In need of financial assistance? Need to take care of a business expansion or a wedding expenditure, or funding your child’s dream of studying abroad? Get a Loan Against Property from Bajaj Housing Finance Limited today.
Bajaj Housing Finance Loan Against Property (LAP) helps you unlock the hidden value of your assets by providing financial assistance during an exigency or requirements. At Bajaj Markets, you can avail a loan against property of up to Rs. 1 Cr with affordable interest rates, flexible repayment options and easy loan disbursal.
With us, at Bajaj Markets, when applying for a loan against property, all you have to ensure is that the property title is clear, is not undergoing any litigation, and is free from any existing mortgage. Another factor that you need to ensure is that your property is insured against fire and other calamities during the tenure of the loan. The proof of insurance also needs to be provided to us on a yearly basis.
Applying for a Loan against Property with us is simple. With the entire process online coupled with minimal documentation, what more could one ask for?
Individuals can choose a repayment tenure that ranges up to 20 years. Make it a short-term or long-term Loan Against Property, the choice is yours.
You can part-pay your Loan against Property. We do charge a fee, but trust us, its minimal!
We provide a balance transfer facility on an existing Loan Against Property, with easy processing & minimal documentation. Also, get a top-up loan of high value, against your existing loan.
With our Customer Portal, keep track, manage your Loan Against Property and get all related information, online!
You must fulfill certain eligibility criteria to avail Bajaj Housing Finance Loan Against Property. Here are the following:
Here’s how you can apply for Bajaj Housing Finance Loan Against Property:
Charges |
Regular |
Interest Rate |
9.00% p.a. onwards for salaried applicants 10.50% p.a. onwards for self-employed applicants |
Processing fees |
Up to 0.35% of the loan amount |
Foreclosure charges |
4% of outstanding loan amount + GST |
No, you can now apply for a Loan Against Property on Bajaj Markets through 100% online process.
Self-employed applicants can avail Bajaj Housing Finance Loan Against Property of up to Rs. 1 Cr on Bajaj Markets and fulfill their financial requirements.
Though Loan Against property is a secured loan, maintaining a good CIBIL Score can get you the loan at a lower rate of interest with additional benefits and offers.
Yes, you are eligible, provided you reside in the city specified by the lender to own a property.