Reasons to Buy Bajaj Allianz Travel Insurance

Are you planning a solo backpacking trip, pursuing higher education abroad or a vacation with your family? If yes, then perhaps there is an essential must-have that you might be forgetting. Travel insurance, of course!

A reliable travel insurance plan will safeguard you and your loved ones against potential uncertainties during a planned journey. In simple words, you can enjoy a stress-free expedition with travel insurance plans bought through Finserv MARKETS.

At this point, we believe that you must have booked your trip and are looking for an appropriate travel policy that addresses your travel needs. Here’s why you should browse through the different travel plans available on our platform –

What is Travel Insurance?

Thinking of globe-trotting alone, seeking education abroad or planning a holiday with family? Safeguarding yourself and your family against the uncertainties of life is important. And that's what travel insurance does for you - take the stress out of travel!

Individual Travel Insurance Plan

Individual Travel Insurance Plan

Planning a solo trip anytime soon? Whether domestic or international, stay relaxed and enjoy your trip even in the face of medical emergencies

missed flights or theft of personal belongings. With us, help is just a phone call away!

Family Travel Insurance Plan

Family Travel Insurance Plan

Going on a holiday with family? During such trips, it's important to protect those you love from untimely and unforeseen incidents. Unexpected accidents, sickness, loss of baggage

and change in flight plans are some of the dampeners to an enjoyable trip. Get travel insurance and enjoy a stress-free vacation with your loved ones.

Student Travel Insurance Plan

Student Travel Insurance Plan

Overseas education digs deep into a student’s pocket. Also, certain universities require applicants to have an insurance plan in place when applying for study programs abroad.

Get a comprehensive student travel insurance plan that helps tackle sudden medical emergencies and financial problems while studying abroad.

Why Choose Finserv MARKETS For Travel Insurance

Trusted Companion

100 million+ happy customers across India have chosen Finserv MARKETS as their trusted financial partner. It's your time now!

Hassle-free Settlements

Claim settlement ratio of 93% and no third-party involvement. Use Travel Ezee for instant reimbursement of flight delay expenses.

24X7 Assistance

Get on-call support anywhere in the world.

Extensive Coverage

With 10000+ network hospitals around the globe and highest emergency cash benefit, no matter where you go, we've got you covered.

Fast Online Process

No tedious paperwork or heavy documentation. Three steps is all it takes! Also, you receive your policy within minutes in your mailbox!

Why Travel Insurance is a Must-Have

What is the worst-case travel scenario that you can think of? We are talking about real-life situations that could potentially ruin your trip? Whether you are travelling solo or with your family, we all come across our fair share of worst-case travel situations. What can get you out of it or help you seemingly manage such issues – is a travel insurance plan!

That’s right, travel insurance policies available on our platform cover you for several things, such as –

  • Overseas Medical Emergencies – With over 4,000 calls related to medical emergencies, it is well-observed that medical crisis top travel-related issues.
  • Delayed Flights – In 2017, over 1.1 million U.S.A domestic flights were delayed, and over 2.4% were cancelled. Such situations are manageable with the right travel plan – get reimbursement in no time!

  • Loss/Delay Of Luggage – In 2016, over 21.6 million bags were mishandled by airlines across the globe – either lost or temporality misplaced. Appropriate travel insurance will cover you during such crises.

  • Country/Visa Requirements – Nowadays, a travel policy is mandatory when planning a trip abroad. Students pursuing higher education in a foreign university need insurance plans as well.

  • Cover For Human-Made or Natural Calamities – When travelling to countries prone to natural or human-made disasters, a travel insurance plan is imperative!

  • Missed Flights/ Trip Cancellation – Between January 2017 and April 2017, over 5.12 lakh Indian passengers faced issues due to airlines denying boarding as well as flight delays and cancellations.

Coverage Offered under our various Travel Insurance Plans

We offer three types of plans to individual travelers with varying coverage. 

