Loan Against Property (LAP) from PNB Housing is here to help you fulfill all your financial requirements. Be it business expansion, child’s education, travel or dealing with medical emergency, Loan Against Property will help you in the best way possible. Apply for a PNB Loan Against Property at attractive interest rates, on Finserv MARKETS today!

Features & Benefits of PNB Loan Against Property

  • Loan Amount

    Get a Loan Against Property of up to Rs. 5 Crores to fund your requirements.

  • Flexible Repayment Tenure

    Repay your loan in easy EMIs over in the repayment tenure ranging up to 180 months and 300 months for salaried and self-employed applicants respectively.

  • Balance Transfer Options

    You can avail a balance transfer facility with minimal documentation at Finserv MARKETS.

  • Low Rates of Interest

    Avail a Loan Against Property at very attractive interest rates ranging from 9.50% p.a. – 10.15% p.a.

  • High Fund Ratio

    You can get up to 70% funding with Loan Against Property.

Why Choose Finserv MARKETS

Fast Online Process

Now get an online loan in an instant with easy approval and disbursal process.

Minimal Documentation

Get the best loan offers hassle-free, without any tedious paperwork.

Transparency Guaranteed

No hidden charges, no dubious policies, just 100% transparency!

Custom-made Loans

Get easy loans designed to meet your specific requirements.

Trusted Companion

Customers across the country trust us. It's your turn now. Join us and enjoy a host of exclusive products and benefits.

How to Apply for a PNB Loan Against Property on Finserv MARKETS

Applying for a PNB Loan Against Property is very simple on Finserv MARKETS. Here’s what you need to do:

  • Enter your Details

    Enter your personal and income details and get instant loan eligibility.

  • Choose your Lending Partner

    Select PNB from the list of lending partners.

  • Estimate Borrowing Power

    Know the loan amount you can possibly avail.

  • Mention the Requirement & Property Details

    Fill the desired loan amount & details of property.

  • Unlock Final Details

    Find out your loan details along with all the associated charges and net disbursal amount. A loan expert will then connect with you to process your application further.

Eligibility Criteria for PNB Loan Against Property

Take a look at the eligibility criteria: 

  • The age of applicant must be between 21-70 years.

  • The net monthly income of the applicant must be above Rs. 18,000.

  • Salaried applicants must have a work experience of at least 3 years and self-employed applicants must have a total business vintage of at least 5 years. 

Documents Required for PNB Loan Against Property

  • Identity Proof: PAN/Voter ID/Aadhaar Card 

  • Address proof: Aadhaar Card/Passport/Driving License 

  • Latest Degree to validate educational qualification 

  • Salary slips of last 3 months (applicable for salaried applicants) 

  • Certificate & Proof of business existence (applicable for self-employed applicants) 

  • Form 16 for the last 2 financial years (applicable for salaried applicants) 

  • ITR for the last 3 financial years (applicable for self-employed applicants) 

  • Self-attested photocopy of the Title Documents of the Property and Approved Plan 

PNB Loan Against Property Interest Rates and Charges

Interest Rate

 9.50% p.a. – 10.15% p.a.

Processing Fee

 1% of the loan amount

Loan Tenure

  • Up to 180 months (for salaried applicants)
  • Up to 300 months (for self-employed applicants)

*The charges are subject to policy changes of PNB Housing Finance, from time to time.

PNB Loan Against Property Prepayment

If you wish to repay the loan before the actual repayment tenure ends, you can do that. You can prepay the loan amount, that too with zero prepayment charges.

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Frequently Asked Questions

  • ✔️How can I get Loan Against Property?

    You can visit Finserv MARKETS to get a Loan Against Property.

  • ✔️What is the maximum loan tenure available under PNB LAP?

    The maximum loan tenure available under PNB LAP is 180 months for salaried individuals and 300 months for self-employed applicants.

  • ✔️What security will I have to provide for PNB LAP?

    You need to provide the registered mortgage of the property.