EarlySalary is an online lending platform that offers working professionals instant access to various credit facilities through its smartphone application. Since the platform operates online, you get to avail personal loans and other credit facilities, 24x7.
You can use personal loans from EarlySalary to meet almost all of your urgent financial needs. Whether it is to meet medical emergencies and expenses, pay off bills, fund a vacation, or renovate your home, a personal loan can help fund all of that and more. You can now apply for an EarlySalary Personal Loan at Bajaj Markets and get an instant approval on the loan.
The interest rates and other charges on an EarlySalary personal loan are highly attractive and competitive. Here’s a quick look at what EarlySalary charges on its personal loan products.
EarlySalary Personal Loan
2.5% per month (for tenure 3 months and 6 months)
2% per month (for tenure 12 months, 18 months, 24 months)
Starting from ₹299 + ₹100 stamp duty (for tenure 3 months and 6 months)
Starting from ₹399+ ₹100 stamp duty (for tenure 12 months, 18 months, 24 months)
3 months to 24 months
From ₹8000 to ₹5 Lakhs
Customisable Loan Amounts - The EarlySalary personal loan is highly flexible and allows you to customise your loan amounts as per your needs. You can avail a wide range of amounts starting from ₹8,000 to ₹5,00,000.
Paperless Application Process - With EarlySalary loans, you don’t have to go through and fill pages upon pages for availing a credit facility. The entire personal loan application process is online and can be completed within minutes with minimal details.
24x7 Availability - Since the entire application process is online at Bajaj Markets, you can apply for a loan at any time of the day that’s convenient for you.
Flexible Repayment Tenure - Want to avail funds but worried about repayment? Drop your worries. You can conveniently pay your loan in easy EMIs over a tenure ranging from 3-24 months.
Quick Disbursal - The entire process, right from approval to transfer of money into your bank account, can be completed in just 10 mins. Also, there are no charges on part-payment or foreclosure.
The applicant must be a resident of India.
The age of the applicant must be between 21 and 55 years.
The applicant must be a salaried individual with a minimum net monthly salary of ₹18,000, if living in a Tier 1 City and ₹15,000, if living in Tier 2 city. (applicable for tenure 3 months, 6 months).
The applicant must be a salaried individual with a minimum net monthly salary of ₹25,000, if living in a Tier 1 City and ₹22,000, if living in Tier 2 city. (applicable for tenure 12 months, 18 months, 24 months).
Your PAN card
Your address proof - Aadhaar card, Voter’s ID, utility bill, Driving License, or Passport
Your latest salary slips/bank statements of last 3 months
Applying for an EarlySalary personal loan on Bajaj Markets is as easy as it can get. Here’s a quick look at the step by step process that you would have to follow to apply for an EarlySalary loan.
Online Form Filling - Enter your personal and professional details.
Select your Lending Partner - From the list of Personal Loan partners, select EarlySalary.
Specify Personal Loan Details - Once you fill in these details, you have to specify your Personal Loan details such as the loan amount required and loan tenure.
Approval & Disbursal - Finally, once you submit all these details, and the application is verified, your loan will get instantly approved and disbursed within 10 mins.
Fast Online Processing - The Personal Loan application process is carried out online. You get an instant approval on your loan and money in your bank account in just 10 mins.
Minimal Paperwork Involved - You can get the loan with minimal documentation.
Transparency - Rest assured that you will be charged with absolutely no hidden charges.
Custom-made Loans - Get the best Personal Loan offers that meet your requirements, here. No need to look elsewhere!
Trusted Companion - Customers across India have chosen Bajaj Markets as their trusted financial partner for Personal Loan. It's your turn now!
EarlySalary's customer service phone number is 02067639797, and you may reach out to them at any time. This number may be used to lodge any concerns or ask any question that you may have. If your concern/question to the EarlySalary customer service staff is not handled in the first instance, you may escalate your claim to level 1 and then, if necessary, to level 2. To escalate your complaint(s), please use the following email addresses:
Level 1: email@example.com
Level 2: firstname.lastname@example.org
Level 2 escalation is only applicable if you have previously escalated to level 1, and the resolution given was insufficient/none was provided.
Unfortunately, you cannot cancel an EarlySalary personal loan once you’ve availed it through the application. However, you can foreclose your loan, with zero foreclosure charges.
Yes, EarlySalary is registered with the Reserve Bank of India (RBI) and is authorised to provide credit facilities to individuals.
If you don’t pay your EarlySalary loan on time, penalties and other charges for non-payment will be levied. That’s not all. Your credit score will also take a hit.
Yes, your credit score will improve, if you pay your EMIs on time. However, the score can be impacted if you fail to repay, in the chosen tenure.
EarlySalary charges an attractive interest rate of around 2% or 2.5% per month on the loan amount, depending on the tenure.
To be eligible to avail an EarlySalary personal loan, you have to satisfy the following criteria.
Be a resident of India
Be a salaried individual with a minimum monthly take home salary of ₹25,000 (for Tier-1 cities) or ₹22,000 (for Tier-2 cities) (applicable for tenure 12 months, 18 months, 24 months)
Be a salaried individual with a minimum monthly take home salary of ₹18,000 (for Tier-1 cities) or ₹15,000 (for Tier-2 cities) (applicable for tenure 3 months, 6 months)
Be between 21 to 55 years of age
You can repay your EarlySalary personal loan through any of the following methods.
You can apply for an EarlySalary loan at Bajaj Markets.
An EarlySalary Personal Loan has a minimum value of ₹5,000.