PNB Loan Against Property

Apply for the PNB Housing Finance Loan Against Property on Bajaj Markets in a few steps.

Select Your Profession

Salaried Employee

Business Owner

✓ Loan Against Property from ₹15 Lakhs to ₹5 Cr ✓ Multiple Lending Partners ✓ Attractive Interest Rates Check Offer

Opt for a PNB Housing Finance Loan Against Property on Bajaj Markets to leverage your property value for urgent financial requirements. You can get funding of up to 70% of the property value and enjoy lucrative interest rates starting at 9.25% p.a.

You can choose a flexible tenure of up to 240 months and repay comfortably. Enjoy minimal prepayment charges and processing fees when you opt for this facility.

Interest Rates and Charges

Here is the PNB Housing Finance Loan Against Property interest rates and other charges:

Interest Rate	9.25% p.a. onwards
Processing Fee	1% of the loan amount
Prepayment Charges	Nil

Disclaimer: The charges are subject to change at the discretion of the lender.

PNB Loan Against Property EMI Calculator

Loan Amount

Tenure

Rate of Interest

Your Monthly Loan EMI

Principal Amount

Total Interest

Total Amount Payable

Amortization Schedule

Download

Year	Payable Amount	Principal	Interest	Balance

Features and Benefits

Here are some benefits you can enjoy:

Sizeable Loan Amount

Get a high loan amount up to ₹15 Crores with PNB Housing Finance

Flexible Tenure Option

Choose a repayment period of up to 20 years (240 months) and repay comfortably

Lucrative Interest Rates

Ease your borrowing cost with lower interest rates starting from 9.25% p.a.

High LTV Ratio

Get the best from your property with the loan-to-value ratio going up to 70%

Customised Loan Terms

Select a loan offer based on your income and repayment capacity to keep funding in your budget

Eligibility Criteria and Documents Required

Here are the eligibility criteria you need to meet:

Age: 21-70 years
Monthly income: Above ₹18,000
Work experience: 3+ years for salaried and a total business vintage of at least 5 years for self-employed

Here are the general documents you need to submit to apply for a loan against property from PNB Housing Finance:

Identity proof: PAN card/voter ID/Aadhaar card
Address proof: Aadhaar card/passport/driving licence
Latest educational degree certificate
Salary slips of the last three months (applicable for salaried applicants)
Form 16 for the last two financial years (applicable for salaried applicants)
Certificate and proof of business existence (applicable for self-employed applicants)
ITR for the last three financial years (applicable for self-employed applicants)
Self-attested photocopy of the title documents of the property and approved plan

How to Apply

After checking your eligibility, here are the steps you can follow to apply for LAP from PNB Housing

Click on the ‘Apply Now’ button on this page
Enter your personal details as required in the online application form
Enter the required loan amount and your preferred repayment tenure
Submit the digital form for verification
A representative will get in touch with you for further processing

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Loan Against Property Quick Links

Home Loan Quick Links

Calculators

What is the maximum loan tenure available with PNB Housing Finance Loan Against Property?

The maximum loan tenure available is 240 months for salaried and self-employed applicants.

How accurate is a PNB Housing Finance LAP EMI calculator?

It is an online computational tool that estimates your EMI based on the data you enter. Ensure you provide the right PNB Housing Finance Loan Against Property interest rate to get the correct EMI amount.