Professional Loan for CA

Doctor Loan

Doctor Loan of up to Rs. 45 Lakhs | Flexible Repayment Options | Low-Interest Rates

Apply Now

Doctor Loan ✓ Loan of up to ₹45 Lakhs ✓ Quick Disbursal ✓ Minimal Documentation


If you are a medical practitioner and committed with the aim of saving lives or providing aid to those who’re suffering from the disease then you would likely face a highly challenging set of professional goals. Bajaj Markets is here to help you in your quest to achieve these visions, with innovative lending solutions. These exclusively-designed doctor loans can take care of a wide range of personal,  professional financial requirements. For example, you can apply for a Professional Loan for Doctors available on Bajaj Markets, which is designed to meet the various financial needs of doctors. 


This loan is specially designed to keep your medical practice thriving. You can avail professional loans to meet a wide range of personal and professional requirements, like purchasing state-of-the-art medical equipment and software, renovating your clinic, hiring and training professional staff and maintaining your clinic’s working capital.

Features & Benefits of Doctor Loan

Here is a list of the amazing features and benefits of the professional loan for doctors:


  • Zero Collateral: Being an unsecured loan, the professional loan for doctors does not need any of your collateral or even any guarantors. 

  • Flexible Repayment Tenures: You can opt to repay this loan in flexible tenures ranging from 12 to 60 months. 

  • Part Prepayment Facility: What if you want to prepay your doctor loan? On Bajaj Markets, you are provided with the option of making easy part-prepayments. Once you have paid a minimum of one EMI for term loans (no minimum EMI payments are required for Hybrid Flexi Loans) you can begin partial prepayments, with minimal charges (no charges for hybrid flexi). You can make up to 6 part-payments in a year. 

  • Online Account Access: A key highlight of doctor loans is the ease and convenience through online account access. You can monitor your outstanding loan amount, view your statement of accounts, make repayments, and avail  customer service while on-the-go.

Types of Doctor Loans

You can avail the following types of doctor loans on Bajaj Markets:

  • Hybrid Flexi Loan for Doctors: A Hybrid-Flexi Loan comes with a lot of benefits. A key highlight of the Hybrid Flexi loan, available on Bajaj Markets is the unlimited number of withdrawals. The entire amount is not disbursed in one go and can be withdrawn when you need. What’s more, you can even choose to pay only the interest as EMIs for the first two years.Other features of this loan include flexi part-payment facility, no additional charges, and no recurring form filling. 

  • Term Loan for Doctors: Unlike Hybrid Flexi Loans, term loans disburse the entire loan amount to you immediately. Thereby, you are required to pay interest on the same. 

Doctor Loan - Interest Rates and Charges

It is crucial to be aware of the applicable doctor loan interest rates and fees before applying for the loan. 

Interest Rates

14% p.a. onwards

Processing fee 


Penal interest

2% per month along with other applicable taxes

Cheque bounce charges 

₹3,000 per bounce along with applicable taxes.

Eligibility Criteria for Doctor Loans

Overall, three eligibility conditions need to be fulfilled:

  1. You should be a citizen of India.

  2. You should be a certified practising doctor.

  3. You should be between 26 and 65 years of age.


Eligibility Criteria as per Specialization


Doctors with different qualifications have different eligibility criteria that they must fulfil. 

The specialization requirements for a doctor loan are as follows:


  • SuperSpecialistI&II,PostGraduate I, Post Graduate II & Specialised Diploma, Other PG Diploma -  At least MBBS degree to be registered with the Medical Council and experience to be calculated from MBBS registration date

  • Graduate - Immediately after registration with the Medical Council

  • MDS - At least BDS degree to be registered, and experience to be calculated from BDS registration date

  • BDS - Minimum experience 2 years from medical registration date

  • BAMS/BHMS - Minimum experience of 5 years

How to Apply for Doctor Loans?

You can apply for this loan in three simple steps:


  • Online Form Filling: Simply provide your personal and professional details in the online application form.

  • Specify Loan Details: Here, you have to select your preferred loan amount along with the repayment tenure.

  • Approval and Disbursal: While the loan amount is sanctioned within 2 minutes, the amount is disbursed in your account within 24 hours.

Thus, the doctor loans on Bajaj Markets come with a range of attractive features and benefits. What’s more, with an easy application process, exceptional customer service and easy online access to your loan accounts, you can make the most of your doctor loan. With 100% transparency and zero hidden charges, this is an unbeatable loan option for all medical practitioners.