Take a Look at the Plans and Coverage We Have In Store for You

Individual Travel Insurance Plan

COVERAGE

TRAVEL PRIME SILVER

(IN US$)

TRAVEL PRIME GOLD

(IN US$)

TRAVEL PRIME PLATINUM

(IN US$)

Hospitalization Daily Allowance

$20 per day to max $100

$25 per day to max $125

$20 per day to max $150

Loss Of Check-In Luggage

$500

$1000

$1000

Personal Accident Cover

$15,000

$25,000

$25,000

Loss Of Passport

$250

$250

$250

Medical Expenses/ Evacuation Cover

$50,000

$2,00,000

$5,00,000

PA Cover In India

INR 50,000

INR 50,000

INR 50,000

Hijack

$50 per day max $300

$60 per day max $360

$60 per day max $360

Repatriation

$5000

$5000

$5000

Trip Cancellation

$500

$1000

$1000

Trip Delay

$25 per 12 hours up to max $120

$30 per 12 hours up to max $180

$30 per 12 hours up to max $180

Luggage Delay

$100

$100

$100

Emergency Cash Advance

$500

$1000

$1000

Emergency Dental Pain Relief

$500

$500

$500

Personal Liability

$1,00,000

$2,00,000

$2,00,000

We offer two types of plans with varying coverage to families travelling together.

Family Travel Insurance Plan

COVERAGE

TRAVEL PRIME STANDARD FAMILY

(IN US$)

TRAVEL PRIME SILVER FAMILY

(IN US$)

Hospitalization Daily Allowance

$25 per day to max $100

$25 per day to max $100

Loss Of Check-In Luggage

$250

$250

Personal Accident Cover

$10,000

$10,000

Loss Of Passport

$250

$250

Medical Expenses/ Evacuation Cover

$50,000

$1,00,000

Hijack

$50 per day max $300

$50 per day max $300

Trip Cancellation

$500

$500

Trip Delay

$20 per 12 hours up to max $120

$20 per 12 hours up to max $120

Luggage Delay

$100

$100

Emergency Cash Advance

$500

$500

Emergency Dental Pain Relief

$500

$500

Personal Liability

$1,00,000

$1,00,000

We offer 5 different plans to students travelling abroad for their higher education.

Student Travel Insurance Plan

COVERAGE

TRAVEL PRIME STANDARD

(IN US$)

TRAVEL PRIME SILVER STUDENT

(IN US$)

TRAVEL PRIME GOLD STUDENT

(IN US$)

TRAVEL PRIME PLATINUM STUDENT

(IN US$)

TRAVEL PRIME SUPER GOLD

(IN US$)

Loss Of Check-In Luggage

$1000

$1000

$1000

$1000

$1000

Personal Accident Cover

$25,000

$25,000

$25,000

$25,000

$25,000

Medical Expenses/ Evacuation Cover

$50,000

$1,00,000

$2,00,000

$3,00,000

$5,00,000

Repatriation

$5000

$5000

$5000

$5500

$5500

Reimbursement Of Tuition Fees Due To Medical Exigencies

$10,000

$10,000

$10,000

$10,000

$10,000

Accident to Sponsor

$10,000

$10,000

$10,000

$10,000

$10,000

Bail Bond In Case Of Police Arrest

$500

$500

$500

$500

$500

Emergency Dental Pain Relief

$500

$500

$500

$500

$500

Personal Liability

$1,00,000

$1,00,000

$1,00,000

$1,50,000

$1,50,000

Loss Of Laptop

~

~

~

$500

$500

Loss Of Passport

~

~

~

$250

$250

Suicide

~

~

~

$1500

$2000

Types of Travel Insurance Plans Available On Finserv MARKETS

We have a travel policy for every type of traveler.

  1. Individual Travel Insurance Plan

Planning a solo backpacking trip? While you are exploring the world on your own, you can travel stress-free with individual travel insurance available on our platform that will cover you against medical emergencies, loss of luggage, delayed flights, and so much more! Travelling alone has never been safer. All you need is a good travel plan.

  1. Family Travel Insurance Plan

When planning a trip with your loved ones, you would certainly want to enjoy it worry-free. Whether you are a small family of two or a large extended family of 6, vacationing with your near and dear ones should always be pleasant. Hence, a family travel insurance plan is exactly what you need. With us, you will be covered for unforeseen events like medical emergencies, accidents, delayed flights, loss of luggage, and more. Get travel insurance for all your family members under a single plan.

