Loan Against Property (LAP) from PNB Housing is here to help you fulfill all your financial requirements. Be it business expansion, child’s education, travel or dealing with medical emergency, Loan Against Property will help you in the best way possible. Apply for a PNB Loan Against Property at attractive interest rates, on Finserv MARKETS today!
Get a Loan Against Property of up to Rs. 5 Crores to fund your requirements.
Repay your loan in easy EMIs over in the repayment tenure ranging up to 180 months and 300 months for salaried and self-employed applicants respectively.
You can avail a balance transfer facility with minimal documentation at Finserv MARKETS.
Avail a Loan Against Property at very attractive interest rates ranging from 9.50% p.a. – 10.15% p.a.
You can get up to 70% funding with Loan Against Property.
Now get an online loan in an instant with easy approval and disbursal process.
Get the best loan offers hassle-free, without any tedious paperwork.
No hidden charges, no dubious policies, just 100% transparency!
Get easy loans designed to meet your specific requirements.
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Applying for a PNB Loan Against Property is very simple on Finserv MARKETS. Here’s what you need to do:
Enter your personal and income details and get instant loan eligibility.
Select PNB from the list of lending partners.
Know the loan amount you can possibly avail.
Fill the desired loan amount & details of property.
Find out your loan details along with all the associated charges and net disbursal amount. A loan expert will then connect with you to process your application further.
Take a look at the eligibility criteria:
The age of applicant must be between 21-70 years.
The net monthly income of the applicant must be above Rs. 18,000.
Salaried applicants must have a work experience of at least 3 years and self-employed applicants must have a total business vintage of at least 5 years.
Identity Proof: PAN/Voter ID/Aadhaar Card
Address proof: Aadhaar Card/Passport/Driving License
Latest Degree to validate educational qualification
Salary slips of last 3 months (applicable for salaried applicants)
Certificate & Proof of business existence (applicable for self-employed applicants)
Form 16 for the last 2 financial years (applicable for salaried applicants)
ITR for the last 3 financial years (applicable for self-employed applicants)
Self-attested photocopy of the Title Documents of the Property and Approved Plan
9.50% p.a. – 10.15% p.a.
1% of the loan amount
*The charges are subject to policy changes of PNB Housing Finance, from time to time.
If you wish to repay the loan before the actual repayment tenure ends, you can do that. You can prepay the loan amount, that too with zero prepayment charges.
You can visit Finserv MARKETS to get a Loan Against Property.
The maximum loan tenure available under PNB LAP is 180 months for salaried individuals and 300 months for self-employed applicants.
You need to provide the registered mortgage of the property.