insurers to get a suitable plan at budget-friendly rates.

  • Claim No Claim Bonus Rewards

You can get a reduction in your TVS Apache RTR 160 4V insurance renewal premium with an NCB by not making any claims during the policy tenor.

  • Cover Inexpensive Repairs

By covering inexpensive repairs and avoiding insurance claims for such expenses, you can maintain a claim-free year and retain your NCB rewards.

  • Service Your Bike Regularly

Follow the TVS Apache RTR 160 4V maintenance schedule to always keep your bike in the best shape

3 Easy Tips to Maintain Your TVS Apache RTR 160 4V Bike

  • Read the User Manual of Your Apache

Always check the owner's user manual of your bike to know it better and maintain it well.

  • Inspect the Engine

Regularly check the TVS Apache RTR 160 4V engine for its smooth functioning and drive it at a steady speed to ensure its optimal performance. 

  • Maintain Tyre Pressure

Always maintain the right tyre pressure of your Apache RTR 160 4V to avoid any extra pressure on the bike engine or internals. 

TVS Apache RTR 160 4V Maintenance Cost

The estimated TVS Apache RTR 160 4V service and maintenance cost for two years is ₹4,909. The first five services are free of cost. Here is the TVS Apache RTR 160 4V service schedule and total expenses:

ce No.



Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Sixth Service




About TVS Apache RTR 160 4V

The TVS Apache RTR 160 4V is a sports bike with an aggressive headlamp, aerodynamic claw mirrors, hawkish tank cowl, and racing seats. All of these features make it look stylish on the road. The Apache RTR 160 4V BS6 bike comes with a race-driven O3C air cooling engine and a 5-speed gearbox.

Let us dig deeper into the TVS Apache RTR 160 4V specifications like the TVS Apache RTR 160 4V price, RTR 160 4V mileage, and much more.

TVS Apache RTR 160 4V Specifications:

The specifications of the Apache RTR 160 4V are as follows:

TVS Apache RTR 160 4V Specification

Apache RTR 160 4V Mileage

45 kmpl

Apache RTR 160 4V Weight

145 kg

TVS Apache RTR 160 4V Fuel Economy

45 kmpl 

Engine Capacity

159.7 cc



Max Power

17.63 PS @ 9250 rpm

Apache RTR 160 4V Fuel Tank Capacity

12 Litres

Max Torque

14.73 Nm @ 7250 rpm

Engine Type

SI, 4 strokes, oil-cooled

TVS Apache RTR 160 4V- Key Features

Keeping in mind to produce the best performance out of a nifty-looking bike, the manufacturer made the TVS Apache RTR 160 4V with exciting features that were never seen before. Some of the noteworthy TVS Apache RTR 160 4V features are as follows:


  • Single Channel ABS

  • DRLs

  • LED Taillight

  • Digital Speedometer

  • Digital Odometer

  • Digital Tripmeter

  • Digital Tachometer

  • Fuel Gauge

TVS Apache RTR 160 4V On-Road Price Across Major Cities:

The TVS Apache RTR 160 4V on-road price differs from city to city. This is due to factors like RTO registration, road tax, insurance amount, etc. The on-road price of the base model of the TVS Apache RTR 160 4V across major cities is as follows:

Pricing Across Major Cities

Apache RTR 160 4V On-road Price*


₹ 1.35 Lakh


₹ 1.39 Lakh


₹ 1.35 Lakh


₹ 1.39 Lakh


₹ 1.36 Lakh


₹ 1.49 Lakh


₹ 1.33 Lakh

The Apache RTR 160 4V is among the popular bike choices in India. With power-packed and world-class features, it is one of the best bikes to ever grace the streets of India. The bike model, TVS Apache RTR 160 4V, also comes with various safety features to ensure a safer drive for the rider. The compact yet voguish race bike looks make it very desirable among the youngsters in the country. While you decide which bike you want to go for, don’t forget about bike insurance.

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on TVS Apache 160 4V Insurance

The TVS Apache RTR 160 4V BS6 price in Chennai is ₹ 1.35 lakh. Yes, the on-road price of a vehicle is different in every city. The TVS Apache RTR 160 4V price in Chennai is quite lower than in other major cities.

The TVS Apache RTR 160 4V comes in a naked sports bike body type with an aggressive headlamp, hawkfish tank cowl, engine cowl, and racing seat.

 The TVS Apache RTR 160 4V mileage is about 45 kmpl.

Apache RTR 160 4V comes with a telescopic fork suspension on the front and a mono-shock suspension on the back.

The Apache RTR 160 4V on-road price in Bangalore is ₹ 1.49 lakh.

You must never declare the wrong IDV (Insured Declared Value) for your bike insurance to claim a higher amount or for a lower premium quote.

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