  1. Student Travel Insurance Plan

Planning your higher education in a country abroad? You may want to study at a prestigious university for a year or two. And several universities now have a mandate that international students should only take admission after first acquiring a suitable insurance policy. In that case, get student travel insurance with us which will cover you against unforeseen situations like medical or financial emergencies when you are away from home. It also covers loss of materials like your laptop, loss of passport, and more.

Top Destination Covered Under Travel Insurance Plans at Finserv MARKETS

No matter what part of the world you are travelling to, we have got you covered. We provide extensive coverage when travelling to some of the top destinations across the globe.

North America: You may wish to explore the buzz of New York city or your family may want to visit the exciting city of Toronto. Our plan covers all of your travel needs.

Great Britain: Whether you are enthralled with London, the capital city of UK or planning to spend a quite holiday in the beautiful Dublin, our travel insurance offers you several great benefits.

Asia: From the tranquility of the beaches at Bali to the wonderful experiences awaiting you in Beijing, you can be carefree while exploring Asian destinations if you have our travel plan.

Middle East: The inter-mingling of cultures in Turkey is a scenic beauty to witness and nothing can beat the religious significance of the holy city of Jerusalem in Israel. So if you are planning to visit the Middle East, stay safe with out travel insurance policy.

Africa: It may be the captivating streets of Cairo or the thrilling beaches of Cape Town that you will want to explore. You and your family will surely remember this experience when you stay safe with our travel plan.

Moreover, students pursuing their higher education in Universities located abroad can take advantage of the student travel insurance plan available on our platform.

Key things to consider while buying Travel Insurance

Buy Travel Insurance Online
  • Are you aware about the Claim Settlement Ratio of your insurer?

    Claim settlement ratio (CSR) indicates how many claims a company has settled against the number of claims received. Higher the CSR, better the efficiency. With one of the highest claim-settlement ratios of 93% 'Bajaj Allianz Travel Insurance' ensures claim settlement is quick and efficient.

  • How to decide on a good travel insurance policy?

    Be it a single trip or a family vacation, knowing what's covered in your insurance policy and what's not is important.'Bajaj Allianz Travel Insurance' offers a plethora of tailor-made plans to suit your travel needs.

  • Are you picky about your insurance provider?

    Some call it choosy, we call it smart! Round-the-clock assistance, multiple plans to choose from, and medical coverage up to $10,00,000 - the best in the market!

  • Where are you planning to travel?

    Most policies do not cover or have high premium for countries where medical expenses are high or prone to natural disasters. With 10000+ network hospitals across the globe, Bajaj Allianz Travel Insurance policies provide you with the highest financial emergency assistance.

Factors Affecting Your Travel Insurance Premiums

Age

The premiums charged are primarily based on your age. So, for those purchasing insurance at a young age will have to pay relatively low premiums than individuals with life-threatening risks.

Destination of Travel/Geographical Area

High premium rates charged when travelling to high-risk or natural calamity prone destinations.

Travel Duration

The duration and frequency of travel also help determine the premium amounts.

No of Travellers

The number of people to be covered under the travel plan will also determine the amount of premium to be paid.

Add-on Covers

If you want to enjoy sporting activities during your holiday, it’s best to opt for a top-up that covers adventure sports activities.

Inclusions and Exclusions under Bajaj Allianz Travel Insurance Plans

Inclusions in Travel Insurance Plans

The plans at Finserv MARKETS offer you travel insurance coverage for the following things –

  • Flight/train cancellation due to delay in the connecting flight/train

  • Loss/misplacement of luggage

  • Emergency cash benefits

  • Hijack cover

  • Loss of passport cover

  • Trip curtailment

  • Delay in receiving check-in luggage

  • Home burglary

  • medical expenses

  • accidental death benefits

Exclusions in Travel Insurance Plans

The things not covered under your travel insurance policy are as follows –

  • Emergency hospitalisation arising due to pre-existing medical conditions

  • The loss incurred due to the influence of intoxicants

  • When travelling abroad for cosmetic surgery or medical treatments

  • Travelling to participate in high-risk sports like bungee jumping or scuba diving

  • Flight/train delays or cancellations due to strikes, protests or civil unrest

Why Buy Travel Insurance from Finserv MARKETS?

Travel Insurance

Buy a Bajaj Allianz Travel Insurance plan available on Finserv MARKETS to let the wanderer in you travel worry-free. With 10,000+ network hospitals and 24*7 on call support, stay covered anywhere in the world. Get your overseas travel insurance policy approved in just three simple steps!

