Bajaj Housing Finance Loan Against Property

What is Loan Against Property

In need of financial assistance? Need to take care of a business expansion or a wedding expenditure, or funding your child’s dream of studying abroad? Get a Loan Against Property from Bajaj Housing Finance Limited today.

Bajaj Housing Finance Loan Against Property (LAP) helps you unlock the hidden value of your assets by providing financial assistance during an exigency or requirements. At Bajaj Markets, you can avail a loan against property of up to Rs. 1 Cr with affordable interest rates, flexible repayment options and easy loan disbursal.

With us, at Bajaj Markets, when applying for a loan against property, all you have to ensure is that the property title is clear, is not undergoing any litigation, and is free from any existing mortgage. Another factor that you need to ensure is that your property is insured against fire and other calamities during the tenure of the loan. The proof of insurance also needs to be provided to us on a yearly basis.  

Loan Against Property Eligibility Criteria

You must fulfill certain eligibility criteria to avail Bajaj Housing Finance Loan Against Property. Here are the following:

• The applicant must be an Indian citizen.
• The applicant’s age must be between 21 and 60 years.
• The salaried applicant must work in an MNC, private company or public sector and the self-employed individuals must have a business with a steady income.

Documents Required For Loan Against property

• Identity Proof: PAN/Voter ID/Aadhaar Card
• Address proof: Aadhaar Card/Passport/Driving License
• Bank Statement of last 3 months
• Salary Slips
• Copy of IT Returns (for Self Employed)
• Copy of the documents of the property to be mortgaged

Bajaj Housing Finance Loan Against Property Interest Rates & Charges