A personal loan is the easiest and most convenient option to get instant monetary help in emergencies and unfavorable situations for an individual without withdrawing funds from their savings. There are a lot of financial companies offering personal loans with features like flexible repayment structures, low-interest rates, etc.

Aditya Birla Personal Loan is one of the popular personal loans in the market, offering various benefits and perks to the applicants. With minimal rates of interest and super-easy application procedure, Aditya Birla Finance Personal Loan has been one of the top choices in the personal loan category. So why wait, apply for ABFL Personal Loan on Finserv MARKETS.

Features and Benefits of Aditya Birla Personal Loan

  • Loan Amount

    Apply for a Personal Loan from ABFL on Finserv MARKETS and get up to Rs. 5 Lakhs.

  • lexible Repayment System

    Aditya Birla Personal Loans have a flexible loan repayment policy for their customers. The loan repayment module can range between 9 -36 months.

  • Collateral Free

    Aditya Birla Personal Loans do not require any collateral against the loan amount.

  • Quick Approval

    With an easy documentation process and eligibility parameters, one can easily get approval for Aditya Birla Capital Personal Loan

  • Nominal Interest Rate

    Aditya Birla Finance Personal Loan comes with an attractive rate of interest, ranging from 14.5% - 28% p.a.

Why Choose Finserv MARKETS for Personal Loans

Fast Online Processing

The Personal Loan application process is carried out online. You get an instant approval on your loan.

Minimal Paperwork Involved

You can get the loan with minimal documentation.


Rest assured that you will be charged with absolutely no hidden charges.

Custom-made Loans

Get the best Personal Loan offers that meet your requirements, here. No need to look elsewhere!

Trusted Companion

Customers across India have chosen Finserv MARKETS as their trusted financial partner for Personal Loan. It's your turn now!

How to Apply for Aditya Birla Personal Loan

  • Filling Details Online

    Enter your personal and professional details.

  • Select your Lending Partner

    From the list of loan offers, select Aditya Birla Finance to proceed.

  • Specify Personal Loan Details

    Select the loan amount and repayment tenure as per your choice.

  • Approval & Disbursal

    Get online approval in 2 minutes and money in your bank within 48-72 hours.

Aditya Birla Finance Personal Loan: Eligibility & Documents

Eligibility Criteria
  • You should be a salaried employee with a stable source of income.
  • You must be an Indian resident.
  • The minimum and maximum age of the applicant is fixed at 23 years and 57 years respectively.
Documents Required
  • Completely filled online application form along with PAN card and Aadhaar number
  • Proof of address: A copy of PAN Card/Passport/ Voter's ID/ Aadhaar Card/ Driving License
  • Bank Statements of your salary account for last 3-6 months
  • Live Selfie as a photo proof
* This is an indicative list only. Additional documents may be asked for, on a case-to-case basis

Aditya Birla Personal Loan Interest Rate & Charges

Apart from knowing the eligibility criteria and documents required, it is also important to know the rate of interest and other charges levied in the entire procedure. Here is a complete list of all the charges that are involved in Aditya Birla Finance Personal Loan.


Interest Rate/ Fees





Processing fee

Up to 4% of the sanctioned amount

Frequently Asked Questions

  • ✔️What is the turn-around time for Aditya Birla Capital's personal loan?

    The turn-around time for Aditya Birla Capital Personal Loan is generally 2-3 working days’ post-KYC verification.

  • ✔️Can I foreclose my personal loan taken from Aditya Birla Capital?

    Yes, the Aditya Birla Capital Personal Loan offers the feature of foreclosing a personal loan after completion of 6 months’ loan tenure. No extra charges are levied on this process for the benefit of the borrowers.

  • ✔️How is the interest calculated on Aditya Birla Capital's personal loan?

    The monthly reducing balance method is used for the calculation of interest charged on the Aditya Birla Personal Loan.

  • ✔️Is part prepayment allowed on Aditya Birla's personal loan?

    Yes, borrowers can prepay a partial amount of the Aditya Birla Personal Loan. The only condition to this is that the partial amount should be equal to 3 EMIs.

  • ✔️What is the interest rate for Aditya Birla Capital's personal loan?

    It ranges from 14.5%-28% p.a. The interest rate charged on the Aditya Birla Capital Personal Loan differs from borrower to borrower depending on various factors like tenure of the loan and amount requirement of the borrower.

  • ✔️Who can apply for Aditya Birla's personal loan?

    To apply for the Aditya Birla Personal Loan, you need to fit in the eligibility criteria set issued by the institution. One major point of the eligibility criteria is that only salaried employees can apply for this loan.

  • ✔️What is the repayment tenure for Aditya Birla's personal loan?

    The repayment tenure of the Aditya Birla Personal Loan ranges from 9 months to 36 months. 


  • ✔️ How much does Aditya Birla Capital charge as processing fees on a personal loan?

    The processing fees charged on the Aditya Birla Capital Personal Loan are up to 4% of the fixed loan amount.