Why Choose Bajaj Allianz Travel Insurance?

You must have invested a fortune into planning a trip abroad and most certainly do not want anything to ruin it. Well, unforeseen events can take place at any time and anywhere. Medical emergencies can arise when travelling abroad.

In all such situations, a travel insurance plan comes in very handy. The Bajaj Allianz Travel Insurance at Finserv MARKETS will cover expenses for hospitalisation in foreign lands, loss of luggage, and other identical costs. It also covers you for trip cancellation, trip curtailment, and burglary at home.

That’s not it; we offer more –

  • In-house claim processing unit

  • Emergency cash advance facility

  • Bajaj Allianz travel insurance global assistance – a worldwide leader of assistance

And don’t worry, you get these benefits of travel insurance at affordable premium rates!

Claim Process for Travel Insurance

Filing a claim was never so easy. Just follow these steps –

  • 1

    Register your claim online as soon as an emergency occurs

  • 2

    Upload the requested documents

  • 3

    The insurer will assess your claim

  • 4

    Check claim status online

Finserv MARKETS allows you to travel top destinations across the globe, worry-free. So, go ahead and plan your next trip, right away!

  • Process
  • Download
  • Emergency Contact
  • Medical
  • Trip Cancellation/Trip Delay/ Missed Connection
  • Baggage Delay/Loss of Baggage
  • Cancellation Process
  • Updating the Insurer

    Use the link below to inform and register your claim.

  • Document Collection

    Get all the documents required for the claim settlement process.

    For Personal Accident Cover related claims, the insured must file an FIR with the police and submit the same to the insurer.

  • Document Validation

    Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!

  • Document Submission

    For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.

  • Updating the Insurer

    Use the link below to inform and register your claim.

  • Document Collection

    Get all the documents required for the claim settlement process.

    For Trip Delay - If the delay is more than 6 hours, the insured must contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.

    For Missed Connections - If the delay exceeds the specified time limit mentioned in your insurance plan and this results in a missed connection, please contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.

  • Claim Validation

    Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!

  • Document Submission

    For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.

  • Updating the Insurer

    Use the link below to inform and register your claim.

  • Document Collection

    Get all the documents required for the claim settlement process.

    In the event of baggage loss/delay, the insured must contact the concerned airlines, file a complaint and obtain a PIR (Property Irregularity Report).

  • Claim Validation

    Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!

  • Document Submission

    For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.

  • Cancellation of Policy before Start Date - Premature

    • You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number.
    • A cancellation fee of Rs. 250/- will be charged.

  • Cancellation of Policy after the Start Date – If the Insured has not traveled

    You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number along with the following details.

    • Proof that the he/she has not traveled overseas.
    • Photocopy or scanned copy of passport (all pages including ones that are blank).
    • Visa rejection letter in the event visa refusal by the respective embassy.

    Based on the approval of the underwriters, the policy will be cancelled within one working day after receiving an email and the required documents from the insured.

  • Cancellation of Policy after the Start Date – If the Insured has traveled

    In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium at the rates shown in below table (subject to no claims being incurred on the policy). To know the percentage of premium to be retained by the insurer, refer to the table below.

    Period of Risk
    Percentage of Premium
    Service Parameters
    About 50% of Policy Period
    TAT’s to be calculated from
    Maximum TAT
    100%
    Service Parameters
    Between 40% - 50% of Policy Period
    TAT’s to be calculated from
    Maximum TAT
    80%
    Service Parameters
    Between 30% - 40% of Policy Period
    TAT’s to be calculated from
    Maximum TAT
    75%
    Service Parameters
    Between 20% - 30% of Policy Period
    TAT’s to be calculated from
    Maximum TAT
    60%
    Service Parameters
    Policy Inception - 20% of Policy Period
    TAT’s to be calculated from
    Maximum TAT
    50%

  • Medical Claim
  • Trip Delay Claim
  • Trip Cancellation Claim
  • Loss of Baggage Claim
  • Other Travel Insurance Related Claims
  • Exclusions
  • Links for Claim Settlement Forms

Line to redirect customers to links category.

