PNB Loan Against Property

Opt for a PNB Housing Finance Loan Against Property on Bajaj Markets to leverage your property value for urgent financial requirements. You can get funding of up to 70% of the property value and enjoy lucrative interest rates starting at 9.25% p.a.

You can choose a flexible tenure of up to 240 months and repay comfortably. Enjoy minimal prepayment charges and processing fees when you opt for this facility.

Here is the PNB Housing Finance Loan Against Property interest rates and other charges: 

Here are the eligibility criteria you need to meet: 

• Age: 21-70 years

• Monthly income: Above ₹18,000 

• Work experience: 3+ years for salaried and a total business vintage of at least 5 years for self-employed

Here are the general documents you need to submit to apply for a loan against property from PNB Housing Finance:

• Identity proof: PAN card/voter ID/Aadhaar card 

• Address proof: Aadhaar card/passport/driving licence 

• Latest educational degree certificate

• Salary slips of the last three months (applicable for salaried applicants) 

• Form 16 for the last two financial years (applicable for salaried applicants) 

• Certificate and proof of business existence (applicable for self-employed applicants)

• ITR for the last three financial years (applicable for self-employed applicants) 

• Self-attested photocopy of the title documents of the property and approved plan

After checking your eligibility, here are the steps you can follow to apply for LAP from PNB Housing

• Click on the ‘Apply Now’ button on this page

• Enter your personal details as required in the online application form

• Enter the required loan amount and your preferred repayment tenure

• Submit the digital form for verification

• A representative will get in touch with you for further processing

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.