Travel Insurance FAQs

Q. How do I claim Bajaj Allianz Travel Insurance?

Claims for your Bajaj Allianz Travel Insurance can be settled while you are abroad, and even after you return to India. Claims can be of two types mainly: medical and non-medical; and both can be raised online. For inpatient hospitalization, the insured or their family need to inform the insurer, provide details of the travel insurance policy and complete the claim settlement process online before the insurer can take it forward with the hospital. Settling claims for outpatient hospitalization will vary depending upon the travel insurance plan you choose. Flight insurance can be managed via the ‘Travel Ezee’ wallet offered by the insurer, which tracks flight status and proactively settles claim amounts.

Q. What should travel insurance include?

The best travel insurance policy should ideally cover medical expenses, flight or train delay and should make provisions for loss of passport by the insured while abroad. Bajaj Allianz Travel Insurance covers these and many other situations. One should read the policy wordings carefully to understand what is covered and what is excluded.

Q. What is covered by travel insurance?

Your Bajaj Allianz Travel Insurance covers: cancellation or delay in flight or train due to a connecting flight or train, baggage loss or misplacement, emergency cash benefit, coverage against hijack, coverage against loss of passport and checked luggage, trip curtailment, delay in receiving check-in luggage, home burglary, medical emergency and evacuation, loss of passport, medical repatriation, medical expenses and accidental death benefit. The benefits of travel insurance are that you can settle claims online for any of these situations.

Q. What does travel insurance not cover?

There are some exclusions to travel insurance. Your Bajaj Allianz Travel Insurance will not cover emergency or hospitalization arising out of a pre-existing condition, if any loss occurs when the insured is under the influence of alcohol or drugs, when the insured travels abroad for cosmetic surgery or any medical treatment, if the insured is travelling to participate in high-risk sports like bungee jumping or scuba diving, if flights or trains get delayed or cancelled due to strikes, protests or any kind of civil unrest.

Q. How much does a travel insurance cost?

The best travel insurance in India is available to individuals for as little as Rs. 308. If you are travelling as a student, Bajaj Allianz Travel Insurance can be availed for as little as Rs. 624, while travel insurance for families starts from Rs. 1,470. Your travel insurance premium will depend on the number of travelers, duration of travel and destination.

Q. Can you buy travel insurance after booking a flight?

You can buy travel insurance online any time before your journey begins. Bajaj Allianz Travel Insurance can be purchased online before and even after booking a flight. However, it is advisable to get travel insurance in place at the earliest.

Q. Can I buy travel insurance during my trip?

You can buy the Bajaj Allianz Travel Insurance at any time at all. Since the best travel insurance in India can be purchased online, it can be bought at any point during your trip no matter where you are.

Q. Which is the best travel insurance?

Bajaj Allianz Travel Insurance is the best travel insurance in India since it provides a host of benefits, and add-ons that allow you to enjoy your trip without worrying about anything going wrong at all. You can buy travel insurance online at any point during your trip, no matter where you are and still avail its benefits.

Q. How do I get medical travel insurance?

Medical travel insurance can be availed by the Bajaj Allianz Travel Insurance, which is acknowledged as the best travel insurance in India. Under this insurance, you can settle claims for inpatient as well as outpatient hospitalization; along with a host of other expenses including medical emergency and evacuation.

Q. Which is the best international travel insurance?

Bajaj Allianz Travel Insurance can be the best travel insurance to opt for, while travelling abroad. You can avail the best travel insurance to USA and receive a host of benefits and settle claims for a range of reasons while you are on your trip to the USA or even once you return home. While you are gone, the Bajaj Allianz Travel Insurance also protects your home against burglaries by providing cover against home burglaries.

Q. How do I choose a travel insurance?

While choosing the best travel insurance to opt for while on your trip abroad, it is important to keep your priorities in mind. You will also need to assess whether your regular insurer covers trips to the country you are planning to visit. The Bajaj Allianz Travel Insurance covers travel insurance to USA, Canada and a host of other popular tourist destinations.

Q. When should I buy travel insurance?

You can buy travel insurance online at any point in your trip, from when you start planning it to even when you have already embarked on the trip. However, it is advisable to buy travel insurance at the earliest so you can start enjoying its benefits at the earliest. Bajaj Allianz Travel Insurance even provides you with an app that tracks your flight status and updates you on flight delay while also processing the claim amount.