  • A&D (Common Carrier) Claim Procedure to Insured
  • Outpatient Medical and Dental Claims Procedure to Insured
  • Medical Evacuation Claims Procedure to Insured
  • Medical Expenses Claims Procedure
  • PA Cover in India Claim Procedure to Insured
  • Personal Accident Claim Procedure to Insured
  • Personal Liability Claim Procedure to Insured
  • Replacement and rearrangement of staff Claim Procedure to Insured
  • Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
  • Authorization for Medical Records Form - Allianz
  • Authorization for release of medical information from Medical Record - Bajaj
  • Attending Physician Statement Form
  • Missed Connection Claim Procedure to Insured
  • Trip Cancellation Claim Procedure to Insured
  • Trip Curtailment Claim Procedure to Insured
  • Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
  • Difference in Airfare due to delayed or early return Claim Procedure
  • Trip Delay Claim Procedure
  • Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
  • Loss of baggage Claim Procedure
  • Loss of Laptop Claim Procedure
  • Loss of Passport Claim Procedure
  • Loss of Personal Belongings Claim Procedure
  • Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
  • Bail Bond Claim Procedure
  • Golfers Hole in one Claim Procedure
  • Hijack Claim Procedure
  • Home Burglary Claim Procedure
  • Suicide Claim Procedure
  • Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
  • Travel Insurance Exclusions
  • Claim Settlement Form/National Electronic Funds Transfer (NEFT) Form
  • Authorization for Medical Record - Allianz
  • Authorization for release of medical information from Medical Record - Bajaj
  • Attending Physician Statement
Country
Contact Number
Service Parameters
USA (001)
TAT’s to be calculated from
Maximum TAT
186658 76903
Service Parameters
Canada
TAT’s to be calculated from
Maximum TAT
186691 43705
Service Parameters
Belgium(032)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Denmark (045)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
France (033)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Germany (049)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Hungary (036)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Ireland (353)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Italy (039)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Malaysia (060)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Netherlands (031)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
New Zealand (064)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Norway (047)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Philippines (063)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Portugal (351)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Spain (034)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Sweden (046)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Switzerland
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
UK (044)
TAT’s to be calculated from
Maximum TAT
00+800 1002005
Service Parameters
Finland (358) - carrier TS
TAT’s to be calculated from
Maximum TAT
990+800 10002005
Service Parameters
Finland (358) - carrier Elisa
TAT’s to be calculated from
Maximum TAT
999+800 10002005
Service Parameters
Hong Kong (852)
TAT’s to be calculated from
Maximum TAT
001+800 10002005
Service Parameters
Israel (972)
TAT’s to be calculated from
Maximum TAT
014+800 10002005
Service Parameters
Singapore (065)
TAT’s to be calculated from
Maximum TAT
001+800 10002005
Service Parameters
So. Korea (082) - carrier Telecom
TAT’s to be calculated from
Maximum TAT
001+800 10002005
Service Parameters
So. Korea (082) - carrier Dacom
TAT’s to be calculated from
Maximum TAT
002+800 10002005
Service Parameters
Thailand (066)
TAT’s to be calculated from
Maximum TAT
001+800 10002005
Service Parameters
Japan (081) - carrier Tele
TAT’s to be calculated from
Maximum TAT
0041-010+800 10002005
Service Parameters
Japan (081) - carrier IDC
TAT’s to be calculated from
Maximum TAT
0061-010+800 10002005
Service Parameters
Japan (081) - carrier NTT
TAT’s to be calculated from
Maximum TAT
0033-010+800 10002005
Service Parameters
Japan (081) - carrier KDD
TAT’s to be calculated from
Maximum TAT
001-010+800 10002005
Service Parameters
Australia (061)
TAT’s to be calculated from
Maximum TAT
0011+800 10002005

Know more about Travel Insurance

Go globe-trotting with Bajaj Allianz Travel Insurance which offers you extensive coverage at affordable premiums ensuring you travel in peace. No matter which dream destination you wish to explore, Finserv MARKETS has got you covered. Have a look at the top travel destinations we recommend and pack your bags to head out on yet another adventure!

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Manage all your Travel Insurance Questions here

  • ✔️ Why do I need to buy travel insurance?

