USA Travel Insurance

Are you dreaming about an exciting American vacation? The USA is a country that offers unique culture, diverse natural and gastronomical experiences. Right from the dense forests, stunning beaches, snow-capped mountains, buzzing cities, to top-notch amusement parks, the USA has it all.

Whether your trip is for work/study or leisure, there is one thing that you cannot afford missing out on – a travel insurance plan for the USA. Travel insurance ensures that your trip to a foreign country goes well and as planned. Any unexpected or unfortunate events are taken care of by the travel insurance policy.

Why Do You Need A Travel Insurance Plan for the USA from India?

Unforeseen events can happen at any time and any place. During your trip to the USA, the flight could be delayed, the baggage can get lost at the airport or be delayed, there could be theft incidents, loss of passport, legal issues, accidents, medical emergencies, or anything unexpected.

Besides, we all know that medical facilities abroad are quite expensive. To manage such situations with ease, you need a travel insurance plan. The policy helps protect the insured financially in case of any medical or travel-related emergencies.

Bajaj Allianz International Travel Insurance Plans to USA at Finserv MARKETS

The International Travel Insurance Plans at Finserv MARKETS will cover your trip to the USA. The policy provides coverage against various risks that you may encounter during your trip. The following are a few features and benefits of Bajaj Allianz International Travel Insurance Plans available on Finserv MARKETS –

  • The policy covers overseas medical emergencies
  • It provides coverage for delayed international flights
  • It also includes the loss or delay of luggage when travelling abroad
  • The travel insurance plan covers the insured against natural and man-made disasters
  • The policy covers missed flights and trip cancellations due to acceptable reasons
  • It offers emergency cash benefits to the insured in case of loss/delay of luggage or hospitalisation
  • It covers the loss of passport and helps obtain a duplicate one as soon as possible
  • The policy also offers accidental death benefits

There are three types of travel insurance plans available on Finserv MARKETS online.

  1. Individual Travel Insurance Plans
  2. Family Travel Insurance Plans
  3. Student Travel Insurance Plans

The following table gives an overview of the coverage of each of these policies –

 

USA Travel Insurance for Individuals

USA Travel Insurance for Family

USA Travel Insurance for Students

Trip Cancellation

 N/A

Trip Delay Cover

✔ per 12 hours

✔ per 12 hours

 N/A

Medical Expense

✔ up to $10,00,000

✔ up to $10,00,000

✔ up to $10,00,000

Trip Curtailment

✔ up to $500

✔ up to $500

 N/A

Personal Accident Cover (In India)

✔ up to INR 50,000

✔ up to INR 50,000

 N/A

Medical Repatriation

✔ up to $6000

✔ up to $6000

✔ up to $6500

Personal Accidental Cover (Overseas)

✔ up to $25,000

✔ up to $25,000

 N/A

Home Burglary

 N/A

Emergency Cash Benefit

N/A

Hospitalisation Daily Allowance

Loss Of Passport And Checked Luggage

Hijack Cover

Medical Evacuation Cover

-

Emergency Dental Pain Relief Cover

-

Loss Of Laptop

N/A

N/A

Tuition Fee Reimbursement Cover

N/A

 N/A

Bail Bond Cover

N/A

 N/A

Coverage Against Death/Accident Of Sponsor

N/A

N/A


Having adequate travel insurance coverage is necessary. Nevertheless, you need to have general knowledge regarding the things you can do in the USA and the place you should visit. A trip to the USA can be fulfilled only when you know that you have covered the most exciting spots and done every adventure that the country has in store for its tourists. Let us take a look at this in detail –

USA: Places to Visit and Things to Do

  • Visit the magnificent Grand Canyon, Arizona
  • Marvel at the gigantic Statue of Liberty, New York
  • Drive through the beautiful Yellowstone National Park, Wyoming
  • Get Mesmerized by numerous lights and screens at the New York Time Square
  • Have a time of your life at the Walt Disney World, Florida
  • Visit the tinsel town of Hollywood, LA
  • Head to the Sin City of USA - Las Vegas, Nevada
  • Enjoy sailing in yachts at Maine
  • Enjoy surfing in the crystal blue waters of Hawaii
  • Visit the Kennedy Space Center to enjoy a Shuttle Launch experience

USA Travel Information

  • Languages Spoken – English, Spanish

  • Currency – US Dollar

  • Best time to Visit – Between Spring and Fall i.e. May to September is the best time to visit the USA.

  • Cuisine/Delicacies – Apple Pie, Clam Chowder, Hamburgers, Chicago Style Pizza, Drop Biscuits and Sausage Gravy, Hominy Grits, Bagel and Lox.

US Visa Application Process

Following are the requirements for Indians applying for a US Visa:

  • A Passport which is valid at least for six months beyond your planned stay in the US.

  • 2 passport size photographs.

  • Visa Fees.

  • Travel itinerary which showcases what you are planning to do during your US trip.

  • If your US trip is sponsored by another person who is a US resident, then you must submit the required proof such as invitation letter, employment letter, admission offer letter etc.

  • If you want to improve the chances of your US visa approval, make sure to submit the proof of property in your home country or elsewhere. Owning a property in your home country indicates that you have strong ties to your home country and that you don’t intend to stay back in the US.

  • If you are employed, you should submit a letter from an employer which showcases details such as your position, salary, the period of authorized vacation, length of employment and purpose of the trip to the US.

  • If you are retired, submit your pension book.

  • If self-employed, submit details such as company registration certificate and income details.

  • You may also be asked if you have applied for a USA travel insurance policy to financially safeguard your trip abroad.

Things to Keep in Mind While Traveling to USA

  • Make sure you have a valid passport

  • Pack an extra bag for shopping

  • Call your credit card company and let them you are travelling to the USA

  • Always pay in the local currency i.e. US Dollars ($)

  • Carry a multi-country adapter

  • Check your phone plan to make sure its valid in the USA

  • Validate Your Bus and Train Tickets in the USA

Conclusion

Travel Insurance for the USA ensures that your trip to the country is safe and secure. Any minor inconvenience or emergency will be taken care of by the insurer. The claim settlement process is swift and hassle-free as well. So, you can enjoy your trip to the USA with peace and concentrate on having fun and relaxing before you get back to your hustling routine.

FAQs on Travel Insurance for USA

Q: Is it mandatory to have a travel insurance plan when travelling to the USA?

A: Yes. A travel insurance plan is a mandatory document when travelling to the USA or other overseas countries.

Q: What are the exclusions for the travel insurance plan for the USA?

A: The policy does not cover the expenses arising from the treatment of any pre-existing medical conditions or self-inflicted injuries.

Q: How do I make a claim on my USA travel insurance plan?

A: Filing travel insurance claim with Finserv MARKETS is a quick and convenient process. Follow these simple steps to register a claim with us: 

  1. Register your claim online
  2. Upload relevant claim documents online
  3. Your claim will be assessed
  4. If approved, the claim amount will be directly reimbursed to your account

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