Loan Against Property (LAP) from PNB Housing is here to help you fulfill all your financial requirements. Be it business expansion, child’s education, travel or dealing with medical emergency, Loan Against Property will help you in the best way possible. Apply for a PNB Loan Against Property at attractive interest rates, on Finserv MARKETS today!
Features & Benefits of PNB Loan Against Property
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Loan Amount
Get a Loan Against Property of up to Rs. 5 Crores to fund your requirements.
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Flexible Repayment Tenure
Repay your loan in easy EMIs over in the repayment tenure ranging up to 180 months and 300 months for salaried and self-employed applicants respectively.
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Balance Transfer Options
You can avail a balance transfer facility with minimal documentation at Finserv MARKETS.
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Low Rates of Interest
Avail a Loan Against Property at very attractive interest rates ranging from 9.50% p.a. – 10.15% p.a.
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High Fund Ratio
You can get up to 70% funding with Loan Against Property.
Why Choose Finserv MARKETS
How to Apply for a PNB Loan Against Property on Finserv MARKETS
Applying for a PNB Loan Against Property is very simple on Finserv MARKETS. Here’s what you need to do:
Eligibility Criteria for PNB Loan Against Property
Take a look at the eligibility criteria:
The age of applicant must be between 21-70 years.
The net monthly income of the applicant must be above Rs. 18,000.
Salaried applicants must have a work experience of at least 3 years and self-employed applicants must have a total business vintage of at least 5 years.
Documents Required for PNB Loan Against Property
Identity Proof: PAN/Voter ID/Aadhaar Card
Address proof: Aadhaar Card/Passport/Driving License
Latest Degree to validate educational qualification
Salary slips of last 3 months (applicable for salaried applicants)
Certificate & Proof of business existence (applicable for self-employed applicants)
Form 16 for the last 2 financial years (applicable for salaried applicants)
ITR for the last 3 financial years (applicable for self-employed applicants)
Self-attested photocopy of the Title Documents of the Property and Approved Plan
PNB Loan Against Property Interest Rates and Charges
Interest Rate |
9.50% p.a. – 10.15% p.a. |
Processing Fee |
1% of the loan amount |
Loan Tenure |
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*The charges are subject to policy changes of PNB Housing Finance, from time to time.
PNB Loan Against Property Prepayment
If you wish to repay the loan before the actual repayment tenure ends, you can do that. You can prepay the loan amount, that too with zero prepayment charges.
Frequently Asked Questions
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✔️How can I get Loan Against Property?
You can visit Finserv MARKETS to get a Loan Against Property.
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✔️What is the maximum loan tenure available under PNB LAP?
The maximum loan tenure available under PNB LAP is 180 months for salaried individuals and 300 months for self-employed applicants.
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✔️What security will I have to provide for PNB LAP?
You need to provide the registered mortgage of the property.
