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Aye Finance specialises in providing credit solutions to micro and informal sector enterprises, including kirana stores, home-based manufacturers, artisans, small traders, and service businesses.
Last updated on: Aug 27, 2026
Aye Finance focuses on businesses that may have limited access to traditional financing due to the absence of formal income documentation or an extensive credit history.
On Bajaj Markets, an Aye Finance Business Loan is available from ₹15,000 up to 2 Lakhs, with collateral-free funding and a simplified documentation process. Interest rates start from 29.5% p.a., and repayment tenures can extend up to 30 months.
With loans ranging from ₹15,000 to 2 Lakhs, the repayment terms of the Aye Finance Business Loan are flexible. Aye Finance supports businesses in meeting their growth plans. Below are the Aye Finance loan details, highlighting the key features of its loan offerings:
| Particulars | Details |
|---|---|
Minimum Loan Amount |
₹15,000 |
Maximum Loan Amount |
2 Lakhs |
Interest Rate |
Starting from 29.5% p.a. |
Minimum Loan Tenure |
12 months |
Maximum Loan Tenure |
30 months |
Disbursal Time |
Within 7 business days |
Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.
Here is a look at the key Aye Finance loan benefits:
Once the loan is approved, get the funds within 7 days
Repay your business loan over tenures ranging up to 2.5 years
Secure a business loan without having to pay any additional hidden charges
Borrow the required amount without having to submit any of your assets as collateral
Interest rates vary based on various factors, such as the loan scheme, collateral, and your creditworthiness. Here are the Aye Finance Business Loan interest rates charged on Bajaj Markets:
| Particulars | Details |
|---|---|
Starting Interest Rate |
29.5% p.a. |
Processing Fee |
Up to 2% of the loan amount |
Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.
Get a Business loan of up to ₹2 Lakhs with interest rates starting at 29.5% p.a.
The table below provides indicative EMI values for an Aye Finance Business Loan at an interest rate of 29.5% p.a.
| Loan Amount | 12 Months | 18 Months | 24 Months | 30 Months |
|---|---|---|---|---|
₹1 Lakh |
₹9,724 |
₹6,942 |
₹5,565 |
₹4,751 |
₹1.5 Lakhs |
₹14,586 |
₹10,413 |
₹8,348 |
₹7,126 |
₹2 Lakhs |
₹19,448 |
₹13,884 |
₹11,131 |
₹9,502 |
Note: The figures above are illustrative and may vary depending on the applicable interest rate, loan amount, tenure, and lender assessment.
Calculate your business loan EMIs in seconds with the user-friendly Aye Finance EMI Calculator. The Aye Finance Business Loan EMI calculator on Bajaj Markets lets one estimate the EMI amount for their loan offers. Modify the loan amount, interest rate, or tenure to plan repayments more effectively.
The Aye Finance loan eligibility criteria are as follows:
Below are the Aye Finance loan documents required for the loan application:
Aadhaar card
Voter ID or PAN card
Utility Bills (electricity bill or water bill)
Bank statement
Follow the process below to apply for an Aye Finance Business Loan online:
Click here to proceed to the loan application page
Enter your personal and business details
Choose ‘Aye Finance’ as your lending partner from the list provided
Select the preferred repayment tenure and required loan amount
Submit the online application form
Following this, a representative will reach out to you for further proceedings
There is a dedicated Aye Finance Business Loan customer care service team to support queries and complaints. Here are the customer care details:
| Particulars | Details |
|---|---|
Phone Number |
0124-4802300 (Monday to Friday, 9 AM to 6 PM) +91-124-4844000 (Monday to Friday, 9 AM to 6 PM for corporate enquiries) |
Office Address |
Unit No. - 701-711, 7th Floor, Unitech Commercial Tower-2, Sector-45, Arya Samaj Road, Gurugram – 122003, Haryana, India |
Reviewer
Aye Finance Shakti Loan is designed to support you as a woman micro-entrepreneur in sectors like services and job work. You can borrow up to ₹2 Lakhs with flexible tenures of 6 to 24 months.
To qualify, you must be an Indian woman aged 21–59 years, with a stable business running for at least 2–3 years at a permanent location. This loan helps you overcome funding challenges and grow your enterprise with ease.
You can contact AYE Finance Business Loan customer support through the following channels:
AYE Finance customer care number: 0124-4802300
Apply online via Bajaj Markets. Enter your details, choose loan terms, and submit. A representative will contact you with the next steps.
Aye Finance uses a combination of credit bureau information and its own underwriting assessment while evaluating loan applications. The lender also considers business-related factors and alternative data points when assessing creditworthiness. Loan approval remains subject to the lender's evaluation criteria.
Aye Finance primarily serves micro and small enterprises across various sectors. Its financing solutions are designed for small business owners seeking funds for working capital requirements, business expansion, inventory purchases, business operations, and other business-related needs.
Aye Finance focuses on serving underserved and informal micro-enterprises and may consider applications from businesses with limited formal documentation. However, applicants must satisfy the lender's eligibility requirements, verification process, and documentation criteria. Final approval is subject to the lender's assessment.
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