    Whether you are a domestic traveller, or an international one, a travel insurance is always recommended. To protect yourself and your family from unforeseen circumstances like passport/baggage loss, baggage delay, trip cancellation/delay. Also, the Bajaj Allianz travel insurance policy available on Finserv MARKETS, helps take care of medical emergencies and hospital charges, in case you fall sick when travelling.

  • ✔️ What proof do you provide if I buy travel insurance from you?

    Upon completion of your online insurance application and payment, you will receive a confirmation email that will contain your travel insurance details. Post this, a policy document (PDF format) containing details like your policy number, contact details of the insurance company, toll-free telephone numbers and an address to reach out to, should you need to settle a claim on your Bajaj Allianz travel insurance policy.

  • ✔️ Should I carry my insurance policy while travelling?

    Yes, it is advised that you do so. It is important that you know details like the policy number, helpline/assistance numbers, etc. and therefore, you should carry your travel insurance policy while travelling.

  • ✔️ Are medical expenses covered by the travel insurance plans you offer?

    Yes, the Bajaj Allianz travel insurance plan available on Finserv MARKETS offers coverage for medical expenses.

  • ✔️ What is not included as part of travel insurance coverage?

    Your travel insurance plan does not cover the following. 1. Travelling even when medically advised against doing so. 2. Travelling outside India for cosmetic surgery or medical treatment. 3. Participating in sports that come with high-risk: bungee-jumping/scuba-diving. 4. Any loss incurred when the insured is under the influence of alcohol or narcotics.

  • ✔️ What do you mean by deductible?

    This is an amount as defined in your Bajaj Allianz travel insurance plan which you must pay. For example, if the deductible on hospital treatment is $100 and your bill comes to $1000, you will need to pay $100 while the insurance company will pay the remaining $900.

  • ✔️ I am travelling abroad for a duration of 4 days. Do I still need travel insurance?

    We strongly recommend you buy an international travel insurance, irrespective of the duration of your international travel. The minimum premium amount that you must pay is for at least 4 days (whether you go for one day, 2 days or 3 days).

  • ✔️ When filling in the online form to buy an international travel insurance plan, what is the information I need to provide?

    Most of the information required is the same as that on your passport - Name, Passport Number, Date of Birth, Mailing Address and Telephone Number. In addition to this, you also need to provide the Nominee details (the person/beneficiary for the insurance policy in the event of death or dismemberment of the traveller) and the correct travel dates.

  • ✔️ What are the documents required under various online travel insurance claim scenarios?

    The claim scenarios can mainly be of two types: Medical claims and Non-medical claims. Please visit the ‘Download’ tab under our Claim Process section (online) to find out about the documents required. At Bajaj Finserv MARKETS, documentation processes pertaining to travel insurance policies are minimal.

  • ✔️ Do you provide insurance cover for passport loss?

    Yes, the Bajaj Allianz travel insurance policy available on Finserv MARKETS offers financial coverage for passport loss. In addition to this, it also covers the expenses for arranging a duplicate/temporary passport.

  • ✔️ Do you cover ambulance charges?

    Yes, our emergency medical expenses include ambulance charges - to and from the hospital.

  • ✔️ What is the meaning of medical repatriation?

    Medical repatriation involves arranging for transport to move an insured to their country of residence, in the event of a medical emergency. Bajaj Allianz travel insurance available on Finserv Markets offers medical repatriation cover under its individual, family and student travel insurance plans.

  • ✔️ What is medical evacuation?

    Moving an insured to the nearest available hospital, in the event of a medical emergency, is referred to as medical evacuation. Thanks to our partnership with Bajaj Allianz travel insurance, our online insurance plans come with medical evacuation benefits.

  • ✔️ I am planning to pursue higher education abroad. Do I need to purchase student travel insurance?

    Depending on the country/university you are travelling to for your studies, you may have to get travel insurance. Certain countries/universities make it compulsory for students to have insurance in place. Even if the country you are travelling to doesn't require you to get a student travel insurance, it’s best if you do get it. It helps you be better prepared in case of unforeseen situations like: loss of laptop, medical emergencies, loss of baggage and a lot more.

  • ✔️ Can I cancel my insurance plan after purchase?

    Yes, you can cancel your insurance plan if you have not travelled. You will need to send us a copy of your passport as proof of the fact that you have not travelled.

  • ✔️ In case I return a day before my policy expiration period, what will happen?

