TVS Star City Plus Insurance Online in India

About TVS Star City Plus Insurance

The TVS Star City was one of the most popular bikes that were introduced into the Indian markets by TVS. While the TVS Star City has since been discontinued, its upgraded version, the TVS Star City Plus was launched by the company recently. The new TVS Star City Plus has a decently powered but highly efficient 109.7 cc engine, which gives the bike a truly impressive mileage of 70-80 kmpl. The TVS Star City Plus on road price starts around ₹80,980 and goes up to ₹86,200. If you are looking to buy one, you should also think about getting the right insurance plan to protect it.

Check Insurance Premiums for All TVS Star City Plus Variants

Let’s take a look at the TVS Star City Plus variants and the respective insurance premiums you will have to pay for each:

Disclaimer:

*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Looking to Buy TVS Star City Plus Insurance Online? Steps to Follow

In case you are looking to buy a new bike insurance plan for your TVS Star City Plus, you can easily get one on Bajaj Markets by following the steps given below:

Step 1: Visit the Bajaj Markets two-wheeler Insurance page.

Step 2: Enter a few details such as your bike registration number and your phone number. If you don’t have a registration number, you need to enter the RTO location, bike model, manufacturing year and vehicle registration date.

Step 3: You will get a policy quote listing out your policy details and premium.

Step 4: If you are satisfied with the plan and pricing, you can proceed to make the payment online.

Step 5: On successful payment, your bike insurance policy will be sent to you at your registered email address.

Easy Steps to Renew Your TVS Star City Plus Bike Insurance

If you wish to renew your Star City Plus bike insurance plan, you can do that by following the simple instructions given below:

Step 1: Visit the ‘Bike Insurance’ page on Bajaj Markets.

Step 2: Enter details of your previous policy as well as details about your bike.

Step 3: Select the bike insurance plan of your preference on the website and upload the necessary documents.

Step 4: Add any extra covers you want and make the online payment.

Step 5: Your Star City Plus insurance will be renewed and the policy will be sent to you through email.

Read more: Bike Insurance Renewal

Why You Need Insurance for Your TVS Star City Plus Bike Insurance

TVS Star City Plus can give great mileage when maintained well. However, bike accidents can happen to anyone even if they are extremely careful while driving and taking every precaution. Moreover, if your TVS Star City gets damaged severely, you may have to spend anywhere between ₹5,000 to ₹40,000 or more to repair the bike. In situations like these, a comprehensive insurance plan is very important as it can keep you financially covered. As per the Motor Vehicles Act, 1988, you also need to have at least third party insurance to drive legally on the Indian roads.

Types of TVS Star City Plus Insurance to Choose From

There are primarily two types of TVS Star City Plus bike insurance you can choose from:

Third-party Insurance

As per the law, every bike owner needs to have a third-party two-wheeler insurance plan. It covers bodily injuries and the death of a third party due to an accident caused by your bike. It also takes care of any damage caused to third-party property. The premiums for third-party insurance plans are generally cheaper.

Comprehensive Insurance

If you want complete protection, you need to buy a comprehensive insurance premium. It will provide financial protection in case of own damages and will cover third party liabilities and theft. The premium payable in this type of insurance policy is quite higher as compared to a third-party insurance plan as it provides more protection.

What’s Included in Your TVS Star City Plus Bike Insurance

As mentioned above, third-party bike insurance only provides coverage for medical treatment and damages caused to the third party involved in an accident. However, a comprehensive insurance plan will also cover the expenses for the damages to your own vehicle and your injuries, along with the third party cover.

What’s Not Included in Your TVS Star City Plus Bike Insurance

Insurance plans have a certain set of exclusions that are not covered by the bike insurance policy. Two-wheeler insurance exclusions refer to situations like normal wear and tear of vehicle parts, accidents due to drunk driving, coverage for replacement of consumables, etc.

Read About: Inclusions & Exclusions of Bike Insurance Cover

Consider These Add-Ons for TVS Star City Plus Bike Insurance

Add-ons for your bike insurance like depreciation cover can be incredibly useful. Take a look below at some of the TVS Star City Plus insurance add-ons you can choose from:

Zero Depreciation Cover

A zero depreciation bike insurance cover protects you against monetary loss from depreciation. So, in case of an insurance claim, you can get the full market value of the damages caused to your bike.

Roadside Assistance

With the bike roadside assistance cover, you can call and ask for help from mechanics if you are stuck in the middle of the road with a malfunctioning bike.

Personal Accident Cover

This add-on covers you and/or the pillion rider for the medical expenses for injuries sustained in an accident on your insured TVS Star City.