    No issues. The company will process a refund of premium, subject to the rates mentioned in the cancellation process above. However, to avail this, you should not have made any claim on your Bajaj Allianz travel insurance plan.

  • ✔️ Can I settle my claim when I return to India, after my travel?

    Apart from financial emergencies, you have the option of settling claims abroad or upon returning to India.

  • ✔️ Do you provide coverage for pre-existing diseases? Also, what happens if the event of the death of the insured during travel?

    Insurance policies offered do not cover pre-existing diseases. However, should the insured pass away due to a pre-existing disease while travelling, the Bajaj Allianz travel insurance policy available on Finserv MARKETS includes repatriation benefit up to $6000.

  • ✔️ What if I face problems when travelling abroad and find no assistance? How will my international travel insurance policy help?

    ‘Missed Call Facility', a unique initiative included in your Bajaj Allianz Travel Insurance policy, offers prompt assistance to customers who face problems when travelling abroad. Insured person just needs to give a missed call on the number +91 124 6174720, which is a unified contact number across the world. Customer will get an intimation acknowledging the call via an SMS and within 10 minutes receive a call back.

  • ✔️ How do I register and receive my claim if my flight is delayed?

    The policy provides its customers with an insurance wallet called 'Travel Ezee'. All you need to do is update your policy details and the app will track your flight status. Should it be delayed, insurer will send you the details and the claim amount.

  • ✔️ Do your insurance plans cover home burglary when I am away on a trip?

    Yes, home burglary cover is offered under this plan. The Bajaj Allianz travel insurance policy offers the highest coverage across all insurance providers, of up to Rs. 3,00,000.

  • ✔️ Is it mandatory to buy travel insurance?

    While it is not compulsory, it is advisable to get insurance when travelling. The reason for this being that certain countries require you to have insurance in place. If you’re planning to study abroad, certain universities make it mandatory for students to have insurance in place when applying for educational programs. Also, being safe and covered against medical emergencies, loss of baggage and flight delays by having travel insurance is a wise move.

  • ✔️ My parents are over 70 years of age. Can I get senior citizen travel insurance for them?

    While we strive to offer the best family travel insurance plans, at present, we only offer insurance for people who are 60 years of age and below.

  • ✔️ What is the claim procedure of my Bajaj Allianz Travel Insurance?

    The claim procedure depends on the following - Inpatient Hospitalization - To claim medical expenses, the insured or their family/close ones need to inform the insurance company, provide the details of the travel insurance policy and complete the online claim settlement process which includes submission of required documents. The insurance company will then take it forward with the concerned hospital. Outpatient Hospitalization - Here, apart from online claim settlement, there are procedures that vary, depending on the plan you choose. For other claim settlements, please refer to our claim process section and brochure.

  • ✔️ When is the best time to buy travel insurance - before purchasing my flight tickets or after?

    While it's okay to wait until your date of travel, we would advise you to get your travel insurance in place at the very earliest.

  • ✔️ What is the maximum amount provided for medical expense coverage in travel insurance?

    Bajaj Allianz Travel Insurance policies include coverage of up to $ 10,00,000 for medical expenses, the highest among all insurance providers in India.

  • ✔️ When it comes to personal accident cover provision, am I eligible under my Bajaj Allianz Travel Insurance policy?

    Yes, you are eligible. The coverage takes the following into consideration - total disablement, accidental injury to body or death, during your trip to and from the airport, in India.

Explore all travel insurance FAQs to find more answers.

Travel Insurance Reviews

Travel Insurance Reviews

4.2out of 5

3 reviews

Happy with The Travel Insurance Services

I am a solo traveler so I applied for an individual travel insurance at Bajaj Allianz Travel Insurance. I am happy with the services they provide and the overall experience. Would definitely recommend to all fellow solo travelers too.

Excellent Customer Support Services

I took a travel insurance policy from Bajaj Travel Insurance. The Customer Relationship Team was very useful, cordial and patient to hear my doubts. I will surely recommend my friends to take travel insurance from Bajaj Allianz Travel Insurance.

A Trustable Source in Emergency Situations

I applied for Bajaj Allianz Travel Insurance for my trip abroad. I met with a minor accident during my trip. But all of the medical expenses incurred got covered with the help of the insurance plan. This made it easy for me to manage everything with my injury.