Return to Invoice

The Return to Invoice cover helps you get the complete value of your bike in case it incurs total loss due to unforeseen events. This amount is the same as mentioned on your bike’s purchase invoice.

Claiming Insurance for Your TVS Star City Plus

Here is a list of important documents that you will need in order to make an insurance claim for your TVS Star City Plus:

1. Two-wheeler insurance policy papers.

2. FIR of the incident/accident.

3. Detailed information about the incident with eyewitness accounts.

4. Original RC papers of the vehicle.

5. Full set of bills and receipts (in case of reimbursement claim).

There are two types of insurance claims you can choose to apply for:

Claim Cashless Insurance

With cashless claims, you will need to get accidental damages repaired at a network garage affiliated with the insurer and won’t have to pay any money out of your own pocket. The insurer will contact the garage to pay for incurred repair expenses.

Claim Reimbursement

Here, you can get your TVS Star City Plus fixed at your preferred garage at your expense. Once your bike is repaired, you can raise a reimbursement claim against your bike insurance policy. Upon claim approval, the settlement amount will be transferred to you.

Read About: Bike Insurance Claim Process

How to Reduce Your TVS Star City Plus Insurance Premiums

Here are some tips you can follow to reduce the insurance premiums on your TVS Star City Plus:

• Compare Insurance Plans Online

When looking to buy insurance for your TVS Star City, you should look at all the plans available online. By comparing the online plans, you can find out which plan is the cheapest while offering great value.

• Use the NCB

If you have not made any insurance claims during your policy term, you can take advantage of the No Claim Bonus. Use the No Claim Bonus in Two Wheeler Insurance to get lower premiums while renewing your TVS Star City Plus bike insurance plan.

• Install Anti-theft Device

By installing an ARAI approved anti-theft device on your bike, you can get a small reduction on your TVS Star City Plus insurance premiums.

• Avoid Making Small Claims

In case your bike has minor damage, you should get it repaired on your own without making a claim. If you end up making too many insurance claims, your premiums may be raised during the next policy renewal term.

Maintaining Your TVS Star City Plus: Points to Remember

Here are some of the ways you can maintain your TVS Star City Plus so that it runs without issues for a long time and you don’t have to pay too much money for repairs.

• Regularly Service Your Star City Plus

Your bike needs to be checked and serviced regularly to ensure that it is running smoothly for a long time. Moreover, regular servicing can also help in identifying any potential problems with your TVS Star City Plus and you can get it repaired before it becomes a big problem.

• Maintain Tyre Pressure

The tyre pressure in your TVS Star City Plus needs to be maintained properly so that there is no added pressure on the engine or the internals of the bike.

• Maintain the Engine

The engine of your Star City is the most important component. You need to regularly check the engine to see if it is working smoothly.

• Do Not Overload

Overloading your TVS Star City Plus can cause damage to the engine and the internals due to the added stress of carrying extra weight.

TVS Star City Plus Maintenance Cost

Every bike needs to be serviced regularly to increase its longevity. When you buy a new TVS Star City Plus, the first few servicings will be provided free of cost but you will have to pay out of pocket once the free services expire. The approximate TVS Star City Plus service cost for 2 years is around ₹3,200. Here is the service schedule for TVS Star City Plus:

Disclaimer: These are indicative prices. The actual cost of maintenance of TVS Star City Plus may vary and change from time to time.

About TVS Star City Plus

The TVS Star City Plus is a direct successor to the highly popular TVS Star City bike. Star City Plus is a commuter bike that sets itself apart by providing an impressive 70-80 kmpl mileage. The bike has a 109.7 BS6 engine that follows all safety norms. The Star City Plus bike weighs around 110 kgs and has features like LED headlamps, USB charging etc. Let’s take a look at TVS Star City specifications and features.

TVS Star City Plus Specifications

Let’s take a look at the main specifications of TVS Star City Plus: 

TVS Star City Plus Features

Here are the important Star City Plus features you should know about: 

TVS Star City Plus On Road Price Across Different Cities

Let’s take a look at the TVS Star City Plus on-road price in different cities: 

Wrapping It Up

Securing your TVS bike with insurance is important to stay financially protected against unexpected accidents and damages. If you are unsure about which plan to buy, you can check out various bike insurance plans and prices through the bike insurance premium calculator. It’s generally better to go with a comprehensive plan as it will provide a much more advanced level of protection. However, if you are on a budget, third-party bike insurance is also a good choice. If you are looking to buy or renew your bike plans, you should check out the two-wheeler insurance plans available on Bajaj Markets. 

Check Out Bike Insurance Plans Available at Bajaj Markets